Tripple Excellency

05/08/2026

31/07/2026

Suppose GTCO closed yesterday at ₦100.
Today, one small transaction takes place at ₦100.50.
Yet your app still shows the official market price as ₦100.
How is that possible?
Because sometimes the quantity traded isn't large enough to establish a new official closing price.
Although shares changed hands at ₦100.50, the official published market price may remain unchanged.
Tripple Excellency

30/07/2026

Imagine three friends checking GTCO on different investment apps.
One sees ₦100.
Another sees ₦100.50.
The third sees ₦101.
Who is correct?
They all might be.
₦100 may be yesterday's closing price.
₦100.50 could be the latest trade that happened.
₦101 may be the cheapest price someone is currently willing to sell.
Some apps also display delayed prices.
So the number you see isn't always the exact price your order will be executed.
Tripple Excellency

27/07/2026

Let's say GTCO is trading around ₦100.
You place an order to buy at ₦95.
Then you wait...
And wait...
Nothing happens.
You begin wondering whether your app is faulty.
The truth is simple.

Nobody is willing to sell at ₦95.
Having money in your investment account doesn't automatically mean you'll receive shares.
A seller must agree to your price.
The same thing happens when selling.
You may want ₦110 for your shares.

But buyers are only offering ₦100.
Until someone accepts your asking price, your shares remain unsold.
The market cannot force buyers or sellers to agree.
Tripple Excellency

26/07/2026

Continuation
One week later, GTCO announces excellent profits.
Suddenly, hundreds of investors want to buy the shares.
But very few shareholders want to sell.
Because buyers are competing for limited shares, they begin offering higher prices.
The share price rises.
Now imagine the opposite.
Many investors become worried about the economy and rush to sell.
There are very few buyers.
To attract buyers, sellers reduce their prices.
The share price falls.
This is simply demand and supply at work.
But here's something many beginners don't know...
A falling share price doesn't always mean the company has become a bad business.
Sometimes a large investor simply needs cash urgently and sells millions of shares.
Likewise, a rising share price doesn't always mean the business suddenly became better overnight.
This is why wise investors learn the difference between price and value.
Price is what people are willing to pay today.

Value is what the business is actually worth based on its profits, assets, debt, management, and future growth.
Smart investors focus more on value than price.
Tripple Excellency

26/07/2026

The Market Opens
The next day, people begin buying and selling their shares.
One investor says,
"I want to buy GTCO shares, but I'm only willing to pay ₦99.50."
Another investor replies,
"I'm willing to sell mine, but only if I get ₦100.50."
At that moment, no trade happens.
Why?
Because they haven't agreed on the same price.
The buyer's highest offer is called the bid price.
The seller's lowest acceptable price is called the ask (offer) price.
If the buyer decides to pay ₦100.50, the trade happens.
If the seller agrees to accept ₦99.50, the trade also happens.
The price where buyers and sellers finally agree is called price discovery.
To be continued.......
Tripple Excellency

25/07/2026

Imagine you visit a busy village market.
One trader, Ada, owns the most popular bakery in town. Every morning, people line up to buy her bread because it's fresh, affordable, and delicious. Over the years, her bakery has become so successful that she dreams of opening more branches across the country.

But there's a problem.
She needs a lot of money to buy new ovens, hire more workers, and rent new shops. Instead of borrowing everything from the bank, Ada comes up with a different idea.

She says to the people in her community:
"I will divide my bakery into thousands of small pieces. Anyone who buys one of these pieces becomes a part-owner of my business."

Many people are excited.
Some buy 100 pieces. Others buy 1,000. A few wealthy investors buy even more.
Those small pieces of ownership are called shares.
That is exactly how the stock market works.

When you buy shares of a company like GTCO, MTN Nigeria, Zenith Bank, or NGX Group, you're not just buying numbers on your phone. You're buying a small ownership stake in a real business with customers, employees, buildings, profits, and future opportunities.
Tripple Excellency

23/07/2026

Tripple Excellency

23/07/2026

One lesson that changed my life is this: Your habits determine whether success stays in your life.

For a long time, I believed that if I could just earn more money, all my financial problems would disappear.

But I later realized something important: more income doesn't automatically create wealth.
I've seen people earn millions and still struggle financially because they never developed the right habits. I've also seen people with modest incomes build wealth because they were disciplined.

What are those habits?
They save before they spend.
They invest consistently, even if it's a small amount.
They avoid unnecessary debt. They keep learning new skills.
And most importantly, they stay consistent.

Money can change your situation overnight, but your habits determine whether that change is temporary or permanent.
What's one financial habit that has changed your life? Share it in the comments. 👇

Tripple Excellency