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EM-T World, Wuse (2025)

26/08/2025

*_7 primary components of the Quantum Financial System (QFS) and how each would work, based on the general concept_*

🔹 *1. Quantum Computing Infrastructure*

_What it is:_
Ultra-powerful computers that use quantum mechanics (qubits instead of bits) to process vast amounts of data instantly.

_How it works:_
✅Handles trillions of transactions in real-time.

✅Provides computing power far beyond classical systems, enabling instant global settlements.

🔹 *2. Quantum Cryptography (Unhackable Security)*

_What it is:_
Encryption based on the principles of quantum mechanics.

_How it works:_
✅Uses Quantum Key Distribution (QKD), which cannot be intercepted without detection.

✅Prevents hacking, cyber attacks, and unauthorized manipulation of data.

🔹 *3. Quantum Ledger Technology (QLT)*

_What it is:_
Similar to blockchain, but more advanced, running on quantum-secure protocols.

_How it works:_
✅Stores every transaction in a transparent, immutable ledger.

✅Unlike blockchain’s linear chains, quantum ledgers may allow multidimensional verification (parallel validation).

✅Ensures traceability of funds while maintaining privacy for legitimate users.

🔹 *4. Asset-Backed Currency System*

_What it is:_
A monetary framework where currencies are pegged to tangible assets (gold, silver, commodities, etc.) instead of being purely fiat.

_How it works:_
✅Each digital currency unit is directly tied to physical reserves.

✅Prevents endless money printing and inflation.

✅Creates trust and stability in global finance.

🔹 *5. Artificial Intelligence (AI) Governance*

_What it is:_
AI systems integrated into the QFS for monitoring, fraud detection, and regulation.

_How it works:_
✅Detects suspicious activity in real-time.

✅Automates compliance with international financial laws.

✅Prevents corruption, money laundering, and hidden accounts.

🔹 *6. Decentralized Global Network*

_What it is:_
A worldwide peer-to-peer system independent of central banks and SWIFT.

_How it works :_
✅Anyone can transact directly without intermediaries.

✅Instant settlements across borders with minimal fees.

✅Universal access, even for the unbanked.

🔹 *7. Digital Identity & Access Control*

_What it is:_
Secure identity verification system tied to QFS accounts.

_How it works:_
✅Each person/entity has a verified quantum digital ID.

✅Prevents duplicate or fraudulent accounts.

✅Ensures only authorized owners can access funds.

*In summary:*

The QFS would combine quantum computing, quantum cryptography, a quantum ledger, Asset-backing currencies, AI governance, and decentralized networks to form a transparent, ultra-secure, and fair global financial system.

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26/08/2025

The Quantum Financial System (QFS) is a futuristic finance, alternative economic theory and framework for how money and finance might operate in the future using quantum computing and blockchain-like technologies.

So. Let's see 👇:

🔹 *What is the Quantum Financial System (QFS)?*

The QFS is envisioned as a next-generation global financial system that would replace the current centralized banking system (SWIFT, Federal Reserve, IMF, etc.). It is based on:

✔️Quantum computing → ultra-fast, highly secure computation power.

✔️Quantum cryptography → unhackable encryption using quantum mechanics.

✔️Blockchain/DLT (Distributed Ledger Technology) → transparent, tamper-proof records.

✔️Asset-backing → currencies would be backed by tangible assets (like gold, precious metals, or commodities), not just “fiat trust.”

🔹 *How Will It Work? (According to the proponents)*

*1. Decentralized but Secure*

Transactions will not rely on traditional banks or intermediaries.

Instead, they’ll run on a quantum-secure network that cannot be hacked.

*2. Instant Global Settlements*

Unlike SWIFT (which can take days), QFS transactions would clear in real-time worldwide, with minimal or no fees.

*3. Transparency & Accountability*

Every transaction is recorded on a quantum ledger visible to authorized parties, preventing corruption, money laundering, or hidden accounts.

*4. Asset-Backed Currencies*

Some visions of QFS propose that all national currencies will be linked to real physical assets (gold, silver, oil, agricultural produce, etc.), ending unlimited fiat printing.

*5. AI Integration*

Artificial intelligence may manage fraud detection, compliance, and system stability automatically.

*6. Personal Financial Sovereignty*

Proponents claim individuals will have direct access to their money without banks “owning” or controlling deposits.

🔹 *Why Is It Proposed?*

✅To eliminate corruption in global finance.

✅Create financial equality (by including the unbanked).

✅Remove reliance on central banks and fiat debt systems.

✅Stop currency manipulation and unfair monetary policies.

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22/08/2025

🔹 *Traditional Banking System vs. Blockchain System*

*1. Control & Authority*

*📌Banking System:*

Centralized → controlled by governments, central banks, and financial institutions.

Requires trust in intermediaries (banks, clearinghouses, regulators).

📍 *Blockchain:*

Decentralized → no single authority.

Transactions are verified by a network of nodes (miners/validators).

Trust is replaced with cryptographic proof.

*2. Transaction Speed & Availability*

*📌Banking System:*

Payments (especially international) can take hours or days.

Banking hours limit access; weekends & holidays affect services.

📍 *Blockchain:*

Transactions can happen 24/7 globally.

Settlement times vary (Bitcoin ~10 minutes, Ethereum ~seconds, newer blockchains ~milliseconds).

*3. Transparency & Security*

📌 *Opaque—customers can’t see internal ledgers.*

Banks can make risky investments with deposits (e.g., 2008 crisis).

Vulnerable to fraud, cyberattacks, or human error.

📍 *Public blockchains are transparent* (anyone can verify transactions).

Immutable—records can’t be altered once confirmed.

Strong cryptography ensures high security.

*4. Costs*

*📌Banking System:*

Transaction fees, account maintenance, hidden charges.

Remittances and international transfers are expensive.

📍 *Blockchain:*

Peer-to-peer transactions reduce reliance on intermediaries.

Fees depend on network congestion, but can be much lower for cross-border transfers.

*5. Accessibility*

📌 *Banking System:*

Requires ID, credit history, and access to physical/online banking.

Billions of people worldwide are still unbanked.

*📍Blockchain:*

Anyone with internet access can create a wallet.

Inclusive for the unbanked population.

*🔹 Limitations of the Banking System*

➡️ *1. Centralized →* prone to corruption, censorship, or collapse.

➡️ *2. High fees →* remittance, international transfers, hidden charges.

➡️ *3. Lack of transparency →* depositors don’t know how their money is used.

➡️ *4. Slow cross-border* payments → settlement takes days.

➡️ *5. Financial exclusion →* not everyone has access to banks.

🚫 *6. Risk of bank failures →* if a bank collapses, depositors may lose funds.

*🔹 How Blockchain is Better*

➡️ *1. Decentralized →* no single point of failure or corruption.

➡️ *2. Faster Transactions →* especially across borders.

➡️ *3. Cheaper Payments →* eliminates many intermediaries.

➡️ *4. Transparent & Immutable →* trustless system with verifiable records.

➡️ *5. Global Access →* only requires an internet connection.

➡️ *6. Programmable Finance (via smart contracts)* → automation of lending, insurance, and trading without banks.

⚠️ But Blockchain Also Has Limitations

Scalability → Bitcoin/Ethereum can get congested.

Volatility → cryptocurrencies are unstable compared to fiat.

Regulation uncertainty → governments still adapting.

Energy usage (for Proof-of-Work systems like Bitcoin).

Not all users are tech-savvy.

✅ *In short:*

Banking system = stable, regulated, but centralized, slow, and costly.

Blockchain = decentralized, transparent, faster, inclusive and secure...

21/08/2025

*Traditional Banking System Explained In Details 🏛️🏛️🏛️🏛️ 👇 👇 👇*

A banking system is the network of institutions, technologies, and processes that enable the safe management of money—depositing, lending, transferring, and investing—between individuals, businesses, and governments. It acts as the backbone of an economy by facilitating transactions and ensuring financial stability.

📌 *1. Core Functions of a Banking System*

*1. Accepting Deposits*

Customers deposit money into accounts (savings, current, fixed deposits).

Banks provide safety, liquidity, and sometimes interest on deposits.

*2. Providing Loans & Credit*

Banks lend money to individuals (personal loans, mortgages) and businesses (business loans, trade finance).

They charge interest, which is their main income source.

*3. Payment & Settlement System*

Facilitates fund transfers (cheques, NEFT, RTGS, UPI, SWIFT for international transfers).

Ensures smooth flow of money across individuals, businesses, and countries.

*4. Investment Services*

Banks invest in government securities, bonds, and financial markets.

Provide wealth management, mutual funds, and stock trading services.

*5. Foreign Exchange (Forex)*

Helps customers trade currencies, especially useful for exporters/importers.

*6. Risk Management & Insurance*

Offer insurance, hedging products, and risk assessment for financial security.

📌 *2. Types of Banks in the System*

➡️Central Bank (e.g., CBN, Federal Reserve, RBI, ECB) → Regulates money supply, controls inflation, supervises banks.

➡️Commercial Banks → Retail banking (accounts, loans, cards, payments).

➡️Investment Banks → Capital raising, M&A, stock issuance.

➡️Co-operative & Rural Banks → Support agriculture and small businesses.

➡️Digital/Neo Banks → App-based, branchless banking services.

📌 *3. How a Banking System Works – Step by Step*

*1. Deposit Mobilization*

Customers put money in banks. Banks keep a fraction as reserve (CRR/SLR) and lend the rest.

*2. Credit Creation*

Banks lend deposits to borrowers. Borrowers spend that money, which again gets deposited into banks, creating a cycle that multiplies money in the economy.

*3. Payment Processing*

Digital networks (SWIFT, UPI, Visa/MasterCard, bank clearinghouses) process transactions in real time.

*4. Interest Mechanism*

Banks pay lower interest on deposits and charge higher interest on loans → profit margin (Net Interest Income).

*5. Risk & Regulation*

Central banks impose rules (Basel norms, capital adequacy ratios, liquidity coverage) to prevent failures.

*6. Digital Transformation*

Online banking, mobile apps, AI fraud detection, blockchain, and instant payments have made banking faster and more secure.

*5. Importance of the Banking System*

Maintains trust and stability in the economy.

Ensures smooth trade (domestic & international).

Promotes savings and investments.

Provides credit for growth and development.

Manages inflation and economic cycles through central bank policies.

✅ *In short:* The banking system collects money, safeguards it, and channels it into productive use through lending, investments, and payments—all under the regulation of a central authority.

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21/08/2025

*Blockchain System Explained In Details*

A Blockchain system is a decentralized, distributed ledger that securely records data across a network of computers. Its architecture is built on several key components, each playing a critical role in ensuring transparency, security, and immutability.

Here are the key components of a blockchain system, how they work, and their functions:

*1. Block*

What it is: A container for storing data.

*Function:*

Stores a list of transactions.

Contains a header with metadata and a body with transaction data.

*How it works:*

_Each block includes:_

Block Header: Contains the previous block's hash, timestamp, nonce, and Merkle root.

Block Body: Contains the actual transactions.

New blocks are linked to the previous block, forming a chain (hence, blockchain).

*2. Transaction*

What it is: A record of an action on the blockchain (e.g., transferring cryptocurrency, recording data).

*Function:*

Represents the fundamental unit of work on a blockchain.

*How it works:*

Transactions are broadcast to the network.

Validated by nodes.

Grouped into blocks and added to the blockchain.

*3. Node*

What it is: A computer that participates in the blockchain network.

*Function:*

Maintains a copy of the blockchain.

Verifies transactions and blocks.

Full node: Stores the entire blockchain.

Lightweight node: Stores only a subset.

Mining/Validator node: Creates new blocks through consensus.

*4. Hash Function*

What it is: A cryptographic algorithm (like SHA-256) that takes input data and produces a fixed-size output.

*Function:*

Ensures data integrity.

Used to create block hashes and verify transactions.

*How it works:*

Even a small change in input results in a completely different hash (avalanche effect).

The hash of the previous block is included in the current block to create a chain.

*5. Consensus Mechanism*

What it is: A protocol for achieving agreement on the blockchain's state.

*Function:*

Ensures that all nodes agree on the contents of the blockchain.

_Common Types:_

Proof of Work (PoW): Solving complex puzzles (e.g., Bitcoin).

Proof of Stake (PoS): Validators are chosen based on their stake.(e.g, Ethereum)

Stellar Consensus Protocol (SCP), Federated Byzantine Agreement (FBA) transactions validated base on trust e.g Pi

*How it works:*

Prevents double-spending.

Secures the network against malicious actors.

*6. Smart Contracts*

What they are: Self-executing code stored on the blockchain.

*Function:*

Automates actions when predefined conditions are met.

*How they work:*

Written in programming languages like Solidity (for Ethereum).

Cannot be altered once deployed.

Enable decentralized applications (DApps).

*7. Ledger*

What it is: The digital record of all transactions.

*Function:*

Stores the entire history of the blockchain.

*How it works* :

Immutable and transparent.

Each node maintains its own copy of the ledger.

*8. Cryptography (Public & Private Keys)*

What it is: Security mechanism using key pairs.

*Function:*

Ensures secure communication and authentication.

*How it works:*

Users sign transactions with their private key.

Others verify it with the public key.

*9. Merkle Tree*

What it is: A data structure used to efficiently summarize and verify large data sets.

*Function:*

Helps ensure data integrity within a block.

*How it works:*

Transactions are hashed and combined in pairs up to a single Merkle root.

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18/08/2025

*How Does Blockchain Work*

✅ 1. The Basic Structure

A blockchain is made up of blocks (data packages).

Each block contains:

📍Transaction data (e.g., who sent what to whom)

📍A timestamp

📍A hash (a unique digital fingerprint for that block)

📍The hash of the previous block (linking them together)

This linking makes a chain of blocks, hence the name Blockchain.

✅ 2. How a Transaction Happens

Imagine you send 1 Pi to your friend:

1. You create a transaction using your digital wallet and sign it with your private key.

2. This transaction goes to the network of computers (nodes) for verification.

✅ 3. Verification by Consensus

All nodes in the network check if:

📍You really own the Pi you want to send.

📍The transaction follows the rules.

They use a consensus mechanism (e.g., Proof of Work, Proof of Stake) to agree on which transactions are valid.

✅ 4. Block Creation

Valid transactions are grouped into a block.

The block is given a unique hash.

It also stores the hash of the previous block—this is what makes it tamper-proof because changing one block changes all following ones.

✅ 5. Adding to the Chain

Once a block is verified, it’s added to the chain (Your transaction is verified)

Every node in the network gets a copy of the updated blockchain.

This makes it decentralized (no single person or bank controls it).

✅ 6. Security and Immutability

Each block is cryptographically linked to the previous one.

If someone tries to alter a transaction, the hash changes and the chain breaks—so it’s almost impossible to hack unless you control over 50% of the network (which is extremely difficult).

✅ Why It’s Powerful

Decentralized – no central authority.

Transparent – everyone can see the ledger.

Immutable – data can’t be changed easily.

Secure – uses cryptography to prevent fraud.

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18/08/2025

*Comparison between China and Nigeria on printing money. The method, purpose and impact*

1. *How China Did It*

➡️Method:
Credit Expansion via Banks: State-owned banks issued loans to infrastructure projects (roads, power, rail).

Controlled Money Supply Growth: The PBoC increased liquidity, but targeted for productive assets.

Bond Financing: Government and LGFVs issued bonds, mostly absorbed by domestic banks.

Strict Capital Controls: Money stayed within China, reducing currency pressure.

High Savings & Exports: Huge foreign reserves and trade surplus cushioned inflation.

➡️Purpose:
For Infrastructure development

➡️Impact:
✔ Massive infrastructure (high-speed rail, airports, power plants).
✔ GDP growth averaged 8-10% for decades.
⚠ High debt, some “ghost projects,” but avoided hyperinflation.

✅ *2. How Nigeria Did It*

➡️Method:

Ways and Means Advances: The Central Bank of Nigeria (CBN) gave overdrafts to the government beyond legal limits.

Direct Financing of Deficits: Money was created to fund salaries, fuel subsidies, recurrent spending (not assets).

Weak Control: No clear project-based lending framework; funds often mismanaged or diverted.

Low Revenue Base: Heavy reliance on oil; when oil prices dropped, naira weakened sharply.

High Import Dependence: More money chased imported goods, worsening inflation and forex shortages.

➡️Purpose: To fund consumption and subsidies.

➡️Impact:
❌ Inflation surged (above 30% in 2024).
❌ Currency devalued repeatedly (naira lost over 70% of its value in 2 years).
❌ Minimal infrastructure relative to money created.
❌ Debt crisis (public debt ballooned beyond ₦97 trillion in 2024).

🔍 *Key Difference*

China “printed” money into productive infrastructure that generates economic activity and revenue.

Nigeria printed money for consumption and subsidies, which don’t create long-term value or generate revenue

*Stephen Em-t*
Crypto & Blockchain Enthusiast 💢👀🫶

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16/08/2025

*The Dark Side Of CBN On Nigeria's Debt Crises That Many People Don't Know*

Ever wondered why Nigeria’s debt keeps skyrocketing while the economy struggles? The truth is, it’s not just politicians to blame—our Central Bank plays a big role too!
Read below to know how:

➡️ *1. Ways and Means Advances (Illegal Overdrafts)*

By law (CBN Act, Section 38), the CBN can lend to the Federal Government only up to 5% of the previous year’s revenue.

*Reality:*
Between 2015 and 2023, the CBN lent ₦23 trillion to the Federal Government through Ways and Means Advances.

This is illegal because it far exceeds the limit.

These loans are now being converted to formal government debt, adding massively to Nigeria’s debt stock.

*Impact:*
Nigeria’s public debt ballooned to over ₦97 trillion (about $108 billion) by early 2024.

Debt servicing now consumes over 90% of government revenue.

➡️ *2. Currency Crash & Inflation*

When CBN prints money to fund government over spending, money supply jumps, Naira crashed and causes inflation.

Between 2015 and 2024, the CBN pumped trillions into the economy through deficit financing.

*Result:*
Naira crashed from ₦197/$ (2015) to ₦1,400/$ (2024) in the parallel market.

Nigeria’s foreign debt soared because it’s dollar-denominated.

*Example:*
If Nigeria owes $10 billion, at ₦200/$ that's ₦2 trillion.
But as the Naira crashed to₦1,400/$ (today’s reality), it’s now ₦14 trillion for the same $10 billion debt!

Who pays the price? You and I ---through higher taxes and inflation.

➡️ *3. No Fiscal Discipline*

Instead of telling the government “Cut your spending,” the CBN kept giving loans. This gave politicians a false sense of endless cash, pushing us into debt crisis.

*Quensiquently for Nigeria?*

📍Public debt: ₦97 trillion and rising
📍Inflation: 28%+
📍Naira crash: ₦1,400/$
📍Debt service eating 90% of government revenues.

🔥 Truth: When a Central Bank becomes politician’s ATM, the people pay with poverty, inflation, and higher debt.

Decentralized financial and economic system is the only solution to this recklessness from our politicians and monterey authorities.
That is what Crypto and Blockchain offers...

*Stephen Em-t*
Crypto & Blockchain Enthusiast 💢👀
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16/08/2025

*_Why Blockchain and Cryptocurrency Deserve Your Attention: A Response to Systemic Inefficiencies and failures._*

*Introduction*

In an era of rapid digital transformation, blockchain technology and cryptocurrency are not just buzzwords❌—they represent a foundational shifts capable of addressing long-standing inefficiencies in economic systems, financial infrastructure, management practices, and governance practices. This short write up outlines the key reasons why you as an individual, businesses, and governments must pay close attention to these innovations.

*1. Addressing Economic Inefficiencies*

1.1. *Inflation and Currency Instability*

Many developing economies face chronic inflation and weak currencies. eg Nigeria .Blockchain-based cryptocurrencies like Bitcoin Ethereum and others offer a decentralized alternative store of value, shielding individuals from inflation, currency devaluation caused by poor government policies.

1.2 *Financial Inclusion*

Over 1.4 billion people globally lack access to formal banking services. Blockchain-based solutions, accessible via smartphones, can provide secure wallets, credit systems, and financial services to the unbanked.

1.3 *High Transaction Costs*

Traditional local and international payments involve intermediaries (banks), resulting in high fees and delays. Blockchain enables direct, peer-to-peer transactions with minimal costs and settlement times, crucial for remittances and global trade.

*2. Reforming Financial Infrastructure*

2.1 *Systemic Risk in Centralized Systems*

The 2008 financial crisis highlighted the dangers of centralized banking risk. Blockchain’s distributed ledger model decentralizes trust and reduces systemic vulnerabilities.

2.2 *Lack of Transparency*

Financial institutions often lack accountability. Blockchain offers an immutable, publicly verifiable record of transactions, enhancing oversight, and reducing fraud.

2.3 *Limited Access to Credit*

Current systems exclude many individuals and small businesses from formal credit due to lack of traditional documentation. Blockchain-based decentralized finance (DeFi) platforms offer collateralized and undercollateralized lending, enabling broader participation.

*3. Enhancing Management Practices*

3.1 *Supply Chain Management*

Many industries struggle with supply chain visibility and authenticity. Blockchain enables real-time tracking and proof of origin, reducing fraud, waste, and inefficiency.

3.2 *Smart Contracts for Automation*

Blockchain supports smart contracts—self-executing agreements coded with the terms of the deal. These reduce reliance on intermediaries (banks), minimize errors, and increase process efficiency.

3.3 *Data Integrity*

Traditional management systems are prone to data silos and manipulation. Blockchain’s shared ledgers ensure consistency, security, and accuracy across stakeholders.

*4. Strengthening Governance*

4.1 *Combating Corruption*

In many nations, eg Nigeria, public trust in governance is eroded by corruption. Blockchain can enhance transparency in elections, procurement, and public spending by making records immutable and auditable.

4.2 *Secure Digital Identity*

Lack of formal identity restricts access to services and legal protections. Blockchain-based digital IDs can empower individuals with secure, self-sovereign identity solutions.

4.3 *New Governance Models (DAOs)*

Decentralized Autonomous Organizations offer an experimental but promising model for collective decision-making, budget management, and governance, without centralized control.

Conclusion: *A Technology Whose Time Has Come*

Blockchain and cryptocurrency offer solutions to real-world problems across economic, financial, managerial, and governance systems. As Nations and global institutions face mounting challenges—ranging from inflation and inequality to institutional mistrust—blockchain technology and cryptocurrency stands out as the only viable and transformative tool.

*What You Should Do As An Individual*

Invest your time and resources in education and awareness about blockchain technology and also accumulate promising cryptocurrencies like Pi & Sidra. This two currencies will rule the 21st century financial system...

Ignoring blockchain & cryptocurrency today means missing out on the most significant paradigm shifts of the 21st century... Your generations to come will never forgive you if indeed you miss out

*Stephen Em-t*
Crypto and Blockchain Enthusiast 💢👀🫶

15/08/2025

Many people will have to answer this question in 5, 10 or 15 years to come.

Look at the image 👇 👇
The world is changing fast, Pi is shaping the future of money.
Imagine one day your kids asking this very question:

Why didn’t you mine Pi or buy it when it was just $0.30 to secure our future?”

Will you say you didn't know about it? Or
will you say you're too busy to mine it?, or maybe you don't have the money to buy it? Or you will say you mine it but sold it for quick gains?

What ever your response will be, I am sure it won't be enough for your children or grand children to forgive you.

Do everything possible to avoid this question tomorrow so you will not explain tire.

*Take action now*
✅ Mine Pi now.
✅Buy Pi now .
✅Don't sell your Pi now
✅Learn. Prepare.
✅ Stay ahead, not behind.

The future doesn’t wait—and neither should you.

Stephen Em-t
Crypto & Blockchain Enthusiast 🫶👀💢

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14/08/2025

*GA CHAMPIONS* 🏆

_Your life demands ownership. No one’s coming to save you — it’s all on you. That means you own the schedule, the commitment, the pressure, and the pursuit. But you also own the reward.

Because there’s no outcome without effort, no reward without risk. You don’t avoid the pain — you embrace it. You wear your scars like maps, showing you where the edge was, and where you now push beyond. That’s growth. That’s power. That’s how you take control_ 🔥

13/08/2025

The Role Of Central Banks In Creating Inflation In The Centralized Fiat System
📌 *Printing Excess money...*

First. What does printing Excess money means.?

It’s when a central bank (like the U.S. Federal Reserve or Nigeria’s CBN) creates more money than the economy’s goods and services can support.
It doesn’t always mean physically printing banknotes — it can also mean adding more money digitally into the banking system.

Why can this cause inflation?

Inflation happens when prices of goods and services rise.
If money is printed without a matching increase in goods or services, there’s more money chasing the same amount of products.
When demand goes up but supply stays the same, prices go up.
Let me explain with few examples

Example 1: *The Village Market*

Imagine a small village with 10 bags of rice for sale and $100 total money in the whole village.

Each bag will costs $10.

Now, the central bank suddenly gives every villager an extra $10, so now there’s $200 in the village.

But the rice supply is still only 10 bags.

People now have more money and are willing to pay more to get rice, so sellers raise prices — maybe now each bag costs $15.

That’s inflation: more money to spend, same goods, higher prices.

Example 2: *Zimbabwe (Real Life)*

In the late 2000s, Zimbabwe printed massive amounts of money to cover government spending.
At one point, a loaf of bread cost billions of Zimbabwean dollars because the money’s value collapsed — that’s called hyperinflation.

The central bank 🏦 of Nigeria in the immediate previous administration printed trillions of Naira without goods and services backup.
They call it (ways & mean)
And same is happening in this current administration printing money 💸 to fund government spending which mostly goes into private pockets.

💡 *Key takeaway:* Printing money doesn’t always cause inflation — it depends on whether the economy is producing more goods and services. But if money grows faster than production, prices rise which is the case in Nigeria.

This is one of the dark side of central Banks with centralized authority in a failed and corrupted Fiat system

*Stephen Em-t*
Crypto & Blockchain Enthusiast 💢👀🫶
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EM-T World

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