It's Never About Money

Home
Australia
Hawthorn East, VIC
It's Never About Money

In the It's Never About Money podcast, host Joe Stephan interviews business owners who are pursuing

When it comes to success, there is a big difference between money and wealth. In It's Never About Money, host Joe Stephan interviews business owners who are pursuing deeper purpose and meaning in their life, rather than just chasing the dollar. Our guests put their values front-and-centre in business and are driven by making a positive impact in the world. Tune in to hear how their stories have un

folded and the key moments that got them there. Whether you are already pursuing meaning in your life or work, or wondering how the most successful are doing it, this podcast will encourage and inspire you to think differently, because It’s Never About Money. Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au

It’s Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au

08/12/2025

𝐔𝐧𝐜𝐞𝐫𝐭𝐚𝐢𝐧𝐭𝐲: 𝐊𝐫𝐲𝐩𝐭𝐨𝐧𝐢𝐭𝐞 𝐟𝐨𝐫 𝐡𝐞𝐚𝐥𝐭𝐡 𝐚𝐧𝐝 𝐰𝐞𝐚𝐥𝐭𝐡

Uncertainty around money can quietly wear people down, and Bianca Musico from WARR HUNT sees how deeply it affects mental health. When clients feel unsure about their finances, it creates a constant weight they carry every day — but the moment they’re given a clear plan, solid information, and confidence in their decisions, it’s like a pressure valve releases. They realise they don’t have to live in fear, and they start to step back into the life they want to live.

This clip is from the new episode:
I asked 9 financial advisers how money affects health. Here is what they told me.

Listen to the full conversation to hear how advisers across the country are linking money to physical and mental wellbeing.
🍏 Apple: https://linke.to/vF1z
🎧 Spotify: https://linke.to/yyMK

07/12/2025

𝐘𝐨𝐮 𝐝𝐨𝐧’𝐭 𝐰𝐚𝐧𝐭 𝐭𝐨 𝐛𝐞 𝐭𝐡𝐞 𝐰𝐞𝐚𝐥𝐭𝐡𝐢𝐞𝐬𝐭 𝐦𝐚𝐧 𝐢𝐧 𝐭𝐡𝐞 𝐠𝐫𝐚𝐯𝐞𝐲𝐚𝐫𝐝

Money can help build a secure future, but it shouldn’t come at the cost of living the life you want. Rob Pyne from HPH Solutions often reminds clients that health, wealth, and happiness are inseparably linked — you don’t want to be the wealthiest person in the graveyard.

Celebrations and milestones are a reminder that life is meant to be enjoyed, and financial planning should support that. For Rob, money is a tool to create the life people truly want, not just a number to chase, and understanding that connection can transform the way clients think about their wellbeing and their priorities.

This clip is from the new episode:
I asked 9 financial advisers how money affects health. Here is what they told me.

Listen to the full conversation to hear how advisers across the country are linking money to physical and mental wellbeing.

Click here to listen to Episode 73 of It’s Never About Money:

🍏 Apple: https://linke.to/vF1z
🎧 Spotify: https://linke.to/yyMK

04/12/2025

𝐑𝐞𝐝𝐮𝐜𝐞 𝐬𝐭𝐫𝐞𝐬𝐬, 𝐠𝐞𝐭 𝐚 𝐛𝐮𝐝𝐠𝐞𝐭

Stress around money often comes from not knowing exactly where you stand, and Shannon Victor from Oxlade Financial Services sees it all the time. Many clients don’t track their spending or have a budget, and that lack of awareness creates anxiety that grows over time.

People put their heads in the sand, worried about what they might find, and the stress only compounds. Shannon explains that the solution can be simple — creating a budget and auditing spending brings clarity, control, and peace of mind. Sometimes, just understanding your own financial situation is the first step toward reducing stress and taking charge of your wellbeing.

This clip is from the new episode:
I asked 9 financial advisers how money affects health. Here is what they told me.

Listen to the full conversation to hear how advisers across the country are linking money to physical and mental wellbeing.

🍏 Apple: https://linke.to/vF1z
🎧 Spotify: https://linke.to/yyMK

03/12/2025

𝐊𝐧𝐨𝐰𝐥𝐞𝐝𝐠𝐞, 𝐍𝐨𝐭 𝐈𝐧𝐜𝐨𝐦𝐞, 𝐈𝐬 𝐖𝐡𝐚𝐭 𝐑𝐞𝐝𝐮𝐜𝐞𝐬 𝐒𝐭𝐫𝐞𝐬𝐬

So much of the stress people feel about money has nothing to do with income. It comes from not knowing. Kelly King sees this all the time. When people do not understand their finances, the anxiety builds quietly and starts affecting their mental health.

Her view is simple. Advisers are not just strategy creators. They are educators. When clients understand what is happening with their money and feel safe in the process, the stress lifts. Confidence rises. Life gets easier.

This clip comes from the new episode titled:
I asked 9 financial advisers how money affects health. Here is what they told me

Listen to the full episode to hear how advisers across the country are connecting financial clarity with better wellbeing.

Click here to listen to Episode 73 of It’s Never About Money:
🍏 Apple: https://linke.to/vF1z
🎧 Spotify: https://linke.to/yyMK

02/12/2025

𝐓𝐡𝐞 𝐂𝐨𝐬𝐭 𝐨𝐟 𝐀𝐥𝐰𝐚𝐲𝐬 𝐏𝐮𝐭𝐭𝐢𝐧𝐠 𝐎𝐭𝐡𝐞𝐫𝐬 𝐅𝐢𝐫𝐬𝐭

Many people spend years caring for everyone around them and slowly stop caring for themselves. Nathan Fradley sees it all the time. Clients who never give themselves permission to invest in their own wellbeing until someone shows them they can.

Sometimes the most powerful financial advice is not about growth or strategy. It is giving someone five or ten thousand dollars and telling them they must use it only for themselves. For health. For recovery. For something that brings them back to life.

This clip is from the new episode:
I asked 9 financial advisers how money affects health. Here is what they told me

Listen to the full conversation to hear how advisers across the country are linking money to physical and mental wellbeing.
Click here to listen to Episode 73 of It’s Never About Money:

🍏 Apple: https://linke.to/vF1z
🎧 Spotify: https://linke.to/yyMK

01/12/2025

At the 2025 FAAA Congress, I asked nine advisers a simple question. How does money affect health? What I heard reminded me why the wisdom of experienced professionals matters more than ever.

Across conversations with Shannon Victor, Kelly King, Bianca Musico, Mark O’Flynn, Sarah Leslie, Rob Pyne, Jordan Vaka, Nathan Fradley and Martin McGrath, a clear theme emerged. Financial stress quietly erodes health, and clarity can change the way people live.

They spoke about avoidance, overwork, grief, divorce, retirement and the quiet ways people lose themselves under pressure. They also shared how good advice helps people sleep better, reclaim time, rebuild identity and take care of their health again.

Listening back, I was struck by how much of this insight comes from lived experience. Years of sitting with clients. Years of watching real lives unfold. Years of understanding what money actually represents when life becomes complicated.

This season is about health, but it is also about wisdom. It is about learning from advisers who have walked alongside Australians through their biggest life moments.

Listen to the new episode:
I asked 9 financial advisers how money affects health. Here is what they told me

Click here to listen to Episode 73 of It’s Never About Money:

🍏𝐀𝐩𝐩𝐥𝐞: https://linke.to/vF1z

🎧𝐒𝐩𝐨𝐭𝐢𝐟𝐲: https://linke.to/yyMK

23/11/2025

𝐓𝐡𝐞 𝐭𝐫𝐚𝐧𝐬𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐨𝐧𝐚𝐥 𝐢𝐦𝐩𝐚𝐜𝐭 𝐨𝐟 𝐩𝐨𝐨𝐫 𝐡𝐨𝐫𝐦𝐨𝐧𝐞 𝐡𝐞𝐚𝐥𝐭𝐡 𝐨𝐧 𝐲𝐨𝐮𝐫 𝐜𝐚𝐫𝐞𝐞𝐫

New episode of 𝐼𝑡’𝑠 𝑁𝑒𝑣𝑒𝑟 𝐴𝑏𝑜𝑢𝑡 𝑀𝑜𝑛𝑒𝑦 is out now.

𝐃𝐫 𝐂𝐞𝐫𝐢 𝐂𝐚𝐬𝐡𝐞𝐥𝐥 reveals why hormone health is lagging behind other areas of medicine and why outdated myths about testosterone and oestrogen are still holding people back from the care they need.

🎧 Listen here:

🍏𝐀𝐩𝐩𝐥𝐞: https://linke.to/WNFTiE

🎧𝐒𝐩𝐨𝐭𝐢𝐟𝐲: https://linke.to/uwz41

19/11/2025

Are you experiencing any of these symptoms? (It may be hormone-related)

“Gaining weight around your middle? Feeling constantly tired? Losing muscle? These could be signs your hormones are out of balance. Don’t settle for running on a low battery…get your health and energy back on track!"

It’s not just about today. Balancing your hormones can boost your energy, protect your bones, and prevent future disease.

The latest episode of 𝐼𝑡’𝑠 𝑁𝑒𝑣𝑒𝑟 𝐴𝑏𝑜𝑢𝑡 𝑀𝑜𝑛𝑒𝑦, with 𝐃𝐫 𝐂𝐞𝐫𝐢 𝐂𝐚𝐬𝐡𝐞𝐥𝐥, is available now:

🍏𝐀𝐩𝐩𝐥𝐞: https://linke.to/WNFTiE

🎧𝐒𝐩𝐨𝐭𝐢𝐟𝐲: https://linke.to/uwz41

17/11/2025

"I think there's a couple of reasons why we seem to be in the dark ages for hormone health... one of them was based on a single case from the 1930s."

Why are we still letting outdated science shape the way hormone health is treated today?

In this episode of It’s Never About Money, Dr Ceri Cashell joins Joe to unpack the myths, misdiagnoses, and overlooked realities of hormone health, and what you can do to protect your wellbeing.

🎧 Listen to the latest episode of the now It’s Never About Money podcast now:

🍏𝐀𝐩𝐩𝐥𝐞: https://linke.to/WNFTiE

🎧𝐒𝐩𝐨𝐭𝐢𝐟𝐲: https://linke.to/uwz41

12/11/2025

I am excited to announce that my next guest on 𝐈𝐭'𝐬 𝐍𝐞𝐯𝐞𝐫 𝐀𝐛𝐨𝐮𝐭 𝐌𝐨𝐧𝐞𝐲 is 𝐂𝐞𝐫𝐢 𝐂𝐚𝐬𝐡𝐞𝐥𝐥.

I will be talking to Ceri all about 𝐖𝐡𝐲 𝐇𝐨𝐫𝐦𝐨𝐧𝐞 𝐇𝐞𝐚𝐥𝐭𝐡 𝐢𝐬 𝐒𝐭𝐮𝐜𝐤 𝐢𝐧 𝐭𝐡𝐞 𝐃𝐚𝐫𝐤 𝐀𝐠𝐞𝐬.

Watch this space for more information!

09/11/2025

Don’t believe everything you think

We’re not robots.

Noise, lighting, smells, even what you eat - all of it changes your brain chemistry and your choices.

Want to make better financial decisions?
Start by improving your environment.

🎙️ Listen to 𝐃𝐨𝐧’𝐭 𝐁𝐞𝐥𝐢𝐞𝐯𝐞 𝐄𝐯𝐞𝐫𝐲𝐭𝐡𝐢𝐧𝐠 𝐘𝐨𝐮 𝐓𝐡𝐢𝐧𝐤 with 𝐇𝐚𝐧𝐧𝐚𝐡 Conkey on It’s Never About Money.

🍏 𝐀𝐩𝐩𝐥𝐞: https://linke.to/KJGMW

🎧 𝐒𝐩𝐨𝐭𝐢𝐟𝐲: https://linke.to/m7A4

05/11/2025

Going through the portal

🧠 Don’t believe everything you think.

Most of us are running old processes on autopilot. X happens, we do Y. Again and again.

But when you see the pattern, you can rewire it - and your results change.

🎙️ New episode of It’s Never About Money: Don’t Believe Everything You Think, with executive coach Hannah Conkey.

🎧Hear more in Why It’s Never Been About Money:

🍏 𝐀𝐩𝐩𝐥𝐞: https://linke.to/KJGMW

🎧 𝐒𝐩𝐨𝐭𝐢𝐟𝐲: https://linke.to/m7A4

Address

5 Porter Street
Hawthorn East, VIC
3123

Website

https://www.itsneveraboutmoney.com.au/

Alerts

Be the first to know and let us send you an email when It's Never About Money posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Want your business to be the top-listed Media Company in Hawthorn East?