11/06/2025
ये रहा ₹95,000 सैलरी का मंथली बजट प्लान — unmarried salaried person के लिए:
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📊 ₹95,000 Budget Plan (Unmarried)
Total Income: ₹95,000
🏠 Needs (60%) — ₹57,000
House Rent: ₹19,000
Food & Grocery: ₹12,500
Electricity, Gas, Wifi, Recharge: ₹3,800
Clothing: ₹3,800
Office Travel: ₹5,000
EMI / Sending to Parents: ₹13,000
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🍽️ Wants (10%) — ₹9,500
Vacation: ₹5,700
Dining Out / Party: ₹3,800
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💸 Investments (30%) — ₹28,500
Emergency Funds: ₹5,700
Health Insurance (Self & Parents): ₹5,000
Term Insurance (Self): ₹2,500
Gold / Silver: ₹3,800
Mutual Funds: ₹11,500
> Mutual Fund Allocation:
Large & Mid Cap: ₹5,750 (50%)
Small Cap: ₹2,875 (25%)
Flexi Cap: ₹2,875 (25%)
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🔖 Note:
आप इस प्लान को अपनी जरूरत और खर्च के हिसाब से कस्टमाइज़ भी कर सकते हैं।
Monthly budgeting करना ज़रूरी है ताकि फाइनेंशियल डिसिप्लिन बना रहे।