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Kaiser 3n1 Longterm/ Lorie, Pungtod Oslob Cebu, Cebu City (2025)

17/07/2025

Mag KAISER ka na🤝

17/07/2025

Kaiser has two types of healthcare plans:✅ Short-Term HMOThis is for immediate medical needs, usually used by employees in companies.

This covers annual check-ups, consultations, laboratory tests, and confinement. It's renewable every year, and has an age limit (usually up to 60–65 years old).✅ Long-Term HMO (Kaiser Ultimate Health Builder)This is a 7-year to pay, 20-year program with:Healthcare (first 7 years)Investment growth (next 13 years)Insurance protection (during the paying period)After paying for 7 years, it still continues to grow until maturity (20th year), and you have healthcare fund that can be used until old age, even if you are retired.If you want to help your family and yourself for long-term healthcare, a Kaiser long-term HMO is a great solution—your healthcare while you’re young, into old age.

Message me 🤝
Lorie Fe Harding Greig

16/07/2025

Kaiser has two types of healthcare plans:

✅ Short-Term HMO
This is for immediate medical needs, usually used by employees in companies. This covers annual check-ups, consultations, laboratory tests, and confinement. It's renewable every year, and has an age limit (usually up to 60–65 years old).

✅ Long-Term HMO (Kaiser Ultimate Health Builder)
This is a 7-year to pay, 20-year program with:
Healthcare (first 7 years)
Investment growth (next 13 years)
Insurance protection (during the paying period)

After paying for 7 years, it still continues to grow until maturity (20th year), and you have healthcare fund that can be used until old age, even if you are retired.

If you want to help your family and yourself for long-term healthcare, a Kaiser long-term HMO is a great solution—your healthcare while you’re young, into old age.

Message me
Lorie Fe Harding Greig

16/07/2025

𝗪𝗵𝘆 𝗞𝗮𝗶𝘀𝗲𝗿 𝟯 𝗶𝗻 𝟭 𝗦𝗮𝘃𝗶𝗻𝗴 𝗣𝗹𝗮𝗻?

𝐀𝐧𝐠 𝐇𝐌𝐎: tabang sa imong check-up ug gasto sa ospital.

𝐀𝐧𝐠 𝐕𝐔𝐋: panalipod sa pamilya ug tinubdan sa imong umaabot nga kwarta.

𝐀𝐧𝐠 𝐊𝐚𝐢𝐬𝐞𝐫: 𝟑-𝐢𝐧-𝟏—𝐡𝐞𝐚𝐥𝐭𝐡𝐜𝐚𝐫𝐞,
insurance, ug investment sa usa ka plano!

👉 Ngano Kaiser?
✅ 7 years lang bayaran, lifetime nga benepisyo
✅ Naay healthcare bisan retired na
✅ Naay maturity value kung magpabiling himsog
✅ Panalipod sa pamilya kung mawala ka

💡 “Ayaw hulata nga masakit ka o mawala ka pa—siguradua nga protektado ka ug ang imong pamilya karon pa lang.”

15/07/2025

Bakit nga ba maganda magkaroon ng Kaiser 3 in 1 Investment Product ang bawat miyembro ng pamilya lalo na yung mga Bread winner?

📌Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.

📌Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit muman or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

📌May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.

📌Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.

📌Nakainvest sa mutual fund ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

📌Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn ng 10% rate of returns (compounded) annually.

📌Covered ka kahit beyond 60 years old ka na, as long as buhay kapa.

📌Maari kang magkaroon nito sa halagang P88(depends on age) a day mas mahal pa ang 1pc chicken joy na may drinks & fries

👍🏻Sinu ang pwedeng maka avail nito?

Lahat ng nasa 10-60 years old mayaman man o mahirap. Nasa ibang bansa ka man or nandito sa Pilipinas covered ka ni KAISER!
If you really love your family at ayaw mong maging burden sa kanila either you die too soon or you live too long.

Get Kaiser 3 in 1 ,(Longterm Healthcare, Life Insurance +
Investment) as early as you can, "mas daig ng maagap ang masipag"

MESSAGE ME FOR FREE QUOTATION for your and your Family!

15/07/2025

"𝐆𝐞𝐭 𝐌𝐨𝐫𝐞 𝐟𝐫𝐨𝐦 𝐘𝐨𝐮𝐫 𝐒𝐚𝐯𝐢𝐧𝐠𝐬 𝐰𝐢𝐭𝐡 𝐊𝐚𝐢𝐬𝐞𝐫!"
Tired of plans that don’t give you enough? With Kaiser’s 3-in-1 Savings Plan, your money does MORE!

Kaiser 3-in-1 is the ONLY savings plan in the Philippines offering:
1. 𝐇𝐞𝐚𝐥𝐭𝐡𝐜𝐚𝐫𝐞 𝐂𝐨𝐯𝐞𝐫𝐚𝐠𝐞 that fits your needs, now and in the future 🏥
2. 𝐋𝐢𝐟𝐞 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 to protect your loved ones long-term ❤️
3. 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭 𝐆𝐫𝐨𝐰𝐭𝐡 that builds your wealth—even if you start small 💸

Here’s the difference: Kaiser is fully transparent and adaptable, designed for the average Filipino family.
Imagine growing your savings by 10% over a years while knowing your health and family are covered.

Thousands are already on board—Kaiser has been trusted for nearly two decades to give Filipinos peace of mind without breaking the bank.

💬 𝐑𝐞𝐚𝐝𝐲 𝐭𝐨 𝐬𝐭𝐚𝐫𝐭? 𝐌𝐞𝐬𝐬𝐚𝐠𝐞 𝐮𝐬 𝐟𝐨𝐫 𝐚 𝐅𝐑𝐄𝐄 𝐒𝐚𝐦𝐩𝐥𝐞 𝐏𝐫𝐨𝐩𝐨𝐬𝐚𝐥 and discover the benefits of Kaiser for yourself.

📅 𝐁𝐨𝐨𝐤 𝐚𝐧 𝐀𝐩𝐩𝐨𝐢𝐧𝐭𝐦𝐞𝐧𝐭 𝐓𝐨𝐝𝐚𝐲!

09/07/2025

For general awareness!
Must read;
May dalawang nagtanong kung VUL ba ang Kaiser Ultimate Health Builder.
Medyo nakakatawa ang tanong, pero baka nalito lang ang nagtatanong, kasi ang comparable lang ay ang rough description:
✅️ VUL is 2-in-1 life insurance + investment
✅️ Kaiser Ultimate is 3-in-1 healthcare + life insurance + investment
Specifically, ang Kaiser Ultimate ay 3-in-1 solution na:
✅️ Healthcare "if you get sick"
✅️ Life Insurance "if you die too soon"
✅️ Investment "if you live long"
Hindi comparable ang healthcare solution sa insurance solution.
Sa karamihan ng details, magkaiba sila:
1. Ang Kaiser Ultimate ay long term health care solution, na offered ng HMO company. Ang VUL ay life insurance solution na offered ng life insurance company.
2. Sa Kaiser, kapag sinabi na pay 7 years, ang ibig sabihin magbayad ng 7 years at SIGURADO fully paid na. Sa VUL pag sinabi na pay 10 years, ang ibig sabihin, magbayad ng 10 years, at SIGURO bayad na - Maaring kailangan magbayad ng dagdag.
3. Ang Kaiser Ultimate ay may fixed contract price, at dahil maaaring maging fully-paid, nag-i-issue ng certificate of full payment. Ang VUL ay never napu-fully paid, kaya walang certificate of full payment.
4. Ang Kaiser after ma-fully pay, ay may SIGURADONG cash value hanggang hindi terminated. Ang VUL ay hindi napu-fully pay, at walang guaranteed cash value. SIGURO may cash value at maaaring maubos dahil sa insurance charges.
5. Ang Kaiser health fund ay may SIGURADONG growth na 3% to 10%, pero usually 10%. Ang VUL, walang guaranteed growth, minsan negative.
6. Sa Kaiser, SIGURADO WALA nang fees at charges after 7 years. Ang VUL, SIGURADONG MAYROON insurance charges habambuhay.
7. Sa Kaiser, pareho lang ang bayad ng 10 year old sa 60 year old sa eligible plans. Sa VUL, mas mahal ang bayad ng 60 year old sa 0 year old. Sa 50-60 year old, baka mas murang life insurance ang Kaiser kaysa VUL 🙂
8. Ang Kaiser Ultimate, laging may healthcare, ang VUL usually walang healthcare.
Hindi talaga comparable ang Kaiser Ultimate at VUL.
👇/kaiser

Ctto.

22/05/2025

WHY KAISER IS THE BEST INVESTMENT TO START?

Kung ikaw ay 20 years old ngayon, posibleng magkaroon ng P4.7 million at age 60. Pag-ipunan lang ang iyong Ultimate Kaiser Health Builder (Long Term Healthcare) Plan ng P3,529 sa loob ng 7 taon.

Ultimate Kaiser is a 3 in 1 Savings Plan. It has Healthcare, Life Insurance & Investment.

How it works?
- The Health Care Benefit can be used lifetime.
-85% return of premium upon maturity of the plan if there is no -utilization of health benefit during the paying period.
- Life Insurance or Instant Money will be given to the beneficiary in case the plan holder dies too soon.
- Waiver of Installment due to Death. No need for the beneficiary to continue paying the unpaid installments. And the plan will be transferred to the primary beneficiary.
- Unused health funds are invested
- On the maturity date, it is GOOD AS CASH with option to withdraw full or partial.

Who can avail this Kaiser Health Builder (long term care) Plan?
This is for individuals ages 10 to 60 years old only.

Protect yourself and your family, start your Kaiser 3-in-1 long term healthcare plan now!

Apply Now!
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Kaiser International Healthgroup Inc.

05/04/2025

Oppss, hinahanap mo ba ang Kaiser dito?

TRIVIA: Bakit wala si Kaiser sa TOP 10 Life Insurance in the Philippines? Dahil si Kaiser ay hindi Life Insurance company. Si 𝙆𝘼𝙄𝙎𝙀𝙍 𝙖𝙮 𝙪𝙣𝙙𝙚𝙧 𝙣𝙜 𝙃𝙈𝙊 company categories. At pag na ospital ka ang hinahanap ay hindi life insurance kundi HMO HEALTHCARD. At sa lahat ng HMO si 𝙆𝘼𝙄𝙎𝙀𝙍 lang ay may 𝙃𝙀𝘼𝙇𝙏𝙃, 𝙇𝙄𝙁𝙀, 𝙄𝙉𝙑𝙀𝙎𝙏𝙈𝙀𝙉𝙏 na coverage na Savings or ipon mo.

Wanna know more? Join IMG community.

05/04/2025

Being BROKE is Hard,

Becoming WEALTHY is Hard,

Now, choose your Hard.

Walang madali sa buhay, walang easy money, pero kailangan mo mag desisyon hanggang kailan ka maghihirap.

Kaya mo din baguhin ang sitwasyon mo ngayon.. Yan ang ginawa ko 8 years ago, I decided to take charge of my finances.

Why?

Simple lang. Wala akong minanang yaman.. pero gusto ko mag start sa akin yung generational wealth para sa own family ko.

Namulat kasi tayo sa pagiging Sandwich Generation. It's about time to break the cycle

at lahat yan magsisimula sa pagkakaroon ng tamang Financial education.

if you want to learn more

Send me a message. Lorie Fe Harding Greig

03/04/2025

PINAKA MURANG MEMORIAL PLAN NGAYON SA PILIPINAS.

Let our last dance be a graceful one with Everest Memorial Solution ( Affordable, Available and Accessible).

✅ Final Hospital Bill - a memorial plan that will cover up to 50% of the face value for Final Hospital Bill
✅ Transferrable - You may opt to assign your plan to anyone without losing your own coverage.
✅ 100% Cash back guarantee of the total face value incase of unrendered service.
✅Easy to apply, 24/7 Concierge.
✅Nationwide Mortuaries
✅For age 1-64 years old
✅Choose from 50K - 1 Million Face Value
✅Payment option (1 year or 5 years to Pay)

✍️Get your FREE qoutation NOW!

Kaiser 3n1 Longterm/ Lorie

17/07/2025

17/07/2025

16/07/2025

16/07/2025

15/07/2025

15/07/2025

09/07/2025

22/05/2025

05/04/2025

05/04/2025

03/04/2025

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