04/10/2025
💰 Personal Loan ek aisa loan hota hai jisme aapko bank ya NBFC bina kisi collateral (girvi rakhe) paise deta hai. Iska use aap apni zarurat ke hisaab se kar sakte ho.
🔑 Key Points:
✅ Collateral-Free – Girvi rakhne ki zarurat nahi.
✅ Flexible Use – Shaadi, education, medical emergency, ghar renovation, ya travel ke liye use ho sakta hai.
✅ Fixed Tenure – Aapko 12 mahine se lekar 60 mahine (1-5 saal) tak EMI me chukana hota hai.
✅ Eligibility – Salary slip, bank statement, ID proof, aur good CIBIL score (650+) hona chahiye.
✅ Rate of Interest – Bank aur NBFC ke hisaab se 10% – 24% tak ho sakta hai.
✨ Benefits of Personal Loan:
✔️ Jaldi approval
✔️ Emergency me madad
✔️ Online apply karne ki facility
⚠️ Dhyan Rakhe:
❌ Zyada loan lene se EMI burden badhta hai
❌ Time par EMI na dene se CIBIL score kharab ho jata hai
---
👉 Agar aapko bhi personal loan ki zarurat hai, to apply karne se pehle interest rate aur terms & conditions achhe se check karein.
---
📢 Hashtags for Facebook Post: