10/01/2023
The Ultimate Kaiser Health Builder Plan is a healthcare plan that empowers individuals to take charge of their own health and future.
Kaiser International Healthgroup, Inc. is a product-based corporation that is actuarially sound. It combines the best aspects of a Health Maintenance Organization, a health savings account, and a financial investment.
A first-of-its-kind program in the country's HMO scene;
โ๏ธ All-in-one healthcare coverage, savings, emergency fund, and insurance;
โ๏ธ Ensures long-term care even when the client reaches the age of sixty and beyond, when he has only himself to rely on;
โ๏ธ An account that you can take with you! Your plan and funds will follow you even if you change or lose jobs.
โ๏ธ Return of Payment in the first seven (7) years of coverage for non-utilization;
โ๏ธ A four-way insurance coverage:
โ๏ธTerm Life
โ๏ธAccidental death and dismemberment
โ๏ธWaiver of installment due to death
โ๏ธWaiver of installment due to permanent and total disability;
โ๏ธ Outpatient benefits, annual physical examinations and dental coverage;
โ๏ธ No exclusions from 8th year onward;
โ๏ธ Flexible, Upgradeable within 30 days;
โ๏ธ Individual coverage is available, but it can also be implemented in businesses as a health savings salary deduction scheme.
โ๏ธ Annual lifetime healthcare benefits accumulate with interest in a "Health Savings Account" from years 8 to 20.
โ๏ธ "Health Savings Account" earn interest beyond 20 years.
โ๏ธ Payable over a period of seven years only, with fix rates for the duration of the payment period;
โ๏ธ Issue age up to 60, but coverability extends after 60; and,
โ๏ธ Reinstatement can be done within 2 years after lapsed policy.
โ๏ธ Benefits can be used up to any age.
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