Cutie Hometrends

25/10/2022

Safe ang chika pag asawa ang kachismisan. Madalas
kasi di sila nakikinig. 😂

05/02/2021

Be a Property Consultant Now!
PM/Call/Text: 09757272029

03/12/2018

Be deaf to negative thoughts and naysayers.

01/10/2018

NAGHAHANAP AKO NG MASISIPAG AT MAABILIDAD NA BABAE! 🤰🏻🤱🏻

Gusto mo bang kumita kahit nasa bahay lang? 🏡🙋🏻‍♀️

O kaya naman nagkukulang na sa budget pero hindi makapagtrabaho dahil hindi maiwan ang mga anak? 🤱🏻🤔

Try mo maging Online Tindera ng mga subok na products na hindi ka ipapahiya sa mga customers mo at babalik-balikan pa mga produkto mo! ☺️👍🏻👏🏻

BE MY RESELLER AND EARN EXTRA COLD CASH❗❗❗❗

19/09/2018

02/09/2018

02/09/2018

Bank Vs. Pru Life Investment.
Check the difference.

27/08/2018

Retirement is a 7-day, every-week VACATION.

If you prepare 1-2 months for birthday parties.
And you prepare 1-2 years for wedding.
And you prepare 1-3 months for a 3-day holiday vacation.

How long should you prepare for at least 20 years of PERMANENT VACATION?

Do the math, we’ll give the money.

Eloisa Mae Ignacio
Financial Consultant

20/08/2018

What is a life insurance policy? Should I trust Life Insurance Companies?

A life insurance policy helps eliminate the financial distress of your family when something happens to you. When you become disabled, sick, or die, your family's income will diminish or will be gone. A life insurance policy ensures the financial stability of your dependents as they adjust to their new state of finances. Aside from the income replacement and protection it offers, a life insurance policy imparts disciplined saving habit. It can help your heirs pay for the estate taxes when you pass them your properties. It allows you to have a long term investment plan which you can use in the future or upon retirement. As life insurance is liquid, it allows you to take out a policy loan or make a partial withdrawal for your personal use.

Some misconceptions about life insurance policies:
1. It is about dying. No, it is about LIVING and LOVING.
2. It is expensive. No, it is a systematic way of saving, disciplining you to save and helping you build a nest egg which you may withdraw anytime if needed.

Allow me to debunk your doubts about Life Insurance companies. Life Insurance and Pre-Need Companies are different:

Life Insurance industry
* It is a Global industry and more than 100 years in existence
* It serves all financial needs like protection, savings, retirement, estate, investment, education, illness and disability, etc.
* In the Philippines, companies are regulated by the Insurance Commission (IC). They are mandated by the Insurance Commission to have a set of monetary reserves to ensure long term capital adequacy, solvency and liquidity.
* Subject to international rules, practices and ethical standards.
* All financial advisors undergo a qualifying exam and are licensed by the IC. It's is a global profession.

Pre Need industry:
* Started gaining popularity in 1980s in the Philippines
* Claimed to only be found in the Philippines.
* Serves specific needs only. Examples are: education, retirement, memorial, etc.
* The industry used to have no government regulation; companies were only required a SEC registration; its sellers were only accredited by the pre-need company whose products they were selling.
* Only through the enacted Republic Act 98291 (Pre-Need Code of 2010) did the industry come under the regulation of the Insurance Commission. Licensure of pre-need plan sellers is still pending government approval.

Life insurance is not a losing proposition but a win-win proposition! Consider buying now, don't wait for yourself to age or worse, become uninsurable because your age and health affects your insurability.

Trust your Life Insurance Advisors!

20/08/2018

You know that you're adulting when:
1. You have all the IDs needed
2. You have your own life insurance@_@
3. You have an HMO (Health Card)
4. You go to a hospital/ clinic for consultation all by yourself
5. You hide your illness to your family, 'Cause you dont want them to worry about you
6. You started to change your lifestyle
7. You started to eat right and healthy
8. Your faith in God is more intact
9. You think more for the future
10. You're more thrifty when it comes to money
11. You think more for savings rather than leisures
12. You only spend your money on your necessities than your lux/ vices
13. You would like to invest for a business
14. You're sick on your work but you remember you are not rich
15. You have few friends to trust with
16. When you have problems, you tend to solved it by yourself
17. You limit your friends but you would like to gain more acquiantances for connections
18. You are tired playing a fool with your partner
19. When you are too stressed, you tend to go for a break. A vacation will do.
20. You understand and realized that life is short, life is tough. Yet, life must be lived to the fullest

08/02/2017