13/08/2025
Manage your personal finances wisely
Office job has its advantages: stability, paid leave and salary twice a month. However, each of us wants to earn much more in order to gain wealth and financial well-being. To do this, you need to add different sources of income.
Bank deposits never make you rich. You need to get more than 7-8% per annum to become richer. Your money "works" and it becomes more. Everything else is going around in circles. So, what you could do? Where should you make enough money to live?
The answer is — investing. By investing in companies, you buy part of their business. And you, as an investor, are deprived of all the worries about the maintenance and development of this business. You get only the result of work — profit. The whole process is so simplified that it is comparable to replenishing a deposit through a website — a couple of actions and already an investor in a large company.
In investing you earn twice:
— due to dividends, when the company shares the earned profit with you, because you are its investor;
— due to the growth of business value when a company develops.
With the development of business, income increases, which means your dividends. That is, invested $100 today, with a dividend yield of 10% per annum, after 3-4 years they can already give 15-20% per annum if the business value increases by 2 times.
Of course, the benefits of investing are much greater. Those who usefully invest their money are always more likely to succeed and feel confident, both in themselves and in the future!
