17/01/2025
From Housewife to Entrepreneur: The Inspiring Journey of “Lakhpati Didi” in MANDI POONCH J&K appreciation by CM (J&K).
Shahida Banday, a resident of the border village of Arai Mandi of Poonch district, has earned herself the title of “ *Lakhpati Didi* ”; thanks to her successful venture which is a Self-Help Group. Shahida banday has not only become a successful entrepreneur but also emerged as an inspiration for women in the Poonch district. Her story represents a shining example of women’s entrepreneurship in Poonch, where the National Rural Livelihood Mission (NRLM) is making significant changes in the lives of local women, enabling them to become economically independent, morally confident, and adept at communication.
Before the formation of their Self-Help Group and Trained J&K Bank RSETI Shahida and her co-workers were housewives with no economic activity. They were primarily involved in household chores like cattle breeding, milking cows, and growing vegetables for personal consumption, which did not provide them with any monetary benefits. They were financially dependent on their husbands for any financial needs.
However, recognizing the need for a change, Shahida banday and other women in her village decided to establish a Self-Help Group that would not only provide economic opportunities but also empower them to become self-reliant. To kickstart their venture, they collected a monthly contribution of 100 Rupees per member for the group’s functioning, and additionally, the National Rural Livelihood Mission provided them with 15,000 Rupees as initial support. With this capital, they decided to start a Dairy farm and pickle making.
However, after assessing the risks involved in poultry farming, Shihda Banday and her team made a strategic decision to shift their business to agriculture. They further divided their group into two sub-groups, with one focusing on agricultural activities and the other running shops.
Shahida Banday personal journey is particularly noteworthy. Her success is a result of relentless hard work, starting her day early in the morning by milking cows, tending to vegetables, and collecting produce from the farm. At 8: AM, she then travels approximately 24 kilometers to the town, where she sells pickle vegetables, fruits, and vegetable seeds until 6 PM. With her earnings from agricultural practices, Shida has achieved financial independence, no longer relying solely on her husband and sons for financial assistance. She is now able to spend on her needs and also generously contributes to charitable causes in line with her religious beliefs.
One remarkable aspect of her success is the strong coordination between Shida banday and her husband. They firmly believe in the saying, “you cannot clap with one hand alone,” emphasizing the significance of teamwork and mutual support. Shida’s husband actively assists in all works including transporting produce to the market, and picking shida up from the market in the evening. Their joint efforts have been the key to their business’s success.