Real Estate Your Way

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RBA UPDATE | Effective November 5, 2025At its second last meeting of the year, the Reserve Bank of Australia (RBA) held ...
06/11/2025

RBA UPDATE | Effective November 5, 2025

At its second last meeting of the year, the Reserve Bank of Australia (RBA) held the official cash rate steady at 3.60%, marking the fourth consecutive pause following cuts earlier this year. Major lenders remain cautiously optimistic: ANZ and Westpac have flagged the possibility of a February 2026 cut, while NAB anticipates no movement until May.

Tanya Sale, CEO of outsource Financial, said: “Michelle Bullock at the best of times has the attitude of ‘steady as she goes’.” Based on an inflation rate rise and steady employment rate, Ms Sale stated that the RBA “would not be in a position to do anything but hold the cash rate.”

In a milestone moment for the Australian property market, Gold Coast unit prices have overtaken Sydney’s for the first time. The median unit price now sits at $956,000, edging past Sydney’s $927,000. Ray White Chief Economist Nerida Conisbee attributes the surge to population growth, easing rates, and a shortage of new homes. The upcoming Brisbane 2032 Olympic Games is also fuelling demand, with infrastructure upgrades and global attention driving long-term growth across southeast Queensland.

The RBA’s next meeting will be announced on Tuesday, December 9.

Young women leading the way in first homebuyer optimismNew research from Agile Market Intelligence has found that proper...
31/10/2025

Young women leading the way in first homebuyer optimism

New research from Agile Market Intelligence has found that property sentiment is on the rise, and it’s being led by young women.

Despite affordability challenges, women aged 18-34 are showing rising confidence about entering the property market.

The number planning to buy in the next 12 months has jumped by 5%, while the number saying they’ll “never buy” has dropped by the same amount.

Younger Australians overall remain more positive. Men aged 18-34 now lead buying intent at 24%, while nearly half of men (47%) and women (49%) in this age group say financial readiness is their main obstacle.

Spring search trends are changingNew Domain data shows Australian property buyers are prioritising flexibility and affor...
23/10/2025

Spring search trends are changing

New Domain data shows Australian property buyers are prioritising flexibility and affordability like never before, and it’s changing what they’re searching for.

Granny flats, once considered niche, are now the most searched-for term in Sydney, and are rapidly rising in Perth and Adelaide. Whether it’s for multigenerational living, rental income or extra space, buyers are after homes that can do more.

Dual living setups are also in demand, especially in Melbourne, where searches have jumped over 160%. In Adelaide, stamp duty is suddenly a top search term, showing just how much upfront savings matter to buyers right now.

But lifestyle still matters. “Pool” remains in the top five across all capitals, and Melbourne is leading the charge in character homes, with big spikes in “art deco” and “heritage” searches.

What your equity can do for youIf you’ve owned your home or investment property for a few years, chances are you’ve buil...
14/10/2025

What your equity can do for you

If you’ve owned your home or investment property for a few years, chances are you’ve built up equity, and that could be one of your most valuable financial tools.

Equity is the difference between your property's value and what you owe on the loan, and right now, many Australians are tapping into it to achieve their next big goals.

Here’s how accessing equity could work for you:

Invest in property: Use your existing home’s equity as a deposit for a second property and grow your portfolio without saving from scratch.

Renovate or upgrade: Want a new kitchen or an outdoor space for summer? Equity can fund home improvements that also boost your property’s value.

Consolidate debt: Equity can be used to refinance higher-interest debts into one manageable home loan.

Speak to a broker who can help you compare your options and ensure it’s the right strategy for your financial goals.

RBA UPDATE | Effective October 1, 2025At its September meeting, the Reserve Bank of Australia (RBA) held the official ca...
30/09/2025

RBA UPDATE | Effective October 1, 2025

At its September meeting, the Reserve Bank of Australia (RBA) held the official cash rate at 3.60%, following cuts in February, May, and August. Major banks remain divided: CBA, Westpac and ANZ expect one more cut this year, while NAB forecasts no change until mid-2026.

Tanya Sale, CEO of outsource Financial, said: “The RBA’s decision to hold was not unexpected. Governor Michele Bullock has shown a cautious and data-dependent approach. It’s clear the Board is waiting for stronger signs that inflation is sustainably within target before moving again.”

Notably, regional Australia continues to attract city dwellers, with 26% more people relocating to the regions. The Sunshine Coast (QLD) leads migration, followed by Albury (NSW), East Pilbara (WA), and Greater Shepparton (VIC). Queensland now accounts for 31% of net regional migration.

Meanwhile, new research from Agile Market Intelligence has found that property sentiment is on the rise, and it’s being led by young women. Despite affordability challenges, women aged 18-34 are showing rising confidence about entering the property market, with a 5% increase in those planning to buy within 12 months. Financial readiness remains the biggest hurdle.

The RBA's next meeting will be announced on Tuesday, November 4.

How to finance tech and IT equipmentKeeping your business tech up to date doesn’t have to mean a big hit to your cash fl...
08/09/2025

How to finance tech and IT equipment

Keeping your business tech up to date doesn’t have to mean a big hit to your cash flow.

From laptops and servers to point-of-sale systems and software, tech is an essential part of business operations, but it often needs replacing faster than other assets. That’s where equipment finance can help.

Financing your tech allows you to spread the cost over time while keeping your business running on the latest tools. Depending on your needs, you might opt for a chattel mortgage (where you own the equipment outright from day one), or an operating lease or rental agreement that gives you flexibility to upgrade at the end of the term.

Lenders understand that tech depreciates quickly, so the structure of the loan can be tailored to suit, with shorter terms and payments that align with your cash flow.

Whether you're scaling up, replacing outdated systems, or fitting out a new team, tech finance keeps your business agile without tying up capital. Before you buy, speak to a finance broker who can help you compare your options.

Why pre-approval matters for business financeGetting pre-approved for business finance can be real strategic advantage.W...
05/09/2025

Why pre-approval matters for business finance

Getting pre-approved for business finance can be real strategic advantage.
Whether you're looking to purchase a new piece of equipment, a vehicle, or fit out your premises, having pre-approval in place signals to suppliers and sellers that you’re serious. It gives you a clear idea of your borrowing power, so you can negotiate with confidence and move quickly when opportunities arise.

Pre-approval puts you in a position to act fast, especially when buying second-hand equipment or assets that won’t stay on the market for long. It also helps you stay within budget, with repayments and loan terms already mapped out before you commit.

Just as importantly, it allows you to focus on value, not just price. Instead of scrambling to organise finance after finding the right asset, you’ll be able to assess whether it fits your business goals, and if the numbers stack up.
Start by talking to a finance broker and comparing your options.

Brisbane leads APAC in prime office rental growthBrisbane continues to stand out as a commercial property performer, rec...
02/09/2025

Brisbane leads APAC in prime office rental growth

Brisbane continues to stand out as a commercial property performer, recording the highest prime office rental growth in the Asia-Pacific region, according to Knight Frank’s Q2 2025 Asia-Pacific Office Highlights report.

Driven by strong demand for premium-grade space and limited supply of top-tier assets, Brisbane posted a remarkable 14 per cent annual increase in prime office rents, outpacing cities like Seoul (8.2 per cent) and Bengaluru (7.9 per cent). It also saw quarterly growth of 3.2 per cent, ranking third in APAC for the quarter.

Among Australian cities, Perth followed with 4.2 per cent annual growth, then Melbourne (2.4 per cent) and Sydney (1.9 per cent). The data highlights a growing competition for high-quality office assets along the Eastern Seaboard and beyond.

Knight Frank forecasts that Brisbane, Perth, and Sydney will continue to see rental growth over the next 12 months, while Melbourne is expected to remain stable.

4 tips for trading in your carTrading in your car can be a convenient option, but it’s important to know what you’re doi...
31/08/2025

4 tips for trading in your car

Trading in your car can be a convenient option, but it’s important to know what you’re doing. Here are 4 things you should be doing before talking to a dealer.

1. Know your car’s value
Before you walk into a dealership, do your research. Use online tools to estimate your car’s market value based on make, model, year, mileage, and condition. This puts you in a strong position to negotiate a fair trade-in price.

2. Get your car trade-in ready
Presentation matters. Make sure your vehicle is clean, well-maintained, and free of minor defects. A quick visit to the mechanic for tune-ups or minor fixes can help increase your trade-in offer.

3. Shop around for offers
Don’t settle for the first quote. Visit multiple dealerships to compare deals. Having several offers also gives you leverage to negotiate a better outcome.

4. Review your finance options
Once you’ve agreed on a trade-in value, it’s time to focus on financing your next vehicle. While dealers may offer in-house finance, it’s worth comparing other lenders who might offer lower overall repayments and more flexible terms – rather than advertising a low interest rate. This is the time to be talking to a finance broker who can compare your options.

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You can also stay informed of important real estate news by "liking" this page. We regularly share articles and information for consumers and property owners that will help you with a wide range of topics