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"Financial Education is not just for the Wealthy-it's for Everyone."

23/07/2025

"During a financial crisis, Haruka Nishimatsu, the CEO of Japan Airlines, reduced his own salary instead of laying off employees. He earned less than some of his pilots, rode the bus to work, and ate in the same cafeteria as his staff. No private jets, no corner office with a view, no golden parachutes.

He even removed his office door to stay accessible to everyone.

Leadership isn't about titles or perks. It's about taking care of your people, especially when things get tough.

We need more of this.

12/06/2025

𝗖𝗢𝗩𝗘𝗥𝗘𝗗 𝗡𝗔 𝗡𝗚 𝗞𝗔𝗜𝗦𝗘𝗥 𝗟𝗢𝗡𝗚-𝗧𝗘𝗥𝗠 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘 𝗔𝗡𝗚 FUTURE MO! 🫶

𝐀𝐍𝐎 𝐏𝐀 𝐁𝐀 𝐀𝐍𝐆 𝐌𝐆𝐀 𝐁𝐄𝐍𝐄𝐏𝐈𝐒𝐘𝐎 𝐍𝐆 𝐊𝐀𝐈𝐒𝐄𝐑 𝐋𝐎𝐍𝐆 𝐓𝐄𝐑𝐌 𝐇𝐄𝐀𝐋𝐓𝐇𝐂𝐀𝐑𝐄?

Sa 𝗣𝗵𝗶𝗹𝗵𝗲𝗮𝗹𝘁𝗵 hanggang 60 years old tayo magrerenew pero sa 𝗞𝗔𝗜𝗦𝗘𝗥, 7years ka lang mag-iipon. Mabuhay ka man hanggang 100 years old may healthcare ka pa rin.

𝟯-𝗶𝗻-𝟭 𝗦𝗮𝘃𝗶𝗻𝗴𝘀 𝗣𝗹𝗮𝗻 kaya may peace of mind ka. May 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘 + 𝗧𝗘𝗥𝗠 𝗟𝗜𝗙𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 + 𝗜𝗡𝗩𝗘𝗦𝗧𝗠𝗘𝗡𝐓 ka na.

𝗔𝗗𝗩𝗔𝗡𝗧𝗔𝗚𝗘𝗦 𝗡𝗚 𝗞𝗔𝗜𝗦𝗘𝗥:

✅𝗩𝗘𝗥𝗬 𝗔𝗙𝗙𝗢𝗥𝗗𝗔𝗕𝗟𝗘. 7 years mo lang babayaran at covered ka na while paying period palang.

✅𝗗𝗜𝗥𝗘𝗖𝗧 𝗙𝗥𝗢𝗠 𝗧𝗛𝗘 𝗖𝗢𝗠𝗣𝗔𝗡𝗬. Mura kasi walang ahente dahil ikaw mismo ang ahente sa sarili mo kaya makakamura ka.

✅𝗥𝗢𝗢𝗠 𝗔𝗖𝗖𝗢𝗠𝗠𝗢𝗗𝗔𝗧𝗜𝗢𝗡. Sagot ang hospital bills mo including room accommodation kahit ilang buwan kapa. Uuwi kang may ngiti sa labi at walang iniisip na utang.

✅𝗙𝗥𝗘𝗘 𝗔𝗡𝗡𝗨𝗔𝗟 𝗣𝗛𝗬𝗦𝗜𝗖𝗔𝗟 𝗔𝗡𝗗 𝗗𝗘𝗡𝗧𝗔𝗟 𝗖𝗛𝗘𝗖𝗞 𝗨𝗣. After ng 1 year na pagbabayad entitled ka na sa LIBRENG checkup.

✅𝗙𝗜𝗫𝗘𝗗 𝗣𝗥𝗘𝗠𝗜𝗨𝗠 𝗔𝗠𝗢𝗨𝗡𝗧. The day na pag-sign mo ng policy mo sa KAISER, kung ilan ang amount na nakalagay, yun lang din ang babayaran hanggang 7 years. Hindi na siya madadagdagan.

✅𝗟𝗢𝗡𝗚 𝗧𝗘𝗥𝗠 𝗖𝗔𝗥𝗘 𝗕𝗢𝗡𝗨𝗦. Kapag di mo nagamit ang policy mo while paying period, ibabalik sayo ang 𝟴𝟱% na binayad mo on your maturity date. So making it like 𝗖𝗢𝗦𝗧 𝗙𝗥𝗘𝗘.

✅𝗢𝗡𝗟𝗜𝗡𝗘 𝗔𝗖𝗖𝗢𝗨𝗡𝗧. Meron kang sarili mong account kung saan mamomonitor mo ang payment mo.

𝗞𝗔𝗜𝗦𝗘𝗥 𝗜𝗡𝗧𝗘𝗥𝗡𝗔𝗧𝗜𝗢𝗡𝗔𝗟 𝗛𝗘𝗔𝗟𝗧𝗛𝗚𝗥𝗢𝗨𝗣 𝗜𝗡𝗖. 𝖳𝗁𝖾 𝖥𝗂𝗋𝗌𝗍 𝖭𝖺𝗆𝖾 𝗂𝗇 𝖧𝖾𝖺𝗅𝗍𝗁𝖼𝖺𝗋𝖾.

03/03/2025

EXAMPLE OF LOW SALARY HIGH EXPENSES😱

Pork Affordability: Philippines vs. New Zealand
• Pork Price:
• Philippines: PHP 240–300/kg (USD 4.40–5.50)
• New Zealand: NZD 12.50–12.90/kg (USD 8.13–8.39)
• Pork in NZ is about twice as expensive as in the Philippines.

Daily Wage:
• Philippines: PHP 614 (USD 11.20)
• New Zealand: NZD 238 (USD 154.70)
• NZ wages are about 20 times higher than in the Philippines.

How Much of a Day’s Wage is Spent on 1 kg of Pork?
• Philippines: 40–50%
• New Zealand: 5%

Analysis:
Even though pork is more expensive in New Zealand, wages there are significantly higher, making pork far more affordable. In the Philippines, a worker must spend nearly half a day’s wage to buy 1 kg of pork, while in New Zealand, it only takes a small fraction of their daily income.

This reflects broader economic differences:
• Higher wages in New Zealand offset the higher cost of pork.
• Lower wages in the Philippines make basic goods relatively expensive.
• Cost of living and purchasing power are much better in New Zealand.

Thus, while pork is physically cheaper in the Philippines, it is actually harder to afford compared to New Zealand.

29/01/2025

Oh I'm here present,ikaw beshy???

17/12/2024

Why Choose KAISER?
Ang Kaiser po ay 3 in 1..
✅Kapag nagkasakit ka at nahospitalize, may gagamitin ka for hospital bills dahil may healthcare ito..
✅Kapag kinuha ka ni Lord sa loob ng 20 years, may matatanggap ang Family mo na malaking halaga para makapagsimula sila kahit wala ka na dhil sa Insurance ng Kaiser. At the same time, kung kinuha ka ni Lord habang nagbabayad ka palang, automatic na fully paid na ang Plan, wala ng babayaran ang mga beneficiaries..
✅Kapag naman umabot ka sa 20th year, may matatanggap kang Retirement Fund dahil yung hinulog mo sa loob ng 7 years, nag-iinterest at tumutubo..😊
Kaiser ang IPON na WALANG TAPON!
Nasa iyo na po kung sasayangin niyo ang opportunity na makapaginvest ngayon..
Ngayon na malakas pa kayo, malusog at kumikita pa..
Dalawa lang pwede nating masabi balang araw:
1. Sana naginvest ako noon.
2. Mabuti nalang nag-invest ako noon.
Life is a matter of choice.
Sana huwag niyo pong gayahin yung iba na pinairal ang PROCRASTINATION attitude!😢
Send me a message.

20/11/2024

"Ang Healthcare at Life Insurance are two products na mabibili mo lamang kapag HINDI MO PA KAILANGAN! Pero kapag kailangan mo na - hindi ka na pwedeng bumili (even if you can afford it).

Buying a healthcare plan or insurance policy is a PRIVILEGE. Dahil may mga taong gusto mag avail, pero di na pwede makabili.
It’s our healthy body, NOT our money, that enables us to buy it.

So ngayong bata ka pa, malusog ka pa, o wala ka pang sakit, this is the BEST TIME to start your Healthcare and Life Insurance.

06/11/2024

"We share because we care 🥰Be thankful to the Person who motivate you
to save and invest.ikaw ang mag harvest later on, not your friend.🙂

-Nation Builder

24/10/2024

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