27/09/2025
Millions of Australians are living so close to the edge that a sudden job loss or medical bill could push them into crisis.
A new Finder survey shows nearly two in five people — about 7.9 million Australians — don’t have enough savings to cover just three months of essential expenses.
Worryingly, one in five admitted they find it “very difficult” to put any money aside at all.
Almost one in 10 Australians admit they don’t yet have a three-month savings buffer but are working towards it, while 8% say they don’t believe an emergency fund is even necessary.
Finder money expert Alison Banney warned that this leaves millions of households exposed to sudden shocks such as job loss or illness.
“Just one unexpected setback — like being made redundant or facing a health scare — could plunge families into financial chaos,” she said.
