FTAdviser

03/07/2025

The nature of DC pension schemes, where the burden is on the individual to save and manage their investments, will naturally mean more people turn to targeted support at key points in their retirement journey.

This means providers are going to have to do more to provide the right kind of targeted support, and suggested they should work more closely with advisers.

Parkin explained: “With more people saving into DC pensions the responsibilities are going to lie more with the providers to direct pension savers in the right direction.

“It’s going to be interesting to see whether the industry works more with advisers to help direct people to different options, including to advice.”

Here's what BNY's Richard Parkin had to say to us:

Targeted support as outlined by the

23/06/2025

How will people position their pensions when the IHT rules come in?

BNY Investments' Michael Beveridge said: “It will be an interesting time over the next couple of years. IFAs will be really busy - people really need this advice.

“It is a big decision and something that people will need to get right.”

Read FT Adviser's exclusive interview and analysis here: https://www.ftadviser.com/inheritance-tax/2025/6/23/if-iht-rules-come-in-there-will-be-a-sea-change-in-retirement-portfolios-/

The full report can be viewed on BNY Investments’ adviser page - link in the comments below

11/06/2025

Brits are following non-doms out of the UK. Here's why:

“When faced with the issue of how to fund an impending IHT bill, we are seeing an increasing number of British entrepreneurs opting to explore a different route. Some are considering leaving the UK as a potential solution to the tax issue."

Expected

06/06/2025

The regulator said financial promotion rules would apply so consumers get information on the risks and would not be offered inappropriate incentives to invest, in the same way as if they bought cryptoassets directly.

The Financial Conduct Authority is proposing to lift the ban on offering crypto exchange traded notes (cETNs) to retail investors.

03/06/2025

Financial adviser Rhiannon Gogh has said the four Ps are core to ensuring a vulnerable client’s needs are fully met: provide, protect, prepare and put.

Read 's report below: ⬇️ 👇

Special needs planning is less niche than people think and there are specific ways to navigate the conversation in a sensitive manner, according to Rhiannon Gogh, director at Planlt Future Financial.

23/05/2025

There’s a ‘walk to school week’, an ‘idling day’ and others. It's also Month!

More important than most, as Zurich's Peter Hamilton would argue, is this week’s Action Week.

Read his op-ed for .com here - see below ⬇️ 👇 for the link 🔗 :

29/01/2025

Lib Dems driving the vote in the HoC:

MPs have voted for the government to take the Parliamentary and Health Service Ombudsman’s recommendation and pay Waspi women compensation.

31/10/2024

What is happening to your Isas after the Budget?

Individual savings accounts annual subscription limits will be frozen until April 5, 2030.

30/10/2024

Join our panel live to find out what UK chancellor Rachel Reeves will announce, and get instant analysis.

https://www.ftadviser.com/investments/2024/10/30/join-us-live-for-autumn-budget-2024/?

For the first time since 2010, a Labour chancellor will deliver a Budget.Rachel Reeves faces plenty of tough choices. She has promised not to increase income tax, VAT or national insurance but her party has also pledged to increase investment in public services  and confront a £20bn "blac...

28/10/2024

It is becoming increasingly clear that substantial rises are on the cards for the near future in the UK, even though it may be electorally preferable to get the bad news out fast.

The state of the UK's public finances is not healthy. Keir Starmer’s government has identified a black hole of £22bn in the UK's public finances as well as significant under-investment in public services such as the NHS, education, and prison services.

25/10/2024

How to decide if family income benefit is right for you and your client

Nobody relishes the challenge of telling new parents they need to take out cover in case they or their children become seriously or critically ill, let alone mention the D-word.

25/10/2024

The latest in our series of stories involving people in vulnerable housing situations in the UK

https://www.ftadviser.com/mortgages/2024/10/25/housing-team-left-mother-stranded-with-late-payment/?

FT Adviser has been delving into temporary accommodation and mortgage prisoners over the past couple of years, as part of our investigations into Britons' financial resilience amid systematic issues.