29/01/2026
🚨 LEASEHOLDERS THIS IS BIG 🚨
Ground rents on existing leasehold homes are set to be capped at £250 a year from 2028 🏠
Why this matters ⬇️
❌ High ground rents have blocked remortgages
❌ Impacted affordability
❌ Made some flats hard to sell
This change could:
✅ Improve mortgage options
✅ Reduce lender restrictions
✅ Make leasehold homes more attractive to buyers
⚠️ Worth noting: this is a cap, not a peppercorn rent and full reform could still take years.
If you own a leasehold property and you’re thinking about selling, remortgaging, or buying, now’s the time to understand how this affects you.
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