20/05/2026
Last year, I went through one of the hardest moments of my life financially.
And the craziest part is… I hardly ask people for help because I always believe I’ll figure things out myself.
But the situation became so bad that I ended up borrowing money from a loan app.
At first, it felt like a solution… until I couldn’t pay back on time.
That was when the real nightmare started.
The calls… the threats… the pressure…
They kept calling me every single day, saying horrible things.
They threatened to post my pictures online, message people around me, and they even said terrible things about my family.
Mentally, I was exhausted.
Emotionally, I was drained.
There were days I felt completely depressed and ashamed.
Honestly, if you’ve never experienced harassment from loan apps before, you may never understand how damaging it can be.
After struggling with it for so long, I finally paid off the debt this year.
And one thing I promised myself is this:
Never again.
This is not me trying to shame anyone for borrowing money, because life happens.
But please, before taking a loan from any app, make sure you truly have a way to pay it back on time.
Because the emotional stress they put people through is something I wouldn’t wish on anyone.
I’m just grateful I survived that phase. ❤️
