Financial freedom

28/09/2025

Never invest in what you don't understand
Stop following the crowd
Stop following trends to invest
Billions are lost yearly for people investing without proper knowledge

Lots of people are going down the drain monthly or yearly for this financial mistake

Don't destroy your financial future because of ignorance.

Be wise in your dealings and actions

Before you put your efforts of many years into any investment, seek proper knowledge about it,seek professional advice

Don't let the next generation suffer for your financial ignorance or error.

Be wise in your actions and behaviour

If you have to go extra mile to protect your money, please do.

These times, if you go broke, people will ask you many funny questions, you might be unhappy about but make sure you protect your money at all cost

Seek the right knowledge

The world is at its best now

Enough materials everywhere to be enlightened and avoid being broke.

There books everywhere, podcast, you-tube, online experts, community and many more that should guide you in these times

Don't be financially ignorance in these times

Spend or create time to seek knowledge and be well informed in this ever evolving world
Seek right information daily and don't be left behind in the world where the rich aee getting more richer by the day and stop joining the crowd for excuses and complain within your control

Maje a change now

And transform your financial future for good

28/09/2025

CHAPTER SEVEN: NEXT LEVEL GAMBLING

With his newfound wealth, Micheal returned to gambling—this time on a grander scale.
He wanted to make more money, he still wanted to stay rich to afford his current life style.
That's all he ever known, that's the fastest and easiest way to wealth for him

That's how the narrative of his life changed.

That's how his story life changed and evolved

Like a super star, his story captured the Internet and news paper.

It will be very difficult to forget for a long time.

The Internet will not revelatory success.

He's living his dream of being rich.

He use to tell his friends this and now he's ready to move closer to his big dream.

He started betting huge lijke N500,000 or N1,000,000 on single matches.
Sometimes, he won ₦2 million and other times
he lost big in a night.
He understands that, the game works that way
You can't win all the times
You can't lose all the times
You must celebrate both.

It didn’t matter to him.. He's a master of this game and destined to succeed.

He believed the money would never finish and he can never be poor or go broke again.

He knows the game better and understand money game better now.

He also dabbled in crypto, investing in coins he didn't understand. He joined the Trends, followed the crowd, investing in what he does not know about.

With this action, he was going down the wrong direction but fir him, he's doing well.

28/09/2025

Learn to put your money to generate returns, rather than keep it idle where it dies slowly

Every penny has the potential to earn more or be usedefficiently so make good money decisions about how you allocate your resource wisely

Consider investments that align with your financial goals and cut down on unnecessary expenses and optimize your financial resources.

Don't let your money die slowly by allowing inflation eat it off

As interest rates drop, interest by the day on that money saved will drop

When your money becomes idle, it loses value over time but make it work harder than you, it values increases and makes you rich over time

28/09/2025

28/09/2025

ROBERT KIYOSAKI. author of the international bestselling book"Rich Dad Poor Dad said:

" The world remember the risk takers and not safe players "

Robert Kiyosaki streses the importance of taking calculated risks in achieving success.

Robert Kiyosaki emphasizes that risk-takers are more likely to achieve great success over time and achieve financial freedom.
Risk-takers are known to drive innovation, create new opportunities, and push boundaries.

To be a successful risk-takers often, you need to fearless, resilient, and adaptable.

When you playi it safe, you might end up being temporarily comfort, but it can limit your potential for growth and success.

Taking informed, calculated risks can lead to substantial rewards.

Risk-takers often learn valuable lessons from failures, which help them make quality and inform decisions for their future.

WHAT IT TAKES TO BE CALLED A RISK TAKER.

VISIONARY THINKING
Risk-takers often have a clear vision for their goals and are willing to take bold steps.

ADAPTABILITY
They are flexible and able to adjust to changing circumstances.

RESILIENCE
Risk-takers can bounce back from setbacks and maintain momentum.

WHO ARE THE RISK TAKERS?

ENTREPRENEUR
Successful entrepreneurs take calculated risks to launch and grow their businesses.

INVESTORS
Investors who take calculated risks can potentially earn significant returns.

INNOVATORS
Innovators and pioneers in various fields often take risks to develop new products, services, or technologies.

28/09/2025

Expenses will always be higher than income, manage and control your expenses, be in charge of your finances and grow your money

28/09/2025

The value of money is growing and increasing every day as individuals create value which increases earning potential
To achieve this, use your mind to think outside the box and which is the POWER of IMAGINATION

28/09/2025

Two common mistakes people are making now is spending more than they earn and investing in what they don't understand.
Be wise in your money choices

27/09/2025

When you understand different assets classes and incorporate them into a diversified investment portfolio, individuals can build wealth over time

27/09/2025

Lets follow these page and grow
ELI-Financial security-tw0
Lets grow

27/09/2025

These FIVE asset classes can help build wealth:

REAL ESTATE
When you Invest in real estate, it provides rental income, potential long-term appreciation in property value and many more

STOCKS
These are equities, such as individual stocks that offer the potential for long-term growth and dividend income.

BUSINESS
When you own business, either directly or through investments in private companies or franchises, can provide a potential source of passive income and long-term wealth creation.

INTELLECTUAL PROPERTY
When you Invest in intellectual property, such as patents, copyrights, or trademarks, it can provide a potential source of passive income through licensing and royalties.

COMMODITIES
When you Invest in commodities, such as gold, oil and others, it can provide a hedge against inflation and market volatility, as well as potential long-term appreciation in value.

You need to know this:

- Each asset class carries its own unique risks and rewards.

- Diversification across multiple asset classes can help minimize risk and maximize returns.

- A well-thought-out investment strategy and professional advice are crucial for making informed investment decisions.

27/09/2025

How mutual funds can build wealth

Case Study
The Young Professional Using Monthly Contributions (SIP)

John was a 30 years old, Lagos-based banker

His goal was to build wealth to buy a house in 10–15 years

His strategy was monthly contributions into his equity mutual fund

Investment Details:

• Monthly Investment: ₦50,000

• Fund Type: Equity Mutual Fund

• Time Frame: 15 years

• Assumed Average Annual Return: 13% (net of fees and inflation-adjusted)

Result After 15 Years:

• Total Invested: N9,000,000

• Estimated Maturity Value: ~N27,500,000+

Wealth Created: ~₦18,500,000 in capital gains

Use of Funds: Down payment for property or even full purchase outside Lagos

Why did it work?

-He was Consistent investing took advantage of dollar cost averaging

-Long-term time frame gave investment time to outperform inflation

-Tax-efficient growth (no capital gains tax on mutual funds in Nigeria)