Financial Education

Financial Education "Financial Education is not just for the Wealthy-it's for Everyone."

"During a financial crisis, Haruka Nishimatsu, the CEO of Japan Airlines, reduced his own salary instead of laying off e...
23/07/2025

"During a financial crisis, Haruka Nishimatsu, the CEO of Japan Airlines, reduced his own salary instead of laying off employees. He earned less than some of his pilots, rode the bus to work, and ate in the same cafeteria as his staff. No private jets, no corner office with a view, no golden parachutes.

He even removed his office door to stay accessible to everyone.

Leadership isn't about titles or perks. It's about taking care of your people, especially when things get tough.

We need more of this.

๐—–๐—ข๐—ฉ๐—˜๐—ฅ๐—˜๐—— ๐—ก๐—” ๐—ก๐—š ๐—ž๐—”๐—œ๐—ฆ๐—˜๐—ฅ ๐—Ÿ๐—ข๐—ก๐—š-๐—ง๐—˜๐—ฅ๐—  ๐—›๐—˜๐—”๐—Ÿ๐—ง๐—›๐—–๐—”๐—ฅ๐—˜ ๐—”๐—ก๐—š FUTURE MO! ๐Ÿซถ๐€๐๐Ž ๐๐€ ๐๐€ ๐€๐๐† ๐Œ๐†๐€ ๐๐„๐๐„๐๐ˆ๐’๐˜๐Ž ๐๐† ๐Š๐€๐ˆ๐’๐„๐‘ ๐‹๐Ž๐๐† ๐“๐„๐‘๐Œ ๐‡๐„๐€๐‹๐“๐‡๐‚๐€๐‘๐„?Sa ...
12/06/2025

๐—–๐—ข๐—ฉ๐—˜๐—ฅ๐—˜๐—— ๐—ก๐—” ๐—ก๐—š ๐—ž๐—”๐—œ๐—ฆ๐—˜๐—ฅ ๐—Ÿ๐—ข๐—ก๐—š-๐—ง๐—˜๐—ฅ๐—  ๐—›๐—˜๐—”๐—Ÿ๐—ง๐—›๐—–๐—”๐—ฅ๐—˜ ๐—”๐—ก๐—š FUTURE MO! ๐Ÿซถ

๐€๐๐Ž ๐๐€ ๐๐€ ๐€๐๐† ๐Œ๐†๐€ ๐๐„๐๐„๐๐ˆ๐’๐˜๐Ž ๐๐† ๐Š๐€๐ˆ๐’๐„๐‘ ๐‹๐Ž๐๐† ๐“๐„๐‘๐Œ ๐‡๐„๐€๐‹๐“๐‡๐‚๐€๐‘๐„?

Sa ๐—ฃ๐—ต๐—ถ๐—น๐—ต๐—ฒ๐—ฎ๐—น๐˜๐—ต hanggang 60 years old tayo magrerenew pero sa ๐—ž๐—”๐—œ๐—ฆ๐—˜๐—ฅ, 7years ka lang mag-iipon. Mabuhay ka man hanggang 100 years old may healthcare ka pa rin.

๐Ÿฏ-๐—ถ๐—ป-๐Ÿญ ๐—ฆ๐—ฎ๐˜ƒ๐—ถ๐—ป๐—ด๐˜€ ๐—ฃ๐—น๐—ฎ๐—ป kaya may peace of mind ka. May ๐—›๐—˜๐—”๐—Ÿ๐—ง๐—›๐—–๐—”๐—ฅ๐—˜ + ๐—ง๐—˜๐—ฅ๐—  ๐—Ÿ๐—œ๐—™๐—˜ ๐—œ๐—ก๐—ฆ๐—จ๐—ฅ๐—”๐—ก๐—–๐—˜ + ๐—œ๐—ก๐—ฉ๐—˜๐—ฆ๐—ง๐— ๐—˜๐—ก๐“ ka na.

๐—”๐——๐—ฉ๐—”๐—ก๐—ง๐—”๐—š๐—˜๐—ฆ ๐—ก๐—š ๐—ž๐—”๐—œ๐—ฆ๐—˜๐—ฅ:

โœ…๐—ฉ๐—˜๐—ฅ๐—ฌ ๐—”๐—™๐—™๐—ข๐—ฅ๐——๐—”๐—•๐—Ÿ๐—˜. 7 years mo lang babayaran at covered ka na while paying period palang.

โœ…๐——๐—œ๐—ฅ๐—˜๐—–๐—ง ๐—™๐—ฅ๐—ข๐—  ๐—ง๐—›๐—˜ ๐—–๐—ข๐— ๐—ฃ๐—”๐—ก๐—ฌ. Mura kasi walang ahente dahil ikaw mismo ang ahente sa sarili mo kaya makakamura ka.

โœ…๐—ฅ๐—ข๐—ข๐—  ๐—”๐—–๐—–๐—ข๐— ๐— ๐—ข๐——๐—”๐—ง๐—œ๐—ข๐—ก. Sagot ang hospital bills mo including room accommodation kahit ilang buwan kapa. Uuwi kang may ngiti sa labi at walang iniisip na utang.

โœ…๐—™๐—ฅ๐—˜๐—˜ ๐—”๐—ก๐—ก๐—จ๐—”๐—Ÿ ๐—ฃ๐—›๐—ฌ๐—ฆ๐—œ๐—–๐—”๐—Ÿ ๐—”๐—ก๐—— ๐——๐—˜๐—ก๐—ง๐—”๐—Ÿ ๐—–๐—›๐—˜๐—–๐—ž ๐—จ๐—ฃ. After ng 1 year na pagbabayad entitled ka na sa LIBRENG checkup.

โœ…๐—™๐—œ๐—ซ๐—˜๐—— ๐—ฃ๐—ฅ๐—˜๐— ๐—œ๐—จ๐—  ๐—”๐— ๐—ข๐—จ๐—ก๐—ง. The day na pag-sign mo ng policy mo sa KAISER, kung ilan ang amount na nakalagay, yun lang din ang babayaran hanggang 7 years. Hindi na siya madadagdagan.

โœ…๐—Ÿ๐—ข๐—ก๐—š ๐—ง๐—˜๐—ฅ๐—  ๐—–๐—”๐—ฅ๐—˜ ๐—•๐—ข๐—ก๐—จ๐—ฆ. Kapag di mo nagamit ang policy mo while paying period, ibabalik sayo ang ๐Ÿด๐Ÿฑ% na binayad mo on your maturity date. So making it like ๐—–๐—ข๐—ฆ๐—ง ๐—™๐—ฅ๐—˜๐—˜.

โœ…๐—ข๐—ก๐—Ÿ๐—œ๐—ก๐—˜ ๐—”๐—–๐—–๐—ข๐—จ๐—ก๐—ง. Meron kang sarili mong account kung saan mamomonitor mo ang payment mo.

๐—ž๐—”๐—œ๐—ฆ๐—˜๐—ฅ ๐—œ๐—ก๐—ง๐—˜๐—ฅ๐—ก๐—”๐—ง๐—œ๐—ข๐—ก๐—”๐—Ÿ ๐—›๐—˜๐—”๐—Ÿ๐—ง๐—›๐—š๐—ฅ๐—ข๐—จ๐—ฃ ๐—œ๐—ก๐—–. ๐–ณ๐—๐–พ ๐–ฅ๐—‚๐—‹๐—Œ๐— ๐–ญ๐–บ๐—†๐–พ ๐—‚๐—‡ ๐–ง๐–พ๐–บ๐—…๐—๐—๐–ผ๐–บ๐—‹๐–พ.




EXAMPLE OF LOW SALARY HIGH EXPENSES๐Ÿ˜ฑPork Affordability: Philippines vs. New Zealand โ€ข Pork Price: โ€ข Philippines: PHP 240...
03/03/2025

EXAMPLE OF LOW SALARY HIGH EXPENSES๐Ÿ˜ฑ

Pork Affordability: Philippines vs. New Zealand
โ€ข Pork Price:
โ€ข Philippines: PHP 240โ€“300/kg (USD 4.40โ€“5.50)
โ€ข New Zealand: NZD 12.50โ€“12.90/kg (USD 8.13โ€“8.39)
โ€ข Pork in NZ is about twice as expensive as in the Philippines.

Daily Wage:
โ€ข Philippines: PHP 614 (USD 11.20)
โ€ข New Zealand: NZD 238 (USD 154.70)
โ€ข NZ wages are about 20 times higher than in the Philippines.

How Much of a Dayโ€™s Wage is Spent on 1 kg of Pork?
โ€ข Philippines: 40โ€“50%
โ€ข New Zealand: 5%

Analysis:
Even though pork is more expensive in New Zealand, wages there are significantly higher, making pork far more affordable. In the Philippines, a worker must spend nearly half a dayโ€™s wage to buy 1 kg of pork, while in New Zealand, it only takes a small fraction of their daily income.

This reflects broader economic differences:
โ€ข Higher wages in New Zealand offset the higher cost of pork.
โ€ข Lower wages in the Philippines make basic goods relatively expensive.
โ€ข Cost of living and purchasing power are much better in New Zealand.

Thus, while pork is physically cheaper in the Philippines, it is actually harder to afford compared to New Zealand.

Oh I'm here present,ikaw beshy???
29/01/2025

Oh I'm here present,ikaw beshy???

Why Choose KAISER? Ang Kaiser po ay 3 in 1..โœ…Kapag nagkasakit ka at nahospitalize, may gagamitin ka for hospital bills d...
17/12/2024

Why Choose KAISER?
Ang Kaiser po ay 3 in 1..
โœ…Kapag nagkasakit ka at nahospitalize, may gagamitin ka for hospital bills dahil may healthcare ito..
โœ…Kapag kinuha ka ni Lord sa loob ng 20 years, may matatanggap ang Family mo na malaking halaga para makapagsimula sila kahit wala ka na dhil sa Insurance ng Kaiser. At the same time, kung kinuha ka ni Lord habang nagbabayad ka palang, automatic na fully paid na ang Plan, wala ng babayaran ang mga beneficiaries..
โœ…Kapag naman umabot ka sa 20th year, may matatanggap kang Retirement Fund dahil yung hinulog mo sa loob ng 7 years, nag-iinterest at tumutubo..๐Ÿ˜Š
Kaiser ang IPON na WALANG TAPON!
Nasa iyo na po kung sasayangin niyo ang opportunity na makapaginvest ngayon..
Ngayon na malakas pa kayo, malusog at kumikita pa..
Dalawa lang pwede nating masabi balang araw:
1. Sana naginvest ako noon.
2. Mabuti nalang nag-invest ako noon.
Life is a matter of choice.
Sana huwag niyo pong gayahin yung iba na pinairal ang PROCRASTINATION attitude!๐Ÿ˜ข
Send me a message.

"Ang Healthcare at Life Insurance are two products na mabibili mo lamang kapag HINDI MO PA KAILANGAN! Pero kapag kailang...
20/11/2024

"Ang Healthcare at Life Insurance are two products na mabibili mo lamang kapag HINDI MO PA KAILANGAN! Pero kapag kailangan mo na - hindi ka na pwedeng bumili (even if you can afford it).

Buying a healthcare plan or insurance policy is a PRIVILEGE. Dahil may mga taong gusto mag avail, pero di na pwede makabili.
Itโ€™s our healthy body, NOT our money, that enables us to buy it.

So ngayong bata ka pa, malusog ka pa, o wala ka pang sakit, this is the BEST TIME to start your Healthcare and Life Insurance.



"We share because we care ๐ŸฅฐBe thankful to the Person who motivate you to save and invest.ikaw ang mag harvest later on, ...
06/11/2024

"We share because we care ๐ŸฅฐBe thankful to the Person who motivate you
to save and invest.ikaw ang mag harvest later on, not your friend.๐Ÿ™‚



-Nation Builder

24/10/2024

Hi everyone! ๐ŸŒŸ You can support me by sending Stars โ€“ they help me earn money to keep making content that you love.

Whenever you see the Stars icon, you can send me Stars.

"Thank you to all my Ka OFI.
17/10/2024

"Thank you to all my Ka OFI.

Facts: sa lahat ng masisipag sa business at trabaho consider this.:Kahit ikaw ang pinaka-magaling na Recruiter sa Networ...
17/10/2024

Facts: sa lahat ng masisipag sa business at trabaho consider this.:

Kahit ikaw ang pinaka-magaling na Recruiter sa Networking (MLM) Company...

Kahit ikaw ang pinaka-magaling na Sales Agent sa Direct Selling or Real Estate...

Kahit na ikaw ang pinaka-magaling na Insurance agent sa inyong company...

Kahit na ikaw ang pinakamagaling engr. or architect sa isang kilalang construction company.

Kahit ikaw ay napromote bilang Pres. and CEO ng isang kilalang kumpanya.

Kapag walang Vesting Rights or Pwedeng ipamana yung posisyon ang lahat ng achievements mo sa family, sa huli pwedeng masayang ang lahat ng pinaghirapan mo kung ikaw ay magreretire or maagang kunin ni Lord...

Hindi pwedeng ipamana ang lahat ng pinagpaguran mo. Tawag dyan Active income... kpag nagresign, nagretire o mamatay bura na lahat ng meron ka sa company na yan.

Kaya ang nagustuhan ko sa IMG ay:
1. Walang Quota
2. May Vesting Rights
3. May income ang pamilya ko kung ako ay magretire or mamatay.
4. Mamanahin ng anak ang lahat ng meron ako ngayon sa IMG. Hindi masasayang ang lahat ng pinagpaguran

Ito yung ilan lang sa mga reasons why i left my full time job kahit malaki offer sa akinpero pinili ko si IMG para gawin Ang Business at hindi nga ako nagkamali mag 5 years na ako.

Proud to be IMG Financial Educator ๐Ÿ‘Œ๐Ÿ’Ÿ๐Ÿ’Ÿ



Ang IMG po ay Membership Benefits,Kapag nagpamember ka, sa Membership Fee na 6,000Tama po ganyan lang kamura, pero ito a...
15/10/2024

Ang IMG po ay Membership Benefits,
Kapag nagpamember ka, sa Membership Fee na 6,000
Tama po ganyan lang kamura, pero ito ang lahat na iyong makukuha.

โœ”๏ธ IMG Portal: digital access kung saan makikita ang lahat ng mga membership benefits mo:

โœ”๏ธ IMG Preferred ID: Dahil ito ay legit company, syempre may proof dapat na ikaw ay accredited at bona fide member ng IMG at magagamit mo din ito to support sa pag-avail ng mga benefits

โœ”๏ธ Soldivo Mutual Fund Investment: Pagka-member mo pa lang may P 1,000 mutual fund initial investment ka na agad, at ito ang laging problema ng marami, โ€œ Paano nga ba makapag-umpisa?โ€ Now wala ng problema!, pwede mo itong dagdagan minimum P 500 depende kung kailan mo gusto pero mas maganda na ito ay regular para mabilis mo matupad ang mga plans and goals mo.

โœ”๏ธ Manila Bankers Life 100K Personal Accident Insurance: Nakainsured ka na agad!, sa panahon ngayon na hindi natin alam ang posibleng mangyari sa buhay, kailangan talagang may proteksyon para sa ating pamilya, malaki rin ang 100,000 pesos para sa kanila diba?

โœ”๏ธ Kaiser E-Health Card: May unlimited checkup ka na agad sa mga Kaiser Medical Center na malapit sa inyong lugar, at ito pa po, may discounts din sa check up at laboratories ng iyong pamilya, San ka pa? Health is Wealth ika nga!

โœ”๏ธ Vision Care Voucher: Free Eye Check up at dalawang libreng frame sa isang taon kung gusto mong magpasalamin na available din sa mga Kaiser Medical Center, Ito ang Vision Care, Because we care your Vision

โœ”๏ธ Fidelity Life Insurance: Ito ay optional, Kung gusto mo dagdagan ang iyong protection, pwede ka magmember dito, ito ay group insurance with P 50, 000 death benefit coverage, pwede gamitin sa final expense, pwede rin pangdagdag sa burial kung sakaling meron ka na pero maliit lang ang halaga.

โœ”๏ธ24 Hours Memorial Concierge Services: Ang pinakamasakit sa lahat ay ang pagdadalamhati, kasama na pagiintindi sa gastos, tuliro sa pagaasikaso sa Memorial Service, pero hindi na ngayon dahil kay Everest sila na lahat ang bahala magasikaso sa pianakamalapitmna serbisyo sa lugar basta miyembro ng Philippine Mortuary Association, pwede isettle ang gastos, awas sa investments, insurance proceeds ng miyembro sa negotiable na halaga.

โœจSulit ang membership fee ( one time payment ) dahil lifetime na tayong member sa IMG and sa sobrang daming benefits for you and your family. I will be your Financial Coach that will guide you all the way.



To know more just click my inbox for the key๐Ÿ™

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