UM Tricia- Life Insurance and Non Life Insurance Specialist

UM Tricia- Life Insurance and Non Life Insurance Specialist ๐Ÿ“Šโœจ Insurance and Portfolio Money Managementโœจ๐Ÿ“Š๐Ÿ“„

This X-ray belongs to Keith Martin, a man whose life was shaped by extreme morbid obesity.At his heaviest, he weighed ar...
15/07/2025

This X-ray belongs to Keith Martin, a man whose life was shaped by extreme morbid obesity.

At his heaviest, he weighed around 445 kg (981 lbs), but his journey began with tragedy. After losing his mother at age 16, Keith spiraled into depression and began compulsively overeating to cope with the emotional pain.
Struggling with anxiety and agoraphobia, he spent over a decade confined to his home-eventually becoming bedridden for the last two years of his life. His sister, Tina, became his full-time caregiver, as Keith described feeling
"trapped" in his own body and certain he would die that way.
Determined to survive, Keith sought medical intervention.
Doctors placed him on a strict 2,000-calorie-per-day dietโ€”a massive shift from his previous intake of up to 20,000 calories daily. He lost around 160 kg (353 lbs), which finally made him eligible for bariatric surgery.
Although the operation was initially successful, Keith left the hospital early and faced complications. Just eight months later, in March 2014, he died at age 44 from pneumonia.
Keith Martin's story opened up global conversations about the deeper causes of morbid obesity-from untreated trauma and mental illness to the damaging effects of food addiction and isolation. His life remains a powerful reminder of the urgent need for compassion, mental health support, and access to healthier food systems.

history

Ang dami nagdududa sayo.Ang alam ko lang, sa dami ng claims na naprocess ko... INSURANCE PAYS.๐Ÿ’ฏUM Tricia- Life Insurance...
15/07/2025

Ang dami nagdududa sayo.

Ang alam ko lang, sa dami ng claims na naprocess ko...

INSURANCE PAYS.๐Ÿ’ฏ

UM Tricia- Life Insurance and Non Life Insurance Specialist
Serving my clients since 2016 ๐Ÿ’›
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Keep People in Your Life Who-Celebrate your good news ๐Ÿซถ Show up during hard times ๐Ÿ‘ŠHold you accountable ๐Ÿซฐ Are able to be...
14/07/2025

Keep People in Your Life Who-

Celebrate your good news ๐Ÿซถ
Show up during hard times ๐Ÿ‘Š
Hold you accountable ๐Ÿซฐ
Are able to be vulnerable ๐Ÿฅน
Reciprocate ๐Ÿค
Exert effort consistently ๐Ÿ‘Œ
Are willing to communicate ๐Ÿ˜‡

When your body speaks to you, LISTEN.
14/07/2025

When your body speaks to you, LISTEN.

โ€ผ๏ธ๐—ฃ๐—› ๐—ต๐—ฒ๐—ฎ๐—น๐˜๐—ต๐—ฐ๐—ฎ๐—ฟ๐—ฒ ๐—ฐ๐—ผ๐˜€๐˜๐˜€ ๐˜€๐—ฒ๐—ฒ๐—ป ๐˜๐—ผ ๐—ฟ๐—ถ๐˜€๐—ฒ ๐—ถ๐—ป ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฑ โ€” ๐—ช๐—ง๐—ช ๐˜€๐˜‚๐—ฟ๐˜ƒ๐—ฒ๐˜†โ€ผ๏ธConducted by a global advisory company Willis Towers Watson (WT...
14/07/2025

โ€ผ๏ธ๐—ฃ๐—› ๐—ต๐—ฒ๐—ฎ๐—น๐˜๐—ต๐—ฐ๐—ฎ๐—ฟ๐—ฒ ๐—ฐ๐—ผ๐˜€๐˜๐˜€ ๐˜€๐—ฒ๐—ฒ๐—ป ๐˜๐—ผ ๐—ฟ๐—ถ๐˜€๐—ฒ ๐—ถ๐—ป ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฑ โ€” ๐—ช๐—ง๐—ช ๐˜€๐˜‚๐—ฟ๐˜ƒ๐—ฒ๐˜†โ€ผ๏ธ

Conducted by a global advisory company Willis Towers Watson (WTW), medical costs in the Philippines are seen to climb by double digits.

The survey was conducted from June to August 2024 with 348 leading health insurers as correspondents, representing 75 countries.

๐Ÿ‘‰๐ŸปThe survey noted that medical inflation in the Philippines has been around 15% to 18% over the last three years, increasing to 19.3% in 2024

๐Ÿ‘‰๐ŸปAccording to the survey, the health maintenance organization (HMO) industry in the Philippines experienced significant losses of P1.433 billion in 2022 and further jumped to P4.269 billion in 2023 due to a substantial increase in claims and benefits paid.

๐Ÿ‘‰๐ŸปThe WTW Global Medical Trends Survey showed that medical insurance costs are expected to increase by 18.3% in the Philippines. Meanwhile, insurers cite โ€œhigher cost of new medical technologiesโ€ as the top external driver influencing medical trend rates with 73%.

๐Ÿ’ฅ ๐™๐™๐™š ๐™จ๐™ช๐™ง๐™ซ๐™š๐™ฎ ๐™–๐™ก๐™จ๐™ค ๐™ฃ๐™ค๐™ฉ๐™š๐™™ ๐™ฉ๐™๐™–๐™ฉ ๐™ข๐™š๐™™๐™ž๐™˜๐™–๐™ก ๐™ž๐™ฃ๐™›๐™ก๐™–๐™ฉ๐™ž๐™ค๐™ฃ ๐™ž๐™ฃ ๐™ฉ๐™๐™š ๐™‹๐™๐™ž๐™ก๐™ž๐™ฅ๐™ฅ๐™ž๐™ฃ๐™š๐™จ ๐™๐™–๐™จ ๐™—๐™š๐™š๐™ฃ ๐™–๐™ง๐™ค๐™ช๐™ฃ๐™™ 15% ๐™ฉ๐™ค 18% ๐™ค๐™ซ๐™š๐™ง ๐™ฉ๐™๐™š ๐™ก๐™–๐™จ๐™ฉ ๐™ฉ๐™๐™ง๐™š๐™š ๐™ฎ๐™š๐™–๐™ง๐™จ, ๐™ž๐™ฃ๐™˜๐™ง๐™š๐™–๐™จ๐™ž๐™ฃ๐™œ ๐™ฉ๐™ค 19.3% ๐™ž๐™ฃ 2024๐Ÿ’ฅ

https://www.gmanetwork.com/news/topstories/nation/932146/ph-healthcare-costs-seen-to-rise-in-2025-wtw-survey/story/?amp&fbclid=IwQ0xDSwLhfC1jbGNrAuF8KWV4dG4DYWVtAjExAAEeA7IMPMPvZQhQfkzroXp2qn20epIweSGrJHNlVJbB_kUe6heBlxNJ_mDrB2Q_aem_37h_x51ildrLjw0QrhTMHw

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Maganda tong kay MP2. Mas mataas kesa sa 0.25% annual interest rate ng savings account ng banko.KASO.... Dividends are n...
12/07/2025

Maganda tong kay MP2. Mas mataas kesa sa 0.25% annual interest rate ng savings account ng banko.

KASO....

Dividends are not guaranteed and with MP2 they require lock in holding period. At the end of the 5-year term, you can withdraw your entire savings, including all earned dividends.

BUT.....

What if I tell you that we have a
โœ…6% GUARANTEED ANNUAL ENDOWMENT that you can receive yearly UNTIL AGE 100
โœ…On top of it is yearly DIVIDENDS
โœ…4x CENTENARIAN BONUS
โœ…Guaranteed cash value for emergencies
โœ…Insurance protection until age 100

Di pwde puro lang tayo work hard to earn money. We need to let our money work for us too and give us passive earnings. To work hard is good but to work smart is A TOTAL PLUS. ๐Ÿฅฐ

UM Tricia- Life Insurance and Non Life Insurance Specialist
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Heads up to students commuting via MRT Line 3https://www.facebook.com/share/p/16mq1Fh6f1/
12/07/2025

Heads up to students commuting via MRT Line 3

https://www.facebook.com/share/p/16mq1Fh6f1/

Heads up, student commuters!

Commuting has now become easier for students as the Metro Rail Transit Line 3 and Light Rail Transit Line 2 have opened dedicated lanes where students can get discounted tickets.

Read more at the link in the comments.

11/07/2025

Inflation Rate in Philippines averaged 7.95% from 1958 until 2025.
Q: Do we invest our money where it beats inflation?๐Ÿค”

๐—ง๐˜†๐—ฝ๐—ฒ๐˜€ ๐—ผ๐—ณ ๐—œ๐—ป๐—ฐ๐—ผ๐—บ๐—ฒ1. ๐™Š๐™ง๐™™๐™ž๐™ฃ๐™–๐™ง๐™ฎ ๐™š๐™–๐™ง๐™ฃ๐™š๐™™ ๐™ž๐™ฃ๐™˜๐™ค๐™ข๐™š - income of the working 9-5 job via paycheck determined by your employer. It's ...
10/07/2025

๐—ง๐˜†๐—ฝ๐—ฒ๐˜€ ๐—ผ๐—ณ ๐—œ๐—ป๐—ฐ๐—ผ๐—บ๐—ฒ

1. ๐™Š๐™ง๐™™๐™ž๐™ฃ๐™–๐™ง๐™ฎ ๐™š๐™–๐™ง๐™ฃ๐™š๐™™ ๐™ž๐™ฃ๐™˜๐™ค๐™ข๐™š - income of the working 9-5 job via paycheck determined by your employer. It's the highest taxed income, thus hardest to build wealth solely from this due to the government taking money out of your paycheck before you even get it and the fact that you're trading time for money.

2. ๐™‹๐™ค๐™ง๐™ฉ๐™›๐™ค๐™ก๐™ž๐™ค ๐™ž๐™ฃ๐™˜๐™ค๐™ข๐™š - income usually from paper assets professionally managed. Conservatively an average of 7% a year in returns over a long period of investing. This is exposed to and affected by big ups and downs of market performance during the course of time it is invested in the market.

3. ๐™‹๐™–๐™จ๐™จ๐™ž๐™ซ๐™š ๐™ž๐™ฃ๐™˜๐™ค๐™ข๐™š - people with high financial IQ have an investment strategy that aims to create passive income. This is generally from real estate, royalties and business distribution. It is the income that comes to you whether you are working or not. This is the lowest taxed income and easiest income to build wealth.

There is no shortcut to success. But there are paths, strategies, opportunities. We only need to pay the daily rent to it. ๐Ÿ™‚

UM Tricia- Life Insurance and Non Life Insurance Specialist
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Everyoneโ€™s pruning season is different. Focus on your growth.
10/07/2025

Everyoneโ€™s pruning season is different. Focus on your growth.

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