Money Wise Mom

Money Wise Mom "Helping Filipino families secure their future.

Smart choices, secure futures.โ€
Licensed Financial Advisor at Pru Life UK
Proud MomMie and Daughter of a Hearing Impaired Person
๐Ÿงฟ๐Ÿงฟ๐Ÿงฟ

06/05/2026

Let's review your policy!!!

Get yours now.Send me a ๐Ÿ“ฉ.
06/05/2026

Get yours now.

Send me a ๐Ÿ“ฉ.



Letโ€™s think about inheriting a fair market value assessment of a Baguio Property worth P2.5M house and lot in 2026.Inher...
11/04/2026

Letโ€™s think about inheriting a fair market value assessment of a Baguio Property worth P2.5M house and lot in 2026.

Inheriting entails processing transfer of assets by legal means and itโ€™s at 6% estate tax equal to P150,000 plus legal fees and other misc fees adding P50,000-P80,000 to finalize.

Question: Are you financial able to transfer the property within 12 months? Are funds readily available?

๐Ÿ“ŒPenalties are lawfully charged beyond this period. Late filing beyond the one-year deadline incurs a 25% surcharge plus 12% annual interest. Surcharge adds P37,500 + P18,000/yr interest.

Question: If your Baguio property is valued at 2.5M in 2026 and the FMV assessment increase at an average of 6%-12% every year how much would you think your property is worth 20 years by 2046.

Answer: At 6% annual increase, itโ€™s at P8M
and at 12% annual increase itโ€™s at P24M.

Hard Question: In 2046 with still a 6% estate tax rate does your family have atleast P480,000 or P1,440,000 as tax payments for a real property inheritance by then?

๐Ÿ“Œ , nobody educates and prepares Filipino people in advance.

How does an heir prepare?

Itโ€™s the parentsโ€™ initiative and insurance proceed has been one of the best preparation method of our times few explore.

Assess your estate value today, if you have not prepared wellโ€ฆ most likely these properties will be sold to liquidate to pay for future tax liabilities.

Generational wealth should be the aim of every wealth builder.

And strategies are so important.

Insurance is a practical strategy proven to have helped many families when done right.

A financial POV Saturday night.


โœจ ๐…๐€๐Œ๐ˆ๐‹๐˜ ๐๐”๐๐ƒ๐‹๐„: ๐Ž๐ง๐ž ๐๐ฅ๐š๐ง, ๐…๐ฎ๐ฅ๐ฅ ๐…๐š๐ฆ๐ข๐ฅ๐ฒ ๐๐ซ๐จ๐ญ๐ž๐œ๐ญ๐ข๐จ๐ง! ๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Habang nagsusumikap tayo para sa kinabukasan, mahalagang sigura...
17/03/2026

โœจ ๐…๐€๐Œ๐ˆ๐‹๐˜ ๐๐”๐๐ƒ๐‹๐„: ๐Ž๐ง๐ž ๐๐ฅ๐š๐ง, ๐…๐ฎ๐ฅ๐ฅ ๐…๐š๐ฆ๐ข๐ฅ๐ฒ ๐๐ซ๐จ๐ญ๐ž๐œ๐ญ๐ข๐จ๐ง! ๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง

Habang nagsusumikap tayo para sa kinabukasan, mahalagang siguraduhin na protected ang buong pamilya โ€” si Daddy, si Mommy, at si Baby. โค๏ธ

With this plan, you get:
โœ”๏ธ Life Insurance
โœ”๏ธ Accident & Disability Coverage
โœ”๏ธ Critical Illness Protection
โœ”๏ธ Investment Fund for Retirement & College

This isnโ€™t just insurance โ€” itโ€™s security, peace of mind, and a long-term investment all in one powerful plan. ๐Ÿ’ผ๐Ÿ’ฐ

Youโ€™re creating a safety net worth millions while also growing your money for the future. ๐Ÿ“ˆ

Letโ€™s be honestโ€ฆ
Hindi natin alam ang bukas, pero pwede nating paghandaan.

โœ… If something unexpected happens, your family is protected.
โœ… If everything goes well, youโ€™re building retirement and college funds. Win-win. ๐Ÿ™Œ

โค๏ธDonโ€™t wait for a crisis before deciding.

Protect your family before life tests your finances.

๐Ÿ“ฉ Message now and letโ€™s create a customized Family Bundle just for you!

Introducing our NEW Product: ๐๐‘๐”๐‹๐ข๐Ÿ๐ž๐ญ๐ข๐ฆ๐ž ๐ˆ๐ง๐œ๐จ๐ฆ๐žGuaranteed payout HABAMBUHAY.Yes, you read it right - Lifetime Cash flow....
09/03/2026

Introducing our NEW Product: ๐๐‘๐”๐‹๐ข๐Ÿ๐ž๐ญ๐ข๐ฆ๐ž ๐ˆ๐ง๐œ๐จ๐ฆ๐ž

Guaranteed payout HABAMBUHAY.
Yes, you read it right - Lifetime Cash flow.

Perfect for:
โœ… Educational Funding
โœ… Retirement Income
โœ… Legacy Planning

Imagine giving yearly cash gift sa anak mo.
Imagine receiving income kahit retired ka na.
Imagine showing your love long lasting.

๐Ÿ“ฉ Message me for your FREE sample quotation.


24/02/2026

SEAMAN died due to an unfortunate ship incident. His widowed wife and two very young children received โ‚ฑ3.5 MILLION INSURANCE proceeds from his 3-month-old policy.
Read story below. โฌ‡๏ธ

Through faith, God gave me more than friendsโ€”He gave me a family. People who lift each other up in prayer, grow together...
19/02/2026

Through faith, God gave me more than friendsโ€”He gave me a family. People who lift each other up in prayer, grow together in love, and walk side by side through every season. Truly grateful for this blessing. โœจ๐Ÿ™



๐ƒ๐ž๐š๐ซ ๐•๐š๐ฅ๐ฎ๐ž๐ ๐‚๐ฅ๐ข๐ž๐ง๐ญ๐ฌ,๐๐ฅ๐ž๐š๐ฌ๐ž ๐๐จ๐ง'๐ญ ๐ฅ๐ž๐ญ ๐ฒ๐จ๐ฎ๐ซ ๐ฉ๐จ๐ฅ๐ข๐œ๐ฒ ๐ฅ๐š๐ฉ๐ฌ๐ž.Life Insurance is a privilege. Hindi lahat ng nag-aapply ay naa-a...
09/02/2026

๐ƒ๐ž๐š๐ซ ๐•๐š๐ฅ๐ฎ๐ž๐ ๐‚๐ฅ๐ข๐ž๐ง๐ญ๐ฌ,
๐๐ฅ๐ž๐š๐ฌ๐ž ๐๐จ๐ง'๐ญ ๐ฅ๐ž๐ญ ๐ฒ๐จ๐ฎ๐ซ ๐ฉ๐จ๐ฅ๐ข๐œ๐ฒ ๐ฅ๐š๐ฉ๐ฌ๐ž.

Life Insurance is a privilege. Hindi lahat ng nag-aapply ay naa-approve. Once issued na ang policy mo, ibig sabihin secured ka na at covered whatever happens.

๐‘๐ž๐ฆ๐ž๐ฆ๐›๐ž๐ซ: ๐–๐š๐ฅ๐š๐ง๐  ๐›๐ž๐ง๐ž๐Ÿ๐ข๐ญ๐ฌ ๐š๐ง๐  ๐ฅ๐š๐ฉ๐ฌ๐ž๐ ๐ฉ๐จ๐ฅ๐ข๐œ๐ฒ.

Among all the bills we pay monthly, Insurance lang ang siguradong sasalo sa atin at pamilya natin.

A lapsed policy is a broken promise to yourself and your loved ones.

๐Š๐š๐ฒ๐š ๐ค๐ž๐ž๐ฉ ๐ข๐ญ ๐š๐œ๐ญ๐ข๐ฏ๐ž, ๐ฌ๐ญ๐š๐ฒ ๐ข๐ง๐ฌ๐ฎ๐ซ๐ž๐. โ™ฅ๏ธ

Hello, dear parents!Sharing with you our ๐—ฃ๐—ฅ๐—จ๐—›๐—˜๐—”๐—Ÿ๐—ง๐—› ๐—ฃ๐—ฟ๐—ถ๐—บ๐—ฒ, PRU Life UK's ๐—ฏ๐—ฒ๐˜€๐˜-๐˜€๐—ฒ๐—น๐—น๐—ถ๐—ป๐—ด health protection plan with investm...
31/01/2026

Hello, dear parents!

Sharing with you our ๐—ฃ๐—ฅ๐—จ๐—›๐—˜๐—”๐—Ÿ๐—ง๐—› ๐—ฃ๐—ฟ๐—ถ๐—บ๐—ฒ, PRU Life UK's ๐—ฏ๐—ฒ๐˜€๐˜-๐˜€๐—ฒ๐—น๐—น๐—ถ๐—ป๐—ด health protection plan with investment component for your kids.

WHY?

๐Ÿ“Œ The only plan with critical illness benefits for kids (from 30-day old and up)
๐Ÿ“Œ For as low as Php 1400/month you can protect and save for your child's future
๐Ÿ“Œ Has withdrawable fund value which can be used to support your child's education or for any major purchase (a great pamana indeed)

**Figures in the posters are based on a 1 year old individual and may vary depending on age and budget.

๐Ÿ“š ๐“๐”๐ˆ๐“๐ˆ๐Ž๐ ๐…๐„๐„๐’ ๐€๐‘๐„ ๐๐Ž๐“ ๐„๐Œ๐„๐‘๐†๐„๐๐‚๐ˆ๐„๐’. ๐“๐‡๐„๐˜ ๐€๐‘๐„ ๐๐‹๐€๐๐๐„๐ƒ ๐„๐—๐๐„๐๐’๐„๐’ ๐Ÿ“š

Let's fulfill your child's dream and prepare in advance for your future doctor, architect, engineer, pilot etc! Message me to know more! โ˜บ๏ธ



An exciting and meaningful start to a new season as we officially kick off our Combined Branch and Unit! Today is more t...
26/01/2026

An exciting and meaningful start to a new season as we officially kick off our Combined Branch and Unit! Today is more than just a gatheringโ€”itโ€™s a celebration of teamwork, shared vision, and the milestones weโ€™ve achieved together.

Every award, recognition, and success represents countless hours of dedication, discipline, and a genuine commitment to protecting Filipino familiesโ€™ lives and futures. Behind each achievement is a team that chose growth, collaboration, and excellenceโ€”day after day.

As we move forward as one united branch and unit, we are reminded that success is never built alone. It is powered by leaders who inspire, advisors who serve with heart, and a community that believes in our mission. With PRU Life UK, we continue to raise the bar, pursue excellence, and create impact that goes beyond numbers.

Grateful for the journey so far, proud of what weโ€™ve accomplished, and excited for the bigger goals ahead. Hereโ€™s to more wins, more lives protected, and more dreams achievedโ€”together. ๐Ÿ†โœจ





#01242026

Address

Inocencio
Trece Martires
4109

Telephone

+639950578020

Website

Alerts

Be the first to know and let us send you an email when Money Wise Mom posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Money Wise Mom:

Shortcuts

Share

Category