Financial Notes with The Fernandez - Licensed Insurance Advisors

Financial Notes with The Fernandez - Licensed Insurance Advisors Financial Guidance ☀️ Financial Planning ☀️ Financial Management ☀️ Financial Tip

02/10/2025

Start your financial planning journey with us.

Contact:
Lurimae Andrade - Fernandez
Bernard Fernandez
Licensed Insurance Advisors

Love is sweet, pero retirement is forever. Ready ka na bang gawing sweet abg inyong golden years?React gamit ang mga emo...
27/09/2025

Love is sweet, pero retirement is forever. Ready ka na bang gawing sweet abg inyong golden years?

React gamit ang mga emoji. Let's see which one you 'll pick.

Start your financial planning journey with us.

Contact:
Lurimae Andrade - Fernandez Bernard Fernandez
Licensed Insurance Advisors

26/09/2025

𝗧𝗮𝗸𝗲 𝗬𝗼𝘂𝗿 𝗠𝗼𝗻𝗲𝘆 𝗦𝗲𝗿𝗶𝗼𝘂𝘀𝗹𝘆.

Trust me on this.

Back then, my mindset about money was simple:
“If there’s extra, let’s enjoy it.”
Travel. Starbucks. Online shopping. I deserve it, right?

But one emergency changed everything.

We had a hospital bill worth over ₱200,000.

Where did I get the money?
I borrowed. From whoever I could.

That’s when I realized:
Money itself wasn’t my problem.
It was my mindset about money.

I had no safety net. No health card.
No shield against sudden storms.
No defense—even after years of working hard.


Now, things are different.
We’ve built a small health fund.
A modest emergency savings.
An insurance plan—even if the coverage is still growing.

And though our lifestyle is simpler now… my heart is at peace.

Because if the unexpected happens again, we’re ready.


So if you’re earning right now… please, take your money seriously.

You don’t need to be a millionaire to be prepared.
What you need is discipline.

A little sacrifice today so you and your family are protected tomorrow.

Don’t just earn to spend.
Earn to stand strong.

For yourself.
For your family.
For your peace of mind.

Financial peace isn’t about having everything.
It’s about knowing you’re ready… no matter what comes.


If this resonates with you… maybe this is your sign.

Start today.

Even small steps, even slow progress… just start.

LIFE UPDATE: My wallet no longer holds just receipts.

26/09/2025

Claiming ✨🙌💵





Are you looking for a FOREVER GUARANTEED plan? 💪🏻🙌🏻 The SUN LIFE SECURE INCOME 10 is perfect for you if you want guarant...
26/09/2025

Are you looking for a FOREVER GUARANTEED plan? 💪🏻🙌🏻

The SUN LIFE SECURE INCOME 10 is perfect for you if you want guaranteed returns with insurance coverage. Here’s why it’s a favorite among clients:

🟡 It’s a Pension + Insurance plan that provides benefits until age 100. 💪🏻

🟡 After the 6th year, you'll receive GUARANTEED PENSION + DIVIDENDS up to age 100.

🟡 Double life insurance coverage with optional additional benefits (like critical illness protection).

🟡 This plan can be passed on to your child (Pamana Plan), used as an Educational Plan, or as your Retirement Plan. 😌

Want a plan that offers passive income? 🥳 Start your financial planning journey with us!

Contact: Lurimae Andrade - Fernandez & MC Bernard Fernandez
Licensed Insurance Advisors

Address

Kalibo
5600

Website

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