M Prop

M Prop The latest property info, events and valuations from the commercial property market. M Property covers property investment, residential and commercial.

M Property covers property investment, residential and commercial.

大马房地產新聞資訊信息發布平台,提供最新房地產動態、房地產價格變動等房地產資訊等。

Mutiara Bukit Jalil @ 3 Storey House Selling @ RM1,360,000.00-3 Storey Endlot House-Freehold and renovated-Land 22x75sf-...
13/04/2017

Mutiara Bukit Jalil @ 3 Storey House
Selling @ RM1,360,000.00

-3 Storey Endlot House
-Freehold and renovated
-Land 22x75sf
-Build up 3600sf
-5+1 Room 6 Bathroom
-Facing North East
-Renovated
-Extra Window
-Kitchen Cabinet
-Plaster Ceiling
-Air Cond, Heater
-24 Hour Security

Location is good:
-Near to Pavilion 2
-Easy access to Highways: Kesas, LDP, Maju, Expressway (MEX)
-Nearby LRT Stations: Alam Sutera & Muhibbah
-Nearby Hypermarket & Shopping Malls: Giant Kinrara, IOI Mall, Sunway Pyramid, Puchong Tesco

Property comes with:
1) Kitchen cabinets for dry and wet kitchen.
2) Air-Conds (Living Rooms & Bed Rooms)
3) LG Electronics Fridge
4) Electrolux Gas Hob
5) Electrolux Microwave Oven
6) Electrolux Oven
7) Electrolux Cooking Hood
8) Automatic Gate
9) Alarm System
10) Fiber Internet & Astro Cable ready

*** Upcoming new PAVILLION 2 Shopping Mall, Bukit Jalil City (This will further increase the property value upon completion of Pavillion 2 Shopping Mall)
*** Upcoming new GIANT HYPERMARKET, Bukit Jalil

# # Interested Please Call Wendy @ 010-8790177 for more information or exclusive viewing arrangements.

-WeIcome Owner Listing-

SEMI-D @ ALAM SUTERA @ BUKIT JALIL For SALE," LOW DENSITY, SPACIOUS HOMES "** Well Maintained and Selling below Market V...
13/04/2017

SEMI-D @ ALAM SUTERA @ BUKIT JALIL For SALE,
" LOW DENSITY, SPACIOUS HOMES "

** Well Maintained and Selling below Market Value
** Land Area 40X80 sq. ft. and Built-Up 3,200 sq. ft.
** 5 Bedroom 5 Bathroom
** Freehold Unit
** Auto Gate, Alarm System, Plaster Ceiling, Water Feature, Dry Wet Kitchen with Kitchen Cabinets.
** Autogate, Alarm system
** High Quality floor tile
** 24hr Gated & Guarded
** Automatic Gate

Amenities:
Banks, Restaurant at Kinrara/Bukit Jalil/Sri Petaling, primary/secondary schools, market, etc.

Easy access via
Kesas, LDP, Puchong-Bukit Jalil Expressway, KL-Seremban Highway, Sungai Besi Highway

*** Upcoming new PAVILLION 2 Shopping Mall, Bukit Jalil City ***
*** Upcoming new GIANT HYPERMARKET, Bukit Jalil

Short driving distance to :
===================
* Pavilion Bukit Jalil 3Min
* Kinrara Residence 10 Min
* LRT Alam Sutera and BK5 12Min
* Sunway Pyramid 18Min
* Giant Bandar Kinrara 13Min
* Puchong IOI Mall 14Min
* Nearby Golf course 10 Min
* And Soon to be Bukit Jalil City

# # Interested Please Call Wendy @ 010-8790177 for more information or exclusive viewing arrangements.

-WeIcome Owner Listing-

Bukit Jalil Alam Sutera 2 Storey Terrace HouseSelling @ RM 950,000Tenure : Leasehold and Non-bumiSize: 22x70sq ft @ Bed ...
13/04/2017

Bukit Jalil Alam Sutera 2 Storey Terrace House
Selling @ RM 950,000

Tenure : Leasehold and Non-bumi
Size: 22x70sq ft @ Bed rooms: 4 Bathrooms: 4

Detail:
=====
* Direction is facing NorthWest
* Prima location to access highway.
* Mixed and matured population
* Well kept condition
* 5mins drive to LRT bukit Jalil and Alam Sutera
* 24 hours gated and guarded

Short driving distance to :
===================
* Pavilion Bukit Jalil 3Min
* Kinrara Residence 10 Min
* LRT Alam Sutera and BK5 12Min
* Sunway Pyramid 18Min
* Giant Bandar Kinrara 13Min
* Puchong IOI Mall 14Min
* Nearby Golf course 10 Min
* And Soon to be Bukit Jalil City

*** Upcoming new PAVILLION 2 Shopping Mall, Bukit Jalil City (Upon completion, the property value will definitely increase)
*** Upcoming new GIANT HYPERMARKET, Bukit Jalil

# # Interested Please Call Wendy @ 010-8790177 for more information or exclusive viewing arrangements.

-WeIcome Owner Listing-

【7 Home Decor Tips that Malaysian Homeowner Should Know】Decorating your home can be an exciting, but daunting process th...
16/03/2017

【7 Home Decor Tips that Malaysian Homeowner Should Know】

Decorating your home can be an exciting, but daunting process that takes a lot of time, effort and planning. However, you don’t have to be a professional to do a great job, you just need a clear idea of the look you’re going for and what it is you’re trying to achieve, as well as a little patience and determination.

1. Plan the storage space

Have an idea from the onset of how you will optimise storage in the room you’re decorating, as the most fabulous of rooms will look less than impressive if its later filled with eclectic clutter. High, wall-mounted shelving provides a good storage solution for smaller rooms, or if think about concealed storage options if you don’t want everything on show.

2. Take your time with furnishing

It’s all too tempting to try to finish a project quickly, and take the path of least resistance by purchasing all your furniture quickly from one large chain store. Resist the temptation and take your time with furnishing the room by building up a collection slowly choosing the right pieces.

3. Create a focal point

The feature wall in the bathroom above is a fairly exaggerated example, by it remains an excellent use of the principle that there should be a focal point that draws attention, and brings the eye to the centre of the room.

4. Maximise natural light

Maximising natural light in the home will make for a much more pleasant living space. You may argue that this is more of a design issue rather than a décor element, but regardless of the number and size of windows in the room the décor can be altered to increase the permeation of light. For example, mirrors can be placed strategically to reflect the light and increase the feeling of space.

5. Don’t overcrowd the space

Building upon points number three and four, don’t overcrowd the space. Overcrowding the room will detract from the focal point and possibly obstruct the light, as well as make the place look cluttered.

6. Invest in the finer details

Investing in quality accents and accessories – for example better light fixtures—can make a huge difference to the room’s overall feel.

Artwork can also have a big impact on the room’s décor, for example a gallery wall could become the focal point.

7. Be bold and personalise the space

Ultimately it’s your home, the one place in the world that’s special and unique to you, so try to personalise it as much as you can. Following preconceived themes and styles too closely can look a little cliché, and take the individuality from your home.

SECURING a bank loan for your dream home could have a 90% success rate, if one uses the right strategy. Smart Financing ...
15/03/2017

SECURING a bank loan for your dream home could have a 90% success rate, if one uses the right strategy.


Smart Financing Co. chief executive officer Gary Chua said those who are looking to buy a house can take note of a few strategic steps in order to increase their chances of securing a housing mortgage.

“The first key towards securing a loan is by obtaining a high bank application score. This step involves choosing the right bank and filling up a bank loan form with the right profile and demographic information.

“A high score determines a higher chance of securing a loan, so one should not opt to deceive the bank with false information,” Chua said.


The next step, according to him, involves income recognition, which can be categorised into two aspects, self-employed or as an employed staff.

“Being an employed staff gives you the privilege of having a fixed income of providing a three months payslip to the bank.

“Due to the fluctuating nature of income sources for the self-employed, banks may recognise one’s income from Borang B or from the last six months of company bank statements.


“The third step is to manage your credit score. In order to secure a loan, one must always build valuable CCRIS score with experience. Avoid late payments and do not ever overuse your credit card,” Chua said.

Smart Financing Co. chief executive officer Gary Chua shares his strategies on securing a loan with the participants.
Smart Financing Co. chief executive officer Gary Chua shares his strategies on securing a loan with the participants.

Chua said on top of credit scoring, the banks may still reject one’s application with a set of credit issues, including missed payment for more than three times in the last six months, missed the current monthly payment and so on.


“Next step revolves around credit issues, which often stand in the way of a mortgage loan approval. The banks look at your past performance to gauge your future performance. If you had a poor repayment track record, chances are your loan will be rejected.

“Through CCRIS, your entire payment pattern will be reviewed. Hence, you need to always maintain an exceptional record in order to secure a loan approved by the bank,” Chua explained.


The fifth step is to avoid a bad status with CCRIS. This includes allowing your existing loans to go into reschedule, restructure or AKPK status.

“If you have a bad status in CCRIS, the chances are your loan will not be approved.

“Avoiding any legal battle with the bank is the best solution as you may be sued or declared bankrupt by the bank which will be registered in your CCRIS,” Chua added.

In short, always maintain a good track record with the bank.

The sixth step involves a tight discipline with one’s cheque facility.

“If you have two or more bounced cheques in the last 12 months, say goodbye to your mortgage application,” Chua said.


The final stage involves the Debt Service Ratio (DSR). The DSR is calculated based on the total of one’s monthly debt obligations.

Chua said there are two key elements in improving one’s DSR ratio. Make the bank recognise one’s best and highest income is key as it ensures the DSR ratio gets lower and manage the monthly commitments or debts.

Another seasoned speaker was Teoh Eng Poh, who shared his insights on the promising development of the southern outskirts of Kuala Lumpur, such as Putrajaya, and how the Transit-Oriented Developments (TOD) is key to igniting a soon-to-be investor haven.

Putrajaya Homes Sdn Bhd general manager of marketing and commercial division Sabariah Ramli said the company is offering project that gives the homebuyers the option of the 10:90 scheme.

The 10:90 scheme involves 3% down payment and another 7% paid via instalment within a period of 12 months upon signing of the SPA. The interest free balance of 90% from the selling price is to be paid upon full completion of the property.

Source: The Star

【公积金购屋】大多数马来西亚受薪人士工作了几年后,已缴存或累积了一笔相当不错的存款在公积金户头里。不过,一部分人可能对于如何使用雇员公积金(EPF)来购买房屋或缴付房屋贷款只有模糊的概念。到底EPF有什么用途?公积金会员又能够如何使用公积金...
15/03/2017

【公积金购屋】大多数马来西亚受薪人士工作了几年后,已缴存或累积了一笔相当不错的存款在公积金户头里。

不过,一部分人可能对于如何使用雇员公积金(EPF)来购买房屋或缴付房屋贷款只有模糊的概念。

到底EPF有什么用途?公积金会员又能够如何使用公积金里的存款?

公积金存款分为2个户头,分别是第1户头和第2户口。

第1户头占了70%,在这个户口里的存款不能在55岁前提领。会员只能在55岁之后,才可全额提款。第2户头占账号存款的30%,会员可以在5种情况下提领第2户头的存款,包括缴付房贷与支付教育经费等。

有意向发展商、个人或公共拍卖购买自住房屋者,可向雇员公积金局申请提领。

购房者可购项目包括独立洋房、排屋、半独立式、公寓、单房公寓、服务式公寓、连排别墅以及SOHO,或者住宅单位的店铺。

当公积金会员提出申请时,必须呈交买卖合约、房屋贷款批准信(除非购房者是以现款购买房屋,则不必呈交此文件)或贷款融资协议书(loan facility agreement)。

有意提领者,也可邮寄或提交这些支持文件及附件KWSP9C(AHL)(D5)提款表格至公积金局办公处。

【购买拍卖产业的陷阱】当今房市价格不断扬升,许多超值交易更是让人难以抗拒。其中一个好交易的管道便是拍卖房产。买家通常可在拍卖市场中以低于市价的价格购得房产,听起来真是个不错的投资好机会。被拍卖的房屋价格差距甚大,有则甚至可以低于市价的50%...
14/03/2017

【购买拍卖产业的陷阱】当今房市价格不断扬升,许多超值交易更是让人难以抗拒。其中一个好交易的管道便是拍卖房产。买家通常可在拍卖市场中以低于市价的价格购得房产,听起来真是个不错的投资好机会。被拍卖的房屋价格差距甚大,有则甚至可以低于市价的50%。

听起来虽然很美好,但许多潜在买家却不幸跌入陷阱,最后扛下了伴随拍卖房屋而来的沉重债务。如果你也想通过拍卖市场置产,在你做决定之前,一定要询问以下的问题。

#房子的状况
这也是购买拍卖房产的最大顾虑,因为大部分的潜在买家通常都不被允许视察屋内情况,他们只能从外面查看房产状况。因此,买家无法判断屋内是否有损坏,如墙上有水渍、白蚁,或是电线问题。

计划竞标拍卖房产的买家,可事先到有关房产的地区寻找同类型的房屋视察房价情况。如此一来,买家就可估算,在包括装修费用之后,房子的真正价值,以及在买下房子后,所需要支出的额外费用。

#现在是否有人居住?
在购买拍卖屋时,你基本上就必须接手那间房子所有的一切,甚至是里面的非法住户。假设你买的房子里面已有租户,如果他们的租约期限很短,那问题不大,但让人头痛的是租约到期后,他们仍然不搬。

你可以尝试前往该拍卖房屋观察,看看是否有人居住在内,不管是合法租户或是非法住户。较好的方式是避开这些有人居住的拍卖房屋。要看出房屋是否有人居住并不难,你可以看看房子花园内是否晾着衣服,或是鞋架上有无鞋子。多前往拍卖房屋几次视察,若屋内有人居住,你自然就会发现。

#我还需要支出哪些费用?
买家必须承担所有的未偿还债务,可能必须承担的费用包括退租费用、税务、维修与服务费,以及水电费与排污服务费。还不止这些,相关房产涉及的罚款、保管费、发展商同意书费用、延缴费用利息,以及其他罚金,也成为买家的责任。不过,拍卖房屋类型的差别,或许可让买家从售价中扣出部分款项。

建议潜在买家先到土地局、市议会或是水电公司查询相关房屋的欠债情况,估算若你得标后必须承担的费用。将购屋成本一一列出,并仔细考虑相关房产是否值得投资。

#拍卖房屋的类型会否面临贷款问题?
是的,无分层地契或是个别地契的贷款协议及分配协议(简称LACA拍卖)拥有不同的限制,例如:
1)买家可从欠债账单中扣除多少款项;
2)哪一些账单可以索回。这意味着你最后或许必须支付比拍卖价更高的费用完成相关买卖交易。

一般上,银行只会吸纳退租费用、税务,以及维修或服务费用。他们或许也只是允许买家扣除这些费用的10%,但需要注意的是,各家银行的条件各有不同。

查询你有意参与竞标的拍卖房产是属于LACA拍卖或是非LACA拍卖,更重要的是,你需要取得相关拍卖屋的销售说明书(POS)。相关文件列明拍卖房产的所有条件,你必须详读,同时,也可以找另一个人帮你一起详读,找出文字背后的隐藏条款。

#延迟付款,我缴付的订金会怎样?
很不幸的,如果你无法如期支付余款,你的订金将会被充公。针对LACA拍卖,你一般上有90天的时间偿还其余款项;非LACA拍卖偿款时间则较长,达120天。由于已经给予期限,因此买家别无选择必须在限期内支付余款。

假如你没有充足的资金,最好你可以事先取得贷款。你也可以考虑先和亲友借贷,但须提早计划好并和一些 “友善”的债权人讨论,了解他们是否愿意帮助你。

#还有哪一些限制?
其他必须注意事项包括房屋地契,你需要查询的事项包括:

相关房产是否为土著单位(买家若并非土著的话);
相关房屋是否拥有任何诈欺投报;
总地契尚未释出。

假设你有意竞标的房产正好面对这些限制,你可以尝试解决这些问题,但前提是你已准备好耗费时间、精力,以及金钱。

这些资料一般上会在销售声明书中列明,但为了再确认,买家可以到土地局查询相关资讯,确保资讯正确无误。许多买家遭不法之徒欺骗,所以保护自己最好的方式,就是采取主动。

总结:我是否应该购买拍卖房屋?
虽然有许多理由让人对购买拍卖屋却步,但却有一个重要的动力支持,那就是可以以优惠价格购得很好的房产。这样的优势使得人们依然愿意购买拍卖屋,不过,在入场之前,买家需要保持警惕。

然而,需要注意的是,即使你已针对心仪的房产做好完整的功课,但最后你也无法得知这是否是最好的交易。拍卖房产也是如此,你必须拥有适宜的风险胃纳才可尝试。

还有需要留神的是,二手房屋一般需要维修,你必须准备一笔资金维修一番,最起码也需要简单的装修,让房子恢复原形。

为此,买家需要确认自己在财务上以及心理上有能力接受这些挑战。若你认为拍卖房屋交易是个可以快速取得回酬的方法,那请你谨记投资法则,高回酬=高风险,这是购买拍卖屋的游戏规则。

来源:propsocial

【EPF Withdrawal To Purchase A House】Interested in buying a house but not sure if you can afford the downpayment? You can...
14/03/2017

【EPF Withdrawal To Purchase A House】Interested in buying a house but not sure if you can afford the downpayment? You can withdraw from your Account 2 EPF savings to ease your burden. The KWSP website states the guideline for second account withdrawal.

EPF 2nd account withdrawal allows you to withdraw your Account 2 savings to finance the purchase of a house.

This scheme allows individuals (or joint purchasers) to withdraw money from their EPF Account 2 to purchase a house (type: bungalow / terrace / semi-detached / apartment / condominium / studio apartment / service ...

Individual purchase; or. Joint purchase with spouse, family members or other individuals. This withdrawal also allows you to purchase a house from a developer, an individual or public auction.




【3 Most Important Feng Shui Areas of a Home or Apartment】In Feng Shui, as in life, certain factors or areas must take pr...
13/03/2017

【3 Most Important Feng Shui Areas of a Home or Apartment】
In Feng Shui, as in life, certain factors or areas must take priority over others. For Feng Shui, the three most important areas of a home or apartment are:

- the main door
- the kitchen
- the bedroom





If positive energy (chi) collects outside and flows into these spaces, you’ll bring money and opportunities into your life. If these areas are affected by a lack of chi or negative chi, any other positive changes you make won’t have as much of an impact.


The front door represents the way life comes to us -- our opportunities and possibilities. It represents the yang dimension of experience. It is important to have a good main door and entrance to allow money, wealth and opportunities to come into your space and life. If the chi or life energy is not able to get into your house to circulate freely, it won’t matter much what’s going on in other areas within the space.

The main door is the chi mouth of the house. Make sure nothing is repelling, expelling or blocking the chi from entering the house. Additionally, make sure no objects that exude Sha chi (killing chi) point to the front door. This may include a corner of a building from across the street, a t-intersection, an item blocking the door or directly in line with the front door. The question to ask yourself regarding these items is, how far is it from your property.

To evaluate your entrance:

- Stand at the front door and look out. Verify that no trees, lampposts, mailboxes, pillars, planters or other items sit in direct line of the door. These items can impact your ability to take advantage of incoming chi and may negatively impact the health of your household.

- Stand outside your front door and look in. This area directly in front of the property is the Bright Hall (Ming Tang). Chi settles here and collects before the residents receive it. Make sure the chi can collect and circulate. Avoid placing anything here that repels, squeezes or blocks the chi from entering the space.
You can learn more about how to Feng Shui your entrance here.


The kitchen – specifically, the stove – represents our source of food and our ability to gain food through our work and careers. The stove has a great deal to do with our public life, our career, the recognition we receive, and our ability to manifest our goals and dreams. As a result, make sure the top of your stove is clean and all of the burners are working correctly. Use your stove regularly, even if just to boil water for tea. And try to use all of the burners rather than just your favorite burner.

If there is poor chi in the kitchen, this could result in career issues, money difficulties and bad health. Take a moment to look at the distance between your stove and sink – if there is a gap of less than two feet between the two, this can create a clash of elements between fire and water.


We spend one-third of our lives in the bedroom. It’s a space to heal, rejuvenate and relax, improving our health and vitally. Our bed is energetically connected to each of us. Sleep is a yin condition -- that the bed shelters, comforts and enables us to truly rest illustrates its great importance.

When evaluating this space look not only at how the Chi is entering the room, but evaluate where your bed is located in relation to the incoming chi and place the bed in a command position.

Your bedroom should be square or rectangular; this represents stability and makes the room suitable for sleeping. Avoid rooms that are round, L-shaped, triangular, or other odd shapes, as they do not allow a balanced flow of chi. Learn more about how to turn your bedroom into a peaceful sanctuary.

【Decor Tips:How to rock monochrome in your home】Single color spaces are often the subject of heated debates. Some think ...
13/03/2017

【Decor Tips:How to rock monochrome in your home】

Single color spaces are often the subject of heated debates. Some think they’re too simple to be worthwhile. But, when done correctly, we can attest that they are the epitome of easy elegance.

The words “monochromatic design” might still feel a little worrisome. Maybe you’re picturing a room where the sofas blend into the walls and every element of the room is the exact same shade. I’m going to let you in on a secret: Monochromatic interior design offers plenty more than just a single shade.

Since the shades in your interior will tend to blend together, texture and pattern are the easiest, and often one of the cheapest, ways to add visual interest. In fact, while too many patterns are usually a design no-no, monochrome is an occasion in which you can let your mixing-and-matching skills run wild.

As you pick out the design elements that fit your room, be careful to ensure that the undertones, or the yellow, green, pink or blue hues that stand out in a color when it’s hit by when hit by the light, match. Two design elements with separate undertones will not look right when placed side-by-side, but similar undertones can “match”, even when their patterns or textures vary greatly.

How do you feel about monochromatic colors? Have you used them in your home? If so, what are your best tips? Share them with us in the comment section below, or reach out to us on social media.

Apart from the specialize in professional garden and landscape design and consultation services, Anna Garden also provid...
13/01/2015

Apart from the specialize in professional garden and landscape design and consultation services, Anna Garden also provide plant and timber supply services.

Indoor LandscapingEnhance your home by adding a beautiful indoor garden to match . Indoor landscaping ensure the beautif...
13/01/2015

Indoor Landscaping

Enhance your home by adding a beautiful indoor garden to match . Indoor landscaping ensure the beautification of your personal space as well as a relaxing yet cosy enviroment to get some shuteye.

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