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04/01/2025

Lahat talaga nagbabago🤣

26/07/2023

Money TIPS:

■ Don’t bring your money with you.
■ Cook at home.
■ Buy your groceries in Public Market not in Malls weekly, not daily, not monthly. (Market: Ampalaya 50/kl vs Mall 147/kl)
■ Remove unimportant expenses.
■ Lower down the cost of your important expenses. (Ex. Ganador 55/kl while Sinandoming 42/kl)
■ Buy your own tumbler and bring your own water. Avoid buying outside. (Natures Spring 500ml 15.00 while if you bring its FREE)
■ If you’re not in business don’t buy CAR.
COMMUTE: plete ka 11.00 x 2 x 26days = 572.00/month
WHILE:
CAR Expenses: 15k/month car + 5k/mo gas + 2k/mo parking = 22k/month
■ Always set aside 20-30% of your income to your Mandatory/Disciplined SAVINGS.

What makes us POOR is our bad spending habits.
CTTO

06/07/2023

Isa sa natutunan ko dito pag may pakinabang sila sayo mabango ka pero pag wala na nakalimutan na nila lahat. Doon sila papanig sa may pakinabang sila kahit alam nilang mali. People will love and support you when it's beneficial.

03/07/2023

Body wants sleep
Mind wants money
Heart wants
Time with family

01/07/2023

HI, AKO NGA PALA UNG INUTANGAN MO

23/06/2023

Ctto☺️

21/06/2023

21/06/2023

PAPASOK KAYA SYA SA BANGA DAHIL SA SAGOT NYA😢

゚viral ゚

05/06/2023

Sagit ni toni mga mare😁

31/05/2023

OPTION 1:

MAGBUBUNGA DIN ANG BAWAT SACRIFICE NA GINAGAWA MO NGAUN🥰🥰🥰

28/05/2023

PAMAMARIL SA TAPAT NG SM TANZA CAVITE

26/05/2023

Hindi lahat ng tao kapag hiningian mo ng tulong, tutulungan ka. 😊 That's the reality, pero hindi ibig sabihin nun masamang tao na yung tumanggi sayo magbigay ng tulong, lalo na at financial help ang hinihingi mo. 🙂 Kapag may negosyo ang tao hindi automatic mayaman o mapera yan, dahil sa negosyante ang pera nila sa produkto din o ninenegosyo umiikot ang pera, in short walang cash yan lahat halos nasa product. 😊😊😊

Despite of all the help you lend to others, being a good one to others, some people will still have the guts to label you as "madamot" just because you didn't lend any to them. 😊😅

Wag po natin i-normalize yung ganyang ugali na inoobliga yung hinihingian. 😅😳 Kapag may naitulong thank you, kung wala move on, walang responsibilidad ang tao sayo, that's a fact not unless magulang siya ng anak mo. 😊

Lahat ng tao may problema sa mundo hindi mo lang alam kasi nakafocus ka sa problema mo.
Kaya kapag natanggihan ka, wag magdamdam, intindihin mo din yung taong hinihingian mo ng tulong.

At the same time, bago ka manghingi ng tulong, tulungan mo din ang sarili mo, dahil di palagi may ibang tao na tutulong sa iyo. 😊

-CTTO