Quix News, Noida (2025)

29/03/2025

🏦 𝗜𝗡𝗗𝗜𝗔'𝗦 𝗕𝗔𝗡𝗞𝗜𝗡𝗚 𝗣𝗔𝗥𝗔𝗗𝗢𝗫: 𝗕𝗢𝗥𝗥𝗢𝗪 𝗔𝗧 𝟵%, 𝗟𝗘𝗡𝗗 𝗔𝗧 𝟴.𝟱%!

Uday Kotak sounds alarm as Indian banks face an unsustainable margin squeeze - paying 9% for deposits but earning just 8.5% on loans after accounting for:

✔️ CRR/SLR costs (5.75% of deposits locked)
✔️ Deposit insurance (0.05% premium)
✔️ Operational overheads (~2%)

𝗧𝗛𝗘 𝗣𝗘𝗥𝗙𝗘𝗖𝗧 𝗦𝗧𝗢𝗥𝗠:
▫️ Loan growth slowed to 12% YoY (16.6% last year)
▫️ Personal loans crashed 40% after RBI's 2023 tightening
▫️ NBFC Solutions credit shrunk by ₹1.2 lakh crore

Reserve Bank of India (RBI)'𝗦 𝗥𝗘𝗦𝗣𝗢𝗡𝗦𝗘:
• Relaxed capital norms (Malhotra's Feb 2024 circular)
• But relief may come too late for FY25 margins

💬 Should RBI mandate deposit rate cuts? Debate below! 👇

29/03/2025

🏗️ 𝗔𝗝𝗔𝗬 𝗞𝗔𝗣𝗨𝗥 𝗥𝗘𝗔𝗣𝗣𝗢𝗜𝗡𝗧𝗘𝗗 𝗔𝗦 𝗔𝗠𝗕𝗨𝗝𝗔 𝗖𝗘𝗠𝗘𝗡𝗧𝗦 𝗠𝗗 𝗙𝗢𝗥 𝟮 𝗬𝗘𝗔𝗥𝗦

The Adani Group cements its leadership in the construction sector with Ajay Kapur's reappointment at Ambuja Cements Limited - continuing to steer its $15B+ market cap cement empire.

𝗞𝗘𝗬 𝗔𝗖𝗛𝗜𝗘𝗩𝗘𝗠𝗘𝗡𝗧𝗦 𝗨𝗡𝗗𝗘𝗥 𝗛𝗜𝗦 𝗟𝗘𝗔𝗗𝗘𝗥𝗦𝗛𝗜𝗣:
✔️ 70%+ capacity expansion (Now 100M+ tonnes annually)
✔️ Seamless ACC-Ambuja integration post-Adani acquisition
✔️ Digital transformation of legacy operations
✔️ Sustainability champion (Net-zero roadmap for cement)

𝗛𝗜𝗦 𝗘𝗫𝗣𝗔𝗡𝗗𝗜𝗡𝗚 𝗠𝗔𝗡𝗗𝗔𝗧𝗘:
▫️ Ambuja Cements Limited (Flagship brand)
▫️ ACC Limited (Premium cement player)
▫️ Penna Cement Industries Ltd (South India stronghold)
▫️ SANGHI INDUSTRIES LTD (Gujarat specialist)

𝗖-𝗦𝗨𝗜𝗧𝗘 𝗣𝗘𝗗𝗜𝗚𝗥𝗘𝗘:
• 15+ years leading Vedanta Group & other industrial giants
• Credited with 5 major M&As in materials sector

💬 Can Adani Group dominate India's cement sector by 2030? Let's discuss! 👇

27/03/2025

🚖 𝗚𝗢𝗩𝗧 𝗧𝗢 𝗟𝗔𝗨𝗡𝗖𝗛 '𝗦𝗔𝗛𝗞𝗔𝗥 𝗧𝗔𝗫𝗜' 𝗧𝗢 𝗖𝗛𝗔𝗟𝗟𝗘𝗡𝗚𝗘 𝗢𝗟𝗔 & 𝗨𝗕𝗘𝗥

The Indian government is rolling out 𝗦𝗮𝗵𝗸𝗮𝗿 𝗧𝗮𝘅𝗶, a cooperative-based ride-hailing service, to disrupt the dominance of private players like Ola and Uber. Announced by 𝗨𝗻𝗶𝗼𝗻 𝗠𝗶𝗻𝗶𝘀𝘁𝗲𝗿 𝗔𝗺𝗶𝘁 𝗦𝗵𝗮𝗵, this initiative promises to redirect 𝟭𝟬𝟬% 𝗽𝗿𝗼𝗳𝗶𝘁𝘀 𝘁𝗼 𝗱𝗿𝗶𝘃𝗲𝗿𝘀—eliminating corporate middlemen.

𝗞𝗘𝗬 𝗙𝗘𝗔𝗧𝗨𝗥𝗘𝗦:
✔️ 𝗗𝗮𝗻-𝗜𝗻𝗱𝗶𝗮 𝗼𝗽𝗲𝗿𝗮𝘁𝗶𝗼𝗻𝘀 covering:
- 2-wheelers 🛵 | 3-wheelers 🚜 | 4-wheelers 🚗
✔️ 𝗖𝗼𝗼𝗽𝗲𝗿𝗮𝘁𝗶𝘃𝗲 𝗺𝗼𝗱𝗲𝗹: Drivers register via local cooperatives, bypassing platform commissions .
✔️ 𝗧𝗿𝗮𝗻𝘀𝗽𝗮𝗿𝗲𝗻𝘁 𝗽𝗿𝗶𝗰𝗶𝗻𝗴: Standardized fares to counter alleged "device-based discrimination" by private apps.

𝗪𝗛𝗬 𝗡𝗢𝗪?
💠 𝗥𝗲𝘀𝗽𝗼𝗻𝘀𝗲 𝘁𝗼 𝗴𝗶𝗴 𝘄𝗼𝗿𝗸𝗲𝗿 𝗴𝗿𝗶𝗲𝘃𝗮𝗻𝗰𝗲𝘀: Protests against low fares and high commissions.
💠 𝗔𝗹𝗶𝗴𝗻𝗺𝗲𝗻𝘁 𝘄𝗶𝘁𝗵 𝗣𝗠 𝗠𝗼𝗱𝗶'𝘀 "𝗦𝗮𝗵𝗸𝗮𝗿 𝘀𝗲 𝗦𝗮𝗺𝗿𝗶𝗱𝗱𝗵𝗶" (Prosperity through Cooperation).

𝗘𝗫𝗜𝗦𝗧𝗜𝗡𝗚 𝗠𝗢𝗗𝗘𝗟𝗦 𝗜𝗡 𝗜𝗡𝗗𝗜𝗔:
💠 𝗬𝗮𝘁𝗿𝗶 𝗦𝗮𝘁𝗵𝗶 (West Bengal): Affordable fares + 24/7 support .
💠 𝗡𝗮𝗺𝗺𝗮 𝗬𝗮𝘁𝗿𝗶(Karnataka): Driver-owned profits with multi-vehicle options.

𝗖𝗛𝗔𝗟𝗟𝗘𝗡𝗚𝗘𝗦 𝗔𝗛𝗘𝗔𝗗:
⚠️ Scaling nationally vs. entrenched players (Ola/Uber handle ~80% market share).
⚠️ Tech infrastructure for app-based dispatch and payments.

💬 Can cooperatives disrupt the ride-hailing duopoly? Share your views! 👇

27/03/2025

🔥 𝗝𝗦𝗪 𝗦𝗧𝗘𝗘𝗟 𝗖𝗥𝗢𝗪𝗡𝗘𝗗 𝗪𝗢𝗥𝗟𝗗'𝗦 𝗠𝗢𝗦𝗧 𝗩𝗔𝗟𝗨𝗔𝗕𝗟𝗘 𝗦𝗧𝗘𝗘𝗟𝗠𝗔𝗞𝗘𝗥! 👑

🇮🇳 India's JSW Steel has dethroned global giants to become the #1 most valuable steel company with:

✔️ $30.31B market cap 💰 (Surpassing ArcelorMittal & Nucor Corporation)
✔️ 18% stock surge 📈 (Nifty50's star performer)
✔️ 35.7MT current capacity 🏭 → Targeting 51.5MT by 2031 🚀

🌍 𝗚𝗟𝗢𝗕𝗔𝗟 𝗙𝗢𝗢𝗧𝗣𝗥𝗜𝗡𝗧:
▫️ India plants: Vijayanagar, Dolvi, Salem
▫️ International ops: USA 🇺🇸 & Italy 🇮🇹

📊 𝗛𝗢𝗪 𝗜𝗧 𝗦𝗧𝗔𝗖𝗞𝗦 𝗨𝗣:
• Nucor Corporation: 29.92B NipponSteel
• Baosteel Group Co.: $21.8B

💬 Can India dominate global steel production next? Comment! 👇

27/03/2025

🚀 𝗜𝗡𝗗𝗜𝗔'𝗦 𝗤𝗨𝗜𝗖𝗞 𝗖𝗢𝗠𝗠𝗘𝗥𝗖𝗘 𝗕𝗢𝗢𝗠: 𝗡𝗢𝗪 𝟮/𝟯𝗥𝗗𝗦 𝗢𝗙 𝗘-𝗚𝗥𝗢𝗖𝗘𝗥𝗬! 🛒

India's 30-minute delivery revolution is rewriting retail rules! 📈

💡 𝗕𝗬 𝗧𝗛𝗘 𝗡𝗨𝗠𝗕𝗘𝗥𝗦:
✔️ $6-7B market size (5X growth since 2022) 💰
✔️ 10% of India's total e-retail spending 📱
✔️ 20M+ annual shoppers 🏠
✔️ 400K+ jobs created in 2024 alone 👨🍳

🏆 𝗟𝗘𝗔𝗗𝗜𝗡𝗚 𝗣𝗟𝗔𝗬𝗘𝗥𝗦:
▫️ Blinkit (Zomato) - The undisputed leader 👑
▫️ Zepto - Giving fierce competition ⚡

🛍️ 𝗘𝗩𝗢𝗟𝗩𝗜𝗡𝗚 𝗢𝗙𝗙𝗘𝗥𝗜𝗡𝗚𝗦:
From groceries 🥦 to electronics 📱 to pet supplies 🐶 - now delivering EVERYTHING!

📊 𝗙𝗨𝗧𝗨𝗥𝗘 𝗣𝗥𝗢𝗝𝗘𝗖𝗧𝗜𝗢𝗡𝗦:
40%+ annual growth expected till 2030 🚀

💬 Will quick commerce replace kirana stores? Debate below! 👇

27/03/2025

🏏 𝗝𝗔𝗦𝗣𝗥𝗜𝗧 𝗕𝗨𝗠𝗥𝗔𝗛 𝗦𝗣𝗜𝗡𝗦 𝗙𝗢𝗥 𝗟&𝗧 𝗙𝗜𝗡𝗔𝗡𝗖𝗘! 💰

India's yorker king 👑 Jasprit Bumrah has been named brand ambassador of L&T Finance in a power-packed partnership!

𝗪𝗛𝗬 𝗕𝗨𝗠𝗥𝗔𝗛?

✔️ 𝗗𝗶𝘀𝗰𝗶𝗽𝗹𝗶𝗻𝗲 & 𝗘𝘅𝗰𝗲𝗹𝗹𝗲𝗻𝗰𝗲 🎯 (Just like his bowling!)
✔️ 𝗠𝗮𝘀𝘀 𝗔𝗽𝗽𝗲𝗮𝗹 🇮🇳 (250M+ fans!)
✔️ 𝗨𝗻𝘀𝗵𝗮𝗸𝗮𝗯𝗹𝗲 𝗧𝗿𝘂𝘀𝘁 🤝 (Perfect for financial brand)

𝗖𝗔𝗠𝗣𝗔𝗜𝗚𝗡 𝗗𝗘𝗧𝗔𝗜𝗟𝗦:
▫️ ATL/BTL campaigns 📺📱
▫️ Promoting loans & investments 💳
▫️ Nationwide customer engagement 🌍

𝗪𝗛𝗔𝗧 𝗧𝗛𝗘𝗬 𝗦𝗔𝗜𝗗:
"His values mirror our commitment to a customer-first approach" - Kavita Jagtiani, CMO, LTF

"Proud to partner with a trusted financial leader" - Bumrah (via RISE Worldwide Limited )

💬 Will this be a sixer for L&T Finance? Share your thoughts! 👇

27/03/2025

🚀 𝗜𝗡𝗗𝗜𝗔 𝗟𝗔𝗨𝗡𝗖𝗛𝗘𝗦 𝗥𝗦.𝟭,𝟬𝟬𝟬 𝗖𝗥𝗢𝗥𝗘 𝗦𝗣𝗔𝗖𝗘 𝗙𝗨𝗡𝗗! 💰

The Modi government just supercharged 🇮🇳's space ambitions with a MASSIVE 𝗥𝘀.𝟭,𝟬𝟬𝟬 𝗰𝗿𝗼𝗿𝗲 boost for spacetech startups! 🎉

🔭 𝗪𝗛𝗔𝗧'𝗦 𝗜𝗡 𝗧𝗛𝗘 𝗚𝗔𝗟𝗔𝗫𝗬?
✔️ Managed by SIDBI Venture Capital Ltd 🏦
✔️ Backed by IN-SPACe 🛰️
✔️ Phased rollout over 5 years 📅

💸 𝗙𝗨𝗡𝗗𝗜𝗡𝗚 𝗕𝗥𝗘𝗔𝗞𝗗𝗢𝗪𝗡:
▫️ 2025-26: 𝗥𝘀.𝟭𝟱𝟬𝗰𝗿 💰
▫️ 2026-29: 𝗥𝘀.𝟮𝟱𝟬𝗰𝗿/𝘆𝗿 🚀
▫️ 2029-30: 𝗥𝘀.𝟭𝟬𝟬𝗰𝗿 🎯

📈 𝗦𝗣𝗔𝗖𝗘 𝗕𝗨𝗗𝗚𝗘𝗧 𝗦𝗢𝗔𝗥𝗦 𝟭𝟯𝟴%
From 𝗥𝘀.𝟱,𝟲𝟭𝟱𝗰𝗿 to 𝗥𝘀.𝟭𝟯,𝟰𝟭𝟲𝗰𝗿 🚨

🌟 𝗪𝗛𝗬 𝗧𝗛𝗜𝗦 𝗠𝗔𝗧𝗧𝗘𝗥𝗦?
▫️ Fuels private space innovation 🛸
▫️ Creates global competitors 🌍
▫️ Positions India as a space leader 👩🚀

This comes after the 2023 Space Policy opened doors for private players! 🚪

👇 Will this make India the next space superpower? Comment below!

27/03/2025

𝗛𝗼𝘄 𝗮 𝗦𝗶𝗻𝗴𝗹𝗲 𝗧𝘄𝗲𝗲𝘁 𝗖𝗼𝘀𝘁 𝗮 𝗥𝘀.𝟭𝟮,𝟬𝟬𝟬 𝗖𝗿𝗼𝗿𝗲 𝗘𝗺𝗽𝗶𝗿𝗲

The stunning downfall of B.R. Shetty proves how fragile corporate empires can be in the digital age. Here's what happened:

💥 𝗧𝗵𝗲 𝗧𝘄𝗲𝗲𝘁 𝗧𝗵𝗮𝘁 𝗦𝗵𝗼𝗼𝗸 𝗪𝗮𝗹𝗹 𝗦𝘁𝗿𝗲𝗲𝘁
In 2019, Muddy Waters Research accused NMC Health (Shetty's healthcare giant) of:
✔️ Financial misreporting
✔️ Inflated cash flows hiding $𝟰.𝟱𝗕 debt
✔️ Suspect asset valuations

📉 𝗧𝗵𝗲 𝗔𝗳𝘁𝗲𝗿𝗺𝗮𝘁𝗵
• Stock plunged 𝟵𝟬% in months
• Forced to sell ₹𝟭𝟮,𝟰𝟳𝟴 𝗖𝗿 company for just ₹𝟳𝟰
• Shetty's net worth evaporated overnight

🔍 𝗧𝗵𝗲 𝗕𝗶𝗴𝗴𝗲𝗿 𝗟𝗲𝘀𝘀𝗼𝗻
From UAE petrol pump attendant to billionaire and back, Shetty's story shows:
✅ The power of 𝘀𝗼𝗰𝗶𝗮𝗹 𝗺𝗲𝗱𝗶𝗮 in modern finance
✅ Why 𝘁𝗿𝗮𝗻𝘀𝗽𝗮𝗿𝗲𝗻𝗰𝘆 isn't optional
✅ How 𝗿𝗮𝗽𝗶𝗱 𝗴𝗿𝗼𝘄𝘁𝗵 can mask vulnerabilities

𝗬𝗼𝘂𝗿 𝗧𝘂𝗿𝗻:
Was this a case of overreach by short-sellers? Or a needed correction? Drop your thoughts below! 👇

26/03/2025

𝗣𝗵𝗼𝗻𝗲𝗣𝗲 𝗘𝘅𝗽𝗮𝗻𝗱𝘀 𝗪𝗶𝘁𝗵 𝗡𝗲𝘄 𝗩𝗲𝗵𝗶𝗰𝗹𝗲 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗢𝗳𝗳𝗲𝗿𝗶𝗻𝗴𝘀

🚗 The 𝗪𝗮𝗹𝗺𝗮𝗿𝘁-𝗯𝗮𝗰𝗸𝗲𝗱 fintech giant is rolling out 𝗮𝗳𝗳𝗼𝗿𝗱𝗮𝗯𝗹𝗲 𝗱𝗶𝗴𝗶𝘁𝗮𝗹 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 for both:
✔️ 𝗧𝘄𝗼-𝘄𝗵𝗲𝗲𝗹𝗲𝗿𝘀
✔️ 𝗙𝗼𝘂𝗿-𝘄𝗵𝗲𝗲𝗹𝗲𝗿𝘀

𝗞𝗲𝘆 𝗛𝗶𝗴𝗵𝗹𝗶𝗴𝗵𝘁𝘀:
🔹 𝟯𝟬% 𝗺𝗼𝗿𝗲 𝗰𝗼𝘀𝘁-𝗲𝗳𝗳𝗲𝗰𝘁𝗶𝘃𝗲 than traditional dealership options
🔹 𝗦𝗲𝗮𝗮𝗺𝗹𝗲𝘀𝘀 𝗼𝗻𝗹𝗶𝗻𝗲 claims process
🔹 𝗠𝘂𝗹𝘁𝗶𝗽𝗹𝗲 𝗶𝗻𝘀𝘂𝗿𝗲𝗿 𝗽𝗮𝗿𝘁𝗻𝗲𝗿𝘀𝗵𝗶𝗽𝘀

📊 𝗣𝗵𝗼𝗻𝗲𝗣𝗲'𝘀 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗣𝗼𝗿𝘁𝗳𝗼𝗹𝗶𝗼 𝗡𝗼𝘄 𝗜𝗻𝗰𝗹𝘂𝗱𝗲𝘀:
• Life insurance
• Health coverage
• Travel protection

💡 𝗕𝗮𝗰𝗸𝗴𝗿𝗼𝘂𝗻𝗱:
• Secured 𝗜𝗥𝗗𝗔𝗜 𝗯𝗿𝗼𝗸𝗶𝗻𝗴 𝗹𝗶𝗰𝗲𝗻𝘀𝗲 in 2021
• Has processed 10𝗠+ policies to date

26/03/2025

🇮🇳 𝗠𝗶𝗻𝗶𝘀𝘁𝗿𝘆 𝗼𝗳 𝗠𝗶𝗻𝗲𝘀 𝗛𝗼𝘀𝘁𝘀 𝗖𝗿𝘂𝗰𝗶𝗮𝗹 𝗣𝗼𝘀𝘁-𝗕𝘂𝗱𝗴𝗲𝘁 𝗦𝗲𝘀𝘀𝗶𝗼𝗻 𝗼𝗻 𝗠𝗶𝗻𝗶𝗻𝗴 𝗥𝗲𝗳𝗼𝗿𝗺𝘀

🗓️ 𝗛𝗶𝗴𝗵𝗹𝗶𝗴𝗵𝘁𝘀:
✔️ Chaired by Shri V.L. Kantha Rao, Secretary, Ministry of Mines
✔️ 7+ industry leaders shared insights (Hindalco Industries Limited, Vedanta Group, Adani Group, Indian Institute of Technology (Indian School of Mines), Dhanbad)
✔️ 370+ attendees from govt, industry & academia

🔗 𝗞𝗲𝘆 𝗙𝗼𝗰𝘂𝘀 𝗔𝗿𝗲𝗮𝘀:
• Streamlining mining regulations
• Boosting private sector participation
• Enhancing sustainable mining practices

💡 𝗡𝗲𝘅𝘁 𝗦𝘁𝗲𝗽𝘀:
Suggestions to be reviewed for policy implementation

26/03/2025

🇮🇳 𝗜𝗻𝗱𝗶𝗮 𝗦𝗹𝗮𝗽𝘀 𝗦𝗮𝗺𝘀𝘂𝗻𝗴 𝘄𝗶𝘁𝗵 𝗥𝘀 𝟱,𝟭𝟱𝟱 𝗖𝗿 ($𝟲𝟬𝟭𝗠) 𝗧𝗮𝘅 𝗡𝗼𝘁𝗶𝗰𝗲

💸 𝗞𝗲𝘆 𝗗𝗲𝘁𝗮𝗶𝗹𝘀:
✔️ One of India's largest recent tax penalties
✔️ Alleged misclassification of telecom equipment imports
✔️ Used in Jio's mobile towers among others

⚖️ 𝗚𝗼𝘃𝗲𝗿𝗻𝗺𝗲𝗻𝘁 𝗔𝗹𝗹𝗲𝗴𝗮𝘁𝗶𝗼𝗻𝘀:

• Avoided 10-20% import duties
• "Knowingly submitted false documents" (Customs Commissioner)
• Violated Indian customs regulations

📅 𝗡𝗲𝘅𝘁 𝗦𝘁𝗲𝗽𝘀:
Samsung yet to respond publicly; may contest order

26/03/2025

🚀 Milky Mist Dairy: 𝗜𝗻𝗱𝗶𝗮'𝘀 𝗣𝗮𝗻𝗲𝗲𝗿 𝗣𝗼𝘄𝗲𝗿𝗵𝗼𝘂𝘀𝗲 𝗚𝗲𝗮𝗿𝘀 𝗨𝗽 𝗳𝗼𝗿 𝗜𝗣𝗢!

🧀 𝗙𝗮𝗰𝘁𝗼𝗿𝘆 𝗙𝗹𝗮𝘀𝗵:
✔️ Produces 60 tonnes/day of fresh paneer
✔️ Processes 5 lakh liters of milk daily
✔️ Supplies to 50,000+ retailers nationwide

📈 𝗚𝗿𝗼𝘄𝘁𝗵 𝗧𝗿𝗮𝗷𝗲𝗰𝘁𝗼𝗿𝘆:
• Prepping ₹2,000 Cr IPO
• Expanding to new dairy categories
• Doubling production capacity

💡 𝗜𝗻𝗱𝘂𝘀𝘁𝗿𝘆 𝗜𝗺𝗽𝗮𝗰𝘁:
Modernizing India's $140 Bn dairy sector with:
✔️ Automated processing
✔️ Cold chain infrastructure
✔️ Farm-to-fork traceability

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