The Minimum Wage Investor

The Minimum Wage Investor My Personal Journey to Financial Freedom

wag kase pa harang2x boss
14/09/2026

wag kase pa harang2x boss

❌ Mag ipon✅ Mag iPhone
13/09/2026

❌ Mag ipon
✅ Mag iPhone

Happy Birthday BBM! Thank you dahil hindi mo napalago ang ekonomiya ng pilipinas. Ayaw ko naman maging KJ sa birthday mo...
13/09/2026

Happy Birthday BBM! Thank you dahil hindi mo napalago ang ekonomiya ng pilipinas. Ayaw ko naman maging KJ sa birthday mo sir pero sana maging masaya ka today :)

PH Debt - 19 Trillion
Dollar/Peso - 62.5
GDP Growth - 2.3% only
PH Crime Rate - Very High
PH Stock Market - 6,000 Level only
Projects - VP Sarah Impeachment, ayuda at ipakulong lahat ng senador na duterte suporters

Contribution to the Country - Corruption and ICC partnership in Duterte arrest

Birthday gift namin sayo yung wish ni Ms. Kara David

Vangag

❌ Red Door going to The Further✅ Red Port going to The Further
12/09/2026

❌ Red Door going to The Further
✅ Red Port going to The Further

GCash IPO could be priced between ₱7.50-₱8.50 per share, ₱1.5-2.5 lower than the maximum offer price of ₱10/shareWhy the...
12/09/2026

GCash IPO could be priced between ₱7.50-₱8.50 per share, ₱1.5-2.5 lower than the maximum offer price of ₱10/share

Why they want it to be cheaper?

The highly anticipated Mynt IPO, the company behind GCash could potentially be priced at around ₱7.50–₱8.50 per share, according to BDO Capital President Eduardo Francisco.

This is below the previously indicated maximum IPO price of ₱10/share.

But before we get too excited, ₱7.50–₱8.50 is NOT yet the final IPO price. The ₱10 price in the prospectus is an “up to” price, and discussions with investors are still ongoing.

Why does the lower price matter?

At ₱10/share, the GCash IPO could raise as much as ₱92.32 billion if the overallotment option is fully exercised.

But if the IPO is priced around:
₱7.50/share → ~₱69.23B
₱8.50/share → ~₱78.46B

Even at this lower range, it would still surpass Monde Nissin's ₱55.89B IPO in 2021, potentially making GCash the largest IPO in Philippine history.

So is ₱7.50–₱8.50 attractive?

This is where things become interesting for investors.

A lower IPO price could:
✅ Make the valuation more reasonable
✅ Encourage more retail and institutional participation
✅ Potentially provide a better entry point
✅ Reduce the risk of an expensive IPO valuation

But remember:

A lower IPO price doesn't automatically mean the stock is cheap.

The more important question is:
What valuation are we actually paying for GCash at ₱7.50, ₱8.50 or ₱10?

Because ultimately, we're not just buying the GCash app.

We're buying Mynt's earnings, growth, financial services business, lending exposure, competitive position and future potential.

And there's another BIG reason investors are watching

Mynt's IPO is expected to be one of the biggest events for the Philippine Stock Exchange this year.

The SEC has already cleared the proposed IPO, with the indicative listing scheduled for October 20, 2026, subject to completion of the remaining requirements and final offer process.

The current indicative timetable has the public offer running from October 6–12, with the final offer price expected to be announced before the offer period.

NOW THE QUESTION FOR INVESTORS:
If GCash IPO price becomes:
🟢 ₱7.50 — BUY?
🟡 ₱8.50 — BUY or WAIT?
🔴 ₱10.00 — Too expensive?

At what price would YOU be willing to buy GCASH on IPO day?

₱7.50 / ₱8.00 / ₱8.50 / ₱9.00 / ₱10.00

Disclaimer: This post is for educational and informational purposes only and should not be considered financial advice. The ₱7.50–₱8.50 range is an indicative view and not the final IPO price.





Para sa mga REIT lovers dyan and Newbie Investors, COL Financial recently released the so called "REIT SNAPSHOTS" for th...
10/09/2026

Para sa mga REIT lovers dyan and Newbie Investors, COL Financial recently released the so called "REIT SNAPSHOTS" for the current health and latest update of all REIT listed companies in PSE.

So far like ko parin personally si AREIT, RCR, MREIT and CREIT to create a balance REIT portfolio.

In the coming months, VITRO REIT will be added in the list for being the first Data Center REIT in the Philippines kaya for sure marami ang excited.

This REIT Snapshots are for our guide only. This is best for patient and long term investors kaya kung gusto mo mag invest sa dividend paying companies, REIT is one of the option.

The best part pa dito is some of the REITs are included under PERA Account of DragonFi where you can enjoy Zero Dividend Tax compared to a Regular Investment account na kapag may dividends, there will be a 10% dividend tax.

Important Note: Do your own research before investing. Matutong mag ipon upang may pang invest.

See photos for your guide 👇👇👇
CTTO: COL FINANCIAL





Salamat META kahit maliit pa lang page ko nagbibigay kna ng reward, pandagdag ko rin to sa Pag Ibig MP2 ko hehe.Syempre ...
09/09/2026

Salamat META kahit maliit pa lang page ko nagbibigay kna ng reward, pandagdag ko rin to sa Pag Ibig MP2 ko hehe.

Syempre wag kalimutan ireward ang sarili kahit minsan lang. Medyo matipid rin kase akong tao alam nyo na kung bakit :)

Me when seeing my investment portfolio at a huge loss
08/09/2026

Me when seeing my investment portfolio at a huge loss

May nangyayari kay APVI, eto speculation lang ahh, nababasa ko kase in the past na pwede raw iback door list ng Gokongwe...
08/09/2026

May nangyayari kay APVI, eto speculation lang ahh, nababasa ko kase in the past na pwede raw iback door list ng Gokongwei Group ang kanilang panlaban na fintech na si Gotyme or any listing connected to property.

Everything is still speculation pero parang may mga nakaka.alam na kung anong positive developments ang mangyayari because of what's happening sa stock price.

As per DragonFi Report before, the recommendation for APVI is to add on our watchlist.

Always do your own research before investing.

Ayan na nga nangyari kahapon, IMI went up at +13.06%, ION +9.23%, TECH +5.63%. Congrats sa mga IMI, ION and TECH holders...
07/09/2026

Ayan na nga nangyari kahapon, IMI went up at +13.06%, ION +9.23%, TECH +5.63%. Congrats sa mga IMI, ION and TECH holders dyan! Hehe.

Sa PAX SILICA related stocks tayo mag focus, Green lahat kahapon except AT and NIKL pero uptrend parin. Wow talaga.

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