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06/07/2025
01/07/2025

โ€œPaano Bawasan ang Araw-Araw na Gastos: Gawin Mong Gawi ang Pagtitipidโ€

Hindi mo kailangang maghintay ng malaking suweldo o promosyon para umusad sa buhay pinansyal. Ang tunay na susi sa pag-angat ay hindi lang kung magkano ang kinikita mo, kundi kung paano mo ito ginagastos. Ang problema, madalas hindi natin napapansin, pero ang mga maliliit na gastos yung tingin mong walang epekto unti-unting humihigop ng laman ng bulsa.

Pero ang magandang balita? May magagawa ka. May magagawa tayo.

Narito ang ilang makabuluhan at makatotohanang paraan upang mapagaan ang pang-araw-araw na gastusin at mapalapit ka sa buhay na mas may kontrol at direksyon:

๐Ÿงพ 1. Magplano ng Badyet Pero Gawin Mo Rin Ito na Ugali
Hindi sapat ang may listahan ka lang. Kailangan mong sundin ito. Gawin mong ugali ang pagsubaybay sa galaw ng bawat piso. Isulat ang kinikita, ilaan ang bawat bahagi nito: para sa bills, pagkain, emergency, at kahit maliit na luho. Tandaan, hindi hadlang ang maliit na kita kung disiplinado ka sa paggamit nito.

๐Ÿ›๏ธ 2. Mamili ng May Dunong, Hindi Dahil sa Gana
Mas mura at mas praktikal ang maramihang pamimili sa palengke o grocery. Gumamit ng listahan at iwasan ang โ€œbaka kailangan ko โ€˜to.โ€ Kadalasan, hindi mo kailangan. Isa pang tip: mamili nang busog para hindi mapabili ng sobra.

๐Ÿ“ฑ 3. Iwasan ang โ€œAdd to Cartโ€ Culture
Minsan, hindi natin namamalayan na ang pang-aliw nating scroll ay nagiging paggastos. Bago mo pindutin ang โ€œBuy Now,โ€ tanungin mo muna ang sarili: โ€œIto ba ay pangangailangan, o panandaliang ginhawa lang?โ€

๐Ÿ”Œ 4. Alagaan ang Kuryente at Tubig At ang Planetang Tahanan
Bawat patak ng tubig, bawat oras ng bukas na ilaw, may katumbas na bayad. Hindi lang ito tipid, ito rin ay pakikiisa sa pangangalaga ng kalikasan. Maliit na bagay pero kapag ginawa araw-araw, malaking ginhawa.

๐Ÿง  5. Mag-Invest sa Sarili
Ang pinakamatibay na investment ay hindi lupa o negosyo kundi kaalaman. Mag-aral ng freelancing, budgeting, kahit online selling. Habang lumalawak ang alam mo, dumarami rin ang oportunidad mong kumita.

๐Ÿ“ถ 6. Suriin ang Iyong Monthly Subscriptions
Marami sa atin ang may Netflix, Spotify, o internet plan na hindi naman lubusang nagagamit. Sayang ang buwanang bayad kung hindi naman kailangan. I-cancel muna ang hindi mahalaga at gamitin ang natipid sa mas kailangan.

โ˜• 7. Iwasan ang Luho na Akala Moโ€™y Maliit Lang
Araw-araw kang bumibili ng milk tea o kape sa labas? Sa isang linggo, maaaring katumbas na ito ng isang bag ng bigas. Subukang gumawa ng sariling kape sa bahay, o magluto para sa sarili. Hindi lang ito mas mura mas masustansya pa.

โ€œAng Disiplina ang Tunay na Yamanโ€
Ang tunay na pagyaman ay nagsisimula sa loob sa disiplina, sa simpleng pamumuhay, at sa kakayahang tanggihan ang mga hindi kailangan. Hindi mo kailangang tanggalin ang lahat ng luho kundi piliin lang ang mga talagang mahalaga.

Sa bawat araw na pinipili mong maging matalino sa pera mo, mas lumalapit ka sa buhay na may kontrol, kapanatagan, at layunin. Dahil ang layunin ng pagtitipid ay hindi lang para makaiwas sa utang kundi para magkaroon ng kalayaan at kapayapaan sa hinaharap.

Tandaan: Hindi mo kailangang maging milyonaryo para maramdaman mong panatag ka. Kailangan mo lang ng tamang kaalaman, tamang ugali, at tunay na disiplina. Sa huli, ito ang magdadala sa'yo hindi lang sa tipid kundi sa tunay na pag-unlad.

-GalawangFrancisco

Truth
01/07/2025

Truth

Some people only show up when they can take from you. Remember the more exposed you are, the more they come for you. Protect your energy. Know your worth. Guard whatโ€™s valuable. ๐Ÿ™Œ

20/05/2025

โ—๐Ÿ“ข๐๐š๐ซ๐š ๐ฌ๐š ๐ฉ๐ข๐ง๐š๐ฅ๐š๐ง๐ ๐ ๐š ๐ง๐š๐ฆ๐จ๐ง๐  ๐•๐š๐ฅ๐ž๐ง๐œ๐ข๐š๐ง๐จ๐ฌ:โ—๐Ÿ“ข

๐ƒ๐ข๐ฅ๐ข ๐ง๐š ๐ง๐š๐ญ๐จ ๐ค๐ข๐ง๐š๐ก๐š๐ง๐ ๐ฅ๐š๐ง ๐ก๐ฎ๐ฅ๐š๐ญ๐จ๐ง ๐ฉ๐š ๐š๐ง๐  ๐ฉ๐จ๐ซ๐ฆ๐š๐ฅ ๐ง๐ ๐š ๐ฉ๐š๐ ๐ฅ๐ข๐ง๐ ๐ค๐จ๐ ๐š๐ซ๐จ๐ง ๐ฆ๐š๐ ๐š๐ฌ๐ฎ๐ ๐จ๐ ๐ฎ๐  ๐ฆ๐š๐ค๐š๐ฉ๐š๐๐š๐ฒ๐จ๐ง ๐ฌ๐š ๐ฉ๐š๐ ๐ฌ๐ž๐ซ๐›๐ข๐ฌ๐ฒ๐จ ๐ค๐š๐ง๐ข๐ง๐ฒ๐จ.

Alang sa mga ๐ฆ๐ž๐๐ข๐ค๐š๐ฅ ๐ง๐ ๐š ๐ฉ๐š๐ง๐ ๐ข๐ง๐š๐ก๐š๐ง๐ ๐ฅ๐š๐ง ๐ฎ๐  ๐ฎ๐›๐š๐ง ๐ฉ๐š๐ง๐  ๐ฆ๐š๐ฒ ๐ค๐š๐ฅ๐š๐›๐ฎ๐ญ๐š๐ง niini, palihug duawa ang ๐๐š๐š๐ง๐  ๐จ๐ฉ๐ข๐ฌ๐ข๐ง๐š ๐ง๐ข ๐๐ข๐ฌ๐ž ๐Œ๐š๐ฒ๐จ๐ซ ๐‚๐ž๐œ๐ข๐ฅ ๐†๐š๐ฅ๐š๐ซ๐ข๐จ nga nahimutang sa ๐Ÿ“๐Ÿ๐ง๐ ๐…๐ฅ๐จ๐จ๐ซ, ๐’๐ ๐๐ฎ๐ข๐ฅ๐๐ข๐ง๐ , ๐‚๐ข๐ญ๐ฒ ๐‡๐š๐ฅ๐ฅ ๐‚๐จ๐ฆ๐ฉ๐จ๐ฎ๐ง๐.

Abri kini ๐‹๐ฎ๐ง๐ž๐ฌ ๐ก๐š๐ง๐ ๐ญ๐จ๐ ๐๐ข๐ฒ๐ž๐ซ๐ง๐ž๐ฌ, ๐š๐ฅ๐š๐ฌ ๐Ÿ– ๐ฌ๐š ๐›๐ฎ๐ง๐ญ๐š๐  ๐ก๐š๐ง๐ ๐ญ๐จ๐ ๐š๐ฅ๐š๐ฌ ๐Ÿ“ ๐ฌ๐š ๐ก๐š๐ฉ๐จ๐ง. ๐€๐ง๐๐š๐ฆ ๐š๐ง๐  ๐š๐›๐ญ๐ข๐ค ๐ฎ๐  ๐ฆ๐š๐š๐›๐ข๐ก๐จ๐ง๐  ๐ฌ๐ญ๐š๐Ÿ๐Ÿ ๐ฌ๐š ๐ฉ๐š๐ -๐š๐ฅ๐š๐ ๐š๐ ๐ค๐š๐ง๐ข๐ง๐ฒ๐จ.

๐Ÿ” Palihug i-share kini nga pahibalo ug i-follow usab kini nga page para sa uban pang importanteng anunsyo. Daghang salamat.

A heartfelt congratulations to Mayor Amie Galario, Vice Mayor Cecile Galario, Governor Oneil Roque, and Congresswoman La...
13/05/2025

A heartfelt congratulations to Mayor Amie Galario, Vice Mayor Cecile Galario, Governor Oneil Roque, and Congresswoman Laarni Roque on your well-deserved victories!

Your dedication, hard work, and sincere commitment to public service have truly inspired the people. The trust placed in you is a reflection of your integrity and passion to serve. We are confident that under your leadership, great progress and positive change will unfold in our community.

May your journey in public service be guided by wisdom, unity, and genuine love for the people. Congratulations once again โ€” we look forward to a brighter future with you at the helm!

Mao ni ang rason mao gipili tamo kay kabalo ko kung kamo na ang naa sa posisyon mas daghan pamog matabangan when it comes to major operations sa ospital. Saksi akong pag umangkon nga bisan pa man og taga Malaybalay sila og dili botante sa valencia open arms gihapon ninyo gitabangan nga maoperahan. I knew nga kong kamo ang naa sa position mas daghan pa mog matabangan.

Nice
25/03/2025

Nice

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08/09/2024

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23/08/2024

Why Stepping Outside Your Comfort Zone is the Scariest Thing You'll Ever Do (But Totally Worth It)

Here's a step-by-step guide on leaving your comfort zone and achieving success:
1. Identify Your Comfort Zone:
* What are the activities, situations, or challenges that make you feel safe and comfortable?
* Are there any recurring patterns or thoughts that hold you back from trying new things?
* Recognizing your comfort zone is the first step to expanding it.
2. Set Realistic Goals:
* Don't try to overhaul your entire life overnight. Start with small, achievable goals that gradually push you outside your comfort zone.
* Break down larger goals into smaller steps to make them less daunting.
* Celebrate each accomplishment, no matter how small.
3. Embrace the Discomfort:
* Change is uncomfortable, but it's essential for growth.
* Acknowledge your discomfort and treat it as a signal that you're learning and expanding your boundaries.
* Focus on the potential benefits and rewards of stepping outside your comfort zone.
4. Take Action, One Step at a Time:
* Start with something manageable, like trying a new hobby, talking to a stranger, or taking a different route to work.
* Build on your successes and gradually take on more challenging tasks.
* Don't expect perfection; focus on progress and learning from your experiences.
5. Don't Give Up:
* Setbacks and failures are a part of the process.
* Learn from your mistakes and use them as opportunities to grow.
* Keep pushing yourself forward, even when it gets tough.
6. Seek Support:
* Talk to friends, family, or a mentor about your goals and challenges.
* Find a community or support group that shares your interests or aspirations.
* Having someone to cheer you on and hold you accountable can make a big difference.
7. Embrace the Learning Process:
* View stepping outside your comfort zone as an opportunity to learn and grow.
* Be open to new experiences and perspectives.
* Embrace the challenge of facing the unknown.
8. Reflect and Celebrate:
* Take time to reflect on your progress and celebrate your achievements.
* Acknowledge how far you've come and the courage you've shown.
* This will help reinforce positive self-talk and motivate you to continue pushing your boundaries.
Remember:
* There is no one-size-fits-all approach to leaving your comfort zone.
* The process takes time, effort, and perseverance.
* The most important thing is to take action and keep moving forward, even if it feels uncomfortable at times.
By following these steps and staying committed to personal growth, you can break free from your comfort zone and unlock your full potential. The rewards of stepping outside your comfort zone are immeasurable, so embrace the challenge and embark on a journey of self-discovery and success.

Watch here https://youtu.be/ZhLtuei5Nf4?si=EOGpm7_VpK974YqtJoin us as Pastor Jhung delivers an inspiring sermon on "How ...
22/07/2024

Watch here https://youtu.be/ZhLtuei5Nf4?si=EOGpm7_VpK974Yqt

Join us as Pastor Jhung delivers an inspiring sermon on "How to Become Spiritually Strong," grounded in the profound wisdom of Philippians 1:10-11. This passage encourages us to grow in our love and discernment so that we may live pure and blameless lives, filled with the fruit of righteousness that comes through Jesus Christ, to the glory and praise of God.

"So that you may be able to discern what is best and may be pure and blameless for the day of Christ, filled with the fruit of righteousness that comes through Jesus Christโ€”to the glory and praise of God." โ€” Philippians 1:10-11 (NIV)

In this sermon, Pastor Jhung will guide us on how to apply these teachings to our daily lives, helping us to become spiritually strong and deeply rooted in our faith.

We are also excited to share the progress on the ongoing construction of our pastor's parsonage and the new building for our young people. These projects are a testament to our community's growth and dedication to fostering a supportive environment for all ages.

We warmly invite you to join us for our morning worship at RMBC every Sunday at 8:00 AM. Come and be part of a loving and uplifting community, and experience the power of faith and fellowship.

Don't forget to like, comment, and subscribe for more uplifting sermons and community updates. See you on Sunday!

watch here https://youtu.be/ugh-k-H9qvc?si=8Zq0lcIt0Outrd4BUnderstanding 2 Corinthians 9:5-7 - The Joy of GivingDescript...
14/07/2024

watch here https://youtu.be/ugh-k-H9qvc?si=8Zq0lcIt0Outrd4B

Understanding 2 Corinthians 9:5-7 - The Joy of Giving

Description:
In this video, we delve into 2 Corinthians 9:5-7, where Paul encourages the Corinthians to give generously and willingly. This passage highlights the importance of giving from the heart and the blessings that come from doing so.

Verse:
"So I thought it necessary to urge the brothers to visit you in advance and finish the arrangements for the generous gift you had promised. Then it will be ready as a generous gift, not as one grudgingly given. Remember this: Whoever sows sparingly will also reap sparingly, and whoever sows generously will also reap generously. Each of you should give what you have decided in your heart to give, not reluctantly or under compulsion, for God loves a cheerful giver." (2 Corinthians 9:5-7 NIV)

Key Points:
1. **Preparation in Giving:** Paul emphasizes the importance of being prepared and intentional in our giving.
2. **Generosity and Willingness:** Giving should come from a place of generosity and willingness, not out of obligation.
3. **The Principle of Sowing and Reaping:** Just as a farmer expects to harvest based on what he sows, our generosity will determine the blessings we receive.
4. **Cheerful Giving:** God values the attitude with which we give, encouraging us to be cheerful and wholehearted in our generosity.

Join us as we explore the deeper meaning behind these verses and how we can apply them to our lives today. Donโ€™t forget to like, comment, and subscribe for more inspirational content!

Leaves - Ben & Ben ft. Young K
09/07/2024

Leaves - Ben & Ben ft. Young K

60 seconds ยท Clipped by Songcoversph ยท Original video "Ben & Ben - Leaves ft. Young K Lyrics Video " by Songcoversph

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