31/07/2025
π Choosing Your Perfect Home in Iloilo: Let's Talk Pre-Selling, Under Construction, & Ready For Occupancy! π°οΈ
We all wonder about the perfect timing for big life decisions, especially when it comes to buying a home or investing in property. But here's a truth bomb about real estate, especially for us Ilonggos:
Pre-Selling: The Golden Opportunity for Smart Investment!
Think about buying property when it's just a vision, like the early phases of Glade Residences in Jaro, or new towers in Style Residences! Buyers who jump in during the pre-selling stage often secure units at the lowest possible price, before the full market value is established. This is where you get first pick of the best unit locations, floor plans, and views. Itβs also when developers offer the most flexible payment terms, with lower monthly amortization payments spread over the construction period, making it easier to manage your finances while watching your investment grow. You're getting in early, ensuring you maximize your potential capital appreciation as the project progresses.
Under Construction: Your Unmissable Window of Opportunity!
"But is it too late if it's already being built?" Not at all! When a project like Glade Residences is actively under construction, you still have significant advantages. You can physically see the progress, giving you more confidence in the developer's commitment and timeline. While prices might be a bit higher than initial pre-selling rates, they are still typically lower than Ready For Occupancy units. You also benefit from continued property appreciation as the development nears completion, and still have access to flexible payment plans. You're seeing your future home take shape, providing a clearer picture of your investment.
Ready For Occupancy (RFO): The Cost of Delaying Just One More Day!
What does waiting until a property is Ready For Occupancy truly mean for your purchase? It means potentially costing yourself more money.
π Rising Prices: Property values in thriving cities like Iloilo don't stand still. Every day, demand grows, and newly completed developments set higher benchmarks. Waiting even a few weeks or months can mean the price of your desired unit has increased by tens of thousands, or even hundreds of thousands of pesos, compared to when it was pre-selling or under construction.
γ½οΈ Less Favorable Terms: Financing options or special promotions available during earlier stages might not be there for RFO units. Interest rates can fluctuate, and a slight increase can add thousands to your total cost over a loan's lifetime. Developer incentives often change without much notice once units are ready.
π« Lost Opportunity: The specific unit or ideal location you have in mind today might be sold to someone else tomorrow. Prime properties with preferred views or layouts get taken quickly in a competitive market like Iloilo once they are ready for immediate move-in.
πHigher Downpayment: As unit prices go up, so does the required downpayment percentage or amount, making the initial financial hurdle even higher for you.
Delaying your purchase by just one more day means facing potentially higher prices, less attractive financing, and the risk of losing out on your ideal property. Don't let indecision cost you more.
The "right time" to buy property isn't some mythical perfect moment. It's when you are financially capable and decide to take control of your financial future. Whether it's securing the best price at pre-selling, witnessing your investment grow during construction, or minimizing risks with an RFO unit, taking action is key. And for many of us here in Iloilo, looking at the vibrant growth and the value of real assets, that time is NOW.
Don't just dream about it, take the step towards owning your piece of tomorrow, today, in Iloilo City!
π©: Send us a message today to learn more about our unit offerings and easy payment schemes! Our team is ready to assist you.
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