The MoneyWise Engineer

The MoneyWise Engineer From OFW life as a Chemical Engineer to Dividend Investor in retirement. Sharing updates, educational content, and learnings along the way. Not financial advice.

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10/05/2026

Yes, available na rin ang ATRAM Nasdaq Equity Income Feeder Fund sa Rampver Financials, kaya lang auto reinvested ang monthly dividends. Good for compounding, but not ideal if your goal is passive income. I still prefer cash dividends. πŸ’ΈπŸ’Έ

Happy Mother’s Day to all my wonderful mom friends and followers!
10/05/2026

Happy Mother’s Day to all my wonderful mom friends and followers!

Napakahirap palang gamitin itong ATRAM Prime na ito, Ang hirap mag enable ng biometrics, pag press ng continue, pabalik ...
09/05/2026

Napakahirap palang gamitin itong ATRAM Prime na ito, Ang hirap mag enable ng biometrics, pag press ng continue, pabalik balik lang dito sa pag input ng OTP. Ano ba yan ATRAM Group , paano yan naging Prime, pinapahirapan niyo customers niyo! Susmiyo marimar hahaha. πŸ˜…

09/05/2026

Pag may Netflix para sa mahilig manood ng series, may Malasflix naman para sa mahilig mangutang na ayaw magbayad. Tandaan, auto renew monthly yan, no cancellation unless mabayaran ang utang. 😹✌️

Nag open ako ng ATRAM Prime Account parama access ko ang NASDAQ Equity Premium Income Fund with projected yield of 9-11%...
09/05/2026

Nag open ako ng ATRAM Prime Account para
ma access ko ang NASDAQ Equity Premium Income Fund with projected yield of 9-11%.

Napakahirap mag open ng account dito. Ito ang pinakamahirap na registration na experience ko hahaha πŸ˜…πŸ˜…. Nakailang attempt ako ng selfie at naka 4 na upload ng Δ°D, pabalik balik lang sa sign up page. I was about to give up na pero nag try ulit one last time. Finally, na approve din ang registration ko.

May nagsabi may video call daw. Hindi naman ako ni require ng video call. Sobrang pahirapan lang sa selfie, naka ilang try ako ayaw accept, kaya nag palipat lipat ako ng location πŸ˜….

Matagal din mag deposit maski Instapay, 1-2 banking days ang processing.

Kung maging available ang fund na ito sa FirstMetroSec, sa FMS ko na lang itutuloy mag
invest sa fund na ito. Sana soon magkaroon din sa FMS.

This fund will soon be available in GFunds (around July). Pero ayoko sa GFunds, manual tracking doon at nakakatakot pag lumaki na ang investment.

Here are the requirements to open an ATRAM Prime Account.

Hindi totoo ang 8 minutes nila, sobrang hirap, inabot ako 1 oras πŸ˜….

May mga na trigger sa post ko hehe 😹✌️. Hindi ako anti-MP2 πŸ˜…, may MP2 savings din ako.It does not mean na pangit ang MP2...
09/05/2026

May mga na trigger sa post ko hehe 😹✌️. Hindi ako anti-MP2 πŸ˜…, may MP2 savings din ako.

It does not mean na pangit ang MP2. Maganda ang MP2 for diversification, stability, and capital preservation, especially for conservative investors na ayaw ng market volatility at gustong makatulog nang mahimbing. πŸ˜΄πŸ’€

Pero kailangan din nating tanggapin na habang tumataas ang inflation, hindi na enough ang MP2 dividends alone to keep up with rising inflation.

Pero if you have higher risk tolerance, may iba pang investment options na puwedeng makatulong to keep up with rising inflation.

Iba iba tayo ng risk tolerance at strategy. Kung mas comfortable ka sa MP2, that’s okay. Ang importante, informed tayo sa pros and cons, risks, and limitations ng bawat investment na pinapasok natin.

Investment is not a one size fits all. Ang goal natin sa pag iinvest ay to earn passive income at mapalago ang capital nang mas mabilis kaysa sa pagtaas ng presyo ng mga bilihin πŸ“ˆ.

The PSEi ended the week on a negative tone. The PSEi closed at 5960.97 (-1.21%). Maraming nag take profit. Foreign inves...
08/05/2026

The PSEi ended the week on a negative tone. The PSEi closed at 5960.97 (-1.21%). Maraming nag take profit. Foreign investors were net sellers with net outflows of β‚±663.80 million. Concerns over escalating tensions between US and Iran weighed on the market.

Ang BPI nag 52-wk low na! πŸ“‰.

Midday market. Merry Christmas ang kulay hehe β€οΈπŸ’š. Magkaka tropa talaga ang BPI, ALI, at JFC. Sa hirap at ginhawa, sama ...
08/05/2026

Midday market. Merry Christmas ang kulay hehe β€οΈπŸ’š. Magkaka tropa talaga ang BPI, ALI, at JFC. Sa hirap at ginhawa, sama sama silang red ❀️😊✌️.

$MYNLD: TubigπŸ’§is life. Lezzz go MYNLD! πŸš€.
08/05/2026

$MYNLD: TubigπŸ’§is life. Lezzz go MYNLD! πŸš€.

$DMC: Ayan na, nag declare din ng cash dividend ang DMC. Bumababa since bumaba ang earnings niya from SCC. Ex-date on Ma...
08/05/2026

$DMC: Ayan na, nag declare din ng cash dividend ang DMC. Bumababa since bumaba ang earnings niya from SCC. Ex-date on May 21 and payment date on June 5.

Market movers May 7 πŸ“ˆπŸ“‰. Nice one OGP πŸš€. OGP declared a cash dividend per share of $0.0196, up 161% YoY. Ex-Dividend date...
08/05/2026

Market movers May 7 πŸ“ˆπŸ“‰. Nice one OGP πŸš€. OGP declared a cash dividend per share of $0.0196, up 161% YoY. Ex-Dividend date on May 20 and payable on June 17.

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