25/06/2025
ka budget 2025-26, jo 10 June 2025 ko Finance Minister Muhammad Aurangzeb ne National Assembly mein pesh kiya, ek ahem fiscal strategy hai jo economic growth, stability, aur defense ko focus karta hai.
Yeh budget Rs 17.57 trillion ka hai, jo pichle saal ke Rs 18.9 trillion se 7% kam hai.
Is ka maqsad 4.2% economic growth achieve karna, inflation ko 7.5% tak rakhna, aur fiscal deficit ko GDP ka 3.9% tak lana hai.
Ab isay Roman Urdu mein detail se samjhte hain:
ki Highlights
Total Budget Size:Rs 17.57 trillion ka budget hai, jo pichle saal se thoda kam hai.
Yeh reduction austerity measures aur IMF ke guidelines ki wajah se hai.
Budget:
Defense ke liye Rs 2.55 trillion rakhe gaye hain, jo pichle saal ke Rs 2.12 trillion se 20% zyada hai.
Yeh increase April 2025 mein India ke sath military conflict ke baad hua, jisme Pakistan ne apni military capability ko strengthen karne ka faisla kiya.
Is mein Rs 742 billion military pensions ke liye bhi hain, jo total defense spending ko Rs 3.29 trillion tak le jata hai.Tax Collection
Target: Board of Revenue (FBR) ka target hai Rs 14.13 trillion collect karna, jisme Rs 6.9 trillion direct taxes (jaise income tax) aur Rs 7.2 trillion indirect taxes (jaise sales tax) shamil hain.
Non-tax revenue (jaise petroleum levy aur State Bank profits) se Rs 5.15 trillion aane ki umeed hai.
Salaried class ke liye tax slabs mein kami ki g*i hai, masalan Rs 600,000–1.2 million income walon ka tax 5% se 1% aur Rs 2.2 million tak ka tax 15% se 11% kar diya gaya.Super tax rates bhi kam kiye gaye hain, aur immovable property pe Federal Excise Duty (FED) khatam aur Advance Tax 150 basis points kam kiya gaya.
Key Expenditures:
Debt Servicing: Qarza ke sood (interest) ki adaigi ke liye Rs 8.2 trillion rakhe gaye hain, jo pichle saal ke Rs 9.7 trillion se kam hai.
: Rs 1.05 trillion pensioners ke liye hain.Subsidies: Rs 1.18 trillion subsidies ke liye, jaise bijli aur gas ke sectors mein.
: Rs 1.92 trillion grants ke liye hain, jo mukhtalif projects aur institutions ke liye hain.
: Public Sector Development Program (PSDP) ke liye Rs 1 trillion rakha gaya, jisme transport infrastructure (roads, railways) ke liye Rs 328 billion aur energy projects (jaise Tarbela 5th Extension aur Dasu Hydel) ke liye Rs 90.2 billion hain.
Salary aur Pension Increase:Government employees ki salaries mein 7.5% se 10% tak izafa kiya jayega, aur pensions mein 5% se 7% tak. Grades 1-16 ke employees ke liye 30% disparity allowance bhi propose kiya gaya hai.
Yeh izafa inflation ka asar kam karne aur low-salary employees ko relief dene ke liye hai.
Targets:GDP growth 4.2% ka target hai, jo pichle saal ke 2.7% se behtar hai.Inflation 7.5% tak rakhne ki koshish hai, jo 2 saal pehle 29.2% thi.Foreign reserves $14 billion tak aur remittances $38 billion tak jane ka target hai.Debt-to-GDP ratio 74% se ghat kar 70% karne ka plan hai.Naye Taxes aur MeasuresPetrol/Diesel: Rs 2.5/litre ka carbon levy laga, jisse petrol Rs 256.13 aur diesel Rs 257.14/litre tak mehnga ho sakta hai.
-Filers: Banks se Rs 100,000 cash nikalne pe Rs 1,000 tax lagega (non-filers ke liye). Non-filers ke liye gariyan aur property khareedna bhi mushkil kiya gaya.
Panels: Solar panel imports pe sales tax 18% se ghat kar 10% kiya gaya.E-Commerce: Online shopping pe taxes barhaye gaye, aur e-commerce businesses ko FBR ke sath register karna hoga.
Phones aur Cars: Mobile phones aur 1300cc se bari gariyon pe taxes barhaye gaye, jisse yeh cheezein mehngi hongi.
Sector-wise Allocations Education: Federal PSDP mein education ke liye Rs 113 billion aur Sindh ne apne budget mein Rs 523 billion rakhe hain, jo 12% zyada hai.
: Federal level pe Rs 32 billion aur Sindh ne 8% barhaya hai health budget.
: Sindh ka plan hai 1,000 electric buses introduce karne ka, aur federal level pe transport infrastructure pe focus hai.
: Punjab ne Rs 129.8 billion agriculture ke liye rakhe, aur kisanon ko modern technology se jorne ka plan hai.
& Technology: Rs 4.8 billion 31 schemes ke liye, jaise semiconductor chip design aur medical cannabis projects.
aur ReformsPakistan International Airlines (PIA) aur Roosevelt Hotel ki privatization FY2025-26 mein complete karne ka target hai. 45 state-owned enterprises (SOEs) ko privatize ya band kiya jayega.
ko digital banane ka plan hai, jisme AI-based audits aur e-invoicing shamil hain, taake tax evasion kam ho.
reforms se customs duties ko 0-15% slabs mein adjust kiya jayega, jo Vietnam aur Indonesia ke equal hoga.
Challenges aur CriticismRegressive Taxes: Indirect taxes (jaise sales tax aur petroleum levy) ka hissa zyada hai, jo ghareeb awam pe bojh dalta hai.
Development Spending: Development budget (Rs 1 trillion) total expenditure ka sirf 8% hai, jo long-term growth ke liye kam hai.IMF Pressure: Budget IMF ke $7 billion loan program ke guidelines pe based hai, jo strict fiscal reforms mangta hai.
ka Reaction: PTI lawmakers ne budget session mein hungama kiya, aur analysts ka kehna hai ke yeh budget sirf fiscal survival pe focus karta hai, structural reforms kam hain.
Sector: Health aur education pe allocation kam hai, jo human development ke liye challenge hai.
BudgetsPunjab: Rs 5,335 billion ka budget, 10% salary aur 5% pension increase, aur agriculture pe focus.
: Rs 523 billion education, 8% health budget increase, aur 4,400 new school staff ki hiring.
Pakhtunkhwa: Rs 2.1 trillion surplus budget, jo development projects pe focus karta hai.ConclusionYeh budget Pakistan ki economic stability aur defense ko mazboot karne ki koshish hai, lekin is mein regressive taxes aur kam development spending ke challenges hain.
Salaried class ko kuch relief mila, lekin petrol, gariyon, aur online shopping ke taxes se awam pe bojh barh sakta hai.
ke sath mil kar reforms aur privatization pe focus hai, lekin long-term growth ke liye health, education, aur infrastructure mein zyada investment ki zarurat hai.
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