Unitas Digital Solutions Ltd

12/12/2025

HAPPY MASHUJAA DAY KENYA

Today, we honour the heroes among us —
the dreamers, the builders, the risk-takers,
the everyday hustlers who keep Kenya moving.

From the past to the present,
from quiet sacrifices to loud victories,
our nation is built on courage, resilience, and hope.

To our staff, clients & partners:
You are part of this story.
Your trust. Your grind. Your belief in tomorrow.

As we celebrate our heroes,
let’s keep choosing integrity, unity, and progress.

Happy Mashujaa Day!
May we all rise as heroes in our own lanes.

11/12/2025

Jamhuri Day Goodwill Message — 12th December 2025

Tomorrow, Kenya pauses to breathe, to honor our journey, and to celebrate the spirit that built this nation — resilience, unity, and relentless hope.

And in that same spirit, we at Imana Insurance, MyKava Online Insurance Shop, Unitas Digital Solutions, and MyAsset Auto Valuers send love, gratitude, and good vibes to every single one of you — our staff, our clients, our partners, our community.

You’ve walked with us, trusted us, challenged us, and grown with us.
As Kenya marks its freedom story, we celebrate you — the people who make our mission meaningful.

Please take note:
All our offices will remain closed on December 12th (Jamhuri Day).
But don’t stress — we’re still here for you, just a call, email, or WhatsApp away.
Because service doesn’t sleep, and support doesn’t take a holiday.

📞 Imana & MyKava Insurance
Call/WhatsApp: +254 796 209 402
Email: [email protected]

📞 MyAsset Auto Valuers & Assessors
Call/WhatsApp: +254 769 941 827
Email: [email protected]

📞 Unitas Digital Solutions
Call/WhatsApp: +254 722 128 720
Email: [email protected]

As we wave the flag high and enjoy this national pause, may you find rest, joy, and the soft reminder that freedom is a gift and responsibility we share together.

Happy Jamhuri Day 🇰🇪
From all of us — today, tomorrow, and the days unfolding ahead.
Let’s keep building Kenya, one decision, one service, one act of integrity at a time.

WE LOVE KENYA.

03/12/2025

21/11/2025

21/11/2025

21/11/2025

21/11/2025

17/11/2025

Health Insurance in Kenya – Top 10 Cost Factors You Should Know

Health insurance in Kenya is one of those things you don’t think you truly need… until life throws you a curveball at midnight. And in this economy? Medical bills don’t play. That’s why understanding what actually affects the cost of your cover is your secret weapon to saving money, buying smart, and avoiding surprises.

Whether you’re shopping for individual, family, SME, or corporate cover, these are the 10 major factors that influence your health insurance premium in Kenya — explained in a real, relatable way.

1. Your Age Bracket (Youthful? Older? Premiums React.)
Insurance companies look at risk the same way Kenyan landlords look at tenants — the older you get, the more questions they ask.

Young adults normally pay lower premiums, while older adults (especially 50+) pay more due to higher medical risks.

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2. Your Selected Outpatient Limit
Outpatient is where the real action happens — acute illnesses, checkups, meds, specialist reviews.

The higher your outpatient cover (e.g., 100K / 200K / 300K), the higher your premium.

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3. Your Inpatient Limit (This One Really Moves the Needle)
Inpatient is the heavyweight budget-mover.
Choosing higher limits like 500K, 1M, 2M, 5M or 10M will directly push the premium up — because hospital admissions can get wild.

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4. Pre-existing, Chronic & Congenital Conditions
If you or a family member has hypertension, diabetes, asthma, epilepsy, or similar pre-existing conditions, your premium may be loaded or the insurer may apply conditions.

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5. Maternity Cover (Beautiful, but Pricey)
Maternity is one of the most expensive benefits in private insurance.
Covers range widely depending on limits like 100K, 150K, 200K, 250K, 300K+ — and yes, waiting periods apply, usually 10–12 months.

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6. Dental & Optical Add-ons
These feel small, but they add up.
Covers that include dental and optical benefits will cost more — especially optician visits, frames, root canals, and braces.

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7. Hospital Network & Provider List
Accessing premium hospitals like Aga Khan, Nairobi Hospital, MP Shah, or Karen Hospital pushes your premium higher than if you use mid-tier facilities.

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8. Number of Dependants
The more people you add, the more the cost rises — but the good news is family packages often offer better per-person savings.

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9. Coverage Type (Individual, Family, SME, Corporate)
Corporate and SME schemes often get discounted rates due to risk spreading.
Individual or couple packages tend to cost more per head.

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10. Optional Riders & Add-ons
Think of these as the extra toppings on your pizza:
• Personal accident cover
• Wellness packages
• Worldwide evacuation
• Last expense add-ons

They sweeten the deal but also influence your premium.
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Where to Compare, Buy, and Save
You already know health insurance in Kenya varies a lot — so comparing quotes is non-negotiable.

Don’t just pick the first cover you see. Compare. Ask questions. Choose smart.
Use these links for quick, accurate health insurance quotations:
• Imana Health Insurance: https://imana.co.ke/insurance/imana-health
• General Health Insurance: https://imana.co.ke/insurance/health-insurance
• Micro Health Covers: https://imana.co.ke/micro-quote
• MyKava Health Cover: https://mykava.co.ke (fast online comparison engine)

Whether you want a KSh 10,000 cover or a premium plan with maternity, dental, and a solid provider network, these platforms help you compare multiple insurers and make a stress-free decision.

Insurance Wisdom — Protect Your People, Protect Your Peace
In Kenya, one hospital bill can flip your entire financial map.

Medical insurance isn’t just a policy; it’s freedom… the kind that lets you chase life without fearing an unexpected sickness.

When you understand the 10 cost factors, you stop guessing and start choosing with confidence.

17/11/2025

Car Insurance in Kenya – 10 Helpful Facts You Should Know

Car insurance in Kenya isn’t just some boring legal checkbox — it’s the quiet bodyguard that saves your wallet, your peace of mind, and sometimes your entire day. Whether you drive through Nairobi’s chaos, Mombasa’s heat, Kisumu’s breeze, or Eldoret’s long highway stretches, one thing’s true: you need the right cover, and you need it done right.

Here are 10 helpful facts every Kenyan driver should know about car insurance, sprinkled with quick links to Imana and MyKava for instant quotes.

1. Car Insurance Is Mandatory in Kenya
Before you hit the road, the law demands that you have at least Third-Party Only (TPO) insurance.

This is why searches like “cheap third-party car insurance Kenya,” “third-party car insurance Nairobi,” or “affordable car insurance Kenya” are always trending.

Compare and buy here:
• https://imana.co.ke/insurance/motor-insurance
• https://mykava.co.ke

2. There Are Three Main Types of Car Insurance
The Kenyan market offers:
• Comprehensive Insurance
• Third-Party Only (TPO)
• Third-Party Fire & Theft (TPFT)

Comprehensive is the gold standard — covering your car, others, theft, accidental damage, floods, fire, vandalism… basically everything that wants to ruin your vibe.

3. Comprehensive Cover Is Cheaper Than You Think
In Nairobi, Mombasa, Kisumu or Nakuru, most car owners search: “how much is comprehensive car insurance in Kenya?”

Most insurers charge between 3%–5% of the car’s value.
For many cars, this ranges from KSh 25,000–KSh 60,000 annually.

Add-ons like excess protector, political violence & terrorism (PVT), personal accident, and windscreen cover increase protection without breaking the bank.

4. Third-Party Only Is the Cheapest – From KSh 4,560
TPO won’t fix your car — it only covers injuries and property damage you cause to third parties.

Still, it’s a lifesaver for:
• Uber/Bolt drivers
• Commercial vehicles
• Budget-conscious private car owners
• PSV taxi owners

Trending keywords: “cheap TPO Kenya,” “best third-party car insurance Nairobi,” “PSV insurance Kenya.”

Quick link to buy:
• https://imana.co.ke/psv-insurance

5. Motorcycle, TukTuk & PSV Insurance Are Separate Classes
In Kenya, premiums vary depending on the vehicle type:
• Motorcycle insurance (boda boda)
• TukTuk insurance (Mombasa, Kisii, Eldoret, Nairobi Hustlers)
• PSV taxi
• PSV matatu

Explore more:
• https://imana.co.ke/motorcycle-insurance
• https://imana.co.ke/tuktuk-insurance

Together with MyKava:
• https://mykava.co.ke

6. Car Insurance Certificates in Kenya Are Now Digital
Forget the old-school paper stickers.
In 2025, you get a digital car insurance certificate via email or WhatsApp within minutes.
Searches like “buy car insurance online Kenya,” “instant car insurance WhatsApp Kenya” are booming.

Try it:
• https://imana.co.ke/insurance/motor-insurance
• https://mykava.co.ke

7. Claims Are Easier If You Work With an Agent or Broker
Most drivers panic after an accident — yet the steps are simple:
1. Get a police abstract
2. Notify your insurer/intermediary
3. Take photos/videos
4. Fill claim form
5. Wait for assessment
6. Repairs authorized

Imana and MyKava help with:
• claims filling
• following up with garages
• pushing insurers for approval
• ensuring fast settlement

Claim support:
• https://imana.co.ke/claims-request

8. Excess Protectors Save You Serious Money
Most Kenyans don’t know this:
Without an excess protector, you pay a percentage of repair costs after an accident — even with comprehensive cover.

With the protector?
You pay zero excess.
Google trend: “excess protector Kenya,” “what is insurance excess Kenya.”

9. You Can Pay Car Insurance in Installments
Many insurers now allow monthly, quarterly or semi-annual payments — especially for corporate and SME fleets.

Popular search terms: “monthly car insurance Kenya,” “car insurance payment plan Kenya.”

10. Comparing Quotes Saves You Up to 30%
Different insurers price risks differently — age, location, claim history, car value, year of manufacture.

So comparing before buying is pure mathematics for your pocket.

Kenyan drivers love search terms like:
• “best car insurance in Kenya,”
• “cheap comprehensive car insurance,”
• “car insurance comparison Kenya,”
• “best car insurance companies in Nairobi.”

Imana and MyKava give you side-by-side quotations from multiple insurers.

Compare here:
• https://imana.co.ke/insurance/motor-insurance
• https://mykava.co.ke

Why Kenyans Trust Imana & MyKava
Because the future of insurance is digital, simple, and human.
And these platforms live at that intersection.

They offer:
• Fast online quotes
• Free comparison
• Real-time WhatsApp support
• Claims assistance
• Affordable premiums
• Digital certificates in minutes

Your hustle deserves protection that doesn’t stress you out.

Insurance Wisdom
Car insurance in Kenya doesn’t have to feel like rocket science.
With the right information — and the right partner — you’ll drive with confidence through Nairobi traffic, Kisumu sunsets, Nakuru highways, or Nyeri countryside without fear.

Whenever you’re ready to compare, save, or buy, tap your go-to links:
1. Imana Insurance: https://imana.co.ke
2. MyKava Online Insurance: https://mykava.co.ke

Drive safe, stay covered, and may your journeys stay smooth.

17/11/2025

PSV Taxi / Chauffeur Car Insurance in Kenya

🚖 Looking for the Best PSV Taxi Insurance in Kenya?
Whether you drive for Uber, Bolt, Faras, or Little Cab, your car deserves reliable protection on every trip.

At Imana Insurance, we help PSV drivers and chauffeurs compare, buy, and save on both Comprehensive and Third-Party Only (TPO) car insurance.

✅ Comprehensive cover protects your car, passengers, and third-party property
✅ TPO keeps you legal on the road
✅ Free quote comparison from top insurers
✅ Easy payment via Lipa na M-Pesa – Paybill: 7596117 (Account: Your Name)
✅ Receive your digital certificate in 30 minutes

📍 Visit us: 4th Floor, Krishna Centre, Woodvale Grove, Westlands
🌐 www.imana.co.ke | www.mykava.co.ke
📞 Call/WhatsApp: 0113 619 635 | 0745 218 460 | 0113 806 810

Drive smart, stay insured — with Imana Insurance Kenya.

16/11/2025

Imana, MyKava, Unitas Digital & MyAsset Auto Valuers — One Powerful Ecosystem Changing How Kenyans Live, Work & Protect Their Futures

In a country where hustle culture is real, where people juggle responsibilities like pros, four brands have come together to make life easier, safer, and way more efficient for every Kenyan.

These four brands share one vision, one heartbeat, and one mission:
1. Imana Insurance Agency Kenya Ltd
2. MyKava Online Insurance Shop
3. Unitas Digital Solutions
4. MyAsset Auto Valuers & Assessors

They operate as one ecosystem — each with its own role, each strengthening the other, all working to make life smoother for Kenyans from Nairobi to Mombasa, Eldoret to Kisii.

1. Imana Insurance — The Pillar of Trust & Protection
Imana is the foundation of the entire ecosystem — a fully licensed insurance intermediary helping Kenyans access dependable, affordable insurance solutions.

They specialize in:
• Motor Insurance (Private, PSV, Commercial, Motorcycle, Tuktuk)
• Comprehensive & Third-Party Covers
• Health & Maternity Insurance
• SME & Corporate Covers
• WIBA/GPA & Group Life
• Travel & COMESA Yellow Card
• Home, Life, PA & more

Imana is the human touch. Real support. Real claims guidance. Real people who walk with you when life gets messy.

2. MyKava — The Digital Engine Built on Imana’s Strength
MyKava is the modern digital shopfront that takes all Imana’s insurance expertise and places it directly in your hands through technology.

With MyKava, Kenyans enjoy:
• Instant online quotes
• Fast digital policies
• Real-time WhatsApp assistance
• Easy insurance comparison
• Seamless online payments
• Zero paperwork

It’s designed for the Kenyan on the move — fast, transparent, and stress-free.

3. Unitas Digital Solutions — The Creative & Marketing Powerhouse
Unitas is the digital marketing wing of the ecosystem. It takes everything the brands do and amplifies it across Kenya through powerful digital communication.

They offer:
• Social media management
• SEO & Google ranking strategies
• Branding & design
• Content marketing
• Paid ads (Google, Meta, LinkedIn, X)
• Digital storytelling

Unitas ensures that the public sees, understands, and accesses the services provided by Imana, MyKava, and MyAsset.

4. MyAsset Auto Valuers & Assessors — The Eyes & Ears on the Ground
MyAsset is the technical muscle of the ecosystem — offering professional valuations, inspections, and assessments required before issuing motor insurance.

They handle:
• Motor vehicle valuations
• Accident assessment reports
• Pre-inspection for insurance
• Condition reports for loans or transfers
• Support for claims investigations

MyAsset bridges the gap between insurers and clients, ensuring accuracy, transparency, and fairness in every valuation and claim.

How These Four Brands Work Together
This is where the magic happens.
1. Imana provides insurance expertise.
2. MyKava provides digital convenience.
3. Unitas Digital provides visibility and customer education.
4. MyAsset provides ground-level accuracy for insurance valuation and claims.

Together, they form Kenya’s most integrated insurance, tech, and digital service ecosystem.

Why This Matters for Every Kenyan
Because today’s Kenyan wants:
✔ Fast service
✔ Transparent prices
✔ Reliable information
✔ Easy digital access
✔ Real help during emergencies

This ecosystem delivers exactly that.
💙 A driver in Kisumu can get a valuation from MyAsset, buy insurance on MyKava, get claims support from Imana, and learn safety tips through Unitas content.
💙 A young family in Nairobi can compare medical plans, buy maternity cover online, and get digital support 24/7.
💙 SMEs can access corporate covers, insure their staff, protect their assets, and market their businesses online — all from one ecosystem.

The Vision: A Safer, Smarter, Digitally Empowered Kenya
This four-brand ecosystem is committed to building a Kenya where:
1. Insurance is accessible
2. Digital services are easy
3. Claims are fair and fast
4. Businesses grow through visibility
5. Families stay protected
6. Vehicles are valued and insured accurately

It’s not just business — it’s transformation.
It’s a mission to uplift every Kenyan through safety, technology & knowledge.

Explore the Ecosystem
🌐 Imana Insurance: www.imana.co.ke
🌐 MyKava Online Insurance: www.mykava.co.ke
🌐 Unitas Digital Solutions: www.unitas.co.ke
🌐 MyAsset Auto Valuers & Assessors: www.myasset.co.ke
📍 4th Floor, Krishna Centre, Woodvale Grove, Westlands – Nairobi
📲 WhatsApp: +254 796 209 402 | +254 745 218 460 | +254 769 941 827

One Family. One Vision. One Kenya.
Together, they’re building a future where protection, technology, and opportunity meet — making life easier for millions of Kenyans every single day.

25/07/2025

🎉 CONGRATULATIONS TEAM IMANA! 🎉

We are beyond proud to announce that Imana Insurance Agency Kenya Ltd has been crowned "Outstanding Insurance Consulting Company Of The Year 2025" in the insurance category at the just concluded Mfano Bora Awards 🏆East Africa

This award is not just a trophy — it's a reflection of the dedication of our team, the unwavering trust of our clients, and the immense support from the public.

🙏 To our amazing staff — your hard work, professionalism, and passion are the heartbeat of this company.
🙏 To our clients — thank you for choosing us to walk this insurance journey with you. Your trust fuels our mission.
🙏 To the public — thank you for believing in us and showing up when it mattered most.

This win is for all of us. Let’s keep raising the bar. Let’s keep making insurance simpler, smarter, and more accessible for every Kenyan.

From Westlands to the rest of Kenya — your faith in Imana Insurance moves us.











🌍 www.imana.co.ke | www.mykava.co.ke
📞 0113619635 | 0745218460 | 0113806810 | 0796209402 | 0103806588
📍 4th Floor, Krishna Centre, Woodvale Grove, Westlands, Nairobi

Let’s go even higher — this is just the beginning! 🚀