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The best time for you to start saving was 10 years ago. The second best time to do it is now.
09/09/2025

The best time for you to start saving was 10 years ago. The second best time to do it is now.

Investa tip: Never take a loan to start a business.Never!What should you do?👇🏿👇🏿
08/09/2025

Investa tip: Never take a loan to start a business.

Never!

What should you do?

👇🏿👇🏿

Let me ask the big question today: What is your networth?Many people never think about this question. They end up being...
07/09/2025

Let me ask the big question today: What is your networth?

Many people never think about this question. They end up being victims of circumstance.

They fall when the circumstances aren't favourable and they rise when fairer terms show up. Nothing is predictable in their economic spheres of life. And so they end too making wrong political and social choices.

Fix your finances by saving as little as 100 per day to invest. That's a sure way of securing your tomorrow.

Money tip: LEARN to save before you take any loan. Saving gives you a buffer zone. It gives you security, courage, and c...
06/09/2025

Money tip: LEARN to save before you take any loan. Saving gives you a buffer zone. It gives you security, courage, and confidence.

Retail investors in Kenya have channeled a record KES 1.44 trillion into government bonds and unit trust funds in 2025—a...
04/09/2025

Retail investors in Kenya have channeled a record KES 1.44 trillion into government bonds and unit trust funds in 2025—a striking sign of growing appetite for such relatively safe instruments . The trend reflects strong demand amid current tough economic conditions .

What does that reveal?

It's huge comparing to , suggesting a shift toward fixed-income and collective investment vehicles.

The surge likely reflects search for stability, perhaps amid inflation concerns or stock market volatility.

Besides, this signals growing financial literacy or trust in capital-market structures—not just reliance on banks.

More details will be available on: investa.co.ke.

The Kenya Revenue Authority has issued Oki General Trading with an additional tax assessment of more than Ksh 810 millio...
03/09/2025

The Kenya Revenue Authority has issued Oki General Trading with an additional tax assessment of more than Ksh 810 million. Auditors flagged undeclared imports linked to Satnam Limited, understated sales, and bank reconciliation gaps worth Ksh 173.1 million, with Ksh 137.7 million of that taxable.

The report also highlighted unremitted PAYE on staff benefits totaling Ksh 251.8 million, alongside corporation tax exposure of Ksh 428.4 million. Further claims include Ksh 100.4 million in VAT arrears, Ksh 4.3 million in disallowed input VAT, and Ksh 4.1 million in unpaid withholding tax on professional fees.

Country manager Deepak Rajoriya is at the center of the alleged evasion scheme. KRA has granted Oki General Trading 30 days to contest the assessment, setting the stage for a high-stakes battle over accountability.

The Central Bank of Kenya has withdrawn preferential loan terms that allowed bank staff to access cheaper credit than th...
02/09/2025

The Central Bank of Kenya has withdrawn preferential loan terms that allowed bank staff to access cheaper credit than the public. This decision means thousands of employees will now face higher borrowing costs under the new pricing model.

According to CBK, the only exemptions will be loans issued in foreign currency and fixed-rate facilities. All other lending will now be tied to the Kenya Shilling Overnight Interbank Average (KESONIA).

The regulator expects the full rollout of this risk-based formula by March 2026. The system is designed to align borrowing costs more closely with market realities and credit risks.

For bank staff, the change ends years of enjoying insider privileges. It also signals CBK’s intent to level the playing field in Kenya’s credit market.

31/08/2025

The unbeatable rules of securing your finances and wealth building.

28/08/2025

Money market funds in Kenya recorded strong but declining returns through the 2024/25 financial year. At the start of 2025, top performers such as Cytonn and Gulfcap were yielding over 16 percent, while other funds including Kuza, Etica, and Lofty-Corban averaged between 14 and 15 percent.

By mid-2025, however, the sector’s average gross yield had fallen to about 10.3 percent, with net returns settling near 8.7 percent. The consistent fall in earnings mirrored easing Treasury bill rates and adjustments in the broader interest rate environment.

Despite the downward trend, MMFs continued to outperform traditional savings and many fixed-income products. Even as yields dipped, Gulfcap, Cytonn, and Kuza maintained leadership, with Gulfcap posting a gross average of 14.2 percent in the first half of 2025 and Cytonn close behind at 14.0 percent.

Investors seeking stability and daily liquidity still found MMFs attractive compared with 91-, 182-, and 364-day Treasury bills, which delivered lower effective yields during the same period.

Dollar-denominated MMFs offered a different picture, showing stable yet modest growth. In the first half of 2025, Etica USD Fund and Kuza USD Fund delivered gross returns of about 5.9 percent and 5.8 percent respectively, translating into net yields of around 5 percent.

These returns, while lower than shilling-denominated funds, gave investors a cushion against local currency volatility, especially during periods of exchange rate pressure on the Kenyan shilling.

The overall trend underscores how money market fund performance is closely tied to macroeconomic movements. As interest rates softened and inflation stabilized, returns declined but remained competitive.

For Kenyan savers, the lesson of 2024/25 was clear: while MMFs are not immune to rate cycles, they remain an efficient, low-risk vehicle for both short-term and medium-term liquidity needs.

With Kirimi Gediel – I just got recognised as one of their top fans! 🎉
25/08/2024

With Kirimi Gediel – I just got recognised as one of their top fans! 🎉

At the Paris 2024 Olympics, Cuban wrestler Mijain Lopez Nuñez made history by winning his fifth consecutive gold medal i...
08/08/2024

At the Paris 2024 Olympics, Cuban wrestler Mijain Lopez Nuñez made history by winning his fifth consecutive gold medal in the 130kg Greco-Roman wrestling event.

This victory makes him the first athlete to achieve five gold medals in the same Olympic event.

Lopez, 41, won the final with a decisive 6-0 score. After the match, he left his shoes on the mat, a traditional sign of retirement, indicating the possible end of his illustrious career.

Lopez's victory in Paris was particularly remarkable as he had not competed since winning gold at the Tokyo 2020 Olympics.

His longtime training partner, Yasmani Acosta of Chile, won the silver medal. Both wrestlers shared a deep bond, having trained together for nearly a decade.

She was twenty years old, a single mother abandoned by the father of her only child and struggling to make ends meet in ...
01/08/2024

She was twenty years old, a single mother abandoned by the father of her only child and struggling to make ends meet in America.

One day, while she was taking her shift behind the counter, a young man asked her if he could "join her" behind the counter and "hide" - she explained that he was an actor, and there were some journalists and people in the restaurant who had him recognized.

He was annoyed and a little overwhelmed by the attention, since he was still quite new to the concept of "fame". Luciana had no idea who he was, but she told him:

“You can hide here, but you have to at least make yourself useful!”

So he helped her, preparing cocktails, serving customers, washing and drying dishes.

Luciana and the handsome stranger continued talking. Toward the end of the evening, at the end of her shift, she asked him what his name was.

“Matt Damon,” the boy replied.

They have been married for eighteen years now and have four daughters: he also adopted the eldest.

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