23/07/2025
📝 How to Use TIN to Create a Dollar Account with Gray App
Creating a dollar account with the Gray app is simple, and your TIN (Tax Identification Number) is one of the key requirements. Here’s a step-by-step guide:
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✅ What You Need Before You Start:
1. TIN (Tax Identification Number) – This is a Nigerian government-issued number for tax purposes. You can get it from the FIRS office or online through the TaxPro Max portal.
2. Valid Means of Identification – e.g., NIN slip, National ID card, Voter’s card, International passport, or Driver’s license.
3. A Clear Selfie
4. Active Email Address and Phone Number
🚀 Steps to Create a Dollar Account on Gray Using Your TIN:
1. Download the Gray App
Go to Google Play Store or Apple App Store and search “Gray”.
Install the app and open it.
2. Sign Up for a Gray Account
Provide your full name, email, and phone number.
Create a secure password.
3. Verify Your Identity
Upload your valid ID.
Take a clear selfie for facial verification.
4. Submit Your TIN
When asked for tax information, input your TIN.
You may need to upload your TIN certificate or document as proof.
5. Apply for a USD Account
After completing verification, go to the “Accounts” section in the app.
Select "Open a USD Account".
Choose your preferred country (usually the U.S.).
Wait for Gray to process and approve your request (usually within 24–72 hours).
6. Start Using Your Dollar Account
Once approved, you’ll receive a virtual U.S. bank account with details like:
Bank name (e.g., Evolve Bank & Trust)
Account number and routing number
💡 Things to Note:
Your TIN proves you are a registered taxpayer in Nigeria and helps Gray comply with international regulations.
Make sure the details on your TIN document match your Gray profile.
If you don’t have a TIN, you can apply for one online via https://tin.jtb.gov.ng.