05/08/2025
Let's talk about EASTWEST BANK (EW) and it's current performance in the Philippine Stock Market.
As per latest COL Financial Report;
EastWest Bank (EW’s) net income rose 29.5% y/y to Php2.3Bil in 2Q25, driven by strong revenues, which climbed 17.7% y/y to Php12.2Bil. Net interest income grew 16.5% y/y to Php9.9Bil, supported by a 12.6% y/y expansion in the loan book.
COL Financial also estimated that NIM improved by 48bps y/y to 7.80%. Non-interest income showed similar strength, rising 23.1% y/y to Php2.3Bil, largely on the back of a 26.8% y/y increase in fee income.
🏦 A Quick History of EastWest Bank:
Established as a universal bank in 2012, EastWest Bank has grown its services to include deposit-taking, loans, insurance, credit cards, and leasing. It owns several subsidiaries including EastWest Rural Bank, EastWest Insurance Brokerage, and holds a 50% stake in EastWest Ageas Life. As of end-2021, it operated 392 branches and 586 ATMs, mostly within Metro Manila.
📊 My Investment Journey:
I entered EW stock at an average price of ₱9.98, and as of today’s market price of ₱13.00, I’m up by 29.62% paper gains. Bukod pa diyan, tumanggap pa ako ng more than 5% dividend yield this year — solid passive income habang nagho-hold.
🏦 Banks like EW are thriving in the stock market — benefiting from higher interest margins and strong consumer activity.