RG's Page

07/07/2026

Yung
PRESIDENT
ka, pero ayaw mong mag PRESIDE
😆😆😆

03/07/2026

As a newly promoted Teacher, this program is likely relevant if you have active GSIS loans.

The new GSIS Balik Ginhawa 2 (Loan Moratorium Through Refund) is an improvement over the first version.

Instead of the previous refund covering up to 3 months, eligible members can now receive a refund equivalent to up to 6 months of qualified loan amortizations (covering eligible payments from December 2025 to May 2026). Applications are open through the GSIS Touch app until around the end of October 2026.

Here are my observations:
Pros
You receive a lump-sum refund, which can help with tuition, emergencies, or other expenses.
No additional interest or penalties are charged because of the program; instead, the loan term is extended accordingly. �

The expanded version is more flexible, with some borrowers who have arrears (provided their loans are not yet due and demandable) also becoming eligible. �

Things to consider
It is not loan forgiveness. You still owe the loan—the repayment period is simply extended.
If you're planning to finish your loan as soon as possible, extending the term may not be your preferred option.
Eligibility depends on your actual loan payments during the covered months, so not everyone will qualify for the full six months. �

If your finances are a bit tight right now, I think it's a worthwhile program because it provides immediate cash without taking out a new loan. If you're already comfortable financially and want to become debt-free sooner, you may decide to skip it.

22/06/2026

21/06/2026

Available
2pcs
On hand
165/65 r13
Westlake
0126
Brandnew

15/06/2026

Poor pest 😆😆😆

14/06/2026

Congrats Knicks🏆🎉

12/06/2026

Halos lahat down.

11/05/2026

God bless Philippines🇵🇭

27/04/2026

Facebook down today?

It’s likely not a full Facebook outage, just temporary or local issues.