19/05/2026
Did you know? Many big jewellery brands in India like Tanishq, Kalyan Jewellers, and Malabar Gold & Diamonds and many often provide FREE insurance on gold jewellery purchases.
So if your jewellery gets stolen during the insured period, you may be able to claim compensation without paying separately for insurance.
📄 Documents usually needed for claim:
✔️ Original jewellery purchase bill/invoice
✔️ Insurance certificate or policy copy
✔️ FIR/police complaint copy in case of theft
✔️ ID proof (Aadhaar/PAN etc.)
✔️ Claim form from insurance company
✔️ Photos/details of jewellery if available
⚠️ Important:
• Coverage rules differ for every brand
• Some policies only cover theft/robbery
• Loss or accidental damage may not be included
• Insurance validity is usually limited
Always ask the jeweller:
👉 “Is insurance included?”
👉 “What exactly is covered?”
👉 “How long is the policy valid?”
A small question while buying gold can save you lakhs later. ✨
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