EasiGo Accident Management

EasiGo Accident Management EasiGo Accident Management UK
The UK Road Accident Claims Experts
Govt. Regulated since 2009
http://easigo.co.uk

For over 10 years, we have been officially Government registered & helped tens of thousands of motorists. We ONLY handle road accident claims from repairing your vehicle and lending you a free one; to getting you compensation for your injuries & lost earnings. We deliver a replacement vehicle to your home or place of work, and will also organize for your damaged one to be taken to an approved repa

irer. Even if it is a write off, we will lend you a replacement until you have been paid out - most insurers will not supply you with a courtesy car, if yours is written off! Easigo will collect police reports and witness statements. We track down & claim directly off the other insurer, so you do not pay any Policy Excess or lose out.

23/04/2025

Top seven reasons for your insurance policy being voided.
1.Giving an incorrect main address
Motor insurance premiums can vary depending on the postcode, as some areas have higher rates of thefts and break-ins. It can be tempting to put down your home address as somewhere -eg; parents’ house.
2. Failing to disclose motoring convictions
If you fail to tell your insurer of any motoring convictions, they will check your record, in the event of a claim. If you have failed to disclose any convictions, they will immediately void your policy.
3. Use of car for work travel.
If you use your car for work purposes, for example using it to get to meetings, or carrying equipment, you will need to get business cover.
4. Not informing your insurer about any car modifications
Car modifications can affect your insurance premium for two reasons; if they increase the likelihood of an accident, or if they increase the likelihood of theft.
5. Not informing your insurance company of accidents.
Even if you don’t claim through your own insurer, but off the other insurance company, there will be a record of this. Your insurer will check, if you need to make a claim. If you fail to disclose even a non fault accident, they will void your policy.
6. ‘Fronting’
Insurance for young drivers costs more than for a low risk driver, such as a parent or partner, named as the main policy holder, and adding the real motorist as a named driver.
If you get caught ‘fronting’, your policy will immediately be cancelled, and any claims denied. These cases are often taken to court, too, as it is classed as insurance fraud, and fines of up to £5,000 and six points on your licence can be imposed.
7. Letting other people drive your car
While it’s possible for your friends or family to have insurance policies that allow them to drive other people’s cars, it is unlikely these policies cover damage

23/04/2025

WARNING- The Dangers of having an Accident with No MOT.
New research shows that over 10 million motorists are driving with expired MOTs; on average the MOT is more than 2 months out of date. Almost 20% of these do it repeatedly; with younger drivers (18-34) five times as likely to do so than drivers over the age of 55.

If you have a crash, with no MOT, your insurer could refuse to pay out. Even if it was not your fault, you may get no help, and the other insurer may try to refuse your claim. Certainly, you would not be entitled to a courtesy car, since yours’s should have not been on the road.

All UK registered vehicles are on a database, which shows tax, insurance & MOT status. ANPR cameras etc can pick up on cars with invalid MOTs; you could be stopped at the roadside or find your car clamped.

It is an offense to use a vehicle that has not had its MOT, and is punishable by any of the following;
Fixed £60 penalty notice
A fine of up to £1000
Charge of 6-8 penalty points
Potential impounding of your vehicle.

28/03/2025

Dealing with Disputed Road accident Claims.

Unfortunately, what seems like a clear-cut case, often ends up in frustration, cost & delay, for the innocent party. There are 2 major reasons for this;
1. The third-party insurers ask their driver if the accident was their fault. If the driver says they are not to blame, then the insurer will deny liability (often, the other driver will lie, not understand the Highway Code, or simply feel they can't be to blame). Many insurers do not ask for a detailed explanation, but simply send out an accident report form.
2. The other driver has not informed their insurer- so the insurer simply says we have not been notified, and deny liability.
The knock-on effect of this is that your insurer then tells you the claim is disputed, and that you will have to pay any excess / not be entitled to a courtesy car/ or no help at all until it is resolved.
Fortunately, there is a solution. If you call EasiGo Accident Management, we will make our own decision as to liability; having reviewed any video footage & spoken to any independent witnesses.
If we conclude it is not your fault, we will arrange any repairs, supply a replacement vehicle to use, and, if applicable, deal with any serious injury & lost earnings claim.
For expert help & advice, you can contact us 7 days a week, on 0330 0226781.

Good to know you are in safe hands!
10/12/2024

Good to know you are in safe hands!

29/11/2024

If I claim directly off the other insurer, do I need to inform my own insurance Co?
Yes, you do. A lot of people think if they allow the other insurer to handle their claim, they don’t need to inform their own. Same goes if an accident management company sorts it out for you.
This is 100% WRONG. For at least the last ten years, insurers have shared a database, that shows all claims, and the drivers involved. If you do not inform your insurer, the next time you claim, they will check the database, and discover you claimed off someone else.
In fact, some insurers check at renewal time, and will penalise you for non disclosure.
So what’s the answer? We tell our clients to simply inform their insurance once we have sorted out the other driver is liable.
The expression to use is that you are ‘informing the insurer as a matter of record only, and that no action is required. ‘ You can tell them EasiGo have an admission of liability from the other insurer, and that it is a non fault claim.

19/09/2024

“Will a non-fault accident affect my insurance?”
According to Admiral, the UK’s largest car insurer;
“Your No claims Bonus (NCB) is not affected if you’re not at fault for an incident and we recover all the money back from the third-party insurers”
As with all insurance companies, the devil is in the detail. They have to have recovered all the money back. Until that happens, it is classed as an ‘open claim’.
This means that if it is still open, when you renew, your premium will be affected.
So, what’s the alternative?
If you claim through EasiGo Accident Management,once we have established the other driver's fault; you can tell your insurer the liability has been sorted.
How long it takes us to get our bill fully paid by the other insurer, is of no concern to your insurer- they are not outstanding any money. It is not an open claim.¬ Sorted!
Source; https://www.admiral.com/magazine/guides/motor/eight-car-insurance-claims-myths-busted

10/09/2024

Admiral Insurance Courtesy car – what you need to know.
Admiral is the UK’s largest car insurer. Here we examine their courtesy car policy & what your alternative is.
Like most insurers, you must use Admiral’s approved repairer- not the main agent approved one.
You will be supplied with a class A car- 3 door, hatchback, like a Ford Ka or Nissan Micra.
If your car is a write off / beyond economic repair, you will not be supplied with one.
What’s the alternative?
Fortunately, if the accident was not your fault, call us. We will track down & claim off the other insurer. Once we have established liability (spoke to witnesses, seen accident photos etc) we will arrange a suitable size car; which will be delivered to your door. You will be able to keep it until yours has been repaired- by an approved main agent repairer.
IF it is not economically repairable, you will have our courtesy car until you have been paid out- plus a week, which gives you time to find a new one.
We recover all costs directly from the at fault insurer- no excess, no fee!
Sounds better? The sensible & free alternative.
UK wide, claim line open 24/7, on 03300226781.
Source; https://www.admiral.com/magazine/guides/motor/getting-a-courtesy-car-everything-you-need-to-know

Aviva Car Insurance, non fault claims; - courtesy car rules-not greatAviva is the second largest car insurer in the UK, ...
03/09/2024

Aviva Car Insurance, non fault claims; - courtesy car rules-not great

Aviva is the second largest car insurer in the UK, behind Admiral.
The group includes the brands Quotemehappy & One Call.
Courtesy Car Policy.
A courtesy vehicle will only be provided if;
1.your vehicle is repairable
2. is repaired by Aviva’s approved network
Standard Cover policies provide a small, 3 door hatchback- not great if you have child seats, a large family, or need a 4x4.
Their Premium Standard Cover ( which costs an additional premium), supplies a 5 door car.
If you do not use their repair network, you will not get a courtesy car AND you will have to pay an additional excess.
So, if you want a main agent approved repair- no courtesy car & an additional excess to pay.
What’s the alternative? - its free!
Call us, we will arrange a suitable size courtesy car & main agent approved repairs, if the accident was not your fault.
If your car is not repairable,;we will arrange a free replaement, until you are paid out, plus a week, so you have time to buy another one.
We claim off the other insurer, so there are no excesses or any other costs to pay!
Claimline Open 24/7; call 03300226781

Only third party insured? This means that your insurance company will only deal with the other party's claim- not yours!...
28/08/2024

Only third party insured?
This means that your insurance company will only deal with the other party's claim- not yours!
Your Insurer won't supply a courtesy car or deal with your claim. Don't waste your time trying to call the other insurer. They will mess you about, and the longer it goes on, the less chance you have of getting a courtesy car.
If you have managed without one for more than a week, they will argue you don't need one at all..
Call us-we claim for you- no fee, no fuss We will track down & claim off the other insurer for you. We arrange a free, delivered to your door, courtesy car; we also arrange repairs, or claim a good pre-accident value, if it is a write off

WHAT DOES YOUR INSURER KNOW ABOUT YOU?The article looks at what information your insurer (or the other insurer) can easi...
19/08/2024

WHAT DOES YOUR INSURER KNOW ABOUT YOU?
The article looks at what information your insurer (or the other insurer) can easily find out about you. Most insurers are happy to take your money, not checking your answers, when they sell you a policy. The problem occurs when you try to use them! We get a lot of calls from clients, who have been told their insurance is void, once they have tried to claim. This is equally the case, where the client was obviously not to blame for the crash.
Information about you/ other named drivers.
Insurers can find out if you have any points, what for & when. Likewise, any convictions / bans; criminal convictions for motoring or fraud related crimes. They will know how many claims you have had, who with, when & where. If you are insured on another car, yet appear as the main driver, with your son/daughter listed as a second driver on another car, they will find out. They will know how many claims have been made from your address, whether there are multi occupants, and if any of those listed have insurance related convictions.
Information about your vehicle
They can check if the premiums are fully paid, what type of use is insured (eg; Social , domestic & pleasure, or insured for work related travel etc). They will find out if the MOT is current, likewise if it is taxed. They can find out if the vehicle has been subject to any earlier claims, the extent & damage of those claims, and if they were properly repaired. If you have not declared any modifications, they will discover these when they appoint an inspection engineer.
Information about any relationship with the other driver or any witnesses.
Insurers will check to see if any of the drivers have previously been involved in an accident together, whether they have been passengers in other claims, and even if they know each other on Social Media. Likewise, they will check social media accounts (eg Facebook) to see if any witnesses were known to the driver before the accident.
So, in summary, insurers can find almost anything out about you- once you make a claim! Your policy will be ‘voided from inception’ which means you will likely be charged with no insurance, if the police were involved- apart from getting no help from the insurance company you have been paying large sums to every year!

“Ghost Brokers”- is your insurance policy valid?Recently, we have seen an increase in the number of callers advising us ...
19/08/2024

“Ghost Brokers”- is your insurance policy valid?
Recently, we have seen an increase in the number of callers advising us they have been told their insurance is worthless, either after an accident, or after being stopped by the police. Indeed, latest figures suggest up to one million motorists, may not have valid insurance- despite having paid for it. These shady policies are sold by “Ghost Brokers”
Tactics used by "ghost brokers" include taking out a genuine insurance policy before quickly cancelling it and claiming the refund plus the victim's money. They also forge insurance documents or falsify a driver's details to bring the price down, police said.
Men aged in their 20s are most likely to be targeted, with "ghost brokers" often contacting victims on social media including Facebook, Instagram, Snapchat and WhatsApp.
Ghost Brokers also advertise on student websites or money-saving forums, university notice boards and marketplace websites and may sell insurance policies in pubs, clubs or bars, newsagents and car repair shops.
How to make sure your insurance policy is genuine
If you suspect you may have bought a fake policy through a third party, there are a few ways you can check.
In the first instance, contact the insurer. The ghost broker will usually have set up a policy with a well-known provider (or claim to have done so). The insurer should be able to tell you whether you have a valid policy with them.
You can also check the status of your insurance on the Motor Insurers’ Database. This will show whether your car is insured, but not whether your correct details were used on the application.
Of course, the best way to avoid being ripped off is by buying insurance from a reputable source- if the seller approaches you through social media, in a pub, or via a message board, you should walk away.
What happens if I cause an accident or are stopped by the police?
Despite your good intentions, you will be treated in the same way as if you were driving knowingly uninsured. You will be liable for damage & injuries caused, in an accident; and will be summoned to court for no insurance.

15/08/2024

Just had a Non Fault accident; -does your Insurer supply a Courtesy Car; you may be surprised as to the restrictions and added costs involved.
To start with, lets see what EasiGo Accident Management offers; -at no cost!
-A similar sized car, whatever type of policy you have.
-A like for like car, if yours is 5 years old or younger.
-Young driver- we cover you if you have a clean licence & been driving at least 6 months
-need one insured for deliveries-no problem, ours are fully insured
-The option of choosing Main Agent, or your own repairer.
-A courtesy car supplied until yours is repaired, or until you have been paid out, in the case of a total loss

Your Insurance Company- Top 10 largest in UK
Nearly all of the top ten insurers require you to use their own repairer network ( ie; NOT main agents).
Most of them will only supply a Class A, small saloon, unless you have paid an Option Extra.
Most of them will only supply a courtesy car, if you are Fully Comp insured.
Only one of them offer a courtesy car as standard, if your car is beyond economic repair ( eg; a write-off). Some offer this as an extra (eg payable) option
Below, we have gone through the policies of each of the 10 largest car insurers; between them they account for 85% of all car insurance policies sold in the UK.
You can simply scroll down, to find your insurer.
Admiral.
Only comprehensive car insurance policies include a courtesy car as standard, as long as your car's repairable and being repaired at one of their approved garages.
The car is likely to be a what is known as a class A courtesy car,
Admiral don’t provide a courtesy car if your car is;
• Beyond economic repair (i.e. the cost to repair the car means it would make more sense to replace it)
• Repaired by an unapproved repairer- ie; not by their own network

AXA
Cover both Fully Comp & Third Party, but subject to availability. Three door 1 litre manual car provided whilst your car is being repaired by their approved repairer, or max 14 days for theft or total loss. Optional extra (cost) Your hire car is a similar size to your own car.
Direct Line Group
Courtesy car supplied only if you have Fully Comp insurance.
If your car is written off, they provide you with a hire car for up to 21 days.
Aviva
An optional extra; Courtesy vehicle – while yours is out of action as a result of a claim
Won't provide a courtesy car if you choose not to use their approved repairer
Liverpool Victoria
Guaranteed hire car cover doesn't come as standard but you can add it to your policy any time
For £19.90 per year, you're guaranteed a small hatchback car
For £29.90 per year, you're guaranteed a similar sized car to your own
If your car is written off, we'll guarantee you a hire car for up to 21 days
They will NOT give you a hire car if you choose to have your car repaired by a garage that is not part of their recommended repairer service
Hastings
Their standard policy covers you for a courtesy car (small car) while your car's being repaired by one of their nominated repairers.
You will not be supplied a courtesy car, if you use Main Agent, or a garage not part of their network.
Also you won't get one if your car's damaged beyond repair.
Esure;
Fully Comp only; Courtesy car - provided while your car is being repaired by their recommended repairers.
Optional Extra; If your car is a total loss, you will get a similar type and sized hire car for up to 21 days
Ageas
Courtesy car cover is usually offered while the vehicle is being repaired by the insurer’s approved repairer
Their replacement vehicle optional extra gives you a hire car for up to 14 days, if your car is a write off.
NFU Mutual
For both Fully Comp & Third-Party cover ; Small courtesy car in the UK for the duration of repairs carried out by their approved repairers; or up to 14 days if yours is written off or stolen
RSA
A courtesy car will be provided when repairs are completed by one of their Priority Repairers. Typically these courtesy cars are standard models such as a Fiesta or Corsa.
If your vehicle is deemed a total loss, they will not provide a courtesy car. This will also be the case if you choose to take your vehicle to a repairer of your own choice

Conclusion.
EasiGo Accident Management offer a far better service- whatever level of insurance cover you have.
If you want a similar car, and want to retain your car value, by having it repaired by a Main agent; then call us- bit of a NO Brainer!.

Address

20-22 Wenlock Road
London
N17GU

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