Coach Jospehus of The Secret of Saving

Coach Jospehus of The Secret of Saving We Offer Free Financial Education for every Filipino People. Our Mission : Changing People from Spender to Savers.

Vision: To educate 30 Million Families become Financial educated by 2030. TSS Financials aims to provide opportunity for Filipinoโ€™s to create wealth through Financial Education. The program is executed by coach Josephus & Jonavel in collaboration with International Marketing Group Company - One of the leading financial services company in the Philippines today.

Healthcare You Can Rely On, Protection You Can Trust ๐ŸฉตThe National Healthcare Shield Plan transcends ordinary coverage b...
29/09/2025

Healthcare You Can Rely On, Protection You Can Trust ๐Ÿฉต

The National Healthcare Shield Plan transcends ordinary coverage by providing preventive, in-patient, out-patient, emergency, and dental benefits to every public servantโ€”whether regular, casual, contractual, elective, or appointive.

Partnered with leading and esteemed medical institutionsโ€”Makati Medical Center, St. Lukeโ€™s Medical Center, The Medical City, Chong Hua Hospital, Cardinal Santos Medical Center, Asian Hospital and Medical Center, Cebu Doctorsโ€™ University Hospital, and UC Medical Centerโ€”it ensures comprehensive care and enduring peace of mind.

Learn More and Get Covered Today!
Just message me for more details โ˜บ๏ธ


KAISER: The Most Trusted HMO Provider in the Philippines ๐Ÿ’™For only โ‚ฑ7,000, government employees can now enjoy a โ‚ฑ75,000 ...
28/09/2025

KAISER: The Most Trusted HMO Provider in the Philippines ๐Ÿ’™

For only โ‚ฑ7,000, government employees can now enjoy a โ‚ฑ75,000 coverage per illness, per year โ€” one of the most affordable yet comprehensive healthcare plans available today!
Best deal for only โ‚ฑ7,000 annual premium โ€” with up to โ‚ฑ75,000 coverage PER ILLNESS per year!

โœ… Pre-existing conditions are covered
โœ… Backed by a 5-Point Healthcare Plan:
1๏ธโƒฃ Preventive Care
2๏ธโƒฃ In-Patient Care
3๏ธโƒฃ Out-Patient Care
4๏ธโƒฃ Emergency Care
5๏ธโƒฃ Dental Care

๐ŸŽ Bonus: Financial Care Assistance
๐Ÿ’ธ โ‚ฑ10,000 โ€” Natural Death Benefit
๐Ÿ’ธ โ‚ฑ20,000 โ€” Accidental Death Benefit

๐Ÿ“ฉ Message me today for a full presentation and to learn how you can avail of this exclusive benefit!






Life insurance premiums are much cheaper if you buy it before you hit 30. Just remember to buy a policy you can afford. ...
28/09/2025

Life insurance premiums are much cheaper if you buy it before you hit 30. Just remember to buy a policy you can afford. And for your peace of mind, you may want to limit your choices to those among the top 10 life insurance companies.

-Randell Tiongson

๐Ÿš‘ One medical emergency can wipe out years of savings.Pero with financial literacy, you can avoid this trap.IMG educates...
26/09/2025

๐Ÿš‘ One medical emergency can wipe out years of savings.
Pero with financial literacy, you can avoid this trap.

IMG educates Filipinos to prepare:
โœ” Kaiser 3-in-1 Savings Plan (healthcare + insurance + savings)
โœ” Affordable life insurance
โœ” Mutual funds & investment programs
โœ” Retirement planning

Education + Action = Peace of Mind for the whole family. โœจ

๐Ÿ‘‰ Learn with me and IMG. Message me for details


๐Ÿ  Gaya ng bahay, ang pera kailangan may matibay na foundation.Through IMG, I learned the step-by-step process of buildin...
26/09/2025

๐Ÿ  Gaya ng bahay, ang pera kailangan may matibay na foundation.
Through IMG, I learned the step-by-step process of building a Financial House:

1. Healthcare โ€“ Kaiser 3-in-1 Plan
2. Life Protection โ€“ Insurance partners
3. Emergency Fund
4. Investments โ€“ Mutual Funds & Stocks
5. Retirement Fund

IMG teaches us how to secure each layer, para ang pamilya natin ay laging protected. ๐Ÿ’ช

๐Ÿ‘‰ Want to start building your financial house? Message me!
Josephus Torres Balansag


๐Ÿ’ก Alam mo ba? 90% of Filipinos donโ€™t have proper healthcare or retirement savings.Bakit? Because no one taught us about ...
26/09/2025

๐Ÿ’ก Alam mo ba? 90% of Filipinos donโ€™t have proper healthcare or retirement savings.

Bakit? Because no one taught us about financial education in school. ๐Ÿ˜ข

Buti na lang may IMG. ๐Ÿ™Œ
They provide free financial education + access to trusted products like healthcare (Kaiser), insurance, mutual funds, real estate, and more.

With IMG, hindi lang produkto ang ino-offer, kundi lifetime learning and guidance for your familyโ€™s future. โค๏ธ

๐Ÿ‘‰ Message me today to join our free seminar.
Josephus Torres Balansag


Most HMOs stop when you stop paying. But Kaiser is different:โœ”๏ธ Healthcare while payingโœ”๏ธ Life insurance while coveredโœ”๏ธ...
26/09/2025

Most HMOs stop when you stop paying. But Kaiser is different:
โœ”๏ธ Healthcare while paying
โœ”๏ธ Life insurance while covered
โœ”๏ธ Growing fund even after you stop paying

This makes Kaiser a long-term asset, not just an expense.

๐Ÿ’ฌ Secure your healthcare and grow your wealth at the same time.


Hereโ€™s how Kaiser 3-in-1 works:1๏ธโƒฃ Save for only 7 years2๏ธโƒฃ Stay protected for 20 years3๏ธโƒฃ Enjoy maturity benefits after...
26/09/2025

Hereโ€™s how Kaiser 3-in-1 works:
1๏ธโƒฃ Save for only 7 years
2๏ธโƒฃ Stay protected for 20 years
3๏ธโƒฃ Enjoy maturity benefits after the plan ends

Itโ€™s like paying for a short time but receiving lifetime value.

โœจ With Kaiser, your health, family, and future are secured.

๐Ÿ“ฉ Want a sample computation? Message me today.

Did you know the Kaiser 3-in-1 Saving Plan combines:โœ… Healthcare โ€“ protection during sickness or emergenciesโœ… Life Insur...
26/09/2025

Did you know the Kaiser 3-in-1 Saving Plan combines:

โœ… Healthcare โ€“ protection during sickness or emergencies
โœ… Life Insurance โ€“ protection for your family if something happens
โœ… Investment โ€“ your money grows for the future

Most plans give you just one. Kaiser gives you all three in one plan!
๐Ÿ’ก Thatโ€™s why we call it a 3-in-1 solution.

๐Ÿ‘‰ Message me to learn how this can work for you and your family.

It's an honor and privilege to serve the Office of the Vice President on their chosen Healthcare provider , Kaiser Inter...
25/09/2025

It's an honor and privilege to serve the Office of the Vice President on their chosen Healthcare provider , Kaiser International HealthGroup, Inc.

Thank you and Congratulations OVP and Thank you Sir Brandon Gloria our SAVP for having you here on this MOA Signing


Sabi nila: โ€œMahirap kumita, madali lang magastos.โ€ ๐Ÿ˜ฉTama nga! Peroโ€ฆ paano kung matutunan mong gawing pera ang pera mo?Th...
24/09/2025

Sabi nila: โ€œMahirap kumita, madali lang magastos.โ€ ๐Ÿ˜ฉ
Tama nga! Peroโ€ฆ paano kung matutunan mong gawing pera ang pera mo?

Thatโ€™s where IMG comes in. We help Filipino workers:
โœ” Create a spending plan
โœ” Turn savings into investments
โœ” Build long-term wealth

๐Ÿ“ฃ ๐‘ฑ๐’๐’Š๐’ ๐’๐’–๐’“ ๐’„๐’๐’Ž๐’Ž๐’–๐’๐’Š๐’•๐’š
๐— ๐—ถ๐˜€๐˜€๐—ถ๐—ผ๐—ป | ๐—ฉ๐—ถ๐˜€๐—ถ๐—ผ๐—ป | ๐—–๐—ฟ๐˜‚๐˜€๐—ฎ๐—ฑ๐—ฒ

๐Ÿ“ž 0991 434 3114 / 0965 754 1559
๐Ÿ‘‰ Message Coach Josephus Torres Balansag


Do you know that this is what you will get when you avail KAISER Long Term HMO.You will only save for 7 years. Even if y...
24/09/2025

Do you know that this is what you will get when you avail KAISER Long Term HMO.

You will only save for 7 years. Even if you live to be 100 years old, you still have healthcare.

๐Ÿ‘-๐ข๐ง-๐Ÿ ๐๐ฅ๐š๐ง: ๐‡๐ž๐š๐ฅ๐ญ๐ก๐œ๐š๐ซ๐ž + ๐ˆ๐ง๐œ๐จ๐ฆ๐ž ๐‘๐ž๐ฉ๐ฅ๐š๐œ๐ž๐ฆ๐ž๐ง๐ญ + ๐ˆ๐ง๐ฏ๐ž๐ฌ๐ญ๐ฆ๐ž๐ง๐ญ

Benefits of KAISER:
Very Affordable: You will only pay for 7 years, unlike others who are 10 to 20 years. There's a 5-year plan, expensive and no healthcare.

No Hospital Admission Worries: You can use this as long as the plan is active, and you've been saving for atleast 1-year.

๐๐š๐ฌ๐ข๐œ ๐Œ๐ž๐๐ข๐œ๐š๐ฅ ๐๐ž๐ง๐ž๐Ÿ๐ข๐ญ๐ฌ: Free annual physical exam, dental cleaning, etc.

Fixed Amount: Fixed for 7 years, won't change even if you get old.

Transferable: Can be transferred upon death. At maturity, your beneficiary will get money that will be their starter.

๐’๐ญ๐š๐ซ๐ญ ๐๐จ๐ฐ ๐–๐ก๐ข๐ฅ๐ž ๐˜๐จ๐ฎ ๐’๐ญ๐ข๐ฅ๐ฅ ๐‚๐š๐ง!

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Jy Square Lahug
Talisay
6000

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