Ipon na with Insurance, Healthcare,& Investment

06/08/2025

Kapag wala kang pera, madalas, you’re forced to line up for hours in a public hospital. You don’t know when a doctor will see you, while your loved one is in pain, struggling to breathe, barely holding on.

Kapag may pera ka, most often, you walk into a private hospital. You’re a priority. No lines. Access to the best doctors, immediate care, and premium medication.

That’s the reality. Hindi mabait ang mundo sa mga taong kapos sa pera.

But here’s what I believe: you may not be able to change the system, but you can change your situation.

Work hard. Stay focused. Drown out the noise. Hang out with people with success and growth mindset. Stay committed to improving your financial life, because your future and your family’s future might depend on it. 🖤

05/08/2025

S.A.D. Truth: Sickness. Accident. Disability. Death.

💥 No one likes to talk about it… but what if it talks back—unexpectedly?

🤒 What happens if you get sick and can’t work for months?
🚑 If an accident happens today, are your savings enough?
♿ If disability strikes, will your family survive financially?
🕊️ If you die tomorrow, will your loved ones be protected or left with utang?

Here’s the real talk:
❗Most families crumble financially not because someone died,
…but because they didn’t plan while they were still alive.

📌 Insurance isn’t for the dying. It’s for the living they leave behind.

💬 Still think it’s "mahal" or “di pa need”?
Ask yourself: How much will it cost your family if you don’t have it?

👇 If you’ve thought about this even once… that’s your sign.
💌 Message me. Let’s prepare before it’s too late

05/08/2025

Bakit Maganda ang KAISER Longterm Healthcare? Simple lang, 3 in 1 ito. May HMO o Hospitalization Fund kapag ikaw ay nagkasakit, may TERM INSURANCE, may maiiwan ka sa Pamilya mo, kapag ikaw ay kinuha ni Lord. At kung mahaba naman ang buhay mo, may PERA o RETIREMENT MONEY sa ating pagtanda para hindi tayo maging kawawa.

7 Years ka lang magbabayad, para ka lang nag-iipon, IPON na may HMO for 7 years, INSURANCE for 20 years at INVESTMENT that matures at 20thYear.

Ang saya!Kung 20 years old ka ngayon, ewan ko na lang kung hindi ka pa maging multi-milyonaryo after 20 years! (Disclaimer: Depende po ‘yan sa policy na kukunin niyo).

Start na tayo ha, I am willing to guide you…

02/08/2025

Ang hirap magkasakit ngayon, sobrang gastos.

Kahit anong kayod mo, parang laging kulang. Walang ipon, tapos biglang may emergency? Panic na agad.

Paano kung bigla kang maospital bukas? O kung may mangyari sa’yo—paano na ang pamilya mo?

Nakaka-stress. Nakakatakot. Lahat mahal, sabay-sabay pa. Pero kailangan mo silang lahat.

Simplify your life with Kaiser 3-in-1 Saving Plan.
✔️ Healthcare
✔️ Life Protection
✔️ Investment

No hassle, no confusion.

📩 Message us today and start smart!

10/07/2025

Pasalamat ta sa Ginoo kung healthy ug baskog pa ta.

Pasalamat ta sa Ginoo kung naa pay income or hanapbuhay.

Pero Pasalamat pud ta sa Ginoo kung nai nag offer nato ug healthcare or health plan.

Kai basig dili chamba or swerte2x lang nga naka kita kag post sa FB kai blessing in disguise kini.

Kai para pud na sa kaayuhan ug sa peace of mind nito ug sa atung pamilya inkaso masakit or maningil na ang lawas.

Message Us today.

Inquire on how to avail.

10/07/2025

Sa isang Private Hospital in Cebu

Php 357.55 lang ang binayaran ng pasyente sa isang advance/private hospital sa Cebu.

PLUS!!!
Great facilities, parking, advanced equipment, clean room/board. Great care, attention and service from security guards, nurses, staff and doctors of the Hospital.

Iba pag may Complete Healthcare Plan ka.

3in1 Healthcare Plan options starts at Php 88/day*.
Get Php 3.5-Million Retirement*

With Money-back benefits guarantee and lifetime healthcare coverage options.

(Special benefits also available for affiliate broker members.)

19/06/2025

Kapag nasa cashier na, ito palagi ang unang tanong sayo, "𝗠𝗮𝘆 𝗵𝗲𝗮𝗹𝘁𝗵 𝗰𝗮𝗿𝗱 𝗼 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗽𝗼 𝗸𝗮𝘆𝗼?"

Kuha kayo nito. Kahit hindi sa akin, Kahit sa trusted person niyo. Malaking tulong 'pag nasa panahon na kailangan niyo na.

Fact: Hindi tayo pwede mag-apply ng health card o insurance -- kapag existing na 'yung sakit. Mag-ingat tayong lahat.

12/06/2025

Bound for Tomorrow, Lost Today

Pratik Joshi had been living in London for the past six years. A dedicated software professional, he carried with him a singular dream—to build a better, brighter future abroad for his wife and their three young children, who remained in India as he worked tirelessly to pave the way.

After years of sacrifice, planning, and endless paperwork, that dream was finally within reach. Just two days ago, his wife, Dr. Komi Vyas, a respected medical professional, resigned from her job in India. The house was packed, the goodbyes were said, and the promise of a new beginning gleamed ahead.

This morning, filled with excitement, nerves, and the hope of a new chapter, the family boarded Air India Flight 171 to London. They clicked a selfie together—smiles wide, hearts full—and sent it to their loved ones. A one-way journey to a long-awaited life.

But they never made it.
The plane crashed.
None of them survived.

In a matter of moments, a lifetime of dreams turned to ash. Years of waiting, working, hoping—gone in a heartbeat.

It’s a brutal, heartbreaking reminder that life is terrifyingly fragile. Everything we build, everything we plan, everything we love—it all hangs by a thread.

How cruel it is, that the future can vanish even before it begins. How helpless we are in the face of fate, no matter how meticulous our blueprints, how noble our intentions. This wasn’t just a tragedy of loss—it was the erasure of potential. The extinguishing of a family’s tomorrow, stolen on the brink of joy.

It compels us to reflect on how often we defer living. We postpone laughter for the weekend, love for the right moment, joy for after the job is done. We mortgage the present in hopes of a better future. And yet, the only moment we truly own is now.

So while you can, live.
Love.
Hold your people close.
Say the things you’ve been meaning to.
Start the life you keep putting off.

Don’t wait for happiness to begin tomorrow.
Because sometimes, tomorrow never comes.

08/06/2025

SKL Naalala ko nung grade 2 pa lang ako, sahod ng nanay ko P15,000 per month sa Makati.

Feeling ko mayaman na kami since ang laking halaga na ng 15k before kasi lagi kaming nasa Jolibee tapos may sobra pa sa sahod niya. May mga sasakyan rin kami.

Ngayon ung P15,000 kapag pamilyado ka at may anak kulang na kulang talaga. Kaya hindi pwedeng walang passive income.

Yung parents ko hindi naplano mabuti ung pera nila walang ipon, walang insurance, walang investments. Ayon binenta lahat ng sasakyan wala silang ipon.

Kaya kung wala pa kayong like pagibig mp2, insurance, emergency funds, investment, savings eh simulan na ninyo habang bata pa.

Sobrang halaga niyan promise. Mabilis lang ang panahon.

PS: Ang point ko lang is sa susunod bababa pa lalo ang value ng money so magready kayo financially.

06/06/2025

4 Reasons Why Planning for Retirement is Important

1. SSS is not enough –You will need to downgrade your lifestyle if you will depend on SSS alone.

2.Inflation-Your ₱100 now will have a lesser value in the future.

3. Our kids are not our retirement fund. Part of pagtanaw ng utang na loob culture. But we need to break this dependency culture because we don’t want to be a burden to our kids in the future.

4. We live longer –Imagine retiring at the age of 60 years old with NO INCOME, then living until the age of 80, that’s 20 years worth of expenses? 60 years old is too far to imagine, right? How about taking a vacation for a month with no salary?

Think and Make Actions Now for a brighter future.

25/05/2025

24/05/2025

When you fail to save first, you fail to honor your promise to yourself and family. Why? Here's why...

1. You promise your self to work hard, yet when payday comes, you pay others (bills, grocery, etc) first before the hardworking you.

2. You promise your family quality time, but you are most of the time away from home because of work. When payday comes, you reward your family with material things -food, toys, clothes, movies, and all that don't last.

Pay yourself first. Set aside 20% of your income to save for your future. Treat it like a bill that you must pay, and pay it first. Treat it as your "Family Financial Future Bill".😊