Moxin Reza

Moxin Reza Learn property investment with me to increase your net worth without compromising your lifestyle.

03/12/2025

Renting out a lockable room in Victoria? You might accidentally be creating a legal tenancy.
Always protect yourself with a written room agreement—your future self will thank you.

29/11/2025

APRA is tightening lending rules; and most Australians don’t realize what that actually means for their borrowing power.

From early 2026, banks will be restricted in how many high-debt loans they can write. This directly impacts:

• Refinancing

• Equity releases

• Investment loans

• Upgrade purchases



If you’re in Sydney or Melbourne, this matters even more. These markets are highly sensitive to interest rates and banking policy. When credit tightens, buyers disappear, borrowing power drops, and opportunities shrink.



The smart move?

✅ Refinance early

✅ Secure your pre-approval now

✅ Understand your real borrowing power before rules tighten



Smaller, affordable markets will likely stay more stable; but metro borrowing capacity will change fast.

The best investors don’t react; they prepare.

Want to check your options before the window tightens?

Comment APPROVAL or send me a DM and I’ll walk you through it.



28/11/2025

Can you rent out a room while using Victoria's First Home Buyer Grant?

YES, you can! But here's what you NEED to know: 👇
✅ You MUST live in the property for 12 continuous months
✅ You CAN rent out spare bedrooms while YOU'RE living there
❌ You CANNOT move out entirely and rent the whole property within that first year

Breaking this rule? You might have to repay the grant or lose your stamp duty concession.

Save this for later and share with someone who needs to know! 🔖

Got questions about first home buyer grants in Victoria? Drop them below! 👇

26/11/2025

When someone sells a business or cashes out on a big deal, their instinct is always to jump straight into the next venture.

They think, ‘I’ve done it before, I can do it again.’ But that’s exactly when they need to slow down. They should take a portion of that money and protect it lock it in, keep it safe.

If the next move doesn’t hit, at least they’ve secured a solid base. The rest? They can take all the risks they want. That’s how real generational wealth gets built.

24/11/2025

Everyone talks about helping first-home buyers, but no one talks about why the Government actually wants property prices to keep rising.

Here’s why?

First-home buyer prices look similar across most states, except NSW.

Grants feel supportive, but they’re really a short window so the government can exit cleanly once you hit that 80% LVR.

Rising prices protect them from default risk, not you.

If you're trying to understand how housing affordability, LVRs, and government incentives really work in Australia, this is the perspective no one gives first-home buyers. To find out more, tune into the latest episode of our podcast, out now!

19/11/2025

Australia’s property market is NOT a bubble.

Prices are climbing fast, but it’s not speculation driving them; it’s a fundamental supply crisis.

Net migration is surging, vacancy rates are at record lows (0.9%), and construction just can’t keep up.

Compare that to the UK and Canada; yes, they have shortages too, but homes there trade differently. In Australia, limited supply + high demand = relentless upward pressure.

Stop waiting for a “crash.” Understand the real drivers.

Book the call today to see what this means for your suburb.

I’m thrilled to share that Investor Partner Group has made its presence on Australia’s fastest-growing companies list fo...
19/11/2025

I’m thrilled to share that Investor Partner Group has made its presence on Australia’s fastest-growing companies list for the third consecutive year (FY23-25).

This journey has been incredible, what started as a bold vision has turned into real growth, thanks to an extraordinary team and the unwavering support of our investors and partners.

For me, this milestone isn’t just about recognition. It’s about proving that persistence, innovation, and collaboration can turn ideas into reality. Excited for what’s ahead!

18/11/2025

Australia’s new 5% deposit scheme is being sold as a win for first-home buyers… but the data is telling a very different story.

Since the scheme launched on 1 October, national home values have jumped 1.1%, the fastest monthly rise in over two years, and eligible properties are rising even quicker.
With borrowing power boosted and interest rates easing, demand is surging while supply stays tight… which means prices are climbing right out of reach for the same people this policy was meant to help.

This isn’t “fixing affordability.”
It’s accelerating the market.

Before you rush into a 95% loan, understand how these policies actually move prices… and what it means for your long-term risk.

Want a breakdown of what this means for your suburb or buying plan? DM your query and let’s plan ahead.

17/11/2025

40-year mortgages won’t make homes cheaper — they just let people bid higher.
And when buyers can bid higher… sellers expect higher.
History shows every time mortgage terms increased, prices followed. 📈

14/11/2025

40-year mortgages don’t level the playing field, they tilt it.
Investors can boost borrowing from $900k → $1.1M with the same monthly repayments.
That’s why competition is about to get even tougher.
Follow for more breakdowns on Australia’s property market.

14/11/2025

Mackay is quietly transforming, waterfront precincts, hospital expansions, renewable energy hubs, and thousands of new homes in development.
This $625K property is a rare chance to get in early in one of Queensland’s fastest-growing regions. Deals like this don’t last long, and knowing where to act is everything.
Reach out to see how you can make it yours. Click on the link below to book a call and know your chances to secure high performing market deals.

Call booking Link --> https://bit.ly/expertcall30

13/11/2025

40-year mortgages are being sold as the solution… but the real cost is hidden in the fine print. 👀
With Aussie households spending 50% of their income on mortgages, a longer loan isn’t a fix — it’s a financial trap.
Don’t fall for the ‘affordability’ illusion.
Understand the debt BEFORE you sign.

Address

Essendon, VIC

Telephone

+61434396270

Website

https://bit.ly/expertcall30

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