Licensed Financial Consultant - Kissa Marie L. Santander

03/07/2024

"𝗦𝗵𝗼𝘂𝗹𝗱 𝗜 𝗴𝗲𝘁 𝗮𝗻 𝗛𝗠𝗢/𝗛𝗲𝗮𝗹𝘁𝗵𝗰𝗮𝗿𝗱 𝗼𝗿 𝗟𝗶𝗳𝗲 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲?" 🤔

I say better if you 𝗛𝗔𝗩𝗘 𝗕𝗢𝗧𝗛. Why?

▪️HMO/Healthcard given by companies maximum benefit limit ranges from 60,000 to 500,000. It's good for some minor illnesses and operations. 😧

▪️Critical illness and disability is a different story. With the increasing medical costs, your healthcard might be exhausted just on the first week of your treatment. ☹️

▪️HMO/healthcard coupled with critical illness and disability benefit from your Life Insurance provides better peace of mind in the future. You get to have an investment too.

Remember: 𝗚𝗲𝘁𝘁𝗶𝗻𝗴 𝗟𝗶𝗳𝗲 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗶𝘀 𝗮 𝗴𝗼𝗼𝗱 𝘁𝗵𝗶𝗻𝗴. 𝗕𝘂𝘁 𝗵𝗮𝘃𝗶𝗻𝗴 𝗮 𝗰𝗼𝗺𝗽𝗿𝗲𝗵𝗲𝗻𝘀𝗶𝘃𝗲 𝗰𝗼𝘃𝗲𝗿𝗮𝗴𝗲 𝗳𝗼𝗿 𝗽𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻 𝗶𝘀 𝘁𝗵𝗲 𝗿𝗶𝗴𝗵𝘁 𝘁𝗵𝗶𝗻𝗴. 💯

04/06/2024

Baka may kakilala kayong naghahanap ng sweldo pero walang gagawin?

Pakisabi walang ganon. Hahahaha. 😂

By the way, looking for 20 additional part timers, referrals are welcome. May gagawin to ah. Baka akala wala hahaha char! 😅

✅Bachelor's degree holder
✅Willing to learn another career
✅Parttime. No need magresign sa current job

PM me 😊♥️

24/05/2024

‼️‼️

02/04/2024

𝗬𝗢𝗨 𝗣𝗟𝗔𝗡𝗧 𝗜𝗧 the day you sign your insurance application.

𝗬𝗢𝗨 𝗪𝗔𝗧𝗘𝗥 𝗜𝗧 by regulary paying for its premium.

𝗬𝗢𝗨 𝗧𝗔𝗞𝗘 𝗖𝗔𝗥𝗘 𝗢𝗙 𝗜𝗧 by not letting it lapse, and constantly amending/increasing your coverage.

Several years after, you will see a 𝗙𝗨𝗟𝗟 𝗚𝗥𝗢𝗪𝗡 𝗧𝗥𝗘𝗘.

A 𝗧𝗥𝗘𝗘 that will give you 𝗙𝗥𝗨𝗜𝗧𝗦 to enjoy (𝘄𝗶𝘁𝗵𝗱𝗿𝗮𝘄𝗮𝗯𝗹𝗲 𝗳𝘂𝗻𝗱 𝘃𝗮𝗹𝘂𝗲 𝗮𝗻𝗱 𝗼𝘁𝗵𝗲𝗿 𝗹𝗶𝘃𝗶𝗻𝗴 𝗯𝗲𝗻𝗲𝗳𝗶𝘁𝘀) and enough 𝗦𝗛𝗔𝗗𝗘/𝗦𝗛𝗘𝗟𝗧𝗘𝗥 (𝗱𝗲𝗮𝘁𝗵 𝗯𝗲𝗻𝗲𝗳𝗶𝘁) for your loved ones. ❤️

If you are interested what insurance is? Message me for free financial planning📩
Pag usapan natin yan😉

Your lifetime Prulife partner,
KISSA MARIE L. SANTANDER
Licensed Financial Advisor

23/03/2024

We delivered 𝗣𝗵𝗽𝟳.𝟲 𝗕𝗶𝗹𝗹𝗶𝗼𝗻 in benefit payments! 😍

𝗣𝗿𝘂 𝗟𝗶𝗳𝗲 𝗨𝗞 𝗶𝘀 𝗹𝗲𝗮𝗱𝗶𝗻𝗴 𝗶𝗻 𝗽𝗮𝘆𝗶𝗻𝗴 𝗰𝗹𝗮𝗶𝗺 𝗯𝗲𝗻𝗲𝗳𝗶𝘁𝘀 𝘁𝗼 𝗶𝘁𝘀 𝗰𝗹𝗶𝗲𝗻𝘁𝘀 ✨

It shows that 𝙬𝙚 𝙖𝙧𝙚 𝙖𝙡𝙨𝙤 𝙉𝙐𝙈𝘽𝙀𝙍 𝟭 𝗶𝗻 𝗱𝗲𝗹𝗶𝘃𝗲𝗿𝗶𝗻𝗴 𝗼𝘂𝗿 𝗽𝗿𝗼𝗺𝗶𝘀𝗲!

And those claims are:
✨Ma settle ang dapat ma settle
💫Mabubuo na bayad ng bahay
🌙College fund ng anak
⭐May maipambayad sa ospital
✨Maipagpatuloy ang buhay
☄️Malaki ang maiiwan sa family

and that is PRULove PRUmise fulfilled ❤️😊

Source:
https://www.insurance.gov.ph/life-1st-quarter-of-2023/?fbclid=IwAR1oCi6NAz1lq7NILADNiTDMv3V6xdygRt45fSYfgDAE5hVccccpYdTFq54

Life – 1st Quarter of 2023Insurance Industry / 31 March 2023 Life – 1st Quarter 2023Download Annex B – Life Insurance Sector Performance DataDownload Life Insurance Sector – 1st Quarter of 2023Download

22/03/2024

𝗜𝗻𝘀𝘂𝗿𝗲𝗱 𝗻𝗮𝗺𝗮𝗻 𝗮𝗸𝗼 𝗻𝗴 𝗰𝗼𝗺𝗽𝗮𝗻𝘆 𝗸𝗼, 𝘀𝗼 𝘄𝗵𝘆 𝗱𝗼 𝗜 𝗻𝗲𝗲𝗱 𝘁𝗼 𝗮𝗽𝗽𝗹𝘆 𝗳𝗼𝗿 𝗮 𝗹𝗶𝗳𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲?

May point naman yan. 😊 But, think of the following:

❌What if, si employee becomes critically ill and exceeded his HMO limit? Will the company cover their entire hospital bills?
❌What if, an illness or an accident prevents the employee from fulfilling his work? Will they still be able to keep his job?
❌What if, an employee resigns or got laid off? Are they still qualified for the company benefits?
❌What if, the company-provided benefit is minimal coverage only? Will it be enough to cover the needs and secure their family’s future?

So paano na, besh? 🤔
✅This is why we NEED to get our PERSONAL protection plan.
✅Because we will not be an employee forever.

𝘾𝙝𝙤𝙤𝙨𝙚 𝙩𝙤 𝙗𝙚 𝙋𝙧𝙤𝙩𝙚𝙘𝙩𝙚𝙙 𝙖𝙣𝙙 𝙁𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡𝙡𝙮 𝙋𝙧𝙚𝙥𝙖𝙧𝙚𝙙! 🫰

07/03/2024

HOW CAN CRITICAL ILLNESS RUIN YOUR SAVINGS?

A true story to get cured from critical illness 😔

No need to explain things cause numbers don’t lie.

If your family has a history of critical illness, then do yourself and your family a favor. As long as you are still young and healthy be insured and protect your family’s assets and savings.



Ctto

29/01/2024

Death Claim Approved

Insured is minor, may sakit sa heart.

After 1 month of approval of the policy, namatay si minor. 😢

Kahit may undisclosed na sakit sa kidney (nalaman during claim process).

Binigay parin ni PRU ❤️❤️

Worth 2 Million Claims 🙏🙏

RIP little angel. 🙌🏻

P.S. Please disclose pre-existing health conditions upon application. Contract can be void upon claim with undisclosed conditions. "Can be". So safer to disclose than to not get a claim.

We are on this mission to give insurance coverage to Filipino people.

I can assist you with this.
Free ang quotation.
Just message me.

❤️🙌🏻

21/01/2024

Celebrate every tiny VICTORY! ✨🫶🏼 Starting the first month of my PRU journey with a baaaang! 🔥🔥

December 2023
🏅Top 2 Rookie
🏅Top 6 Top Case Counter
🏅Top 8 Financial Consultant

Thank you for these recognitions. 🙏✨

A never ending thank you to all my clients, family, friends and future clients for trusting me as your financial advisor 🫶🏼❤️

To more secured lives this 2024💖