Unbound Life Blueprint

Unbound Life Blueprint Our personal Financial Independence Retire Early (FIRE) journey, investing, and retirement beyond Canada. Not financial advice, educational purposes only.

FIRE | Geoarbitrage | Smart Finance
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Utang 🇵🇭 vs. Borrowing Here 🇨🇦In the Philippines, if you run out of money, you ask family or friends. Here in Canada, it...
09/10/2026

Utang 🇵🇭 vs. Borrowing Here 🇨🇦

In the Philippines, if you run out of money, you ask family or friends. Here in Canada, it's the bank instead. Two very different systems, and each comes with its own risk. Swipe through 👉

Is borrowing from family normal where you're from too? Tell me how it works where you grew up.

Full video here:
https://youtu.be/lOYdYys6KjM?si=WGA9-KD28K5O_EAP

09/03/2026

A Layoff Is Not the End of the World

A layoff is never easy, especially when your job is such a big part of your life. But it doesn't have to be the end of the story.

Our three layoffs changed the way we think about work, money and life. They forced us to make realizations and decisions that we might not have made otherwise.

I'm not saying we shouldn't work. We need jobs and we need income. But we also need to think about our future, take care of ourselves and remember that there is more to life than working 9 to 5.

09/02/2026

What If Your Next Step After a Layoff Isn't Another Job?

After a layoff, the obvious next step seems to be finding another job. But maybe it isn't always that simple.
Maybe it's time to prioritize your health. Maybe it's time to learn something new, change careers, start a business, think about retirement or finally plan your exit from the 9 to 5.

A layoff can be an interruption, but it can also give you a chance to ask what you actually want to do next.

09/01/2026

I Realized My Priorities Were Wrong

We started working in our early 20s, and now we've been in the workforce for about 20 years.

During all those years, I kept putting my career and my next job ahead of my health. I even postponed a major surgery because every time I was ready to do it, I would find another job.

Getting laid off gave me the opportunity to finally stop and ask myself why I kept doing that.

Taking a year to prioritize my health wasn't giving up. It was something I finally realized I deserved.

08/31/2026

What Are You Supposed to Do After a Layoff?

After a layoff, the obvious answer seems to be: find another job. But why do we feel like we always have to keep working? Sometimes even having two or three jobs feels more acceptable than simply stopping for a while.

When I was laid off, I worried about our finances, missed opportunities and whether I should already be earning again. Eventually, I decided I wasn't going to let all those worries consume me.

Sometimes the next step doesn't have to be another job. Sometimes you need to stop and figure out what actually matters.

08/30/2026

We Didn't Understand Investing When We Started
When my husband and I first started investing, we basically went to the bank, put our money into an RRSP or TFSA, and were asked how much risk we were comfortable with.
We didn't know much about ETFs or the stock market back then. We were scared of losing money, so we chose low risk.
Looking back, we realized that being too conservative also meant our money wasn't growing very much. It was one of the things that pushed us to learn more about investing.
This is simply our experience. We're not financial advisors.

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