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I am just an average. I’m not the most talented, the most successful, or the most remarkable person in any room. I exist...
01/11/2025

I am just an average.

I’m not the most talented, the most successful, or the most remarkable person in any room.

I exist in the quiet middle ground where expectations are neither sky-high nor rock-bottom.

My achievements are modest, and my flaws, though not extraordinary, are plenty.

Yet, there is a certain comfort in this place, a peacefulness in knowing that I don’t have to be exceptional to matter.

I can find contentment in the simple routines of daily life, in small victories and setbacks that don’t define me but shape me.

To be average is to be free from the pressure of perfection, a reminder that there is dignity in the everyday.

In a world that glorifies extremes, there’s a quiet strength in embracing the middle.

Being average doesn't mean being invisible or uninvolved—it means I am part of the crowd, experiencing life without the need for recognition. I don’t have to live for accolades or chase the highest peaks to feel fulfilled.

There’s joy in mediocrity, in knowing that I’m just one person among many, contributing in my own way.

The average existence is not a failure; it’s simply a reminder that life, at its core, is about living authentically, without needing to stand out or constantly strive for more.

And perhaps, in embracing this truth, I’ve found my own version of success.

— Balt

𝗗𝗜𝗦*𝗖𝗟𝗔𝗜𝗠𝗘𝗥: No Copy*right In*fringement In*tended. all cre*dit goes to the right*ful ow*ners.💖
Let's Spread Love & Positivity for more blessings to come. 😍

4 Reasons Why Planning for Retirement is Important1. SSS is not enough –You will need to downgrade your lifestyle if you...
01/11/2025

4 Reasons Why Planning for Retirement is Important

1. SSS is not enough –You will need to downgrade your lifestyle if you will depend on SSS alone.

2.Inflation-Your ₱1 now will have a lesser value in the future.

3. Our kids are not our retirement fund. Part of pagtanaw ng utang na loob culture. But we need to break this dependency culture because we don’t want to be a burden to our kids in the future.

4. We live longer –Imagine retiring at the age of 65 years old with NO INCOME, then living until the age of 80, that’s 15 years worth of expenses? 65 years old is too far to imagine, right? How about taking a vacation for a month with no salary?

Think and Make Actions Now for a brighter future.






💔 13 years of service. Still a volunteer.Sir Saadodin S. Marohom, a Licensed Professional Teacher and Master’s degree ho...
01/11/2025

💔 13 years of service. Still a volunteer.

Sir Saadodin S. Marohom, a Licensed Professional Teacher and Master’s degree holder, has served tirelessly for over a decade — teaching, coaching, mentoring, and inspiring countless students.

Some of his students are now itemized teachers… while he’s still waiting. 😢

DepEd, MBHTE — baka naman.

Wag nyong antayin na mapundi ang ilaw ng kandila ni Sir bago ninyo pahalagahan ang liwanag ng kanyang serbisyo. 🕯️

📸 Photo not mine / Ctto: Nariman Amerol Deron

The most important man in a woman’s life is not her father, her husband, her lover, or even her brother… it is her son. ...
01/11/2025

The most important man in a woman’s life is not her father, her husband, her lover, or even her brother… it is her son. 💖

From the very moment his tiny heartbeat begins within her, her soul belongs to him. She carries him not only in her womb, but forever in her heart. The bond between a mother and son is sacred, unbreakable, written in eternity.

A son grows with a love that is unconditional, fierce, and pure. He will stand as his mother’s shield, her warrior, protecting her even against the whole world if he must. And if she has been a good mother, he will remain by her side—faithfully, tenderly—from his first lullaby to her very last breath.

Never forget what it means to be a mother. Because within your son, there will always live a piece of your soul. And through him, you will live, be loved, and never truly fade. 🌹✨

Kurot PrincipleAno ‘yung Kurot Principle? Ay, ang ganda nitong Kurot Principle na ito. To better understand this, I will...
01/11/2025

Kurot Principle

Ano ‘yung Kurot Principle? Ay, ang ganda nitong Kurot Principle na ito. To better understand this, I will tell you a story of a person na balak bumili ng cellphone worth P1,000. Nagkataong mayroon siyang P100,000 na savings. Puwede ba siyang bumili ng cellphone? Puwede, kasi yung P1,000, kurot lang ‘yon sa kanyang savings.

May pangalawang taong balak bumili ng cellphone. Ang bibilhin niya ay worth P1,000 din. Mayroon siyang savings sa bangko na P1,000. Bumili siya ng cellphone. Anong tawag dun? Dakot na ‘yun! Dinakot lahat ang pera niya!

May pangatlong tao, balak bumili ng cellphone, pero walang savings. P1,000 lang naman ‘yung bibilhin niya. Bumili siya. Anong tawag ‘dun? Utang na ‘yun!

Ang tanong: ano’ng prinsipyo ang ginagamit mo sa buhay mo? Kurot, dakot, o utang?

Magtataka pa ba tayo kung bakit tayo naghihirap o baon sa utang? Ang gagaling nating dumakot! Ang gagaling nating umutang! Gusto mong yumaman? Starting today, matutong kumurot. Kapag may bibilhin, dapat kinukurot lang! Nagkakaintindihan ba tayo? Kapag ginawa mo ito, pangako, yayaman ka.

Pag-aralan nating muli ang mga pinakamayayaman sa Pilipinas, ang Chinoy. Again, bakit sila mayayaman? Ang gagaling nilang… kumurot! Tayo ang gagaling nating… dumakot! Sasampolan kita…

Pinoy vs. Chinoy Businessman

May dalawang negosyanteng nagsimula ng kanilang negosyo, isang Pinoy at isang Chinoy. Ang capital nila pareho ay P100,000.

Sa unang buwan, si Pinoy, kumita ng P10,000. Ano ang iniisip bilhin? Cellphone. Si Chinoy, kumita rin ng P10,000. Ano ang gagawin niya? Idadagdag niya sa puhunan.

So magkano na ngayon ang puhunan ni Chinoy? P110,000! Si Pinoy, P100,000 pa rin, pero may bago siyang cellphone. Ang ganda!

Ituloy natin. After a few months, maganda ang takbo ng negosyo. Si Pinoy kumita ng P50,000. Ang Pilipinong may P50,000, ano ang balak bilhin? Bibili siya ng home theater, DVD, at LCD TV! Si Chinoy, kumita rin ng P50,000. Anong gagawin niya? Idadagdag uli sa puhunan niya. Magkano na ang puhunan niya? P160,000 na!

A few months later pa, ang Pinoy kumita ng P150,000! Ang Pilipinong mayroong P150,000, ano ang balak bilhin? Second-hand na kotse o pang-downpayment sa bagong kotse. Ang Chinoy, may P150,000. Ano’ng gagawin niya? Idadagdag sa puhunan! Magkano na ang puhunan niya? P310,000!

Buwan-buwan, si Pinoy kumikita. Dagdag siya ng dagdag ng gamit. Magkano ang puhunan niya? P100,000! Si Chinoy, buwan-buwan kumikita. Ano ang ginagawa niya? Dagdag ng dagdag sa puhunan niya. One day, Chinoy was able to save P1 million! So ginawa niya, he approached one supplier and said, “Supplier, kung bibili ako sa‘yo ng worth P1 million, bibigyan mo ba ako ng discount?” Hulaan mo kung ano ang sasabihin ng supplier. “Of course, ang dami mong bibilhin, kaya bibigyan kita ng additional 5% discount!”

Ngunit naisip ni Chinoy, “Hindi naman yata maganda na sa akin lahat ang 5%. Ang gagawin ko, bibigyan ko ang customers ko ng 3% discount at sa akin na lang ‘yung 2%.” Ibig sabihin, bababa ang presyo ng kanyang mga ibinebentang produkto.

It just so happened na magkatabi ang tindahan ni Chinoy at ni Pinoy. Pareho sila ng mga produktong ibinebenta. Given the situation, kanino kayo bibili? Kay Chinoy, because it’s cheaper. Ano ang mangyayari sa negosyo ni Pinoy? Malulugi na. Kasi mas mahal ang kaniyang produkto. Ano ang gagawin niya? Ibebenta niya ‘yung kotseng nabili niya ng P150,000. Sino ang bibili? Siyempre, ang maraming pera, si Chinoy. Tatawaran pa ni Chinoy ang kotse ng P80,000. Dahil gipit na si Pinoy, kahit palugi ay ibebenta na rin niya. Si Chinoy ngayon ay nagkaroon ng kotse na murang-mura lang!

After a few months, mauubos din ang P80,000 ni Pinoy. Ano ang susunod na gagawin ni Pinoy? Ang home entertainment niya ay ibebenta na rin. Magkano? P20,000 na lang. Sino ang bibili? Si Chinoy. Darating ang araw na pati ang cellphone ni Pinoy ay ibebenta na niya. Magkano niya ibebenta? P2,000 na lang! Isang araw, magsasara na ang negosyo ni Pinoy. Ano ang gagawin niya? Malamang, magtatrabaho na lang siya kay Chinoy. Ito ang kuwento ng bansang Pilipinas!

Naalala mo pa ba noong araw, mas mayayaman ang mga Pinoy kaysa sa mga Chinese. Bakit nagbago? Ano ba ang problema natin? Dakot kasi tayo ng dakot! Sila, kurot lang ng kurot!

Mayroon kaming naging participant before na nagsabi, “Sir, hindi naman totoo ‘yan! I know a Chinoy, he drives a BMW. That’s a P5 million car! Kurot ba ‘yun?” Malamang kurot ‘yun! Noong binili niya ‘yun, mayroon na siyang P100 million na savings! So kurot lang ‘yun! Nandiyan ka pa ba?

Isang Kahig, Isang Tuka

Saan ka makakakita ng mga taong isang kahig, isang tuka? Saan? Sa squatters area? Magtigil ka! Gusto mo’ng makakita ng mga taong isang kahig, isang-tuka? Sa Ortigas, sa Makati, may makikita ka.

What do I mean? Kapag hindi ka sumuweldo ng isang buwan, mabubuhay ba ang pamilya mo? Kung wala kang credit card, kung mawalan ka ng trabaho ngayon, ilang araw ang aabutin para mabuhay ng matino ang pamilya mo? Kapag nawalan ka ng suweldo, patay ka!

Ang mga Chinoy, kahit hindi muna kumita o magnegosyo, mabubuhay ng maganda. Bakit po? Kasi many years ago, kumahig sila ng kumahig at tumuka lang konti. Kaya marami sa kanila ngayon, tuka na lang ng tuka. Maraming Pinoy, kapag hindi tayo kumahig, wala tayong tutukain.

Ito ang masakit–sometimes, kahit matanda na tayo, kahig pa rin tayo ng kahig. Gaano karaming Pilipino ang 60 years old na ay trabaho pa rin ng trabaho? Puwede ba, simula ngayon, kumahig ka nang kumahig at iwasan munang tumuka. I-deprive ang sarili ng kaunti.

Ang pinakamasakit sa lahat ay ito–one day, you want to work, but you cannot work. You are already old. Why? Nagpakasasa ka kasi noong bata ka pa. Inubos mo na lahat ng lakas at kalusugan mo sa bisyo.

Tanong: Masama ba’ng bumili ng mahal? Sagot: Hindi! Basta kinukurot lang! Kapag nakakita ka ng kasamahan mong naka-Nike shoes, huwag mong husgahan kaagad iyong tao! Malay mo, kinurot lang niya iyon. At the end of the day, what is happening to other people is not important. What’s more important is what is happening to you.

The Bible says in 1 Thessalonians 4:11, “Make it your ambition to lead a quiet life. You should mind your own business and work with your hands, just as we told you.”

(Excerpted from Vic and Avelynn Garcia’s book entitled Kontento Ka Na Ba Sa KaPERAhan Mo?

Be a woman who is hungry for success,Not a girl who is hungry for a successful man
01/11/2025

Be a woman who is hungry for success,
Not a girl who is hungry for a successful man

🌸 Dear Parents,Please remember — the way we speak to our children shapes the way they see themselves and the world. 💬Wor...
01/11/2025

🌸 Dear Parents,

Please remember — the way we speak to our children shapes the way they see themselves and the world. 💬
Words are powerful drivers of life. Children don’t just grow through our actions; they blossom through our words.

✨ Speak sweetly. Speak gently. Speak life.
A word spoken at the right time can shape a destiny — but careless words can wound deeply.

That said, silence isn’t always love. Set clear boundaries. Correct them when they misbehave. You can scold with love, not anger. Teach them what respect means, and never ignore wrong behavior — because these tender hearts, if left unguided, can easily lose their way.

Let discipline come from love, and let your words always build, never break. 💖

5 Habits Wealthy People Won't Tell You1. A moment of procrastination can undo a month of hard work and dedication.2. The...
01/11/2025

5 Habits Wealthy People Won't Tell You

1. A moment of procrastination can undo a month of hard work and dedication.

2. The wealthy don’t flaunt their money. Instead, they invest it to generate more wealth. Any display of success comes from the returns on those investments.

3. The ultimate flex is making money while you sleep.

4. Keep your victories private and avoid showing off. Not everyone will celebrate your success.

5. Surrounding yourself with like-minded individuals who inspire you to improve is a true game changer.

Stay blessed ✌️

𝗗𝗜𝗦*𝗖𝗟𝗔𝗜𝗠𝗘𝗥: No Copy*right In*fringement In*tended. all cre*dit goes to the right*ful ow*ners.💖
Let's Spread Love & Positivity for more blessings to come. 😍

1. People say, if it is yours it will come to you, but sometimes you have to work for what is yours.2. People say, follo...
01/11/2025

1. People say, if it is yours it will come to you, but sometimes you have to work for what is yours.
2. People say, follow your passion and success will follow, but sometimes you need a clear plan to make that passion successful.
3. People say, time heals all wounds, but sometimes you have to take action to heal yourself.
4. People say, the truth will set you free, but sometimes you have to work through the consequences of that truth.
5. People say, everything happens for a reason, but sometimes you need to create your own reason.
6. People say, money can't buy happiness, but sometimes it can buy the freedom to find it.
7. People say, knowledge is power, but sometimes wisdom is more important.
8. People say, it’s better to give than to receive, but sometimes you need to learn to receive to grow.
9. People say, love conquers all, but sometimes you need to conquer your own fears first.
10. People say, never give up, but sometimes you need to know when to let go and move on.
11. People say, the early bird catches the worm, but sometimes the second mouse gets the cheese.
12. People say, patience is a virtue, but sometimes action speaks louder than waiting.
13. People say, you can't teach an old dog new tricks, but sometimes it’s the older dog that teaches the younger one.
14. People say, what doesn't kill you makes you stronger, but sometimes what doesn't kill you leaves scars that need healing.
15. People say, what goes around comes around, but sometimes you have to make your own luck.
16. People say, good things come to those who wait, but sometimes good things come to those who take risks.
17. People say, you are what you eat, but sometimes you are what you think.
18. People say, love is blind, but sometimes love sees everything and chooses to accept it.
19. People say, silence is golden, but sometimes silence is a missed opportunity to speak up.
20. People say, laughter is the best medicine, but sometimes tears are just as healing.
21. People say, beauty is in the eye of the beholder, but sometimes beauty is in the heart of the giver.
22. People say, a penny saved is a penny earned, but sometimes taking a calculated risk brings greater rewards.
23. People say, time is money, but sometimes time is the only thing worth more than money.
24. People say, actions speak louder than words, but sometimes words are the actions that make all the difference.
25. People say, you can’t change the past, but sometimes changing your perspective on the past is all you need.
26. People say, don't sweat the small stuff, but sometimes the small stuff is what makes the big picture.
27. People say, you can’t please everyone, but sometimes pleasing yourself is the first step to pleasing others.
28. People say, life is short, but sometimes life is long enough to make a difference.
29. People say, follow the crowd, but sometimes the crowd is going in the wrong direction.
30. People say, success is the key to happiness, but sometimes happiness is the key to success.

*Encouragement*: Life is full of contradictions, but it’s through these challenges that we grow stronger and wiser. Don’t be afraid to question conventional wisdom and carve your own path. It’s not always about following the easy route or waiting for things to happen; it’s about taking action, making decisions, and being open to change. Keep pushing forward, trust the process, and remember that your journey is unique. Keep striving, and success will follow in its own time.

"Parent-Teacher-Student Relationships: The Key to a Successful School Year"Today, we’re talking about something that can...
01/11/2025

"Parent-Teacher-Student Relationships: The Key to a Successful School Year"

Today, we’re talking about something that can make a big difference in a child’s success:

the relationship between parents, teachers, and students. When everyone works together, it helps a child do better in school and grow emotionally.

Let’s explore how this teamwork can help."

1: Why These Relationships Matter

"When parents, teachers, and students are all connected, great things happen.

Studies show that when parents are involved in their child’s education, kids tend to do better in school.

Teachers who build good relationships with students also see better engagement and motivation."*

Teacher Clip:
"When all three of us—parents, teachers, and students—work together, the child feels supported and is more likely to succeed."

2: How Parents Can Help

"Parents play a huge role in helping their child succeed. It’s not just about going to every school meeting—it’s about showing you care. Simple things like talking to your child about their day or staying in touch with their child’s teacher can make a big difference."

Parent Clip:
"I don’t always attend every event, but I make sure to check in with my child about their schoolwork and talk to their teacher when needed."

3: How Teachers Can Help

"Teachers are also key in building these relationships. They can keep students engaged and provide the support they need. When teachers know about a child’s challenges at home or their interests, they can adjust their teaching to help that child succeed."

Teacher Clip:
"We love when parents keep in touch. It helps us understand the student better and find ways to support them."

4: How Students Benefit

"When parents and teachers work together, students feel supported from all sides. It makes them more confident and motivated. The child is an important part of this partnership by staying engaged and sharing their needs."

Student Clip:
"When my parents and teachers are both on the same page, I feel like I’m not alone. They help me when I’m struggling."

5: Tips for Building Strong Relationships**

"So, how can we make these relationships stronger?"

1. Keep Communication Open:
Parents, teachers, and students should stay in touch. Share updates and discuss challenges.

2. Set Goals Together:
Work as a team to set academic and personal goals for the student.

3. Listen to Each Other:
Listen to the student’s needs, the teacher’s feedback, and the parent’s concerns.

4. Celebrate Success:
Celebrate even small achievements to keep everyone motivated.

Remember, when parents, teachers, and students work together, great things happen. Thanks for listening, and we’ll see you next time."

Don't aim to be the best. Aim to keep getting better.The idea of aiming to "keep getting better" rather than striving to...
01/11/2025

Don't aim to be the best. Aim to keep getting better.

The idea of aiming to "keep getting better" rather than striving to be the best emphasizes personal growth and continuous improvement. It challenges the mindset that success is a final destination, instead of a journey that’s defined by progress and learning.

Here are some salient points for reflection:

1. **The Problem with Perfectionism**: Aiming to be the best can often lead to perfectionism, which can stifle creativity and discourage risk-taking. Perfection is often unattainable, and pursuing it relentlessly may cause frustration or burnout. By focusing on improvement instead, the pressure to "arrive" at a specific point fades, making room for more sustainable growth.

2. **The Power of Consistency**: Progress isn't always about dramatic leaps forward. Sometimes, it's the small, consistent steps that build up to significant transformation. Aiming to keep getting better encourages long-term consistency, which is key for mastery in any field, whether it's professional work, creative pursuits, or personal development.

3. **Learning from Setbacks**: If your goal is always to be the best, setbacks and failures can feel like defeats. However, by focusing on continuous improvement, failures are reframed as valuable learning opportunities. Each setback becomes a chance to assess where you can grow, rather than a sign that you’re not good enough.

4. **The Value of Self-Comparison**: If the focus is on becoming better than you were yesterday, it shifts the metric of success from comparing yourself to others, to comparing yourself to your own past efforts. This minimizes feelings of inadequacy and competition, and promotes a healthier relationship with progress.

5. **Adaptability and Lifelong Learning**: Life constantly evolves, and skills that made someone the "best" at a certain point in time may lose relevance. A commitment to improvement ensures you're always adapting and learning, which is essential in an ever-changing world. You become someone who can grow and evolve rather than someone who peaked at a particular moment.

6. **Intrinsic Motivation**: The desire to be "the best" can often be driven by external validation—awards, recognition, or status. However, focusing on improvement fosters intrinsic motivation, which is driven by internal satisfaction and self-determination. This type of motivation tends to be more sustainable and fulfilling.

In sum, aiming to keep getting better means cultivating a mindset rooted in curiosity, resilience, and patience. It's about recognizing that growth doesn't happen overnight but requires ongoing effort and self-compassion.

When a child walks into school, they’re carrying two backpacks.One is visible — filled with notebooks, textbooks, maybe ...
01/11/2025

When a child walks into school, they’re carrying two backpacks.

One is visible — filled with notebooks, textbooks, maybe a lunchbox.

But the other is invisible — and that’s the one that really matters.

In that second backpack are all the emotions they bring from home. The little victories from yesterday. Their fears. The weight of expectations they’re trying to meet.

Sometimes, it’s packed with a parent’s morning hug and the memory of a smile at the door. Other times, it’s heavy with the echo of an argument before the bus arrived.

Inside are feelings of belonging — or loneliness. Confidence — or worry.

And tucked deep inside are the things they don’t have words for yet, the things they wish someone would notice, just so their backpack could feel a little lighter.

P.S.
That second backpack? You can’t see it.
But if you look closely — you’ll recognize it in their eyes, their silence, or the way they act.

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Baguio City

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