The European Financial Review

The European Financial Review The European Financial Review is a critical resource for financial intelligence, widely read and rec

The European Financial Review delivers compelling insights into the mechanisms and dynamic of the global market, providing an arsenal of knowledge for professionals to lead organisations and make a positive impact. The European Financial Review (www.europeanfinancialreview.com) is published bimonthly and is available in print and digital format. The European Financial Review iPhone and iPad editio

ns are now available from Apple's App Store and Google's Play Store. For more content, reach us at:
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: Ransomware has moved beyond phishing—it’s now exploiting trusted tools to hit harder.Attackers are using remote manag...
25/09/2025

: Ransomware has moved beyond phishing—it’s now exploiting trusted tools to hit harder.

Attackers are using remote management software, stolen credentials, and even AI-driven tactics to bypass defenses.

In The European Financial Review, Bharat Mistry, Director of Product Management at Trend Micro, explains how businesses can fight back with Zero Trust, behavior analytics, and smarter risk prioritization.

👉 See how ransomware is evolving—and what you can do to stay ahead: https://bit.ly/48sFDFy

Ransomware is evolving beyond phishing, posing greater risks to businesses. Explore how cybercriminals are adapting tactics, the latest threats to watch, and strategies to protect your organization from sophisticated cyberattacks in an ever-changing digital landscape. Stay ahead of security challeng...

Europe is racing to close its digital skills gap—but will billions in investment be enough? 💻✨From ESF+ to Digital Europ...
24/09/2025

Europe is racing to close its digital skills gap—but will billions in investment be enough? 💻✨

From ESF+ to Digital Europe and the Pact for Skills, the EU is pouring resources into training citizens, boosting inclusion, and preparing for a digital future. The targets are ambitious: by 2030, 80% of adults with basic digital skills and 20 million ICT specialists.

But here’s the catch—today, only about half of adults meet even basic standards. And the gaps are growing across countries, between men and women, and in rural vs. urban areas.

So, can Europe turn its digital vision into reality—or will these challenges stall progress?

👉 Dive into the analysis of Alain Goudey, Associate Dean for Digital and Full Professor at NEOMA Business School, to see what’s at stake: https://bit.ly/47Ueo6F

Explore the challenges of Europe's push for digital skills and inclusion. A deep dive into the EU's strategy and stakes.

What if the climate tech revolution is speeding up—and most businesses are still playing catch-up?Florent Andrillon, Glo...
18/09/2025

What if the climate tech revolution is speeding up—and most businesses are still playing catch-up?

Florent Andrillon, Global Head of Climate Tech at Capgemini, argues we are now seeing acceleration, innovation, and cross-industry collaboration reshape the future of sustainability. Renewables are being deployed faster than ever, battery technologies are pushing boundaries, and clean hydrogen is getting serious investment. Yet scaling, integration, and trust remain real hurdles.

Curious how leaders are turning climate challenges into competitive advantages—and what strategies will define winners? 🌍 Click to read the full interview: https://bit.ly/46afoCh

Interview with Florent Andrillon, Global Head of Climate Tech at Capgemini Many businesses are excited to apply sustainability principles and attain net zero. However, the climate technology space is fraught […]

Is “stable” in stablecoins really stable?These digital assets promise to bridge volatile crypto with reliable money—but ...
17/09/2025

Is “stable” in stablecoins really stable?

These digital assets promise to bridge volatile crypto with reliable money—but their resilience depends on how they’re built: fiat-backed, crypto-collateralized, or algorithm-driven.

In The European Financial Review, Terence Tse, Co-Founder of AI Native Foundation, and Dražen Kapusta, Principal and Founder of the COTRUGLI Business School, unpack the mechanisms that keep stablecoins pegged, expose risks in reserves and redemption, and explain why trust and regulation are critical.

Which models hold up—and which could crack? 👉 Read the full guide: https://bit.ly/3Ig7IW0

A clear, beginner-friendly guide to stablecoins. Learn how these digital currencies maintain stability in the volatile crypto market.

Still see your CMS as a background tool? Doug Cunningham, CTO of Forrit, says regulators don’t.With DORA and NIS2 now en...
15/09/2025

Still see your CMS as a background tool? Doug Cunningham, CTO of Forrit, says regulators don’t.

With DORA and NIS2 now enforced in the EU, and the UK’s PS21/3 deadline passed, operational resilience is now board-level business. Even “quiet” systems like CMS are under scrutiny, making them critical for compliance and continuity.

Resilience gaps aren’t just an IT issue—they demand collaboration across tech, marketing, and compliance.

Read the full article, as Doug shares how to make your digital stack not just resilient, but regulation-ready: https://bit.ly/4mdEa9s

Learn what DORA, NIS2, and PS21/3 mean for your digital stack. A guide to navigating new EU regulations for finance.

: Payments aren’t just checkout—they’re powering the next digital revolution.Sharan Shah of Worldline shows how embedd...
12/09/2025

: Payments aren’t just checkout—they’re powering the next digital revolution.

Sharan Shah of Worldline shows how embedded payments go beyond convenience to become a strategic growth driver. From one-click shopping to QR ordering and split payments, they cut friction, boost conversions, and unlock new revenue.

AI-driven fraud protection and automated compliance make them secure, scalable, and borderless.

How are businesses transforming—not just transacting—with embedded payments? Discover the strategies shaping tomorrow’s commerce: https://bit.ly/3VGxZjf

Discover how embedded payments drive digital transformation by streamlining transactions and boosting business efficiency and innovation.

: Cyberwarriors, are you still playing catch-up? In today’s digital battleground, reactive defense is already too late....
10/09/2025

: Cyberwarriors, are you still playing catch-up? In today’s digital battleground, reactive defense is already too late.

Every organisation—big or small—is now fighting asymmetric cyber conflicts. From threats targeting retailers like M&S to Co-op and Adidas, yesterday’s fire-fighting approach just won’t cut it anymore.

Paulo Cardoso do Amaral, MBA professor at Católica Lisbon School of Business & Economics and former NATO cybersecurity advisor, lays out why cyberwarfare isn’t subsiding and how adopting military-grade principles can transform your strategy from reactive to proactive, from vulnerable to resilient.

Ready to elevate your cyber posture beyond the usual checklists? Learn how to fight back with strategic precision—read the full guide here: https://bit.ly/4pgoo0b

Combat cyberwarfare effectively. Apply 5 military principles to guide your cybersecurity strategy and enhance digital defense.

: How does banking go from 'digital' to 'magical'?Phygital services, where physical meets digital, are no longer option...
08/09/2025

: How does banking go from 'digital' to 'magical'?

Phygital services, where physical meets digital, are no longer optional. From instant virtual cards and AI-powered personalization to passwordless authentication and inclusive features, customers now expect seamless, secure, and accessible experiences across every touchpoint.

The future isn’t about replacing branches, it’s about rethinking them with a digital-first mindset.

👉 Discover how phygital services are transforming financial experiences in this article by Mehdi Heidari, Head of Product Management in Card & Digital Payments at Giesecke+Devrient.

Discover how a digital-first mindset can help businesses successfully integrate phygital services, bridging the gap between physical and digital experiences. Learn the key strategies to enhance customer engagement and drive business growth in the evolving marketplace.

: The UAE just leapfrogged payments—can Europe keep up?With instant-pay platforms like Aani and domestic systems like J...
05/09/2025

: The UAE just leapfrogged payments—can Europe keep up?

With instant-pay platforms like Aani and domestic systems like Jaywan, the UAE is redefining payments as critical infrastructure. Europe, meanwhile, still faces fragmentation and reliance on global giants.

What can Europe learn from the UAE’s bold roadmap?

👉 Read the full breakdown to see how Europe can leap forward and what smart policymakers and industry leaders can learn from the UAE’s bold roadmap in this article by Murad Salikhov, Founder of Cartex.

Discover what Europe can learn from the UAE's payment revolution. Insights into innovation, digital finance, and future payment strategies.

What if M&A could solve your AI talent crisis overnight?Across Europe, businesses are fast-tracking AI adoption not by b...
05/09/2025

What if M&A could solve your AI talent crisis overnight?

Across Europe, businesses are fast-tracking AI adoption not by building from scratch, but by acquiring ready-made expertise through smart mergers and acquisitions. This approach helps companies sidestep cost barriers, talent shortages, and scalability issues, while driving tangible value from Day 1. It’s not just acquisition—it’s AI acceleration.

Is your company still searching for AI talent, or could your next M&A deal be the breakthrough you've been waiting for?

👉 Find out how M&A is becoming the strategic shortcut to secure AI integration in this article by Jerome Pottier, Chief Revenue Officer for EMEA at Datasite Enterprise. Dive into the full insights now: https://bit.ly/4mMPhr5

Learn how to use M&A to secure AI integration. Our guide shows how strategic mergers can fast-track your technology adoption.

Want to grow your business and save the planet? That’s what Europe’s clean-tech boom is all about.With renewable energy,...
03/09/2025

Want to grow your business and save the planet? That’s what Europe’s clean-tech boom is all about.

With renewable energy, energy storage, hydrogen, green steel—and €100 billion mobilized under the EU’s Clean Industrial Deal—the stage is set for massive innovation and commercial gain. But the real winners will be those who act now, align with policy incentives, and invest in scalable tech.

Curious how your company can ride and profit from this green transformation? Read on for strategic insights from Dr. Chris Vas, Adjunct Associate Professor at the University of Canterbury, New Zealand.

Learn how European business leaders can seize the clean tech opportunity. Our guide shows how to drive sustainable business growth.

What if the city that built the future of modern transport is now fueling real-world EV dominance?Shenzhen’s rise, power...
03/09/2025

What if the city that built the future of modern transport is now fueling real-world EV dominance?

Shenzhen’s rise, powered by BYD’s green vision, has long been central to sustainable urban transformation. Today, that momentum has gone global: BYD now outpaces Tesla in Europe—thanks to booming sales, innovation in charging tech, and unstoppable expansion.

Curious how Shenzhen’s blueprint and BYD’s strategies align to reshape the future of mobility?

Read the full story in this article published in 2016, as part of our China & The World Series, a collection that explores China’s evolving role in shaping global business, technology, and society, by Prof. Xiangming Chen of Trinity College Hartford, and Taylor Ogan.

By Taylor Ogan and Xiangming Chen While the world is focusing on if the Chinese government can be a trusted and reliable leader in dealing with global climate change, a […]

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The European Financial Review is the leading financial intelligence magazine read widely by financial experts and the wider business community. The European Financial Review is designed to ensure that you make informed decisions as you develop financial knowledge and is indispensable in helping you and your business stay ahead of the competition. This is because The European Financial Review reveals the underlying dynamic and mechanisms that are the drivers of the financial and business markets, which means you will never miss a trick. The European Financial Review iPhone and iPad editions are now available from Apple's App Store. The European Financial Review is also available on Android Tablets. You can download the latest issues from Google Play. Connect with us Twitter: @TEFReview LinkedIn: The European Financial Review (http://bit.ly/2eQ3gxI) Website: www.europeanfinancialreview.com