MONEY Features

15/10/2025

Governance, growth and the grit in between. Our latest issue cuts through the noise with real numbers and people who own their decisions. From Tumas Gaming’s CFO on rebuilding trust, to a reality check on Malta’s bond market and a deep dive into MDB’s toolbox—this one’s built for decision-makers. 💪🏻🚀

Dive in → bemags.com/money-online

02/09/2025

Biohacking: cutting-edge miracle or premium placebo? Techmag tackles the anti-ageing hype head-on in its latest feature—from NMN supplements to AI-driven longevity diagnostics—and draws a bold line between data-backed breakthroughs and flashy gimmicks.

Want to separate smart science from smoke and mirrors? Look for peer-reviewed human studies, transparent third-party lab tests, and clinically tested dosages—not glossy labels or influencer hype.

And here's the real talk: longevity isn't found in a vial—it's in everyday habits like strength training, quality sleep, balanced nutrition, and regular movement.

Read the full breakdown—https://bemags.com/techmag-features/the-biohacking-boom-breakthrough-or-bu****it

02/09/2025

Is AI pushing us toward collapse, or a second human renaissance? Former Google X executive Mo Gawdat offers a grounded look into the next 15 years of AI evolution. This isn't alarmism, it's a realistic warning about growing autonomy, unforeseen behaviour, and the risk that our creations may outpace our ability to control them.

While AI certainly promises breakthroughs, the question is: are we steering the wheel, or are the algorithms quietly taking over? The next decade and a half could redefine what it means to be human.

Read the full feature to explore the fine line between technological collapse and transformative awakening.

Mo Gawdat believes AI will change everything within 15 years. Techmag explores whether we’re heading for collapse or a second human enlightenment.

02/09/2025

How much surveillance is too much? Manuel Delia's latest deep dive reveals how Malta is embracing biometric ID cards, ANPR cameras, and facial recognition—often introduced with minimal public scrutiny—reshaping governance under the banner of convenience and safety.

From automated traffic tracking to inter-agency data sharing with opaque consent frameworks, these tools are quietly altering the dynamic between citizens and the state. Contracts are awarded with limited transparency, oversight mechanisms are still missing, and no national debate has taken place.

Democracy shouldn't be dismantled one unnoticed lens at a time. This feature prompts a vital conversation about surveillance, rights, and democratic accountability in the digital age.

CCTV, biometrics, facial recognition—Malta’s surveillance state is expanding fast. Manuel Delia exposes the hidden costs of digital transformation and shrinking privacy.

02/09/2025

AI isn't just a tool anymore; it's becoming a teammate. EY-Parthenon's Theo Dix discusses how "intelligent agents" are transforming the way businesses operate, from decision-making and workflow management to coordinating complex tasks across teams. It's less about automation, more about real-time partnership and agility at scale.

This shift isn't hypothetical. Co‑intelligence is already enabling businesses to operate leaner, smarter, and more globally—from financial services without branches to personalised healthcare and education models. For small nations like Malta, the opportunity is unique: build globally
competitive models without being held back by scale or legacy systems.

The question today isn't what can AI do for us?—but what can we now do that we couldn't before?

Discover how AI-driven co-intelligence is transforming business, redefining scale, and creating global opportunities for small nations like Malta.

02/09/2025

Think big, code local. Economist JP Fabri makes a compelling case in Techmag: Malta's small size is not a limitation—it's a unique advantage in a digital world where ideas, services, and talent transcend borders.

By embedding digital transformation at the core of our economy and institutions—not just layering it on—Malta can pivot from being a niche player to a global digital hub. It's not about scaling by size, but by smarts. A digital-first approach in education, civic systems, and enterprise could unlock agility, innovation, and long-term resilience.

JP Fabri outlines a bold roadmap for Malta’s digital transformation — from talent and innovation to creating a small island with a global footprint.

02/09/2025

Malta's digital journey is moving forward, but the road ahead remains challenging. In Techmag's latest feature, the Malta Digital Innovation Authority (MDIA) assesses the Digital Decade targets: the proportion of ICT specialists in the workforce has increased to 5.2% (with an 8% target for 2030), while AI adoption in businesses has reached 17.3%, surpassing the EU average.

Beyond the numbers, a pressing reality emerges: digital skills gaps, trust in AI, and the need for stronger cyber resilience remain significant challenges. With community-focused literacy courses and a rapidly developing innovation hub, the foundation is in place; now it's about scaling and sustainability.

How is Malta faring in the EU’s Digital Decade? MDIA’s leadership discusses AI, cybersecurity, innovation hubs, and digital skills as the island races to meet 2030 targets.

02/09/2025

Productivity isn't just about time—it's also about hidden costs. Techmag uncovers an unseen drain on Malta's businesses: manual document processing. From retyping invoices to extracting contract clauses and sorting mail, these tasks silently erode efficiency, keeping skilled teams stuck in administrative tasks rather than focusing on innovation.

As Nick Camilleri of Avantech explains, the solution lies in Scan2x—an AI-powered automation tool that classifies, extracts, and routes documents with full audit trails. It integrates seamlessly with finance, CRM, and compliance systems, eliminating errors and freeing staff to focus on growth.

Ready to ditch analogue bottlenecks? Unlock agility, reduce hidden costs, and reimagine business efficiency.

Manual document proAvantechis costing Maltese businesses time and money. Nick Camilleri of Avantech explains how Scan2x utilises AI-driven automation to reduce costs, minimise errors, and drive growth in Malta’s digital economy.

02/09/2025

Live casino gaming with soul. In Techmag's latest cover story, Religa CEO Edgar Portelli reveals how a boutique vision is fast becoming a RegTech game-changer. Instead of chasing scale, Religa chose to outthink the competition by building platforms rooted in personalisation, regulatory integrity, and cutting-edge technology.

From custom studios and operator-controlled tables to seamless integration and deep analytics, Religa's all-in-one solution delivers control, excitement, and trust across the board. As it expands across Europe, the message is clear: growth is not just about scale, it's about staying true to values.

Religa CEO Edgar Portelli reveals how the company is transforming live casino gaming through innovation, compliance, and scalable tech in this Techmag cover story.

02/09/2025

Welcome to the age of Techplexity. AI, quantum computing, and blockchain are no longer siloed; they're merging at speeds that outpace even the most stringent regulations. Lea Hogg interviews Prof. André Xuereb and Angele Giuliano to explore how leaders must evolve in this fog of convergence, and how humanity must stay in the driver's seat.

From embracing humility ("admit what you don't know") to hiring for attitude, not just aptitude, their insights showcase a new leadership playbook. It's about vision, values, and the courage to let teams navigate the "how," while you shape the "what."

Ready to steer complexity with clarity? Dive into the feature and discover how to lead on the frontier of change.

AI, quantum, and blockchain are transforming leadership. Discover how to navigate Techplexity with insights from top experts on innovation, strategy, and governance.

02/09/2025

Biohacking: cutting-edge miracle or premium placebo? Techmag tackles the anti-ageing hype head-on in its latest feature—from NMN supplements to AI-driven longevity diagnostics—and draws a bold line between data-backed breakthroughs and flashy gimmicks.

Want to separate smart science from smoke and mirrors? Look for peer-reviewed human studies, transparent third-party lab tests, and clinically tested dosages—not glossy labels or influencer hype.

And here's the real talk: longevity isn't found in a vial—it's in everyday habits like strength training, quality sleep, balanced nutrition, and regular movement.

Read the full breakdown—because ageing smarter is about scepticism, not shortcuts.

Biohacking is booming. From NMN supplements and DNA tests to red‑light therapy and AI clinics, Techmag separates real longevity science from expensive hype.

02/09/2025

Feel like your phone owns you? It's time to reclaim your life—with a digital detox. Techmag lays bare the mental toll of our hyperconnected world, from sleep loss, anxiety, and a decline in focus to fractured relationships, and shows why unplugging may be the most brilliant tech move yet.

Whether it's phone-free mornings, designated tech-free zones, or a complete digital Sabbath—these aren't just trends—they're essential survival strategies. Even employers are catching on: no-email weekends, digital downtime, and mindful work boundaries are already improving morale and productivity.

Disconnect to recharge. Switch off to find clarity, creativity, and genuine connection.

Our digital addiction is costing us our health, focus, and happiness. Discover why digital detoxing in 2025 isn’t optional—it’s essential for survival.