https://www.facebook.com/101950175571853/

KARIM .M. MTERI, MOMBASA, Mombasa (2025)

02/08/2025

𝐓𝐎𝐘𝐎𝐓𝐀 𝐂𝐇-𝐑 | 𝐇𝐘𝐁𝐑𝐈𝐃 | 𝟐𝟎𝟏𝟕

𝐂𝐇-𝐑 𝐒𝐏𝐎𝐑𝐓𝐒 ( 𝐌𝐎𝐃𝐄𝐋𝐈𝐒𝐓𝐀 𝐁𝐎𝐃𝐘 𝐊𝐈𝐓 )

𝐂𝐀𝐑𝐁𝐎𝐍 𝐅𝐈𝐁𝐑𝐄 𝐊𝐈𝐓𝐓𝐄𝐃 !!!

𝐒𝐩𝐞𝐜𝐢𝐟𝐢𝐜𝐚𝐭𝐢𝐨𝐧𝐬 -

𝐏𝐞𝐭𝐫𝐨𝐥 • 𝟏.𝟖 𝐋 • 𝐇𝐲𝐛𝐫𝐢𝐝 • 𝐏𝐮𝐬𝐡 𝐒𝐭𝐚𝐫𝐭 • 𝐀𝐮𝐭𝐨𝐦𝐚𝐭𝐢𝐜 • 𝐒𝐚𝐟𝐞𝐭𝐲 𝐁𝐫𝐚𝐤𝐞𝐬 • 𝐃𝐮𝐚𝐥 𝐌𝐮𝐥𝐭𝐢𝐟𝐮𝐧𝐜𝐭𝐢𝐨𝐬 • 𝐂𝐫𝐮𝐢𝐬𝐞 𝐂𝐨𝐧𝐭𝐫𝐨𝐥 • 𝐒𝐑𝐒 𝐀𝐢𝐫 𝐁𝐚𝐠𝐬 • 𝐋𝐚𝐧𝐞 𝐀𝐬𝐬𝐢𝐬𝐭 • 𝐓𝐫𝐚𝐜𝐭𝐢𝐨𝐧 𝐂𝐨𝐧𝐭𝐫𝐨𝐥 • 𝐁𝐫𝐚𝐤𝐞 𝐇𝐨𝐥𝐝 • 𝐄𝐕 𝐌𝐨𝐝𝐞 . 𝐀𝐥𝐥𝐨𝐲 𝐑𝐢𝐦𝐬 • 𝐄𝐓𝐂

𝐕𝐈𝐒𝐈𝐓 𝐒𝐇𝐎𝐖𝐑𝐎𝐎𝐌 𝐅𝐎𝐑 𝐈𝐍𝐒𝐏𝐄𝐂𝐓𝐈𝐎𝐍 !!!

📍 𝐇𝐚𝐢𝐥𝐞 𝐒𝐞𝐥𝐚𝐬𝐬𝐢𝐞 𝐀𝐯𝐞𝐧𝐮𝐞, 𝐌𝐨𝐦𝐛𝐚𝐬𝐚 ( 𝐀𝐛𝐬𝐨𝐧 𝐓𝐨𝐰𝐞𝐫 )

**n 🇰🇪

23/04/2025

Wanaume wengi mnashindwa kuwapata wanawake mnaowataka, si kwa sababu ya hela au muimekano—bali kwa sababu hamjui kanuni moja ya kimsingi ya mvuto.

Kabla hujamlaumu mwanamke kwa kukukataa au kutoonesha interest, jiulize: Je, naelewa kutengeneza mvuto wa kweli?

1. Unamganda Sana
Wanawake wanavutiwa na mwanaume mwenye confidence na mtulivu. Ukianza kujionyesha kwamba unamtaka sana au unamganda sana, anaanza kukuona k**a mtu asiyejiamini.

✅ Mfano: Unatuma meseji 10 bila kujibiwa, unaomba Kila mara kukutana naye, au kuanza kumuambia “nakupenda” kabla hata hamjajuana vizuri. Punguza Shobo, Chill down.

2. Unamsifia Kila Kitu Bila Mpangilio

Wanawake wanapenda kusifiwa, lakini si k**a wimbo. Ukisifia kila kitu – nguo, nywele, kope, sauti,mashabu, kucha, visigino... Heeee braza – bila timing sahihi, anaanza kuona hujui unachotaka.

✅ Mfano: “Wewe ni mrembo ajabu… sijawahi kuona mwanamke k**a wewe duniani.” Akiisikia hii mara ya tano, kumi anaboreka.

3. Huna Identity - Anakupelekesha

Kosa kubwa mnalofanya nyinyi wa kiume ni kujaribu kubadilika ili kumfurahisha mwanamke ,😂. Wanawake wanapenda mtu– mwenye maamuzi, msimamo, na malengo.

✅ Mfano: Unaanza kusikiliza muziki anaopenda tu, kula chakula anachopenda tu, na kuacha maisha yako yote kwa ajili yake—ni uboyaaa sana qmmk, atakushusha thamani.

4. Huelewi ishu ya "Mystery Effect" – Upo wazi sana.

Mwanaume asiye na fumbo ni rahisi kumsoma, na wanawake hupenda mwanaume anayemchanganya. Ukiwa wa kueleweka sana mapema, mvuto unapotea.

✅ Mfano: Ukimweleza kila kitu kuhusu maisha yako siku ya kwanza, hakuna kitu kipya kitakachomvutia wiki ijayo.

5. Unakua Mdogo Kwa Sababu Huna Hela au Muonekano

Mvuto si pesa wala six pack – ni energy na presence yako. Ukianza kujiona huwezi kumvutia kwa sababu huna gari au hela nyingi, tayari umeshashindwa kisaikolojia dogo. Unafeli

✅ Mfano: Mwanamke anaweza kuvutiwa na mwanaume anayejua kuongea vizuri, ana akili, na ana confidence hata akiwa na Tsh 5,000 tu.

JE, UMESHAWAHI KUKOSA MWANAMKE ULIYEMTAKA SANA?

Acha comment yako hapa chini, tujadili!

Usisahau kulike, kushare, na kufollow kwa makala nyingine kali k**a hizi!

16/04/2025

LEADERSHIP LESSONS TO LEARN FROM ANTS

1. Teamwork Makes the Dream Work.
Ants are never alone in their tasks; they work together to achieve common goals.

Lesson: As a leader, You must understand the power of teamwork. You don’t have to do everything yourself—empower your team, trust their strengths, and work together toward success.

2. Persistence and Hard Work
Ants keep going no matter how tough the task. They carry food much larger than themselves, demonstrating incredible persistence.

Lesson: Leadership requires resilience. Keep pushing forward, no matter the obstacles. Great things take time, and hard work always pays off. Keep going!

3. Planning Ahead.
Ants work tirelessly to prepare for the future, gathering food in advance.

Lesson: Successful leaders think ahead. Plan, strategize, and prepare for the future. Don’t wait for problems to arise—be proactive and set your team up for long-term success.

4. Adaptability.
If an ant’s path is blocked, it quickly finds another way to reach its goal.

Lesson: Flexibility is key in leadership. Plans don’t always work out, but a good leader adapts, finds new solutions, and keeps moving forward.

5. Shared Responsibility.
Ants share responsibility within their colony, each playing a specific role for the good of the group.

Lesson: Great leaders know how to delegate. Trust your team and let them take ownership of their tasks. A shared sense of responsibility leads to a more effective and engaged team.

6. Focus and Purpose.
Ants are focused on their task and work without getting distracted.

Lesson: Stay focused on the mission and avoid distractions. A leader who remains clear on the vision can lead their team toward achieving their goals without losing sight of what's important.

Ants show us that leadership isn’t about doing everything on your own, it’s about working with others, staying focused, and putting in the effort needed.

© Ayobami Francis

16/04/2025

HAKIKISHA HAUNA TABIA ZIFUATAZO K**A UNATAKA KUANZA BIASHARA!

1. Aibu.
Hakikisha sio mtu wa aibu k**a unataka kuanza biashara. Aibu huwa nayo hasa wafanyabiashara

📌Wanaoanza kwa mtaji mdogo, huzionea haya biashara zao kwasababu wanatamani wangeanza kwa mtaji mkubwa ambao ungewapa heshima. Wanashindwa kutambua kwamba hata wenye mitaji mikubwa walianzia chini. Hakuna wa kukucheka rafiki! K**a atajitokeza mtu akakucheka kwasababu umeanzia chini akiamini unajidhalilisha tambua kwamba huyo hajawahi kufanya biashara na sio mfanyabiashara na wakati mwingine pengine anakuonea wivu kwa ujasiri wako wa kuthubutu! Naomba nikwambie kwamba, anza hivyo ulivyo na songa mbele! KUONA AIBU, NI KUTAKA UBAKI HIVYO ULIVYO.

📌Wasio amini ubora wa bidhaa zao.

Hakikisha unauza bidhaa bora na isiyo na bei kubwa. Wafanyabiashara wengi ambao wanauza bidhaa feki, zisizo na ubora au za kitapeli huwa wana aibu na hawajiamini. Nakushauri rafiki, k**a unataka kufika mbali kwenye biashara yako hakikisha wewe sio mbabaishaji na hakikisha unaondoa aibu yako kwa kuuza bidhaa bora.

📌Wenye asili ya aibu.

Baadhi ya watu wana asili ya aibu,mfano baadhi ya wanawake huwaonea haya wanaume.Maumbile yamewafanya wawe hivyo, lakini pia baadhi ya wanaume huwaonea haya wanawake. Rafiki, k**a unataka kuwa mfanyabiashara mkubwa hakikisha unazika aibu yako na kujitoa ufahamu, hakikisha haubagui mtu wa kumuuzia bidhaa zako. K**a utaendelea na tabia hiyo hautafika mbali Kibiashara, biashara yako itakufa tu!

2. Tabia ya kutaka faida kubwaa sanaaaa tena ya haraka haraka!

Kuna watu wana tabia ya kutaka pesa za haraka haraka tena faida kubwa. Watu hawa wanapoamua kuanzisha biashara, huanzisha biashara na kuingia na tabia hii ambayo wameitoa huko walikotoka. Matokeo yake, wanauza bidhaa kwa bei kubwa sana ili wapate faida kubwa au wanauza bidhaa feki na wakati mwingine bidhaa za magendo(zisizoruhusiwa kisheria).

Rafiki, unaweza ukafanya biashara kwa staili hii na ukapata pesa nyingi sana (NAKUBALI), lakini tatizo ni kwamba ipo siku biashara yako itakufa kwa kufilisiwa na Serikali au wateja watakukimbia.

3. Tabia ya kushawishi wateja wa wengine wahamie kwako!

Huu tunaita ushindani mubaya au wa kuuana. Yaani unasubili mteja atoke kwenye duka la mwenzako ambaye anauza bidhaa k**a za kwako halafu unaenda kumwambia

"Siku nyingine uje kwangu, hao wanauza bidhaa feki,hao wanauza bei kubwa" na kadhalika. Yaani unamsema vibaya mshindani wako kwa maneno ya uongo mbele ya mteja wake ili tu ahamie kwako. Rafiki, watu wengi wamefilisika na kuuawa kwasababu ya tabia hii mbaya.Shindana na wafanyabiashara wenzako kwa kukarimu wateja vizuri, bei nafuu na kuuza bidhaa bora wateja watakuja tu! LAKINI UKISHINDANA NA WENZAKO KWA KUWASEMA VIBAYA WASHINDANI WAKO MBELE YA WATEJA WAO, WATAKUUA AU KUKUFILISI KWA NAMNA YEYOTE ILE! Lakini pia, wateja nao pia hawapendezwi na tabia hii, wengi watakukimbia wao wenyewe wakijua wewe mnafiki na wataenda kusimulia wenzao kuwa usiende kwa mfanyabiashara yule ana roho mbaya.

Kwa leo, kwenye "Biashara ni utajiri" tuishie hapa! UBARIKIWE

15/04/2025

Most men think their biggest problems are money, women, or society. But let me tell you: your biggest enemy is yourself.

A weak man is not weak because life is hard. He is weak because he refuses to fix his weak points. And until you fix them, you will remain broke, desperate, and easily controlled.

(Brutal Thread)

1. A WEAK MAN IS CONTROLLED BY HIS DESIRES.

He can’t say no to pleasure. S*x, p**n, alcohol, distractions—he falls for all of them. He doesn’t rule his emotions; his emotions rule him. And that’s why he loses every time.

2. A WEAK MAN CAN’T CONTROL HIS MOUTH.

He talks too much. He overshares, he gossips, he exposes his plans. Then he wonders why people betray him. Real men move in silence.

3. A WEAK MAN CHASES WOMEN INSTEAD OF CHASING SUCCESS.

Instead of building his life, he’s texting, begging, simping, buying gifts for women who don’t respect him. Meanwhile, successful men are busy winning. Women chase winners, not beggars.

4. A WEAK MAN LIVES FOR VALIDATION.

He wants approval from everyone. He dresses for others. He talks to impress. He’s scared of rejection. But men who win in life don’t seek approval—they command respect.

5. A WEAK MAN IS ADDICTED TO COMFORT.

He wants things to be easy. He avoids struggle. He dodges responsibility. He wants quick money, quick pleasure, quick success. But real men embrace the grind and build their own legacy.

6. A WEAK MAN HAS NO DISCIPLINE.

He can’t wake up early. He can’t stay consistent. He can’t say no to distractions. He’s always complaining, always procrastinating. A disciplined man will always crush him in life.

7. A WEAK MAN FEARS LOSING WOMEN.

He tolerates disrespect, cheating, emotional games, manipulation because he’s scared to be alone. Strong men walk away without hesitation.

8. A WEAK MAN WASTES HIS TIME.

He scrolls social media for hours. He watches Netflix all day. He plays video games nonstop. And then he complains about being broke and unsuccessful. Your time is your life—waste it and you waste yourself.

9. A WEAK MAN CANNOT HANDLE PRESSURE.

Life gets hard, and he runs. He quits, he blames, he complains. Meanwhile, strong men use pressure to become stronger, sharper, smarter.

10. A WEAK MAN WANTS PITY, NOT RESPECT.

He plays the victim. He wants sympathy. He wants people to feel sorry for him. But respect is never given to weak men—only to those who rise, no matter how hard they fall.

Remember: Weak personality brings us weak discissions. This is the best tip for us to fix before getting married and discipline our self. Control our urges, build your value. God bless us all.

Ctto .

゚

15/04/2025

"I want to start a business but I don't know how" Read.

You don't have ideas because you don't read.

Most of the things you seek are hidden in the pages of books.

The answers to most questions in your heart are hidden far between the pages of books.

It will only be revealed to you when you start reading books.

If you want books to read this year, my personal recommendation will be

Art of Laziness,
Ikigai,
Art of Focus,
The Power of Now,
Atomic Habits.

The best gift you can give your brain is the habit of reading.

It's like a mental workout that strengthens your critical thinking muscles and expands your perspective.

Don't neglect this powerful tool for personal growth.

Choosing a book over mindless entertainment and self deprecating memes is self discipline.

15/04/2025

You can be a great father and still lose your family, because in today’s world, effort means nothing if you’re a man.

You wake up early.
You go to work.
You pay the rent.
You stay loyal.
You pray for the family.

Still - you lose them.

Not because you failed but because modern fatherhood is built like a trap.

You do everything right…
and still end up wrong.

She leaves. The kids follow. The house becomes a memory.

You keep paying bills.
She keeps changing the narrative.

And if you dare raise your voice?

You’re “toxic.”
You’re “unstable.”
You’re “the reason she left.”

You paid for the piper—
but she still dictates the tune.

You followed the rules. But that’s the problem.

Because if you follow the rules, you’re not a leader. If you’re loyal, you become a simp.

You were told to protect her. So you did!

You were told to provide. So you did!

You were told to stay faithful. So you did!

And now?
You’re divorced.
You’re depressed.
You’re disposable.

The court says, “You are not the father.”

But the damage is already done.
Your heart? Shattered.
Your name? Stained.
Your wallet? Still responsible.

They call it “in the best interest of the child.”
A child she won’t even let you see...

Meanwhile, she smiles in silence.

Because she already won.

The lie worked.
The system backed her.
And society cheered her on.

You?
You’re on your fourth therapy.
And nobody clapped you for surviving.

You lose your family … and they still blame you.

“She probably warned him.”
“He chose beauty, not brains.”
“He didn’t discern well
Or maybe…
just maybe…
they married women who were experts at hiding their true nature.

Until one day - they woke up, and switched.

No warning.
No remorse.
Just “I’ve changed.”

Modern women don’t leave you for cheating.

They leave because your timeline expired.
You don't tickle their fancy and fantasy again.
You couldn’t afford the soft life package again.
So they 'cut their losses' & shoot for the streets.

You were good. But you weren’t enough.

15/04/2025

Getting Money Is One Thing… But Knowing How to Manage It? That’s the Real Power.

Getting Money is Easy… Keeping It? That’s Where the Game Is.

You don’t need millions to grow wealthy — you need discipline, direction, and a plan.

Here are 10 no-nonsense money management tips to help you stop going broke even when you're earning:

---

1. Pay Yourself First
Before you touch that paycheck, save at least 10%. Your future self will thank you.

2. Track Every Shilling
Know where your money is going. Budget apps or a simple notebook can expose your silent money leaks.

3. Cut Emotional Spending
Buying things just to “feel good” will leave your account feeling empty. Control the impulse.

4. Live Below Your Means
Just because you can afford it doesn’t mean you should. Peace of mind > flexing.

5. Build an Emergency Fund
Start with KSh 10,000. Life happens — don’t let one crisis wipe you out.

6. Set Money Goals
Saving for nothing leads to spending on everything. Save with purpose: land, car, business, etc.

7. Invest Wisely
Don’t let your money sleep in the bank forever. Learn to invest — even if it’s small. It grows.

8. Avoid Bad Debt
Borrowing for lifestyle, not investment, is a trap. Know the difference.

9. Set Clear Financial Goals
Saving without a goal is boring. Whether it’s a business, plot, or trip — give your money a mission.

10. Learn About Money
Read books, watch YouTube, follow finance creators. Money grows when knowledge does.

11. Invest Consistently
Don’t wait for millions. Start small — money working for you beats money just sitting.

15/04/2025

TIPS FOR RAISING MUSLIM CHILDREN

1. Praise your child, even if they get 4/10 in an exam, praise your child in front of others.

2. Every time you speak with your children, speak with respect, say “JazakAllah khairan”, etc. Use ‘please' a lot and never swear.

3. He or she is just a child, don’t take away their playing time by treating them like adults. If you do this, they will rebel in life.

4. Assist your children in making decisions. Guide them by talking to them. If they want to go go for something, then help them plan.

5. Ask your child for his or her opinion. For example, if you are going to buy a car, ask them what colour they’d like the car to be. This develops the habit of consultancy in them.

6. Dedicate a corner of the house to your child and write the name of your child there – make it their little space. This will make them more confident of themselves.

7. Teach your child to follow you in salah. Lead them rather than merely instructing, it’s a more powerful way. Your child will remember what he/she sees you doing forever. Start instructing them to read salah at the age of 7.

8. Encourage your child to ask questions and try to answer each question. Otherwise, they will get the answer from the wrong source. Praise their questions at times.

9. Always fulfill your promises to your children. Do not make big promises which you cannot fulfill; this makes them develop a habit of making false promises. If you fail to fulfill any promise, explain.

10. Make dua for your children. Even if they have gone astray, pray for them.

11. Tell them you might fail once, but never lose hope. Teach them how they should react to a failure.

12. Apologize to your child if you have made a mistake, this teaches your child to repent to Allah. Don’t raise ifs and buts when you are wrong.

13. Praise their good deeds, give them gift and explain to them that this gift is for the good deeds that you did.

14. Make sure you train your children to read a portion of Quran daily, according to their capacity.

15. Tell your child repeatedly that you love them, tell them how gorgeous they are and how important they are to you, hug them, its a sunnah to kiss your children ❤️

15/04/2025

12 DECISIONS TO MAKE BEFORE YOU MARRY

There is a saying that, to be forewarned is to be forearmed. A soldier doesn't learn how to shoot a gun at the battle front but before the battle begins.

The same with marriage. You don't prepare in marriage, you prepare for marriage. So, before you enter into marriage, here are 12 crucial decisions you need to make.

1. The Kind Of Marriage You Want
When a man wants to build a house, the first thing he does is to decide the kind of house he wants to build and then he'll go ahead to build.

Likewise, when you want to marry, decide the kind of marriage you want. Have a vision for your marriage. Don't just get married because you have or need to. What kind of marriage do you want? Do you want a peaceful, happy, satisfying, fulfilling and a successful marriage, now is the time to decide it? Decide to make your marriage worth emulating.

2. To Make Your Marriage Work
Just as life is filled with challenges, that's how marriage carries its own challenges. So, it's your duty to make it work.

Many people just one challenge they encounter like this in their marriage, they're gone. That's why you see many that have been married 4 to 7 times. Decide that come what may, your marriage must work! You will not just get married but will stay happily married.

3. To Be A Faithful Partner
After marriage, you'll see woman that are more beautiful, talented, connected and endowed than your wife, you'll see men more caring, romantic, handsome, rich and fun to be with than your husband. It's very tempting. You maybe begin to think that you made a mistake.

Therefore, decide before hand that you're going to be a faithful partner no matter what. No matter what your husband or wife does, you will never cheat. No emotional or s*xual affairs. Decide now to be faithful, committed, loyal and honest.

4. To Forgive Your Partner
Let me remind you that you're getting married to an imperfect person full of weaknesses and shortcomings. You'll be offended, annoyed and hurt.

So, start practicing how to forgive now because I'm 100% certain that your partner will offend you and if you can't forgive, there will be a crack on the wall of your marriage. Marriage is for forgivers.

5. To Honor And Respect Your Partner
Make up your mind that irrespective of the status, caliber and position of the person marry, whether rich or poor, you will honor and respect him or her.

When you marry someone you're far better or richer than, honoring or respecting maybe hard but decide it now that whether or not you marry a village girl or an illiterate man, you will honor and respect your partner.

6. To Raise Godly Children
One of the principal purposes of marriage is to raise godly children. That's why the Scripture commanded the parents to raise their children in the way of the Lord(Prov. 22:6).

Therefore, make a decision now that you are going to raise godly children not marlians, obedient and respectful kids. Now is the time to decide.

7. To Enjoy Your Marriage
You see, in this life how you make your bed that's how you are going to lie on it. The same with your marriage.

Your marriage is what you make of it. The onus is upon you to make it either a living hell or heaven on earth. Marriage is meant to be enjoyed not endured. So, make up your mind that you will do everything possible to enjoy your marriage.

8. To Love Your Partner
A lady will be on her own o then a guy will come and marry her off and then start maltreating her. I'm not just talking to guys only.

It is wickedness to marry someone you don't love for whatever reason. Marry someone you love and love someone you marry. All things being equal, decide to marry who you love and love who you marry. Make a commitment to loving.

9. To Fulfill Destiny
To make the fulfillment of destiny easier is among the reasons marriage exists. So, don't just marry for fun, marry also to fulfill destiny.

Decide that your getting married will not just be to be having fun, s*x, kids etc., but also to fulfill destiny. Marriage makes destiny fulfillment easier.

10. To Honor God
God is the one that created marriage. So, marriage has its spiritual dimension and honoring God is part of that spiritual dimension.

Someone said that, marriage is God's gift to us but what we make of our marriages is our gift back to God. In light of that, decide that your marriage will honor God. When you are fighting and quarreling, cheating or beating your partner, your marriage isn't honoring God.

11. To Be A Blessing To Your Partner
Many have given up on people because of disappointments here and there, heartbreaks and all that. They find it hard to love and trust again because of that.

Decide your own case will be different. Make it your decision to be a blessing to your partner in every area of life spiritually, physically, emotionally, financially, domestically, intellectually etc. Let your partner thank God everyday because of you. Be a blessing!

12. To Celebrate Your Partner
The Bible said, rejoice in the wife of your youth. In other words, celebrate your partner. Decide to rejoice and celebrate your partner. Celebrate your partner both in secret and in public.

When you celebrate your wife, the floodgates of heaven will be open and dews from heaven will drenched you. When you celebrate your husband, he will do more!

Alright friends, here are 12 solid decisions you need to make before you enter into marriage. Maybe you're married already, you can still do something about it.

You will not fail in marriage Inshaalah.

15/04/2025

Business Fundamentals Recap 3: HOW TO RAISE STARTUP CAPITAL.

HOW TO RAISE STARTUP CAPITAL.

I am aware that there are thousands of articles on this topic on the Internet, so I am not going to waste your time with theory, I am only going to talk from experience, as a old timer entrepreneur and as an investor.

First things first. Here are the fundamental rules:

1. No bank will ever finance an idea, no matter how good it is. Banks are not for that. So don’t waste your time trying.

2. If the people who know you, and that is your friends, family, colleagues, people you congregate with at church or clubs or anywhere, if you can't convince these to help you start a business... no stranger is going to assist you, unlessa stranger with an agenda.

3. You must always start. It doesn't matter how small your start is but you must show that you have started and that your idea works, to help the investors or the banks validate your basic assumptions in your business plan.

4. You must write a business plan and master all of it so that it is at your fingertips. Make sure your numbers are accurate and your projections are reasonable.

5. Aim to prove scalability. As long as money is involved, no one is out there to help you, that's not how business works. We want to make money with. So if you can show how you can reasonably scale the business, and that you know everything needed to be done, you are a banker or an investor's best friend.

With these five principles out of the way, the second thing you need to understand is that you are the number one capital in your business. If you believe in it, your money, your mind, heart and soul must be in it. We can not finance your side hustle.

Start your business small and prove to yourself first that it can be done, then to those around you who care about you or know you and believe in the concept and your abilities. Those are what we call angel investors. These can be your family, family friends, friends or just people you have a relationship one way or the other.

Once you have a track record of gradual growth (progress), meaning taxes paid and bank transactions in place, you can then seek investment from a venture capital firm or a loan from a bank or a bank facility.

A bank facility is an agreement with a bank where they pay for your capital needs of a certain project and they get their money, plus their interest once the money is paid. Venture capital firms are firms that are set up to finance growing businesses for equity, debt instruments or any other agreement to get multiple times their investments as your venture grows.

As you scale more and more, you can then mix and match various capital injection models based on your industry and the demands of your business.

Take advantage of government programs, if you can qualify, get the money.

Lastly, in all these, be smart, and don't rush for cash unless you actually need it. Be patient and stick to your business plan. Cash kills small businesses because it clouds judgment and makes you less frugal. Be disciplined. Be wise.

Any questions?

15/04/2025

An Airbus A380 is on its way across the Atlantic. It flies consistently at 800 km/h at 30,000 feet, when suddenly a Eurofighter with a Tempo Mach 2 appears.
The pilot of the fighter jet slows down, flies alongside the Airbus and greets the pilot of the passenger plane by radio: "Airbus, boring flight isn’t it? Now have a look here!"
He rolls his jet on its back, accelerates, breaks through the sound barrier, rises rapidly to a dizzying height, and then swoops down almost to sea level in a breathtaking dive. He loops back next to the Airbus and asks: "Well, how was that?"
The Airbus pilot answers: "Very impressive, but watch this!"
The jet pilot watches the Airbus, but nothing happens. It continues to fly straight, at the same speed. After 15 minutes, the Airbus pilot radios, "Well, how was that?
Confused, the jet pilot asks, "What did you do?"
The AirBus pilot laughs and says: "I got up, stretched my legs, walked to the back of the aircraft to use the washroom, then got a cup of coffee and a chocolate fudge pastry."
The moral of the story is: When you’re young, speed and adrenaline seems to be great. But as you get older and wiser, you learn that comfort and peace are more important.
This is called S.O.S.: Slower, Older and Smarter.
Dedicated to all my senior friends ~ it’s time to slow down and enjoy the rest of the trip. 🤗❤

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