The Luminary

02/05/2025

Is the "bare minimum" age a wake-up call to reexamine what really matters, or is it a dangerous slide in expectations? Perhaps the answer is somewhere in between.

𝐅𝐄𝐀𝐓𝐔𝐑𝐄 𝐥 𝐓𝐡𝐞 “𝐁𝐚𝐫𝐞 𝐌𝐢𝐧𝐢𝐦𝐮𝐦” 𝐄𝐫𝐚: 𝐈𝐬 𝐒𝐨𝐜𝐢𝐞𝐭𝐲 𝐋𝐨𝐰𝐞𝐫𝐢𝐧𝐠 𝐈𝐭𝐬 𝐒𝐭𝐚𝐧𝐝𝐚𝐫𝐝𝐬?
By: Belle Ashley Iori Sy

Is the "bare minimum" age a wake-up call to reexamine what really matters, or is it a dangerous slide in expectations? Perhaps the answer is somewhere in between. Over the last few years, there appears to be an interesting trend influencing our cultural and social norms—the so-called "bare minimum...

27/04/2025

𝗔 𝗰𝗼𝗻𝘀𝘁𝗲𝗹𝗹𝗮𝘁𝗶𝗼𝗻 𝗵𝗮𝘀 𝗯𝗲𝗲𝗻 𝗿𝗲𝗯𝗼𝗿𝗻—𝗱𝗶𝗳𝗳𝗲𝗿𝗲𝗻𝘁 𝘀𝘁𝗮𝗿𝘀 𝘄𝗶𝘁𝗵 𝘁𝗵𝗲 𝘀𝗮𝗺𝗲 𝗳𝗶𝗲𝗿𝗰𝗲 𝗹𝗶𝗴𝗵𝘁.

Serving financial insights from the creative space, The Luminary introduces its new staffers—𝐓𝐡𝐞 𝐋𝐮𝐦𝐢𝐧𝐚𝐫𝐲 𝟐𝟎𝟐𝟒-𝟐𝟎𝟐𝟓 𝐄𝐝𝐢𝐭𝐨𝐫𝐢𝐚𝐥 𝐁𝐨𝐚𝐫𝐝.

Meet the dreamers whose vision is sharper than their quills, the storytellers who speak when silence is easier, and the watchers who guard the truth when it trembles:

𝗘𝗱𝗶𝘁𝗼𝗿-𝗶𝗻-𝗖𝗵𝗶𝗲𝗳
Lee Anne Domingo

𝗔𝘀𝘀𝗼𝗰𝗶𝗮𝘁𝗲 𝗘𝗱𝗶𝘁𝗼𝗿
Bernadette Trinidad

𝗠𝗮𝗻𝗮𝗴𝗶𝗻𝗴 𝗘𝗱𝗶𝘁𝗼𝗿
Aries Manlangit

𝗙𝗲𝗮𝘁𝘂𝗿𝗲 𝗘𝗱𝗶𝘁𝗼𝗿
Charlie Maedilene Bobis

𝗢𝗽𝗶𝗻𝗶𝗼𝗻 𝗘𝗱𝗶𝘁𝗼𝗿
Belle Ashley Iori Sy

𝗙𝗲𝗮𝘁𝘂𝗿𝗲 𝗪𝗿𝗶𝘁𝗲𝗿𝘀
Joanne Omagap
Beatrice Geronimo
Rachell Ann Coner

𝗘𝗱𝗶𝘁𝗼𝗿𝗶𝗮𝗹 𝗪𝗿𝗶𝘁𝗲𝗿𝘀
Russell Santos
Laujen Joy Endozo

𝗡𝗲𝘄𝘀 𝗪𝗿𝗶𝘁𝗲𝗿
Johanna dela Cruz

𝗟𝗶𝘁𝗲𝗿𝗮𝗿𝘆 𝗪𝗿𝗶𝘁𝗲𝗿
Sophia Agatha Maun

𝑻𝒉𝒆 𝒔𝒌𝒚 𝒉𝒂𝒔 𝒔𝒉𝒊𝒇𝒕𝒆𝒅. 𝑻𝒉𝒆 𝒇𝒖𝒕𝒖𝒓𝒆 𝒊𝒔 𝒖𝒏𝒇𝒐𝒍𝒅𝒊𝒏𝒈. 𝑨𝒏𝒅 𝒘𝒆 𝒂𝒓𝒆 𝒓𝒆𝒂𝒅𝒚 𝒕𝒐 𝒘𝒓𝒊𝒕𝒆 𝒊𝒕.

25/04/2025

College life at PUP is more than just deadlines and lectures — it's about finding breath between the chaos. From quiet corners on campus to food spots just outside the gates, every moment matters. In the end, it’s these in-between memories that define the journey.

𝐅𝐄𝐀𝐓𝐔𝐑𝐄 𝐥 𝐁𝐫𝐞𝐚𝐭𝐡𝐞𝐫𝐬 𝐚𝐧𝐝 𝐁𝐞𝐲𝐨𝐧𝐝: 𝐁𝐞𝐬𝐭 𝐓𝐚𝐦𝐛𝐚𝐲𝐚𝐧 𝐭𝐡𝐚𝐭 𝐞𝐯𝐞𝐫𝐲 𝐏𝐔𝐏𝐢𝐚𝐧 𝐒𝐡𝐨𝐮𝐥𝐝 𝐊𝐧𝐨𝐰
By: Joanne Hernandez Omagap

College life at PUP is more than just deadlines and lectures — it's about finding breath between the chaos. From quiet corners on campus to food spots just outside the gates, every moment matters. In the end, it’s these in-between memories that define the journey. College life at the PUP bears t...

22/04/2025

Car or home? Both are milestones, but only one fits your lifestyle right now. So, choose the key that unlocks your version of success.

𝐅𝐄𝐀𝐓𝐔𝐑𝐄 𝐥 𝐅𝐨𝐮𝐫 𝐖𝐡𝐞𝐞𝐥𝐬 𝐨𝐫 𝐅𝐨𝐮𝐫 𝐖𝐚𝐥𝐥𝐬: 𝐒𝐡𝐨𝐮𝐥𝐝 𝐘𝐨𝐮 𝐏𝐚𝐫𝐤 𝐨𝐫 𝐏𝐮𝐭 𝐃𝐨𝐰𝐧 𝐑𝐨𝐨𝐭𝐬 𝐅𝐢𝐫𝐬𝐭?
By: Aries Manlangit

Car or home? Both are milestones, but only one fits your lifestyle right now. So, choose the key that unlocks your version of success. You’ve finally made it. Your savings are growing, your income is steady, and now you're eyeing that long-awaited reward; your first big purchase. As you scroll thr...

18/04/2025

Speak for the voiceless — both human and animal. This week, let’s raise awareness and take a stand against cruelty and violence in all its forms. Together, we can be the change that brings peace, protection, and compassion.

𝐋𝐈𝐓𝐄𝐑𝐀𝐑𝐘 | 𝐀𝐧𝐢𝐦𝐚𝐥 𝐂𝐫𝐮𝐞𝐥𝐭𝐲 𝐚𝐧𝐝 𝐇𝐮𝐦𝐚𝐧 𝐕𝐢𝐨𝐥𝐞𝐧𝐜𝐞 𝐀𝐰𝐚𝐫𝐞𝐧𝐞𝐬𝐬 𝐖𝐞𝐞𝐤
By: Sophia Maun

Speak for the voiceless — both human and animal. This week, let’s raise awareness and take a stand against cruelty and violence in all its forms. Together, we can be the change that brings peace, protection, and compassion. “Cruelty”, one word yet so hard to hear. As I browse through my feed...

15/04/2025

''Hindi pinupulot ang pera” is a common phrase echoed in the busy streets of the Philippines. The 5-6 lending system thrives in underserved Filipino communities due to limited access to formal financial services. Addressing this issue requires government intervention through safer credit options, financial education, and fair lending regulations.

𝐅𝐄𝐀𝐓𝐔𝐑𝐄 𝐥 𝐓𝐡𝐞 𝟓-𝟔 𝐋𝐞𝐧𝐝𝐢𝐧𝐠 𝐂𝐮𝐥𝐭𝐮𝐫𝐞: 𝐖𝐡𝐲 𝐈𝐧𝐟𝐨𝐫𝐦𝐚𝐥 𝐋𝐨𝐚𝐧𝐬 𝐒𝐭𝐢𝐥𝐥 𝐃𝐨𝐦𝐢𝐧𝐚𝐭𝐞 𝐏𝐡𝐢𝐥𝐢𝐩𝐩𝐢𝐧𝐞 𝐂𝐨𝐦𝐦𝐮𝐧𝐢𝐭𝐢𝐞𝐬
By: Johanna de La Cruz

“Hindi pinupulot ang pera” is a common phrase echoed in the busy streets of the Philippines. The 5-6 lending system thrives in underserved Filipino communities due to limited access to formal financial services. Addressing this issue requires government intervention through safer credit options,...

14/04/2025

CALL FOR DONATIONS ❗

A devastating fire struck a residential area in Brgy. Obrero, Quezon City near the home of our Ka-Finance Charlie Maedilene Bobis from BSBA FM 4-10s. The fire reached the third alarm and displaced multiple families. While their home was spared, neighbors and their pets were not as fortunate.

Let us extend our hands as every peso can provide shelter, meals, and a sense of hope to those who have lost everything. Donations will be coordinated with the barangay, and a transparency report will be provided.

For those who wish to extend their help, kindly send the donations through the following channels:

Gcash: 09936016317
BDO: 001150380762
Charlie Maedilene Bobis
https://www.facebook.com/share/p/1FnDsBhTAy/

Let us support our Ka-Finance in assisting their barangay to recover from this case.

13/04/2025

'Tingi-tingi’ Culture isn't just a way of buying—it's a way of surviving when every peso counts. Born from necessity, it reflects a culture where thinking small isn’t failure, but resilience. It’s never wrong to survive this way.

𝐅𝐄𝐀𝐓𝐔𝐑𝐄 𝐥 '𝐓𝐢𝐧𝐠𝐢-𝐭𝐢𝐧𝐠𝐢’ 𝐂𝐮𝐥𝐭𝐮𝐫𝐞: 𝐓𝐡𝐞 𝐄𝐧𝐝𝐮𝐫𝐢𝐧𝐠 𝐄𝐜𝐨𝐧𝐨𝐦𝐲 𝐨𝐟 𝐉𝐮𝐬𝐭 𝐄𝐧𝐨𝐮𝐠𝐡
By: Lee Anne Domingo

'Tingi-tingi’ Culture isn't just a way of buying—it's a way of surviving when every peso counts. Born from necessity, it reflects a culture where thinking small isn’t failure, but resilience. It’s never wrong to survive this way. "Paminta, sibuyas, bawang, betsin sa Lunes babayaran" When we ...

06/04/2025

𝘼 𝙛𝙤𝙧𝙘𝙚 𝙪𝙣𝙗𝙤𝙪𝙣𝙙, 𝙖 𝙧𝙝𝙮𝙩𝙝𝙢 𝙤𝙛 𝙙𝙚𝙛𝙞𝙖𝙣𝙘𝙚...

The relentless force that speaks when silence threatens to drown the truth. As writers, we are not merely observers; we are the pulse of change, the voice for the voiceless, and the steadfast light that no shadow can eclipse.

𝐓𝐡𝐞 𝐦𝐨𝐦𝐞𝐧𝐭 𝐡𝐚𝐬 𝐚𝐫𝐫𝐢𝐯𝐞𝐝. The stories that demand to be told, the voices that refuse to be silenced—they are all here.

In a world clouded by doubt, only truth can set the course. With unshakable resolve and a fire that refuses to fade, The Luminary unveils its most compelling edition yet: 𝐋𝐮𝐦𝐢𝐞𝐫𝐞 𝐈𝐕: 𝐂𝐚𝐝𝐞𝐧𝐜𝐞 𝐨𝐟 𝐭𝐡𝐞 𝐕𝐚𝐧𝐠𝐮𝐚𝐫𝐝.

No force can silence a pen that writes for justice, and no power can overcome the truth we dare to tell.

Read and experience the forefront of financial ingenuity through this flipbook version: https://heyzine.com/flip-book/a95e86ff35.html

To download the PDF file, you may access it through this link: https://tinyurl.com/cdncvngrdLumiere2025

04/04/2025

Deriving out of the importance of financial literacy to being informed in state matters.

Look through articles about the value of having 𝗹𝗶𝗳𝗲 𝘀𝗲𝗰𝘂𝗿𝗶𝘁𝗶𝗲𝘀 and how social media structure 𝗽𝗼𝗹𝗶𝘁𝗶𝗰𝗮𝗹 𝗱𝗶𝗽𝗹𝗼𝗺𝗮𝗰𝘆.

Read the full articles only at 𝑳𝑼𝑴𝑰𝑬𝑹𝑬 this 𝐀𝐩𝐫𝐢𝐥 𝟔.