Work & Life with K.

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Work & Life with K. accountant/bookkeeper living her wfh life ✨
work • career • travel • everything in between
📩 [email protected]

14/09/2026

I might get attacked for saying this, but not being registered and deliberately not paying the taxes required from you as a VA/freelancer is NOT the flex you think it is.

I recently saw a freelancer proudly sharing that she finally registered her VA business.

Achievement niya ‘yon. She was happy that she was finally operating legally.

Pero instead of simply letting her celebrate, people were in the comments SHAMING her.

“Bakit kayo nagbabayad? Mapupunta lang naman sa corrupt.”

“Ew, nag-contribute ka na naman sa mga buwaya.”

“Nagbabayad naman tayo ng VAT.”

And I’m just thinking…

What happened to discretion?

What happened to understanding that non-compliance can have consequences?

And kailan naging flex ang PUBLICLY bragging about not complying with something legally required from you?

Gets ko ang galit sa corruption. Believe me, I do.

Kaya nga I’ve learned not to impose my decision to register and pay taxes on other freelancers. Your decisions are yours, and so are the consequences.

But being angry at corruption does NOT give us a reason to shame people who are trying to operate legally.

And please, let’s stop using “Nagbabayad naman tayo ng VAT” as if that settles the conversation.

VAT, income tax, percentage tax, and withholding taxes are different tax types. Paying VAT as a consumer does not automatically fulfill the tax obligations that may apply to you as a self-employed professional or business owner.

What bothers me most is this:

Ang daming freelancers na gumagastos ng oras, pera, at effort just to do things properly.

Nagpaparegister. Nagfa-file. Nagbabayad ng applicable taxes. Nag-aayos ng books and requirements. They deal with the hassle because compliance is part of running a legitimate business.

Tapos yung hindi pag-comply, gagawin nating life hack? Badge of honor? Something to brag about publicly?

And worse, we shame the people who ARE complying?

Make it make sense.

Question the government. Call out corruption. Demand accountability for every peso of taxpayers’ money.

But don’t confuse being against corruption with being above the law.

You can demand accountability from the government while also recognizing that you have responsibilities of your own.

Both can be true at the same time.

So if you personally choose not to register or comply, that is your decision and your responsibility to answer for.

But please, huwag nating i-flex. Huwag ipaglandakan. Huwag i-encourage ang iba na gawin din.

And most importantly, DON’T shame freelancers who are doing their best to operate legally.

Because tax compliance is NOT an endorsement of corruption.

And doing what is legally required of you should never be more embarrassing than proudly announcing that you don’t.

09/09/2026

Accrued vs. Prepaid Expense sounds confusing at first, but the easiest way to remember it is:

Accrued = Use now, pay later.
Prepaid = Pay now, use later.

One creates a liability, the other starts as an asset.

And this is exactly why accounting can get tricky if we only memorize the account names without understanding what they actually represent.

Hindi porket may word na “expense” sa pangalan, expense account na agad. 👀

Learn the concept first, then let QuickBooks or any accounting software become the tool that helps you record it properly. 💻📊

One thing I’ve learned from working while traveling: “Work from anywhere” doesn’t mean I can comfortably work from liter...
09/09/2026

One thing I’ve learned from working while traveling: “Work from anywhere” doesn’t mean I can comfortably work from literally anywhere. 😂💻✈️

I still need a setup that allows me to be as productive as I would be at home.

My MacBook Air M2 15” is obviously the heart of my portable office, but my Arzopa 16” portable monitor is probably the one thing I’d hate to travel without. When your work involves spreadsheets, reconciliations, reports, and jumping between different platforms, having that second screen makes SUCH a difference.

Then I have my lightweight stands and vertical mouse to make my temporary setup a little more ergonomic, my EMeet speakerphone and Edifier headphones for meetings and focus time, and my Tessan travel adapter to keep everything powered when I’m overseas.

And because apparently I can’t just be an accountant/bookkeeper anymore 😂, my GoChek wireless mic comes with me too for those sit-down videos I manage to film in between work and exploring.

But my work setup actually starts before the trip.

Whenever I book a hotel, I always check the room photos and make sure there’s a proper work desk. 🏨💻

Because yes, I love being able to travel without taking time off from work, but I also know myself well enough to know that working hunched over on a hotel bed with my laptop is NOT the kind of “work from anywhere” life I’m trying to live. 😂

So wherever I go, I basically bring a mini version of my home office with me.

Travel light? Maybe.
Work light? Apparently not. 😂

08/09/2026

🚨 RED ALERT sa electricity + frequent brownouts?

As a VA, hindi pwedeng pati income natin mawalan ng power!

If there’s one thing worth investing in this 9.9 Sale, it’s a reliable power station. 🔋

No more panic kapag biglang nawalan ng kuryente in the middle of a shift, meeting, or deadline. EcoFlow RIVER 2 = backup power + peace of mind.

Probably one of the bestest 9.9 decisions a VA can make. ✨

Abangan ang 9.9 deals and vouchers!

Pajamas on a Monday!❌ Matulog✔️ Mu-trabahoRemembering how I used to get a mouthful from my momma when I first started WF...
07/09/2026

Pajamas on a Monday!

❌ Matulog
✔️ Mu-trabaho

Remembering how I used to get a mouthful from my momma when I first started WFH/freelancing back in October 2023 because apparently, “I dress inappropriately for work.” 😂

Like… Ma, nobody can see me. 😭

Almost three years later, she just lets me be. Pajamas, pambalay, messy hair… as long as the work gets done. ✌️

But for the record, if I have a meeting with a client or my team, I make sure naman that I look presentable and dress decently.

It’s just that on most days, I don’t have to face clients or people while I work.

So yes, pajamas on a Monday.
WFH privilege unlocked.

29/08/2026

Bank feed ≠ Bank Reconciliation. 👀

“Connected naman ang bank sa QuickBooks, bakit kailangan mo pa ng bank statement?” — one of the questions you’ll eventually hear from a client. 😅

Here’s reconciliation explained like you’re five, plus an easy way to explain WHY we need those bank statements. 💻✨

Save this for your next client conversation! 🫶

20/08/2026

Bookkeeper vs. Accountant explained like you’re five. 😂📚

Magkaiba sila, but there’s definitely an overlap!

And nope, hindi lang basta “tagarecord” si bookkeeper at “tagacompute ng tax” si accountant. 😭

Here’s the simplest way I can explain it without making it sound like an Accounting 101 lecture. 😂

And yes, some of these are things I actually did before (or I still do and trying my best not to). 😂You live, you learn....
15/08/2026

And yes, some of these are things I actually did before (or I still do and trying my best not to). 😂

You live, you learn.

I think the first few months of freelancing/WFH can really wrap us in this euphoric state.

You finally landed a client.
You’re earning online.
You’re getting praised.
You’re buying things with your own money.
You’re experiencing opportunities you once only wished for.

And sometimes, you get so high on that feeling that you forget to think before you post.

Almost 3 years into this industry, I’ve realized that not every win needs an audience, not every compliment needs a screenshot, and not every experience needs to become content.

Some things are simply better kept private. 🤍

Disclaimer: I’m not suggesting that every VA should do the same. These are simply personal lessons I picked up along the way. What works for me may not work for you.

To each their own. 😘

13/08/2026

Or maybe because I didn’t use a second screen? Charezzz. Excuses! Haha

But hands down talaga sa mga bookkeepers na nag-aasikaso ng payroll, especially those handling maraming employees!! Whether it’s QuickBooks or any other payroll software, kudos sa patience niyo making sure every single number ties up. 🙌

We’ll see after 2 weeks kung may improvement na yung speed ko sa next pay period. Mehehe. Baka naman by then, hindi na tayo aabutin ng forever. 😂

Okay, time to update the resume. Kaya na rin nating mag-handle ng payroll! 💅

But will I willingly choose payroll if may option naman not to? Absolutely NOT.

At least ngayon, pwede na nating idagdag sa skills. 😉

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