The ANALYST

The ANALYST The Official Publication of BSBA-Financial Management

๐Ÿฏ ๐——๐—”๐—ฌ๐—ฆ ๐—ง๐—ข ๐—š๐—ข!Just 3 days until InkSights: TheANALYST Journalism Workshop 2025! Join us this October 18, Saturday at the ...
15/10/2025

๐Ÿฏ ๐——๐—”๐—ฌ๐—ฆ ๐—ง๐—ข ๐—š๐—ข!

Just 3 days until InkSights: TheANALYST Journalism Workshop 2025! Join us this October 18, Saturday at the CSPC Pearl Function Hall.

Get ready for a day that will sharpen your journalistic skills and spark your passion for truth without limits.

โ€œ๐ƒ๐ž๐ฅ๐ข๐ฏ๐ž๐ซ๐ข๐ง๐  ๐ƒ๐š๐ญ๐š-๐ƒ๐ซ๐ข๐ฏ๐ž๐ง ๐ˆ๐ง๐ฌ๐ข๐ ๐ก๐ญ๐ฌโ€

๐˜™๐˜ฆ๐˜ฑ๐˜ฐ๐˜ณ๐˜ต ๐˜ฃ๐˜บ ๐˜Ž๐˜ข๐˜ฃ๐˜ณ๐˜ช๐˜ฆ๐˜ญ ๐˜™๐˜ฆ๐˜ฐ๐˜ญ๐˜ฐ
๐˜“๐˜ข๐˜บ๐˜ฐ๐˜ถ๐˜ต ๐˜ฃ๐˜บ ๐˜“๐˜ฆ๐˜ข๐˜ฉ ๐˜ˆ๐˜ณ๐˜ฎ๐˜ช๐˜ญ๐˜ญ๐˜ฐ๐˜ด

๐—Ÿ๐—ข๐—ข๐—ž | ๐—™๐—ฟ๐—ผ๐—บ ๐—™๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ฒ ๐˜๐—ผ ๐—™๐—ถ๐—ป๐—ฒ ๐—Ÿ๐—ถ๐—ป๐—ฒ๐˜€Today, October 15, 2025, marks the first day of the 91st National Book Week Celebration...
15/10/2025

๐—Ÿ๐—ข๐—ข๐—ž | ๐—™๐—ฟ๐—ผ๐—บ ๐—™๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ฒ ๐˜๐—ผ ๐—™๐—ถ๐—ป๐—ฒ ๐—Ÿ๐—ถ๐—ป๐—ฒ๐˜€

Today, October 15, 2025, marks the first day of the 91st National Book Week Celebration at Camarines Sur Polytechnic Colleges. The event, which runs until October 17, 2025, opened with creativity and flair as BSBA-FM students stepped beyond numbers to showcase their literary side in the Book Spine Poetry Contest, one of the major highlights of the celebration.

With the theme โ€œTulay ang Pagbasa Tungo sa Bukas na Puno ng Pag-asa,โ€ participants arranged book titles into expressive verses, proving that finance students can also craft meaning beyond figures.

Spearheaded by the Learning Resource and Development Services (LRDS), the activity marked an inspiring start to the week-long celebration, bridging finance and literature through the art of reading and poetry.

โ€œ๐ƒ๐ž๐ฅ๐ข๐ฏ๐ž๐ซ๐ข๐ง๐  ๐ƒ๐š๐ญ๐š-๐ƒ๐ซ๐ข๐ฏ๐ž๐ง ๐ˆ๐ง๐ฌ๐ข๐ ๐ก๐ญ๐ฌโ€

๐˜™๐˜ฆ๐˜ฑ๐˜ฐ๐˜ณ๐˜ต ๐˜ฃ๐˜บ ๐˜Ž๐˜ข๐˜ฃ๐˜ณ๐˜ช๐˜ฆ๐˜ญ ๐˜™๐˜ฆ๐˜ฐ๐˜ญ๐˜ฐ
๐˜—๐˜ฉ๐˜ฐ๐˜ต๐˜ฐ๐˜ด ๐˜ฃ๐˜บ ๐˜๐˜ช๐˜ฏ๐˜ป๐˜ฆ ๐˜”๐˜ฆ๐˜ณ๐˜ธ๐˜ช๐˜ฏ ๐˜›๐˜ข๐˜ฑ๐˜ข๐˜ฏ

๐—Ÿ๐—ข๐—ข๐—ž | ๐—•๐˜‚๐˜€๐—ถ๐—ป๐—ฒ๐˜€๐˜€ ๐—ฎ๐—ป๐—ฑ ๐—•๐—ฒ๐˜†๐—ผ๐—ป๐—ฑ ๐—ฆ๐—ฒ๐—ฎ๐˜€๐—ผ๐—ป ๐Ÿ ๐—ž๐—ถ๐—ฐ๐—ธ๐˜€ ๐—ข๐—ณ๐—ณSeason 2 of Business and Beyond premiered at the CSPC Broadcast Center via ...
15/10/2025

๐—Ÿ๐—ข๐—ข๐—ž | ๐—•๐˜‚๐˜€๐—ถ๐—ป๐—ฒ๐˜€๐˜€ ๐—ฎ๐—ป๐—ฑ ๐—•๐—ฒ๐˜†๐—ผ๐—ป๐—ฑ ๐—ฆ๐—ฒ๐—ฎ๐˜€๐—ผ๐—ป ๐Ÿ ๐—ž๐—ถ๐—ฐ๐—ธ๐˜€ ๐—ข๐—ณ๐—ณ

Season 2 of Business and Beyond premiered at the CSPC Broadcast Center via Radio FMR 94.3 FM, featuring the CTHBM Faculty in an inspiring discussion on empowering future hospitality leaders and fostering innovation in tourism and business management.

Hosted by Mr. Roque B. Cruz II, BSBA-FM Program Chair, the pilot episode featured CTHBM News Anchor Ms. Micah Bilbao and program chairs Ms. Syrell M. Hallare (BSOA), Ms. Ma. Anjelica N. Ampongan (BSEntrep), and Ms. Jessa C. Brioso (BSTM), along with Dr. Rosalie B. Bulalacao (BSHM Faculty Member) and Dean Dr. Maria Joy C. Iglesia.

The episode highlighted CTHBM's vision of building a community that thrives through innovation, leadership, and excellence, truly shaping the future of business and beyond.

โ€œ๐ƒ๐ž๐ฅ๐ข๐ฏ๐ž๐ซ๐ข๐ง๐  ๐ƒ๐š๐ญ๐š-๐ƒ๐ซ๐ข๐ฏ๐ž๐ง ๐ˆ๐ง๐ฌ๐ข๐ ๐ก๐ญ๐ฌโ€

๐˜™๐˜ฆ๐˜ฑ๐˜ฐ๐˜ณ๐˜ต ๐˜ฃ๐˜บ ๐˜”๐˜ข๐˜ณ๐˜ซ๐˜ฐ๐˜ณ๐˜ช๐˜ฆ ๐˜ˆ๐˜ต๐˜ช๐˜ข๐˜ฏ
๐˜Š๐˜ฐ๐˜ฑ๐˜บ๐˜ณ๐˜ฆ๐˜ข๐˜ฅ ๐˜ฃ๐˜บ ๐˜Ž๐˜ข๐˜ฃ๐˜ณ๐˜ช๐˜ฆ๐˜ญ ๐˜™๐˜ฆ๐˜ฐ๐˜ญ๐˜ฐ
๐˜—๐˜ฉ๐˜ฐ๐˜ต๐˜ฐ๐˜ด ๐˜ฃ๐˜บ ๐˜Š๐˜ฉ๐˜ฆ๐˜ณ๐˜ณ๐˜บ ๐˜™๐˜ฐ๐˜ด๐˜ฆ ๐˜“๐˜ญ๐˜ข๐˜จ๐˜ข๐˜ด

๐— ๐—˜๐—˜๐—ง ๐—ง๐—›๐—˜ ๐—œ๐—ก๐—ฆ๐—œ๐—š๐—›๐—ง ๐—•๐—˜๐—”๐—ฅ๐—˜๐—ฅ๐—ฆTheANALYST is proud to welcome the distinguished guest speakers for InkSights: TheANALYST Journa...
14/10/2025

๐— ๐—˜๐—˜๐—ง ๐—ง๐—›๐—˜ ๐—œ๐—ก๐—ฆ๐—œ๐—š๐—›๐—ง ๐—•๐—˜๐—”๐—ฅ๐—˜๐—ฅ๐—ฆ

TheANALYST is proud to welcome the distinguished guest speakers for InkSights: TheANALYST Journalism Workshop 2025.

These seasoned journalism professionals are ready to empower the Editorial Board and Staff of TheANALYST, along with BSBA-FM students, with the practical skills and expertise needed for journalistic excellence. The goal is clear: to foster collaboration and responsible journalism.

You wonโ€™t wanna miss this InkSightful event on October 18, 2025, at the CSPC Pearl Function Hall.

โ€œ๐ƒ๐ž๐ฅ๐ข๐ฏ๐ž๐ซ๐ข๐ง๐  ๐ƒ๐š๐ญ๐š-๐ƒ๐ซ๐ข๐ฏ๐ž๐ง ๐ˆ๐ง๐ฌ๐ข๐ ๐ก๐ญ๐ฌโ€

๐˜™๐˜ฆ๐˜ฑ๐˜ฐ๐˜ณ๐˜ต ๐˜ฃ๐˜บ ๐˜š๐˜ต๐˜ฆ๐˜ฑ๐˜ฉ๐˜ข๐˜ฏ๐˜ช๐˜ฆ ๐˜๐˜ข๐˜บ๐˜ฆ ๐˜•๐˜ฐ๐˜ฆ๐˜ญ
๐˜Š๐˜ฐ๐˜ฑ๐˜บ๐˜ณ๐˜ฆ๐˜ข๐˜ฅ ๐˜ฃ๐˜บ ๐˜‘๐˜ข๐˜ด๐˜ฎ๐˜ช๐˜ฏ ๐˜๐˜ถ๐˜ฆ๐˜ณ๐˜ฏ๐˜ฐ, ๐˜‘๐˜ฉ๐˜ข๐˜บ ๐˜Ž๐˜ข๐˜ฃ๐˜ณ๐˜ช๐˜ฆ๐˜ญ๐˜ญ๐˜ฆ ๐˜—๐˜ช๐˜ญ๐˜ช
๐˜Ž๐˜ณ๐˜ข๐˜ฑ๐˜ฉ๐˜ช๐˜ค๐˜ด ๐˜ฃ๐˜บ ๐˜“๐˜ฆ๐˜ข๐˜ฉ ๐˜ˆ๐˜ณ๐˜ฎ๐˜ช๐˜ญ๐˜ญ๐˜ฐ๐˜ด

๐—Ÿ๐—ข๐—ข๐—ž | ๐—ฉ๐—ฎ๐—น๐˜‚๐—ฒ๐˜€ ๐—™๐—ผ๐—ฟ๐—บ๐—ฎ๐˜๐—ถ๐—ผ๐—ป ๐—ฆ๐—ฒ๐—บ๐—ถ๐—ป๐—ฎ๐—ฟ: โ€œ๐—š๐—ฟ๐—ผ๐˜‚๐—ป๐—ฑ๐—ฒ๐—ฑ ๐—ถ๐—ป ๐—ฉ๐—ฎ๐—น๐˜‚๐—ฒ๐˜€, ๐—š๐—ฟ๐—ผ๐˜„๐—ถ๐—ป๐—ด ๐—ถ๐—ป ๐—–๐—ผ๐—น๐—น๐—ฒ๐—ด๐—ฒโ€The Guidance and Counseling Services Unit kicke...
14/10/2025

๐—Ÿ๐—ข๐—ข๐—ž | ๐—ฉ๐—ฎ๐—น๐˜‚๐—ฒ๐˜€ ๐—™๐—ผ๐—ฟ๐—บ๐—ฎ๐˜๐—ถ๐—ผ๐—ป ๐—ฆ๐—ฒ๐—บ๐—ถ๐—ป๐—ฎ๐—ฟ: โ€œ๐—š๐—ฟ๐—ผ๐˜‚๐—ป๐—ฑ๐—ฒ๐—ฑ ๐—ถ๐—ป ๐—ฉ๐—ฎ๐—น๐˜‚๐—ฒ๐˜€, ๐—š๐—ฟ๐—ผ๐˜„๐—ถ๐—ป๐—ด ๐—ถ๐—ป ๐—–๐—ผ๐—น๐—น๐—ฒ๐—ด๐—ฒโ€

The Guidance and Counseling Services Unit kicked off the first day of its three-day seminar series today as part of the Guidance Week 2025 celebration via online. The opening session, titled โ€œGrounded in Values, Growing in College,โ€ was facilitated by Ms. Mary Jane L. Belen, RGC, and attended by all first-year students from the Main and Buhi campuses.

The seminar focused on helping students reflect on their values and adjust to college life with a sense of purpose and responsibility. This marks the beginning of a week-long lineup of seminars and activities promoting values formation, student well-being, and faculty development.

โ€œ๐ƒ๐ž๐ฅ๐ข๐ฏ๐ž๐ซ๐ข๐ง๐  ๐ƒ๐š๐ญ๐š-๐ƒ๐ซ๐ข๐ฏ๐ž๐ง ๐ˆ๐ง๐ฌ๐ข๐ ๐ก๐ญ๐ฌโ€

๐˜™๐˜ฆ๐˜ฑ๐˜ฐ๐˜ณ๐˜ต ๐˜ฃ๐˜บ ๐˜Š๐˜ข๐˜ด๐˜ด๐˜ข๐˜ฏ๐˜ฅ๐˜ณ๐˜ข ๐˜‘๐˜ช๐˜ญ๐˜ญ ๐˜Š๐˜ฐ๐˜ณ๐˜ต๐˜ฆ๐˜ป

๐—ง๐—ฒ๐—น๐—น ๐—ง๐—ต๐—ฒ๐—”๐—ก๐—”๐—Ÿ๐—ฌ๐—ฆ๐—ง | ๐—ช๐—ต๐—ฎ๐˜ ๐—ฑ๐—ผ๐—ฒ๐˜€ โ€˜๐—™๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ฎ๐—น ๐—™๐—ฟ๐—ฒ๐—ฒ๐—ฑ๐—ผ๐—บโ€™ ๐—บ๐—ฒ๐—ฎ๐—ป ๐˜๐—ผ ๐˜†๐—ผ๐˜‚?Among 262 BSBA-FM students, 56 dared to take on TheANALYSTโ€™s...
14/10/2025

๐—ง๐—ฒ๐—น๐—น ๐—ง๐—ต๐—ฒ๐—”๐—ก๐—”๐—Ÿ๐—ฌ๐—ฆ๐—ง | ๐—ช๐—ต๐—ฎ๐˜ ๐—ฑ๐—ผ๐—ฒ๐˜€ โ€˜๐—™๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ฎ๐—น ๐—™๐—ฟ๐—ฒ๐—ฒ๐—ฑ๐—ผ๐—บโ€™ ๐—บ๐—ฒ๐—ฎ๐—ป ๐˜๐—ผ ๐˜†๐—ผ๐˜‚?

Among 262 BSBA-FM students, 56 dared to take on TheANALYSTโ€™s first ever Initial Public Opinion (IPO). When asked ๐ฐ๐ก๐š๐ญ ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐Ÿ๐ซ๐ž๐ž๐๐จ๐ฆ ๐ฆ๐ž๐š๐ง๐ฌ to them, the responses revealed a spectrum of perspectives on what it means to feel financially secured.

๐Ÿ’๐Ÿ”.๐Ÿ’% ๐ฌ๐š๐ข๐ ๐›๐ฎ๐ฒ๐ข๐ง๐  ๐ฐ๐ก๐š๐ญ ๐ˆ ๐ฐ๐š๐ง๐ญ ๐ฐ๐ข๐ญ๐ก๐จ๐ฎ๐ญ ๐ ๐ฎ๐ข๐ฅ๐ญ
Itโ€™s no surprise that buying wants without guilt made up almost half of the responses. A survey by Visa in January 2025 shows a similar result that even though many Gen Z reduced spending on non-essentials, they are still willing to spend on things they enjoy. This shows how they balance rewarding themselves while still managing their budget.

๐Ÿ‘๐ŸŽ.๐Ÿ’% ๐ฌ๐š๐ข๐ ๐›๐ž๐ข๐ง๐  ๐๐ž๐›๐ญ-๐Ÿ๐ซ๐ž๐ž
For others, financial stability means being debt-free. Aligned with BSPโ€™s 2023 Financial Inclusion Survey, which shows how Filipinos view debt as a barrier to financial freedom.

๐Ÿ๐Ÿ•.๐Ÿ—% ๐ฌ๐š๐ข๐ ๐ก๐š๐ฏ๐ข๐ง๐  ๐ฆ๐ฎ๐ฅ๐ญ๐ข๐ฉ๐ฅ๐ž ๐ข๐ง๐œ๐จ๐ฆ๐ž ๐ฌ๐ญ๐ซ๐ž๐š๐ฆ๐ฌ
Only a few respondents defined financial freedom as having multiple income streams, or diversification, as a strategy for long-term security towards financial freedom. Studies often show a recurring pattern that diversification feels a bit complex for Gen Z and Millennials.

๐Ÿ“.๐Ÿ’% ๐ฌ๐š๐ข๐ ๐ซ๐ž๐ญ๐ข๐ซ๐ข๐ง๐  ๐ž๐š๐ซ๐ฅ๐ฒ
Meanwhile, a smaller number focused on retiring early. This shows that complex financial goals like retirement planning or investing are less relatable to many Gen Z, who tend to stick to simpler strategies like saving, tracking expenses, and staying debt free.

These perspectives reveal that younger generations tend to focus on simpler and more immediate financial goals, rather than deeper concepts like investing, retirement planning, or setting long-term financial goals. How about you, what does financial freedom mean to you?

Sources: BSP, Investopedia, BusinessMirror

โ€œ๐ƒ๐ž๐ฅ๐ข๐ฏ๐ž๐ซ๐ข๐ง๐  ๐ƒ๐š๐ญ๐š-๐ƒ๐ซ๐ข๐ฏ๐ž๐ง ๐ˆ๐ง๐ฌ๐ข๐ ๐ก๐ญ๐ฌโ€

๐˜™๐˜ฆ๐˜ฑ๐˜ฐ๐˜ณ๐˜ต ๐˜ฃ๐˜บ ๐˜‘๐˜ฉ๐˜ข๐˜บ ๐˜Ž๐˜ข๐˜ฃ๐˜ณ๐˜ช๐˜ฆ๐˜ญ๐˜ญ๐˜ฆ ๐˜‹. ๐˜—๐˜ช๐˜ญ๐˜ช
๐˜Š๐˜ฐ๐˜ฑ๐˜บ๐˜ณ๐˜ฆ๐˜ข๐˜ฅ ๐˜ฃ๐˜บ ๐˜‘๐˜ข๐˜ด๐˜ฎ๐˜ช๐˜ฏ ๐˜—. ๐˜๐˜ถ๐˜ฆ๐˜ณ๐˜ฏ๐˜ฐ
๐˜“๐˜ข๐˜บ๐˜ฐ๐˜ถ๐˜ต ๐˜ฃ๐˜บ ๐˜“๐˜ฆ๐˜ข๐˜ฉ ๐˜—. ๐˜ˆ๐˜ณ๐˜ฎ๐˜ช๐˜ญ๐˜ญ๐˜ฐ๐˜ด

๐Ÿ๐Ÿ“ ๐—•๐—ฆ๐—•๐—”-๐—™๐—  ๐—ฆ๐˜๐˜‚๐—ฑ๐—ฒ๐—ป๐˜๐˜€ ๐—ง๐—ฟ๐—ฎ๐—ป๐˜€๐—ฐ๐—ฒ๐—ป๐—ฑ ๐—ถ๐—ป ๐—”๐˜‚๐—ด๐˜‚๐˜€๐˜ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ“ ๐—–๐—ถ๐˜ƒ๐—ถ๐—น ๐—ฆ๐—ฒ๐—ฟ๐˜ƒ๐—ถ๐—ฐ๐—ฒ ๐—˜๐˜…๐—ฎ๐—บThe Civil Service Commission (CSC) released the results o...
13/10/2025

๐Ÿ๐Ÿ“ ๐—•๐—ฆ๐—•๐—”-๐—™๐—  ๐—ฆ๐˜๐˜‚๐—ฑ๐—ฒ๐—ป๐˜๐˜€ ๐—ง๐—ฟ๐—ฎ๐—ป๐˜€๐—ฐ๐—ฒ๐—ป๐—ฑ ๐—ถ๐—ป ๐—”๐˜‚๐—ด๐˜‚๐˜€๐˜ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ“ ๐—–๐—ถ๐˜ƒ๐—ถ๐—น ๐—ฆ๐—ฒ๐—ฟ๐˜ƒ๐—ถ๐—ฐ๐—ฒ ๐—˜๐˜…๐—ฎ๐—บ

The Civil Service Commission (CSC) released the results of the August 10, 2025 Career Service Examination โ€“ Pen and Paper Test (CSE-PPT) today, October 13, 2025, where ๐Ÿ๐Ÿ“ ๐จ๐ฎ๐ญ ๐จ๐Ÿ ๐Ÿ•๐Ÿ• ๐๐’๐๐€-๐…๐Œ ๐ฌ๐ญ๐ฎ๐๐ž๐ง๐ญ ๐ž๐ฑ๐š๐ฆ๐ข๐ง๐ž๐ž๐ฌ ๐Ÿ๐ซ๐จ๐ฆ ๐‚๐’๐๐‚ successfully passed the professional level exam, which marks an outstanding ๐Ÿ๐Ÿ—.๐Ÿ’๐Ÿ–% ๐ฉ๐š๐ฌ๐ฌ๐ข๐ง๐  ๐ซ๐š๐ญ๐ž.

The result is slightly higher than the national passing rate, where the CSC reported a total of 331,675 examinees with 50,096 passers, resulting in a 15.10% overall passing rate for the professional level. The Career Service Examination serves as a qualifying test for individuals who aspire to gain eligibility for public service positions. Civil Service eligibility opens a wide employment opportunities for graduates, particularly in government offices and agencies that require professional qualifications under the Civil Service system.

List of BSBA-FM passers are as follows:
Allorde, Shaira Marie O.
Balbuena, Erika Mae R.
Belardo, Xiomara Shandi
Bilbao, Micah Danielle S.
Bisuna, Christine Joy D.
Folledo, Kimberly S.
Huerno, Jasmin P.
Lagon, Precious Mae
Llagas, Cherry Rose R.
Lopez, Loren Mae O.
Mataya, Arlene S.
Monte, Alyssa O.
Papares, Mari Justine
Podrido, Baby Jashmin B.
Seรฑar, Joseph A.

The BSBA-FM program requires incoming Level III students to take the Career Service Examination to ensure they have the essential skills and competencies for their internship and future professional practice.

Sources: Civil Service Commission (CSC)

โ€œ๐ƒ๐ž๐ฅ๐ข๐ฏ๐ž๐ซ๐ข๐ง๐  ๐ƒ๐š๐ญ๐š-๐ƒ๐ซ๐ข๐ฏ๐ž๐ง ๐ˆ๐ง๐ฌ๐ข๐ ๐ก๐ญ๐ฌโ€

๐˜™๐˜ฆ๐˜ฑ๐˜ฐ๐˜ณ๐˜ต ๐˜ฃ๐˜บ ๐˜‘๐˜ฉ๐˜ข๐˜บ ๐˜Ž๐˜ข๐˜ฃ๐˜ณ๐˜ช๐˜ฆ๐˜ญ๐˜ญ๐˜ฆ ๐˜‹. ๐˜—๐˜ช๐˜ญ๐˜ช, ๐˜“๐˜ฆ๐˜ข๐˜ฉ ๐˜—. ๐˜ˆ๐˜ณ๐˜ฎ๐˜ช๐˜ญ๐˜ญ๐˜ฐ๐˜ด
๐˜Š๐˜ฐ๐˜ฑ๐˜บ๐˜ณ๐˜ฆ๐˜ข๐˜ฅ ๐˜ฃ๐˜บ ๐˜Ž๐˜ข๐˜ฃ๐˜ณ๐˜ช๐˜ฆ๐˜ญ ๐˜“. ๐˜™๐˜ฆ๐˜ฐ๐˜ญ๐˜ฐ
๐˜Ž๐˜ณ๐˜ข๐˜ฑ๐˜ฉ๐˜ช๐˜ค๐˜ด ๐˜ฃ๐˜บ ๐˜ˆ๐˜ฏ๐˜จ๐˜ฆ๐˜ญ ๐˜›๐˜ฆ๐˜ง๐˜ง๐˜ข๐˜ฏ๐˜บ ๐˜‘๐˜ฐ๐˜บ ๐˜›. ๐˜—๐˜ฆ๐˜ฅ๐˜ณ๐˜ฐ, ๐˜“๐˜ฐ๐˜ท๐˜ฆ๐˜ญ๐˜บ ๐˜•. ๐˜‹๐˜ฆ ๐˜“๐˜ช๐˜ฎ๐˜ข

๐—•๐—ฅ๐—˜๐—”๐—ž๐—œ๐—ก๐—š ๐—ก๐—˜๐—ช๐—ฆ | (๐—จ๐—ฆ๐——) ๐——๐—ผ๐—น๐—น๐—ฎ๐—ฟ, (๐—˜๐—จ๐—ฅ) ๐—˜๐˜‚๐—ฟ๐—ผ, (๐—๐—ฃ๐—ฌ) ๐—ฌ๐—ฒ๐—ป, (๐—ฆ๐—š๐——) ๐——๐—ผ๐—น๐—น๐—ฎ๐—ฟ, (๐—ฆ๐—”๐—ฅ) ๐—ฅ๐—ถ๐˜†๐—ฎ๐—น, (๐—”๐—˜๐——) ๐——๐—ถ๐—ฟ๐—ต๐—ฎ๐—บ, (๐—›๐—ž๐——) ๐——๐—ผ๐—น๐—น๐—ฎ๐—ฟ, (๐—–๐—”๐——) ๐——๐—ผ๐—น๐—น๐—ฎ๐—ฟ...
13/10/2025

๐—•๐—ฅ๐—˜๐—”๐—ž๐—œ๐—ก๐—š ๐—ก๐—˜๐—ช๐—ฆ | (๐—จ๐—ฆ๐——) ๐——๐—ผ๐—น๐—น๐—ฎ๐—ฟ, (๐—˜๐—จ๐—ฅ) ๐—˜๐˜‚๐—ฟ๐—ผ, (๐—๐—ฃ๐—ฌ) ๐—ฌ๐—ฒ๐—ป, (๐—ฆ๐—š๐——) ๐——๐—ผ๐—น๐—น๐—ฎ๐—ฟ, (๐—ฆ๐—”๐—ฅ) ๐—ฅ๐—ถ๐˜†๐—ฎ๐—น, (๐—”๐—˜๐——) ๐——๐—ถ๐—ฟ๐—ต๐—ฎ๐—บ, (๐—›๐—ž๐——) ๐——๐—ผ๐—น๐—น๐—ฎ๐—ฟ, (๐—–๐—”๐——) ๐——๐—ผ๐—น๐—น๐—ฎ๐—ฟ, (๐—”๐—จ๐——) ๐——๐—ผ๐—น๐—น๐—ฎ๐—ฟ, ๐—ฎ๐—ป๐—ฑ (๐—ž๐—ฅ๐—ช) ๐—ช๐—ผ๐—ป ๐˜๐—ผ ๐—ฃ๐—ฒ๐˜€๐—ผ ๐—˜๐˜…๐—ฐ๐—ต๐—ฎ๐—ป๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ ๐—จ๐—ฝ๐—ฑ๐—ฎ๐˜๐—ฒ

According to the Bangko Sentral ng Pilipinas (BSP), as of October 10, 2025, the Philippine peso showed relatively stable behavior against several major foreign currencies, including the EUR, USD, SGD, CAD, AUD, AED, SAR, HKD, JPY, and KRW. This stability may be attributed to balanced market activity, moderate inflation, and steady remittance inflows, alongside the effects of global market trends such as oil price movements, US interest rate adjustments, and trade developments.

๐‡๐š๐ฏ๐ž ๐ฒ๐จ๐ฎ ๐ž๐ฏ๐ž๐ซ ๐ฐ๐จ๐ง๐๐ž๐ซ๐ž๐ ๐ก๐จ๐ฐ ๐ž๐ฑ๐œ๐ก๐š๐ง๐ ๐ž ๐ซ๐š๐ญ๐ž ๐ข๐ฌ ๐๐ž๐ญ๐ž๐ซ๐ฆ๐ข๐ง๐ž๐?

Under a freely floating exchange rate system, the value of the dollar in terms of the peso is determined in the interbank foreign exchange market, driven by the forces of supply and demand, much like any other good or service traded in the market. In a fixed exchange rate system, on the other hand, a par value is set between the peso and the dollar by the central bank, which may adjust this rate from time to time.

1 EUR = 67.0354 PHP
1 USD = 57.9540 PHP
1 SGD = 44.6177 PHP
1 CAD = 41.3603 PHP
1 AUD = 37.9715 PHP
1 AED = 15.7823 PHP
1 SAR = 15.4515 PHP
1 HKD = 7.4475 PHP
1 JPY = 0.3787 PHP
1 KRW = 0.0407 PHP

Source: Bangko Sentral ng Pilipinas

โ€œ๐ƒ๐ž๐ฅ๐ข๐ฏ๐ž๐ซ๐ข๐ง๐  ๐ƒ๐š๐ญ๐š-๐ƒ๐ซ๐ข๐ฏ๐ž๐ง ๐ˆ๐ง๐ฌ๐ข๐ ๐ก๐ญ๐ฌโ€

๐˜™๐˜ฆ๐˜ฑ๐˜ฐ๐˜ณ๐˜ต ๐˜ฃ๐˜บ ๐˜™๐˜ฆ๐˜ค๐˜ฉ๐˜ช๐˜ฆ ๐˜‰๐˜ข๐˜ด๐˜ข๐˜จ๐˜ณ๐˜ฆ

๐—œ๐—ก ๐—ฃ๐—›๐—ข๐—ง๐—ข๐—ฆ | ๐—•๐˜‚๐—ถ๐—น๐—ฑ๐—ถ๐—ป๐—ด ๐—–๐—ผ๐—ป๐—ป๐—ฒ๐—ฐ๐˜๐—ถ๐—ผ๐—ป๐˜€: ๐—๐—–๐—™๐—”๐—ฃ ๐—ฆ๐—ผ๐˜‚๐˜๐—ต ๐—Ÿ๐˜‚๐˜‡๐—ผ๐—ป ๐—–๐—ต๐—ฎ๐—ฝ๐˜๐—ฒ๐—ฟ ๐—›๐—ผ๐—น๐—ฑ๐˜€ ๐—ฃ๐—ฟ๐—ฒ๐˜€๐—ถ๐—ฑ๐—ฒ๐—ป๐˜๐˜€โ€™ ๐—ฉ๐—ถ๐—ฟ๐˜๐˜‚๐—ฎ๐—น ๐— ๐—ฒ๐—ฒ๐˜๐—ถ๐—ป๐—ด.The Junior Confederation o...
12/10/2025

๐—œ๐—ก ๐—ฃ๐—›๐—ข๐—ง๐—ข๐—ฆ | ๐—•๐˜‚๐—ถ๐—น๐—ฑ๐—ถ๐—ป๐—ด ๐—–๐—ผ๐—ป๐—ป๐—ฒ๐—ฐ๐˜๐—ถ๐—ผ๐—ป๐˜€: ๐—๐—–๐—™๐—”๐—ฃ ๐—ฆ๐—ผ๐˜‚๐˜๐—ต ๐—Ÿ๐˜‚๐˜‡๐—ผ๐—ป ๐—–๐—ต๐—ฎ๐—ฝ๐˜๐—ฒ๐—ฟ ๐—›๐—ผ๐—น๐—ฑ๐˜€ ๐—ฃ๐—ฟ๐—ฒ๐˜€๐—ถ๐—ฑ๐—ฒ๐—ป๐˜๐˜€โ€™ ๐—ฉ๐—ถ๐—ฟ๐˜๐˜‚๐—ฎ๐—น ๐— ๐—ฒ๐—ฒ๐˜๐—ถ๐—ป๐—ด.

The Junior Confederation of Finance Associations - Philippines (JCFAP) South Luzon Chapter held its Presidentsโ€™ Virtual Meeting on October 12, 2025, via Zoom. The meeting focused on introducing key officials, presenting the Calendar of Activities, and discussing important updates.

Presidents and vice presidents for External Affairs from various colleges and universities across South Luzon attended, including Hon. RJ Patrick A. Sernal, the Chief Executive Officer, and Hon. Exequiel S. Paraguison, Chief Operating Officer for External Affairs of the JFINEX-CSPC Chapter.

The JCFAP-South Luzon meeting introduced key officials, presented activities, and discussed updates on membership, awards, and organizational transitions, marking a significant step in enhancing communication among finance student leaders in the region.

โ€œ๐ƒ๐ž๐ฅ๐ข๐ฏ๐ž๐ซ๐ข๐ง๐  ๐ƒ๐š๐ญ๐š-๐ƒ๐ซ๐ข๐ฏ๐ž๐ง ๐ˆ๐ง๐ฌ๐ข๐ ๐ก๐ญ๐ฌโ€

๐˜™๐˜ฆ๐˜ฑ๐˜ฐ๐˜ณ๐˜ต ๐˜ฃ๐˜บ ๐˜๐˜ณ๐˜ข๐˜ฏ๐˜ค๐˜ช๐˜ฏ๐˜ฆ ๐˜‘๐˜ข๐˜ฏ๐˜ฆ ๐˜š๐˜ฆ๐˜ท๐˜ข
๐˜Š๐˜ฐ๐˜ฑ๐˜บ๐˜ณ๐˜ฆ๐˜ข๐˜ฅ ๐˜ฃ๐˜บ ๐˜Ž๐˜ข๐˜ฃ๐˜ณ๐˜ช๐˜ฆ๐˜ญ ๐˜™๐˜ฆ๐˜ฐ๐˜ญ๐˜ฐ
๐˜—๐˜ฉ๐˜ฐ๐˜ต๐˜ฐ ๐˜Š๐˜ฐ๐˜ถ๐˜ณ๐˜ต๐˜ฆ๐˜ด๐˜บ ๐˜ง๐˜ณ๐˜ฐ๐˜ฎ ๐˜‘๐˜๐˜๐˜•๐˜Œ๐˜Ÿ-๐˜Š๐˜š๐˜—๐˜Š ๐˜Š๐˜ฉ๐˜ข๐˜ฑ๐˜ต๐˜ฆ๐˜ณ

๐—•๐—ฆ๐—•๐—”-๐—™๐—  ๐—ฐ๐—ผ๐—บ๐—ฝ๐—น๐—ฒ๐˜๐—ฒ๐˜€ ๐—ฎ ๐˜€๐—ฒ๐—ฟ๐—ถ๐—ฒ๐˜€ ๐—ผ๐—ณ ๐˜€๐˜‚๐—ฐ๐—ฐ๐—ฒ๐˜€๐˜€๐—ณ๐˜‚๐—น ๐—ฐ๐—น๐—ฎ๐˜€๐˜€ ๐—ฎ๐—ฑ๐˜ƒ๐—ถ๐˜€๐—ผ๐—ฟ๐˜† ๐—บ๐—ฒ๐—ฒ๐˜๐—ถ๐—ป๐—ด๐˜€The class advisory meetings for all BSBA-FM year levels,...
12/10/2025

๐—•๐—ฆ๐—•๐—”-๐—™๐—  ๐—ฐ๐—ผ๐—บ๐—ฝ๐—น๐—ฒ๐˜๐—ฒ๐˜€ ๐—ฎ ๐˜€๐—ฒ๐—ฟ๐—ถ๐—ฒ๐˜€ ๐—ผ๐—ณ ๐˜€๐˜‚๐—ฐ๐—ฐ๐—ฒ๐˜€๐˜€๐—ณ๐˜‚๐—น ๐—ฐ๐—น๐—ฎ๐˜€๐˜€ ๐—ฎ๐—ฑ๐˜ƒ๐—ถ๐˜€๐—ผ๐—ฟ๐˜† ๐—บ๐—ฒ๐—ฒ๐˜๐—ถ๐—ป๐—ด๐˜€

The class advisory meetings for all BSBA-FM year levels, from first year to third year, were successfully conducted from October 6 to 10, 2025. Each batch met with their respective class advisers to discuss important academic and administrative matters that strengthen student engagement, discipline, and awareness of institutional values.

Among the agendas discussed were the CSPC VMGO, Core Values, Quality and Environmental Policy, CTHBM Goals and Objectives, and the BSBA-FM PO, PEO, and Mantra. Other topics included classroom management, procedures for raising concerns, membership and subscription fees for Academic Year 2025โ€“2026, faculty attendance monitoring, and support for JFINEX and TheANALYST events. Also tackled were the BSBA-FM Industry Exposure 2026 for Levels I and II, the Corporate Jacket and Pin project for Level III, the distribution of Industry Exposure 2025 certificates and CSPC Student Handbooks, as well as the commendation of class officers and collection of general feedback.

Overall, the class advisory meetings were productive and meaningful, ensuring that students are well-informed and prepared to uphold the schoolโ€™s values as they continue their academic journey.

โ€œ๐ƒ๐ž๐ฅ๐ข๐ฏ๐ž๐ซ๐ข๐ง๐  ๐ƒ๐š๐ญ๐š-๐ƒ๐ซ๐ข๐ฏ๐ž๐ง ๐ˆ๐ง๐ฌ๐ข๐ ๐ก๐ญ๐ฌโ€

๐˜™๐˜ฆ๐˜ฑ๐˜ฐ๐˜ณ๐˜ต ๐˜ฃ๐˜บ ๐˜Š๐˜ฉ๐˜ข๐˜ณ๐˜ญ๐˜ด ๐˜Ž๐˜ฉ๐˜ฐ๐˜ฅ๐˜ธ๐˜บ๐˜ฏ ๐˜‹๐˜ฆ๐˜ญ๐˜ข ๐˜Š๐˜ณ๐˜ถ๐˜ป
๐˜Š๐˜ฐ๐˜ฑ๐˜บ๐˜ณ๐˜ฆ๐˜ข๐˜ฅ ๐˜ฃ๐˜บ ๐˜Š๐˜ฉ๐˜ฆ๐˜ณ๐˜ณ๐˜บ ๐˜™๐˜ฐ๐˜ด๐˜ฆ ๐˜™. ๐˜“๐˜ญ๐˜ข๐˜จ๐˜ข๐˜ด
๐˜—๐˜ฉ๐˜ฐ๐˜ต๐˜ฐ๐˜ด ๐˜ฃ๐˜บ ๐˜ต๐˜ฉ๐˜ฆ ๐˜‰๐˜š๐˜‰๐˜ˆ-๐˜๐˜” ๐˜ค๐˜ฐ๐˜ฎ๐˜ฎ๐˜ถ๐˜ฏ๐˜ช๐˜ต๐˜บ

๐—œ๐—ก ๐—ฃ๐—›๐—ข๐—ง๐—ข๐—ฆ | ๐—š๐—ฅ๐—˜๐—˜๐—ก๐—Ÿ๐—ฌ๐— ๐—ฃ๐—จ๐—ฆ: ๐—ฉ๐—ข๐—Ÿ๐—Ÿ๐—˜๐—ฌ๐—•๐—”๐—Ÿ๐—Ÿ ๐—ฆ๐—˜๐—Ÿ๐—˜๐—–๐—ง๐—œ๐—ข๐—ก The CSPC Gymnasium roared with energy as BSBA-FM students, together with o...
11/10/2025

๐—œ๐—ก ๐—ฃ๐—›๐—ข๐—ง๐—ข๐—ฆ | ๐—š๐—ฅ๐—˜๐—˜๐—ก๐—Ÿ๐—ฌ๐— ๐—ฃ๐—จ๐—ฆ: ๐—ฉ๐—ข๐—Ÿ๐—Ÿ๐—˜๐—ฌ๐—•๐—”๐—Ÿ๐—Ÿ ๐—ฆ๐—˜๐—Ÿ๐—˜๐—–๐—ง๐—œ๐—ข๐—ก

The CSPC Gymnasium roared with energy as BSBA-FM students, together with other CTHBM participants, showcased their skill, teamwork, and determination during the Volleyball Selection (Menโ€™s and Womenโ€™s Division) held on October 11, 2025.

From powerful serves to solid teamwork, each player gave their all, proving that dedication and sportsmanship truly define the Greenlympus spirit. The second day of selection will proceed on Friday, October 17, 2025.

โ€œ๐ƒ๐ž๐ฅ๐ข๐ฏ๐ž๐ซ๐ข๐ง๐  ๐ƒ๐š๐ญ๐š-๐ƒ๐ซ๐ข๐ฏ๐ž๐ง ๐ˆ๐ง๐ฌ๐ข๐ ๐ก๐ญ๐ฌโ€

๐˜™๐˜ฆ๐˜ฑ๐˜ฐ๐˜ณ๐˜ต ๐˜ฃ๐˜บ ๐˜๐˜บ๐˜ข๐˜ค๐˜ช๐˜ฏ๐˜ต๐˜ฉ ๐˜™๐˜ฐ๐˜ด๐˜ข๐˜ญ๐˜ฆ๐˜ด
๐˜—๐˜ฉ๐˜ฐ๐˜ต๐˜ฐ๐˜ด ๐˜ฃ๐˜บ ๐˜‘๐˜ฆ๐˜ด๐˜ด๐˜ข ๐˜‰๐˜ฆ๐˜ญ๐˜ญ๐˜ข ๐˜ ๐˜ถ๐˜จ๐˜ข, ๐˜•๐˜ช๐˜ค๐˜ฐ ๐˜–๐˜ณ๐˜ฐ๐˜ด๐˜ค๐˜ฐ

๐—œ๐—ก ๐—ฃ๐—›๐—ข๐—ง๐—ข๐—ฆ | ๐—š๐—ฅ๐—˜๐—˜๐—ก๐—Ÿ๐—ฌ๐— ๐—ฃ๐—จ๐—ฆ: ๐——๐—”๐—ก๐—–๐—˜ ๐—”๐—จ๐——๐—œ๐—ง๐—œ๐—ข๐—ก  The CSPC Auditorium came alive with rhythm and excitement as BSBA-FM students, ...
11/10/2025

๐—œ๐—ก ๐—ฃ๐—›๐—ข๐—ง๐—ข๐—ฆ | ๐—š๐—ฅ๐—˜๐—˜๐—ก๐—Ÿ๐—ฌ๐— ๐—ฃ๐—จ๐—ฆ: ๐——๐—”๐—ก๐—–๐—˜ ๐—”๐—จ๐——๐—œ๐—ง๐—œ๐—ข๐—ก

The CSPC Auditorium came alive with rhythm and excitement as BSBA-FM students, along with participants from other programs of the College of Tourism, Hospitality, and Business Management (CTHBM), showcased their talent, passion, and creativity during the GREENLYMPUS 2025 Dance Audition.

Each participant lit up the stage with confidence and individuality, turning the event into a vibrant celebration of artistry. The audition is set to continue on Friday, October 17, 2025.

โ€œ๐ƒ๐ž๐ฅ๐ข๐ฏ๐ž๐ซ๐ข๐ง๐  ๐ƒ๐š๐ญ๐š-๐ƒ๐ซ๐ข๐ฏ๐ž๐ง ๐ˆ๐ง๐ฌ๐ข๐ ๐ก๐ญ๐ฌโ€

๐˜™๐˜ฆ๐˜ฑ๐˜ฐ๐˜ณ๐˜ต ๐˜ฃ๐˜บ ๐˜๐˜บ๐˜ข๐˜ค๐˜ช๐˜ฏ๐˜ต๐˜ฉ ๐˜™๐˜ฐ๐˜ด๐˜ข๐˜ญ๐˜ฆ๐˜ด
๐˜—๐˜ฉ๐˜ฐ๐˜ต๐˜ฐ๐˜ด ๐˜ฃ๐˜บ ๐˜‘๐˜ฆ๐˜ด๐˜ด๐˜ข ๐˜‰๐˜ฆ๐˜ญ๐˜ญ๐˜ข ๐˜ ๐˜ถ๐˜จ๐˜ข, ๐˜•๐˜ช๐˜ค๐˜ฐ ๐˜–๐˜ณ๐˜ฐ๐˜ด๐˜ค๐˜ฐ

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