That Mortgage Guy

04/23/2025

The following is a story by an Utah newscast about our cancelled trip to Vegas and Utah to see the Winnipeg Jets.

04/22/2025

Some international travelers are staying home instead of coming to Utah.

04/22/2025

This Earth Day, we are reminded that sustainability is about more than the environment. It is also about making smart, long-term choices for our homes and communities.

🌱 Thinking about buying, renovating, or investing? Green mortgage options and energy-efficient upgrades can help lower costs while reducing your footprint.

Small steps add up. Let’s build a future that works for both homeowners and the planet.

04/22/2025

JETS WIN … JETS WIN … JETS WIN

04/14/2025

Helle for Hart.

04/14/2025

Trending News & Rumors for Football, Basketball, Baseball, Hockey, Soccer & More

04/14/2025

04/11/2025

Connor Hellebuyck becomes the 7th goaltender in NHL history to record 45 wins in a single season!

04/09/2025

Need some cupcakes … my friends! Laurel's Cake Creations.

Smore’s and Campfire cupcakes Thanks for the pictures Honey!!

04/08/2025

Is a Reverse Mortgage Right for You? 🏡💰

A Reverse Mortgage allows Canadian homeowners to access their home equity without monthly payments, helping them stay in their home longer without financial stress.

Key Benefits:

✅ Stay in your home, stress-free
✅ No monthly mortgage payments = more cash flow
✅ Tax-free funds that won’t impact CPP (Canada Pension Plan) or OAS (Old Age Security)

It’s a long-term solution designed to provide financial freedom and stability in retirement.

Want to learn more? Let’s chat.

04/08/2025

Capital gains occur when you sell a property for more than what you originally paid. In Canada, your primary residence is exempt from capital gains tax, but if you're selling an investment property, vacation home, or rental unit, a portion of the profit is taxable.

💡The taxable amount is 50% of the gain, which is added to your income for the year of sale.

Understanding capital gains is important when buying and selling real estate, especially for investors and those considering refinancing or leveraging equity for future purchases. A mortgage agent (broker) can help navigate financing strategies to optimize your portfolio while keeping tax implications in mind.

Be sure to hit the button for the best mortgage industry education and insights.