The Humble Penny

The Humble Penny Sunday Times Bestselling Authors of Financial Joy 📕. Seen on BBC, ITV, Financial Times, Vogue, Sunday Times It is UK based but with a global reach.

We help you create a balance of Wealth and Well-being so you can achieve financial freedom filled with the small experiences that bring you joy. The Humble Penny is a Personal Finance and Lifestyle blog with a mission to help Create Financial Joy and Independence in people's lives. Feel free to check it out here https://thehumblepenny.com/ and join the movement.

Please join us in celebrating Mary's birthday 🥳🎂❤️❤️.It's such a blessing to be able to celebrate another year of life.M...
28/12/2025

Please join us in celebrating Mary's birthday 🥳🎂❤️❤️.

It's such a blessing to be able to celebrate another year of life.

My Queen, you're beautiful inside and out, and I thank God for your life ☺️.

Me and our boys are beyond proud of who you are and who you're becoming. You're INCREDIBLE.

You're blessed and will continue to be blessed.

Everything you touch will succeed and be a blessing to others.

May we always be celebrating, and may the year ahead be filled with love, joy, peace, good health, no stress, goodness ✨️ and God's provision.

In Jesus's name, AMEN 🙏🏾

❤️ ❤️ ❤️

Merry Christmas ☺️. May your life and those of your family members remain filled with love in this season and beyond ❤️ ...
25/12/2025

Merry Christmas ☺️. May your life and those of your family members remain filled with love in this season and beyond ❤️

10/12/2025

75% of British nationals who emigrated in the year ended June 2025 were under 35 🤯. The UK isn't just losing people; it's losing its future workers, innovators, entrepreneurs, and future taxpayers. Prepare for higher taxes.

What do you think about this? Are you or friends or family also planning to leave the UK? or do you plan to stay?

Watch the full video here: https://youtu.be/4euLkNzpvfU?si=cr2DLy9BSbFGv179 or visit The Humble Penny YouTube channel.

I’m pleased to share that I’ve been appointed as a Non-Executive Director and member of the Investment Committee at Fair...
04/12/2025

I’m pleased to share that I’ve been appointed as a Non-Executive Director and member of the Investment Committee at Fair4All Finance 🙂

Fair4All Finance’s mission is to improve the financial wellbeing and resilience of people in vulnerable circumstances by increasing access to fair and affordable financial products and services.

My role will focus on governance, commercial oversight and helping shape how investment capital can be deployed to strengthen financial resilience across the UK.

Given our work with The Humble Penny and Financial Joy Academy, I’m looking forward to bringing my experience in financial education, investment and technology to support this important mission.

This role is a natural extension of my commitment to helping people build confidence with money and access pathways to long-term financial wellbeing.

I’m grateful for the opportunity to serve and to support the team and board as we work to create meaningful, long-term impact for people across the UK.

Happy Birthday, my Igwe 👑 ! The  man who fills my heart with laughter and joy,   life with you is such a beautiful adven...
08/11/2025

Happy Birthday, my Igwe 👑 ! The man who fills my heart with laughter and joy, life with you is such a beautiful adventure.

Thank you for being my greatest blessing, for loving me, and for always wanting the best for us, and our boys. You encourage me, cover me in prayer, and remind me of God’s goodness.

Your heart of gratitude inspires me. I love how you always see the positives in situations.

You’re my answered prayer, and I thank God for you every day.

May the Lord bless you abundantly in this new year — with long life, great health, joy, and peace.

joyfulmoments .

05/11/2025

Why do Black people send money back home to build houses that remain empty? 🤔.

Are you having this issue in your family now?

This is a complex and difficult topic. Especially with current sentiment. Watch the video and comment to share your view.

I feel this is a conversation we need to talk about more as a community.




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Should we be investing our money differently? 🤔

04/11/2025

Mortgage Free £400k Edition 🙌🏾. Follow and Share this with other ❤️

Here is how mortgage overpayments can help you become mortgage free sooner and bring you closer to Financial Freedom

This strategy helped us become Mortgage Free In 7 years by paying off around £380,000

Follow for more

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゚viral

Follow for more. Comment ⬇️ to get your Mortgage Free Plan 😀. Tell us 1) Mortgage amount, 2) Interest rate, 3) Mortgage Term. Enjoy

This pic made me smile and takes me back to around this time in 2010 when we took it.Mary and I were 1 year into dating,...
04/11/2025

This pic made me smile and takes me back to around this time in 2010 when we took it.

Mary and I were 1 year into dating, and she took me out for my birthday and made me feel special.

This simple, thoughtful gesture meant so much to me.

It made me really happy 😊.

I was battling a few things in my life at this stage, but having her by my side meant everything.

2 months later, I proposed to her. Best decision I ever made ❤️

Looking back, I realise that the best investments we make aren’t always financial – they’re in people who bring peace and purpose into our lives.

       

You may not realise it, but you represent something to many people. Last night, we found out what ours was.We were invit...
18/10/2025

You may not realise it, but you represent something to many people. Last night, we found out what ours was.

We were invited to host Black Finance Talks at the

We were pretty tired nervous to do it, but we did it because financial education and empowerment matters for our communities.

30 seconds into walking into the venue (not even to the event hall), that's where it all began.

We were flooded with love 😊.

People said things like:

"You don't know me, but I hold you both in such high esteem. You represent so much in my life. "

"Your advice comes to me just at the right time after I've prayed for something. Like God uses you to speak to me "

"You have a way of telling me off about my finances in a loving way"

"I love you. I just love to see you both together, your family, and your growing achievements."

"What you do is more than finances. It's your values, it's honest, it's a picture of togetherness our community needs, it's progress"

"I've been a subscriber to your channel since day 1. You have taught me so much, and I share your videos with my family. "

Etc.

This photo was taken last night on our train journey home around 11.30pm.

We reminisced about the event, and it dawned on us: We represent so much to so many people.

Even when we are tired and don't feel like making a video or writing a post, we should do it because more people than we realise depend on it.

👉🏾For some, it's a lifeline.

In the same way, I'm writing this post to remind you that you too represent SO much to people than you realise.

If you've been wanting to do something or slowly giving up because of lack of traction, remember who you're doing it for.

It's not about you, it's about them. You're changing people's lives for the better.

You may never meet them all, but they’re out there — watching, learning, growing because you showed up.

Keep going ❤️

🟢 Pre-order our New book, The Wealth Habit (Link in bio)

♻️ Share with others

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London

Website

https://geni.us/financialjoy

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