The Luminary

The Luminary The Luminary is the official publication of the Junior Financial Executives - PUP Manila.

The Luminary is the renaissance name of the newsletter of the PUP - Financial Management Department. The organization aims to act as a competent herald to meet the students' need of holistic approach in information and knowledge dissemination about the current issues and talks in various fields, such as, but not limited to Banking and Finance. The organization is composed of writers and journalists, basically from the DFM community, forged together in alliance of promoting social consciousness, financial freedom and the love for truth.

11/07/2026

๐‡๐จ๐ฐ ๐๐จ ๐ฒ๐จ๐ฎ ๐ ๐ซ๐ข๐ž๐ฏ๐ž ๐Ÿ๐จ๐ซ ๐š ๐ฅ๐ข๐Ÿ๐ž ๐ฒ๐จ๐ฎ ๐ง๐ž๐ฏ๐ž๐ซ ๐ ๐จ๐ญ ๐ญ๐จ ๐ฅ๐ข๐ฏ๐ž?

Dreams are strange. We spend years believing in a future that was never promised to us. We plan for it. We work for it. We slowly begin to believe it is only a matter of time before it becomes ours.

๐˜œ๐˜ฏ๐˜ต๐˜ช๐˜ญ ๐˜ช๐˜ต ๐˜ฅ๐˜ฐ๐˜ฆ๐˜ด๐˜ฏ'๐˜ต.

In this episode of ๐‹๐ฎ๐ฆ๐ข๐๐ข๐ ๐ก๐ญ๐ฌ, we sit down with our guest to talk about what it feels like when life goes somewhere you never expected. What do you hold on to? What do you let go of? And when you're caught between what you wanted and what you can, how do you keep moving forward?

Join us as we reflect on what it means to let go of one dream without letting go of yourself.

This is ๐‹๐ฎ๐ฆ๐ข๐๐ข๐ ๐ก๐ญ๐ฌ ๐„๐ฉ๐ข๐ฌ๐จ๐๐ž ๐Ÿ”, "๐…๐ข๐ง๐๐ข๐ง๐  ๐๐ฎ๐ซ๐ฉ๐จ๐ฌ๐ž ๐ข๐ง ๐š๐ง ๐”๐ง๐ž๐ฑ๐ฉ๐ž๐œ๐ญ๐ž๐ ๐‚๐จ๐ฎ๐ซ๐ฌ๐ž."





๐–๐ก๐š๐ญ ๐๐จ ๐ฐ๐ž ๐๐จ ๐ฐ๐ข๐ญ๐ก ๐œ๐ฅ๐จ๐ฌ๐ž๐ ๐๐จ๐จ๐ซ๐ฌ?In life, no matter how clichรฉ it gets, we have to trust the process. Not every opportuni...
10/07/2026

๐–๐ก๐š๐ญ ๐๐จ ๐ฐ๐ž ๐๐จ ๐ฐ๐ข๐ญ๐ก ๐œ๐ฅ๐จ๐ฌ๐ž๐ ๐๐จ๐จ๐ซ๐ฌ?

In life, no matter how clichรฉ it gets, we have to trust the process. Not every opportunity is meant for us, but it does not mean that we are undeserving of those opportunities, it just means that we are meant for something even greater. Closed doors never means wasted opportunities, it just makes space for an even better one. So keep learning and trust who you are and what you are becoming.

Rejection may change our plans but it is never meant to change our dreams. In BSBAFM we grow by overcoming fears, we choose resilience over doubt, and redirection over throwing in the towel.

We can't wait to share stories of resilience and growth with you, ๐˜’๐˜ข-๐˜ง๐˜ช๐˜ฏ๐˜ข๐˜ฏ๐˜ค๐˜ฆ.

๐Ÿญ ๐—บ๐—ผ๐—ฟ๐—ฒ ๐—ฑ๐—ฎ๐˜† ๐˜๐—ผ ๐—ด๐—ผ 'til the awaited Luminights Episode 6 featuring the theme "๐‘๐ž๐ฃ๐ž๐œ๐ญ๐ข๐จ๐ง ๐จ๐ซ ๐‘๐ž๐๐ข๐ซ๐ž๐œ๐ญ๐ข๐จ๐ง: ๐†๐ซ๐จ๐ฐ๐ข๐ง๐  ๐ฐ๐ข๐ญ๐ก๐ข๐ง ๐ญ๐ก๐ž ๐๐’๐๐€๐…๐Œ ๐๐ซ๐จ๐ ๐ซ๐š๐ฆ."

Share a story of redirected path with our former editor-in-chief here at ๐“๐ก๐ž ๐‹๐ฎ๐ฆ๐ข๐ง๐š๐ซ๐ฒ who will give us insightful stories, messages, and takeaways that will help us determine the possibilities that await us when we embrace where we are right now rather than where we wish we were.

Light these stories with ๐— ๐˜€. ๐—ž๐—ฎ๐˜๐—ฟ๐—ถ๐—ป๐—ฎ ๐—ฃ๐—ผ๐—ฟ๐˜๐—ถ๐—น๐—น๐—ผ.

May your unplanned dreams soon turn into reality. See you tomorrow, ๐˜’๐˜ข-๐˜ง๐˜ช๐˜ฏ๐˜ข๐˜ฏ๐˜ค๐˜ฆ.

Let's share stories that inspire and transcend, only at ๐‹๐ฎ๐ฆ๐ข๐๐ข๐ ๐ก๐ญ๐ฌ!

Every fallback gives us an opportunity to rise again. It marks the beginning of a journey that goes beyond what we plann...
04/07/2026

Every fallback gives us an opportunity to rise again. It marks the beginning of a journey that goes beyond what we planned. What was meant for us will find us in ways we never imagined, redirecting us to where we truly belong. Here at the ๐—•๐—ฆ๐—•๐—”๐—™๐—  ๐—ฐ๐—ผ๐—บ๐—บ๐˜‚๐—ป๐—ถ๐˜๐˜† we grow stronger, wiser, and more determined with every step of the way.

Alongside that, the first step towards growth is embracing failure. May it be a failed quiz, a missed deadline, a withdrawn subject, or a lost opportunity, it never define what the future beholds for us. Rejection is not the end of a storyโ€”it's the beginning of a journey filled with more adventures, lessons, and growth.

Catch us on ๐‹๐ฎ๐ฆ๐ข๐๐ข๐ ๐ก๐ญ๐ฌ ๐„๐ฉ๐ข๐ฌ๐จ๐๐ž ๐Ÿ” carrying the theme: "๐‘๐ž๐ฃ๐ž๐œ๐ญ๐ข๐จ๐ง ๐จ๐ซ ๐‘๐ž๐๐ข๐ซ๐ž๐œ๐ญ๐ข๐จ๐ง: ๐†๐ซ๐จ๐ฐ๐ข๐ง๐  ๐ฐ๐ข๐ญ๐ก๐ข๐ง ๐ญ๐ก๐ž ๐๐’๐๐€๐…๐Œ ๐๐ซ๐จ๐ ๐ซ๐š๐ฆ". 7 more sleeps 'til we light the path towards where we should be.

Don't miss the opportunity for a story that encapsulates the experiences of many.

See you there, ๐˜ฌ๐˜ข-๐˜ง๐˜ช๐˜ฏ๐˜ข๐˜ฏ๐˜ค๐˜ฆ!





The next political headline will arrive tomorrow, and most of us will scroll past it. But beyond the news feeds, in boar...
28/06/2026

The next political headline will arrive tomorrow, and most of us will scroll past it. But beyond the news feeds, in boardrooms and trading floors, investors will already be asking a different question: What does this mean for the future?

๐…๐„๐€๐“๐”๐‘๐„ | ๐“๐ซ๐š๐๐ข๐ง๐  ๐จ๐ง ๐“๐จ๐ฆ๐จ๐ซ๐ซ๐จ๐ฐ'๐ฌ ๐”๐ง๐œ๐ž๐ซ๐ญ๐š๐ข๐ง๐ญ๐ฒ
By: Lee Anne Domingo

Read here: https://jfinextheluminary.wixsite.com/news/post/feature-trading-on-tomorrow-s-uncertainty

Manila, Philippines - Marking a historic decade of empowering the next generation of financial leaders, the Junior Finan...
23/06/2026

Manila, Philippines - Marking a historic decade of empowering the next generation of financial leaders, the Junior Financial Executives โ€“ Polytechnic University of the Philippines (JFINEX-PUP) successfully staged the 10th Metro Finance Congress (MFC) on June 11, 2026, at the packed PUP Gymnasium - Sta. Mesa, Manila. More than 700 delegates gathered for the milestone event under the theme, โ€œREDEFINING REALITIES: Twists and Turns of Finance,โ€ exploring the evolving realities and behavioral dimensions shaping the financial landscape.

๐๐„๐–๐’ | ๐€ ๐ƒ๐ž๐œ๐š๐๐ž ๐จ๐Ÿ ๐„๐ฑ๐œ๐ž๐ฅ๐ฅ๐ž๐ง๐œ๐ž: ๐‰๐…๐ˆ๐๐„๐—-๐๐”๐ ๐‚๐จ๐ง๐œ๐ฅ๐ฎ๐๐ž๐ฌ ๐Ÿ๐ŸŽ๐ญ๐ก ๐Œ๐ž๐ญ๐ซ๐จ ๐…๐ข๐ง๐š๐ง๐œ๐ž ๐‚๐จ๐ง๐ ๐ซ๐ž๐ฌ๐ฌ, ๐‘๐ž๐๐ž๐Ÿ๐ข๐ง๐ข๐ง๐  ๐‘๐ž๐š๐ฅ๐ข๐ญ๐ข๐ž๐ฌ ๐“๐ก๐ซ๐จ๐ฎ๐ ๐ก ๐ญ๐ก๐ž ๐“๐ฐ๐ข๐ฌ๐ญ๐ฌ ๐š๐ง๐ ๐“๐ฎ๐ซ๐ง๐ฌ ๐จ๐Ÿ ๐…๐ข๐ง๐š๐ง๐œ๐ž

Read here: https://jfinextheluminary.wixsite.com/news/post/news-a-decade-of-excellence-jfinex-pup-concludes-10th-metro-finance-congress-redefining-realitie

Imagine being born with a bill already waiting for you. A Filipino child born today enters a country carrying a national...
19/06/2026

Imagine being born with a bill already waiting for you. A Filipino child born today enters a country carrying a national debt of more than โ‚ฑ18 trillion, a burden that future generations will help pay through taxes and government revenues.

๐Ž๐๐ˆ๐๐ˆ๐Ž๐ | ๐–๐ก๐จ ๐๐ž๐ง๐ž๐Ÿ๐ข๐ญ๐ฌ ๐Ÿ๐ซ๐จ๐ฆ ๐ญ๐ก๐ž ๐ƒ๐ž๐›๐ญ?
By: Rachell Ann Coner

Read here: https://jfinextheluminary.wixsite.com/news/post/opinion-who-benefits-from-the-debt

Pride Month is a reminder that everyone deserves to be seen, heard, and valued for who they are. Through these films, vi...
08/06/2026

Pride Month is a reminder that everyone deserves to be seen, heard, and valued for who they are. Through these films, viewers are given the chance to step into different lives, understand diverse experiences, and appreciate the many forms that love and identity can take. Whether you are a member of the LGBTQIA+ community or an ally seeking to learn more, these stories offer meaningful lessons in empathy, courage, and acceptance.

๐…๐„๐€๐“๐”๐‘๐„ | ๐“๐จ๐ฉ ๐Ÿ๐ŸŽ ๐‹๐†๐๐“๐๐ˆ๐€+ ๐Œ๐จ๐ฏ๐ข๐ž๐ฌ ๐ญ๐จ ๐–๐š๐ญ๐œ๐ก ๐“๐ก๐ข๐ฌ ๐๐ซ๐ข๐๐ž ๐Œ๐จ๐ง๐ญ๐ก
By: Jiana Mae Dela Cruz

Read here:
https://jfinextheluminary.wixsite.com/news/post/feature-top-10-lgbtqia-movies-to-watch-this-pride-month

๐‚๐Ž๐Œ๐„๐‹๐˜ ๐๐„๐‚๐Ž๐Œ๐ˆ๐๐†๐˜๐˜ฐ๐˜ณ ๐˜ต๐˜ฉ๐˜ฆ ๐˜ฐ๐˜ฏ๐˜ฆ๐˜ด ๐˜ด๐˜ต๐˜ช๐˜ญ๐˜ญ ๐˜ง๐˜ช๐˜ฏ๐˜ฅ๐˜ช๐˜ฏ๐˜จ ๐˜ต๐˜ฉ๐˜ฆ๐˜ช๐˜ณ ๐˜ธ๐˜ข๐˜บ.๐˜›๐˜ฉ๐˜ช๐˜ด ๐˜ง๐˜ฐ๐˜ญ๐˜ช๐˜ฐ ๐˜จ๐˜ข๐˜ต๐˜ฉ๐˜ฆ๐˜ณ๐˜ด ๐˜ต๐˜ฉ๐˜ฆ ๐˜ด๐˜ต๐˜ฐ๐˜ณ๐˜ช๐˜ฆ๐˜ด ๐˜ฐ๐˜ง ๐˜ฃ๐˜ฆ๐˜ค๐˜ฐ๐˜ฎ๐˜ช๐˜ฏ๐˜จ ๐˜ฃ๐˜ฐ๐˜ต๐˜ฉ ๐˜ต๐˜ฉ๐˜ฆ ๐˜ด๐˜ฆ๐˜ญ๐˜ง ๐˜ข๐˜ฏ๐˜ฅ ๐˜ต๐˜ฉ๐˜ฆ ๐˜ฎ๐˜ข๐˜ฏ...
03/05/2026

๐‚๐Ž๐Œ๐„๐‹๐˜ ๐๐„๐‚๐Ž๐Œ๐ˆ๐๐†

๐˜๐˜ฐ๐˜ณ ๐˜ต๐˜ฉ๐˜ฆ ๐˜ฐ๐˜ฏ๐˜ฆ๐˜ด ๐˜ด๐˜ต๐˜ช๐˜ญ๐˜ญ ๐˜ง๐˜ช๐˜ฏ๐˜ฅ๐˜ช๐˜ฏ๐˜จ ๐˜ต๐˜ฉ๐˜ฆ๐˜ช๐˜ณ ๐˜ธ๐˜ข๐˜บ.

๐˜›๐˜ฉ๐˜ช๐˜ด ๐˜ง๐˜ฐ๐˜ญ๐˜ช๐˜ฐ ๐˜จ๐˜ข๐˜ต๐˜ฉ๐˜ฆ๐˜ณ๐˜ด ๐˜ต๐˜ฉ๐˜ฆ ๐˜ด๐˜ต๐˜ฐ๐˜ณ๐˜ช๐˜ฆ๐˜ด ๐˜ฐ๐˜ง ๐˜ฃ๐˜ฆ๐˜ค๐˜ฐ๐˜ฎ๐˜ช๐˜ฏ๐˜จ ๐˜ฃ๐˜ฐ๐˜ต๐˜ฉ ๐˜ต๐˜ฉ๐˜ฆ ๐˜ด๐˜ฆ๐˜ญ๐˜ง ๐˜ข๐˜ฏ๐˜ฅ ๐˜ต๐˜ฉ๐˜ฆ ๐˜ฎ๐˜ข๐˜ฏ๐˜บ.

๐˜™๐˜ฆ๐˜ข๐˜ฅ, ๐˜ณ๐˜ฆ๐˜ง๐˜ญ๐˜ฆ๐˜ค๐˜ต, ๐˜ข๐˜ฏ๐˜ฅ ๐˜ณ๐˜ฆ๐˜ข๐˜ญ๐˜ช๐˜ป๐˜ฆโ€”๐˜ฏ๐˜ฐ ๐˜ฐ๐˜ฏ๐˜ฆ ๐˜ด๐˜ต๐˜ข๐˜ฏ๐˜ฅ๐˜ด ๐˜ข๐˜ญ๐˜ฐ๐˜ฏ๐˜ฆ ๐˜ช๐˜ฏ ๐˜ฃ๐˜ฆ๐˜ค๐˜ฐ๐˜ฎ๐˜ช๐˜ฏ๐˜จ.

Turn the page and find a piece that feels like home.

๐—™๐—ข๐—Ÿ๐—œ๐—ข ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฒ https://tinyurl.com/mrfzh64s

๐—ž๐—œ๐—ก๐——๐—Ÿ๐—˜๐—™๐—Ÿ๐—œ๐—ฃ๐—•๐—ข๐—ข๐—ž https://tinyurl.com/3addfmp7

๐™๐™š๐™–๐™ก๐™ž๐™ฉ๐™ฎ was never meant to be a great story.Mark your calendarsโ€”๐‘ช๐’๐’Ž๐’†๐’๐’š ๐‘ฉ๐’†๐’„๐’๐’Ž๐’Š๐’๐’ˆ arrives this May 3, 2026.
30/04/2026

๐™๐™š๐™–๐™ก๐™ž๐™ฉ๐™ฎ was never meant to be a great story.

Mark your calendarsโ€”๐‘ช๐’๐’Ž๐’†๐’๐’š ๐‘ฉ๐’†๐’„๐’๐’Ž๐’Š๐’๐’ˆ arrives this May 3, 2026.





Some forms of harm do not scream for attentionโ€”they survive in the quiet moments that we choose to ignore.โ€œHuwag mo na l...
24/04/2026

Some forms of harm do not scream for attentionโ€”they survive in the quiet moments that we choose to ignore.

โ€œHuwag mo na lang pansininโ€”aso lang โ€˜yan.โ€

๐…๐„๐€๐“๐”๐‘๐„ | ๐–๐ก๐ž๐ง ๐‚๐ซ๐ฎ๐ž๐ฅ๐ญ๐ฒ ๐†๐จ๐ž๐ฌ ๐”๐ง๐ก๐ž๐š๐ซ๐
By: Jiana Mae Dela Cruz

Read here: https://jfinextheluminary.wixsite.com/news/post/feature-when-cruelty-goes-unheard

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