Everything Dorset

18/12/2025

✨ CHRISTMAS OFFER ✨ Enjoy the luxury of clinic technology in the comfort of your own home. Hire our Dermalux Flex over the festive period for £150 for 10 days, saving £50.

23rd December – 2nd January. Contact us to hire!
☎01305 250372
📩[email protected]
📍8 Wadebridge Street, Poundbury DT1 3AT

18/12/2025

Drink of the month… it’s just has to be a creamy BAILEYS hot chocolate! Topped with squirty cream and served with a slice of Terrys Chocolate Orange 👌🏻 served all day everyday 😮‍💨

18/12/2025

18/12/2025

🔔 Contact Us for more details:
📞 Tel: 01202 035680
📩 Email: [email protected]

18/12/2025

18/12/2025

🏠 Let Agreed 3 Bed House £2,000 pcm

Three bedroom town house close to Westbourne.
The accommodation comprises reception hall, spacious living room, modern fitted kitchen/dining room and conservatory with access to the rear garden, three bedrooms, one with ensuite shower room, family bathroom and cloakroom. The property benefits from gas central heating, double glazing, off road parking for one vehicle and a garden. There is also shared parking for additional cars or visitors.

Contact Us for more details:
📞 Tel: 01202 035680
📩 Email: [email protected]

18/12/2025

When to review your life cover
Life cover is designed to provide loved ones with essential financial protection when it is needed most. But it’s not just a one-off decision - it’s important to review and update your policy regularly, especially after experiencing any key life events that may change your circumstances.

Buying a home
In a recent survey, 21% of UK life insurance policyholders said that they were prompted to get cover because it was a requirement for their mortgage. Whether or not it’s stipulated by your lender, it’s essential to get protection if you’re a homeowner, as life insurance could help your family to keep up with monthly repayments in the event of your death.

Getting married
If you’ve started sharing finances with a partner, it’s important to make sure you’re both insured if the worst happened. A joint policy covers two people – it’s often cheaper but usually only pays out once, so a surviving partner would need to take out a new policy. Also, it can be difficult to separate the policy if the relationship breaks down. If a couple takes out separate single life insurance policies, the surviving spouse will still be covered if their partner dies.

The birth of a child
In the survey, 30% of respondents said they got life insurance because they had become a parent. As well as bringing a lot of joy, having children brings great financial responsibility, so it’s important to make sure your policy reflects that. This does not just apply to your first child; it’s equally important to review your level of cover as your family grows.

Planning for the future
It’s not just major life milestones that might prompt you to review your insurance. If you’re thinking about estate and tax planning, you might also review your protection plans. For example, if you’re over 50, you might be thinking about who will pay for your funeral, as this can be a big expense for surviving family members. Over 50s life insurance can help with this – while it is not designed to cover all the costs of a funeral, it can pay out a small, guaranteed lump sum to your loved ones.

Also, writing your life insurance policy in trust ensures that a payout is not considered part of your estate and therefore not subject to Inheritance Tax. Plus, claims can be paid before probate is granted, so your beneficiaries can receive the money swiftly. These documents are legally binding so it’s important to seek advice about this.

Here to help
We can help you review your existing policy or explore new options tailored to your needs and budget. Don’t wait for life to change before you act; take the opportunity to review your cover today.

Your home may be repossessed if you do not keep up repayments on your mortgage.
As with all insurance policies, conditions and exclusions will apply.

Sources:
https://www.forbes.com/uk/advisor/life-insurance/life-insurance-statistics/
https://www.postoffice.co.uk/life-cover/guides/six-reasons-you-need-cover

18/12/2025

18/12/2025

✨Tourette Syndrome vs. Functional Tics: What’s the Difference?

❤Tics can look similar on the outside, but they don’t all come from the same cause. Two terms that are often confused are Tourette syndrome and functional tics. While both involve involuntary movements or sounds, they are not the same condition.

🧡Tourette syndrome (TS) is a neurodevelopmental & neurological condition.

It usually begins in early childhood (often before age 10).

Tics tend to develop gradually, starting simple and sometimes becoming more complex over time.

Many people with Tourette’s feel a premonitory urge (a build-up sensation) before a tic, and the tic briefly relieves it.

Tics often wax and wane and may reduce in adulthood.

TS commonly co-occurs with ADHD, OCD, or anxiety.

💛Functional tics are part of a functional neurological disorder (FND).

They often have a sudden onset, frequently in adolescence or adulthood.

Tics can often appear complex and intense right away, rather than appearing gradually.

They may be more context-dependent, increasing with stress, attention, or certain environments (this can also heighten tics in Tourettes Syndrome)

Functional tics are not caused by structural brain differences, but by how the brain is functioning, especially under stress or trauma.

Functional tics often come with other symptoms such as tremors, stutter or non epileptic seizures.

💚Key differences at a glance. This is not an exhaustive list but an overview to give you a starting point:

Onset: Tourette’s = gradual, early childhood | Functional tics = sudden, later onset

Pattern: Tourette’s = waxing and waning | Functional tics = often rapid escalation

Cause: Tourette’s = neurodevelopmental | Functional tics = functional neurological

Treatment approach: Tourette’s often focuses on tic management | Functional tics focus on retraining brain responses, stress regulation, and therapy

💙Neither condition is “fake,” intentional, or something a person can simply control. Both are real, valid medical experiences that deserve understanding and appropriate care.

18/12/2025

Is your mortgage deal coming to an end?
Over 760,000 borrowers will be considering their mortgage options as their fixed-rate deals come to an end this year.

Those with five-year deals about to expire may be anticipating sharp rises in their monthly bills; they will have fixed their mortgage in 2020, when interest rates were as low as 1.4%. Since then, rates have soared, meaning payments could increase by up to £300 a month. Although rates are a lot higher than they were five years ago, this summer did see some lenders cutting their rates as they competed for remortgage deals amid slow buying activity. In July, there were 41,800 remortgage approvals, the highest since October 2022 after Liz Truss’ mini budget.

Seek advice in times of change
In uncertain economic times, it can be difficult to know what to do if your mortgage deal is coming to an end. Fixed deals are not your only option; there are tracker mortgages, standard variable rates and others which may be suited to your specific circumstances. A professional adviser can talk you through your options so you can make an informed decision.

Your home may be repossessed if you do not keep up repayments on your mortgage.
You may have to pay and early repayment charge to your existing lender if you remortgage

Sources:
https://www.thetimes.com/business-money/money/article/mortgage-prices-borrowers-rates-x90qwxn9k