Ruth Jean Son - Licensed Financial Advisor

Ruth Jean Son - Licensed Financial Advisor MAKE EVERY DAY LIFE HAPPY ❤️
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25/06/2025

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PRUtektadong pamilya ❤️PRUtektadong future ❤️
15/06/2024

PRUtektadong pamilya ❤️
PRUtektadong future ❤️


08/06/2024

Tigilan na natin ang pagsasabi ng

"𝗔𝗻𝗴 𝘆𝗮𝗺𝗮𝗻 𝗮𝘆 𝗱𝗶 𝗺𝗮𝗱𝗮𝗱𝗮𝗹𝗮 𝘀𝗮 𝗹𝗮𝗻𝗴𝗶𝘁"

𝗨𝗻𝗮: Bakit? Pinapadala ba ito? Hindi naman diba?

𝗣𝗮𝗻𝗴𝗮𝗹𝗮𝘄𝗮: Di talaga yan dinadala, kasi iniiwan yan sa pamilya para di sila mag hirap.

𝗣𝗮𝗻𝗴𝗮𝘁𝗹𝗼: Di nadadala ang yaman pero maaari mo itong ipamana. Yung kahit alam mong wala kana pero di sila (pamilya mo) mahihirapan.

𝗣𝗮𝗻𝗴𝗮𝗽𝗮𝘁: Mabuti nang yaman ang meron ka bago ka umakyat sa langit, kesa naman utang.

Maraming tao, mamamatay nalang, pera parin ang problema.

Stop thinking na pag mayaman masama at pag mahirap mabuti.

Hindi tayo nagpapayaman para lang sa sariling kapakanan lang natin.

Nagpapayaman tayo para sa pamilya natin.

To give them the best life, the best future!

To give them the life that they deserve!

𝗕𝗲𝗶𝗻𝗴 𝘄𝗲𝗮𝗹𝘁𝗵𝘆 𝗶𝘀 𝗮 𝗰𝗵𝗼𝗶𝗰𝗲.

𝗦𝘁𝗮𝘆𝗶𝗻𝗴 𝗽𝗼𝗼𝗿 𝗶𝘀 a choice.

Kasi madami kang pwede gawin para pagandahin ang buhay mo, nakapag-aral man o hindi, madami kang pwedeng gawing opportunity.

Kung kuntento kana sa kung anong meron ka, try mo tanungin if maayos ba kalagayan ng magulang mo? kung di paba sila pagod at hirap sa pag tatrabaho?

Try mo ring tanungin ang mga kapatid mo kung
may mga pangarap pa ba silang gustong
makuha.

Try mo ring tanungin ang anak mo kung ok lang siya na hindi makapag aral sa gusto niyang school or makapili ng kurso na gusto niya, dahil sa financial shortage..

Try mong tignan ang paligid mo, kung my mga
taong maaari pa sanang matulungan mo kung
more than pa sa SAPAT ang meron ka.

A mentor once told me..

"𝘒𝘶𝘯𝘨 𝘸𝘢𝘭𝘢 𝘬𝘢 𝘯𝘨 𝘱𝘢𝘯𝘨𝘢𝘳𝘢𝘱, 𝘴𝘢𝘯𝘢 𝘪𝘱𝘢𝘨𝘱𝘢𝘭𝘪𝘵 𝘯𝘢𝘭𝘢𝘯𝘨
𝘢𝘯𝘨 𝘣𝘶𝘩𝘢𝘺 𝘮𝘰 𝘴𝘢 𝘪𝘴𝘢𝘯𝘨 𝘣𝘢𝘵𝘢𝘯𝘨 𝘮𝘢𝘺 𝘤𝘢𝘯𝘤𝘦𝘳. 𝘒𝘢𝘴𝘪
𝘮𝘢𝘥𝘢𝘮𝘪𝘯𝘨 𝘣𝘢𝘵𝘢 𝘢𝘯𝘨 𝘮𝘢𝘺 𝘵𝘢𝘯𝘪𝘯𝘨 𝘯𝘢 𝘢𝘯𝘨 𝘣𝘶𝘩𝘢𝘺,
𝘱𝘦𝘳𝘰 𝘢𝘯𝘨 𝘵𝘢𝘢𝘴-𝘵𝘢𝘢𝘴 𝘱𝘢𝘯𝘨 𝘮𝘢𝘯𝘨𝘢𝘳𝘢𝘱."

Tapos ikaw na malakas, ikaw pa itong wala ng
gustong marating sa buhay.

𝗜𝘁𝗮𝗴𝗮 𝗺𝗼 𝗶𝘁𝗼 𝘀𝗮 𝗯𝗮𝘁𝗼..

“𝘞𝘦 𝘸𝘪𝘭𝘭 𝘣𝘦 𝘴𝘶𝘤𝘤𝘦𝘴𝘴𝘧𝘶𝘭 𝘧𝘰𝘳 𝘰𝘶𝘳 𝘧𝘢𝘮𝘪𝘭𝘪𝘦𝘴, 𝘧𝘰𝘳 𝘰𝘶𝘳
𝘭𝘰𝘷𝘦𝘥 𝘰𝘯𝘦𝘴. 𝘞𝘦 𝘸𝘪𝘭𝘭 𝘯𝘰 𝘭𝘰𝘯𝘨𝘦𝘳 𝘩𝘦𝘢𝘳 𝘶𝘨𝘭𝘺 𝘵𝘩𝘰𝘶𝘨𝘩𝘵𝘴
𝘧𝘳𝘰𝘮 𝘱𝘦𝘰𝘱𝘭𝘦 𝘸𝘪𝘵𝘩 𝘯𝘰 𝘥𝘳𝘦𝘢𝘮𝘴 𝘪𝘯 𝘭𝘪𝘧𝘦.”

© CTTO

"DECISIONS HELP US START"
07/06/2024

"DECISIONS HELP US START"



TO GOD BE THE GLORY ❤️😇Thank you clients for the trust ❣️😇 😊
06/06/2024

TO GOD BE THE GLORY ❤️😇

Thank you clients for the trust ❣️😇



😊

Here are 𝟒 𝐫𝐞𝐚𝐬𝐨𝐧𝐬 𝐰𝐡𝐲 𝐲𝐨𝐮 𝐬𝐡𝐨𝐮𝐥𝐝 𝐜𝐨𝐧𝐬𝐢𝐝𝐞𝐫 𝐛𝐮𝐲𝐢𝐧𝐠 𝐥𝐢𝐟𝐞 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐧𝐨𝐰, when you are still young & healthy rather than lat...
18/03/2024

Here are 𝟒 𝐫𝐞𝐚𝐬𝐨𝐧𝐬 𝐰𝐡𝐲 𝐲𝐨𝐮 𝐬𝐡𝐨𝐮𝐥𝐝 𝐜𝐨𝐧𝐬𝐢𝐝𝐞𝐫 𝐛𝐮𝐲𝐢𝐧𝐠 𝐥𝐢𝐟𝐞 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐧𝐨𝐰, when you are still young & healthy rather than later:

𝟏. 𝐘𝐨𝐮 𝐜𝐚𝐧 𝐠𝐞𝐭 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐰𝐢𝐭𝐡 𝐚 𝐥𝐨𝐰𝐞𝐫 𝐩𝐫𝐞𝐦𝐢𝐮𝐦 𝐚𝐧𝐝 𝐛𝐞𝐭𝐭𝐞𝐫 𝐜𝐨𝐯𝐞𝐫𝐚𝐠𝐞
Age & health condition are crucial amongst the several other factors that affect how much you pay for life insurance. Generally, the younger and healthier you are, the lower your premiums will be. You can use online life insurance premium calculators to estimate your coverage costs and get a better insight on this.

𝟐. 𝐓𝐡𝐞 𝐞𝐚𝐫𝐥𝐢𝐞𝐫 𝐲𝐨𝐮 𝐚𝐫𝐞 𝐜𝐨𝐯𝐞𝐫𝐞𝐝, 𝐭𝐡𝐞 𝐦𝐨𝐫𝐞 𝐩𝐞𝐚𝐜𝐞 𝐨𝐟 𝐦𝐢𝐧𝐝 𝐲𝐨𝐮 𝐠𝐞𝐭
There is actually something money can’t buy, that is an insurance policy. Insurance is purchased with 2 things, health, and age. That's why, buying life insurance early will give you the peace of mind to focus on things that more important in your life rather than living with the fear of losing everything you have suddenly.

𝟑. 𝐁𝐚𝐧𝐤 𝐛𝐚𝐥𝐚𝐧𝐜𝐞 𝐦𝐚𝐢𝐧𝐭𝐚𝐢𝐧𝐞𝐝
Your medical bills are not likely to deplete your bank balance if you have an effective insurance plan in place.

𝟒. 𝐈𝐭 𝐜𝐚𝐧 𝐜𝐫𝐞𝐚𝐭𝐞 𝐚 𝐥𝐞𝐠𝐚𝐜𝐲
In your 20s or early 30s, you may not have had a chance to build significant assets. Life insurance can replace what you would have accumulated over a lifetime of work and saving so you have something to pass on to your loved ones when you are not there anymore. Additionally, you might be “passing on” things to your family that you’d prefer not to—like debts and liabilities.





4 Reasons Why Planning for Retirement is important:𝟏. 𝐒𝐒𝐒 𝐈𝐒 𝐍𝐎𝐓 𝐄𝐍𝐎𝐔𝐆𝐇- It will not sustain your medical bills and you ...
18/03/2024

4 Reasons Why Planning for Retirement is important:

𝟏. 𝐒𝐒𝐒 𝐈𝐒 𝐍𝐎𝐓 𝐄𝐍𝐎𝐔𝐆𝐇- It will not sustain your medical bills and you will need to downgrade your lifestyle if you will depend on SSS alone.

𝟐. 𝐈𝐍𝐅𝐋𝐀𝐓𝐈𝐎𝐍 - Your Php100.00 right now will have lesser value in the future.

𝟑. 𝐊𝐈𝐃𝐒 𝐀𝐑𝐄 𝐍𝐎𝐓 𝐎𝐔𝐑 𝐑𝐄𝐓𝐈𝐑𝐄𝐌𝐄𝐍𝐓 𝐅𝐔𝐍𝐃
- They will build and take care of their own family, too. Do not pass the burden to them.

𝟒. 𝐖𝐄 𝐋𝐈𝐕𝐄 𝐋𝐎𝐍𝐆𝐄𝐑- Imagine retiring at the age of 60 with no income then living until the age of 80, that's 20 years worth of expenses. 60 years old too far to imagine right? How about taking a vacation for a month with no SALARY?

Do not just depend on your company's retirement benefit. Get your own back up plan. Know your options.

Talk to your trusted Financial Advisor.




Death Claim Approved Insured is minor, may sakit sa heart. After 1 month of approval of the policy, namatay si minor. 😢K...
18/03/2024

Death Claim Approved

Insured is minor, may sakit sa heart.

After 1 month of approval of the policy, namatay si minor. 😢

Kahit may undisclosed na sakit sa kidney (nalaman during claim process).

Binigay parin ni PRU ❤️❤️

Worth 2 Million Claims 🙏🏻🙏🏻

RIP little angel. 🙌🏻

P.S. Please disclose pre-existing health conditions upon application. Contract can be void upon claim with undisclosed conditions. "Can be". So safer to disclose than to not get a claim.

We are on this mission to give insurance coverage to Filipino people.

I can assist you with this.
Free ang quotation.
Just message me.

❤️🙌🏻

When we delay something, plenty are wasted:Resources, Time, Opportunity, EffortDelaying will cost us more. Do it now. 💯 ...
15/03/2024

When we delay something, plenty are wasted:

Resources, Time, Opportunity, Effort

Delaying will cost us more. Do it now. 💯



Dear breadwinners, Please know your options first before you say no to insurance. There are many licensed agents who rea...
12/03/2024

Dear breadwinners, Please know your options first before you say no to insurance. There are many licensed agents who really care and can craft a plan that might be within your budget. You don't have to start big; it is more important that you have coverage first because it is your safety net. 😇 And if you really cannot afford it now, at least you have an idea and can prepare.

Feel free to message me for a commitment-free discussion. 😊 I might also be able to help if you're looking for an extra stream of income. Stay safe! ❤️

𝗕𝗲𝘀𝘁 𝗦𝗲𝗹𝗹𝗲𝗿: 𝗙𝗔𝗠𝗜𝗟𝗬 𝗕𝗨𝗡𝗗𝗟𝗘! 👨‍👩‍👦Below is a sample computation not just for you but for your entire family's protection,...
12/03/2024

𝗕𝗲𝘀𝘁 𝗦𝗲𝗹𝗹𝗲𝗿: 𝗙𝗔𝗠𝗜𝗟𝗬 𝗕𝗨𝗡𝗗𝗟𝗘! 👨‍👩‍👦

Below is a sample computation not just for you but for your entire family's protection, may kasama pang savings and investments.✨
This is a sample of a 𝗩𝗨𝗟 𝗙𝗔𝗠𝗜𝗟𝗬 𝗕𝗨𝗡𝗗𝗟𝗘.

The more you start now, the more peace of mind for your family, the more withdrawable savings for you and your family members.

Message me for Free Financial Consultation. 📩

𝗣𝗿𝘂 𝗖𝗹𝗮𝗶𝗺𝘀 𝗦𝘁𝗼𝗿𝘆 𝗮𝗻𝗱 𝗱𝗲𝗹𝗶𝘃𝗲𝗿𝘆 𝗼𝗳 𝗼𝗻𝗲 𝗼𝗳 𝗼𝘂𝗿 𝗰𝗼-𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗔𝗱𝘃𝗶𝘀𝗼𝗿 Year 2018, this 𝟮𝟮 𝘆𝗲𝗮𝗿𝘀 𝗼𝗹𝗱 𝗰𝗹𝗶𝗲𝗻𝘁 started her Insuran...
12/03/2024

𝗣𝗿𝘂 𝗖𝗹𝗮𝗶𝗺𝘀 𝗦𝘁𝗼𝗿𝘆 𝗮𝗻𝗱 𝗱𝗲𝗹𝗶𝘃𝗲𝗿𝘆 𝗼𝗳 𝗼𝗻𝗲 𝗼𝗳 𝗼𝘂𝗿 𝗰𝗼-𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗔𝗱𝘃𝗶𝘀𝗼𝗿

Year 2018, this 𝟮𝟮 𝘆𝗲𝗮𝗿𝘀 𝗼𝗹𝗱 𝗰𝗹𝗶𝗲𝗻𝘁 started her Insurance with Investment plan with Pru Life UK. Nakapag-withdraw pa sa investment, nung nawala mother niya, siya sumagot ng bahay nila and ginamit niya yung pera pambili ng mga gamit.

Then 6 years after, at the age of 𝟮𝟴 𝘆𝗲𝗮𝗿𝘀 𝗼𝗹𝗱, 𝗻𝗮-𝗵𝗲𝗮𝗿𝘁 𝗮𝘁𝘁𝗮𝗰𝗸, 𝗰𝗹𝗶𝗲𝗻𝘁 𝗽𝗮𝘀𝘀𝗲𝗱 𝗮𝘄𝗮𝘆. The family received more than 𝟯𝗠𝗶𝗹𝗹𝗶𝗼𝗻 𝗣𝗲𝘀𝗼𝘀.

Document submitted January 19
Claims approved January 31
Check release February 8

𝗕𝗶𝗴, 𝘀𝗺𝗮𝗹𝗹, 𝗼𝗹𝗱, 𝘆𝗼𝘂𝗻𝗴, 𝗳𝗮𝘀𝘁, 𝘀𝗹𝗼𝘄... 𝗢𝘂𝗿 𝗹𝗼𝘃𝗲 𝗰𝗼𝗺𝗲𝘀 𝗶𝗻 𝗲𝗻𝗱𝗹𝗲𝘀𝘀 𝗰𝗼𝗺𝗯𝗶𝗻𝗮𝘁𝗶𝗼𝗻𝘀. 𝗔𝗻𝗱 𝘄𝗲'𝗱 𝗱𝗼 𝗮𝗻𝘆𝘁𝗵𝗶𝗻𝗴 𝘁𝗼 𝘁𝗮𝗸𝗲 𝗰𝗮𝗿𝗲 𝗼𝗳 𝘁𝗵𝗼𝘀𝗲 𝘄𝗲 𝗹𝗼𝘃𝗲 𝗮𝗻𝗱 𝗽𝗿𝗼𝘁𝗲𝗰𝘁 𝘁𝗵𝗲𝗺.

𝗧𝗵𝗮𝘁'𝘀 𝘄𝗵𝘆 𝗴𝗲𝘁𝘁𝗶𝗻𝗴 𝗹𝗶𝗳𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗷𝘂𝘀𝘁 𝗺𝗮𝗸𝗲𝘀 𝘀𝗲𝗻𝘀𝗲. 𝗜𝘁 𝗵𝗲𝗹𝗽𝘀 𝗽𝗿𝗼𝘁𝗲𝗰𝘁 𝗼𝘂𝗿 𝗹𝗼𝘃𝗲𝗱 𝗼𝗻𝗲𝘀, 𝗶𝗻 𝗰𝗮𝘀𝗲 𝘀𝗼𝗺𝗲𝘁𝗵𝗶𝗻𝗴 𝗵𝗮𝗽𝗽𝗲𝗻𝗲𝗱 𝘁𝗼 𝘂𝘀. 𝗧𝗵𝗮𝘁 𝗶𝘀 𝗹𝗼𝘃𝗲, 𝘁𝗼𝗼.



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+639552972864

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