10/01/2023
The Ultimate Kaiser Health Builder Plan is a healthcare plan that empowers individuals to take charge of their own health and future.
Kaiser International Healthgroup, Inc. is a product-based corporation that is actuarially sound. It combines the best aspects of a Health Maintenance Organization, a health savings account, and a financial investment.
A first-of-its-kind program in the country's HMO scene;
☑️ All-in-one healthcare coverage, savings, emergency fund, and insurance;
☑️ Ensures long-term care even when the client reaches the age of sixty and beyond, when he has only himself to rely on;
☑️ An account that you can take with you! Your plan and funds will follow you even if you change or lose jobs.
☑️ Return of Payment in the first seven (7) years of coverage for non-utilization;
☑️ A four-way insurance coverage:
✔️Term Life
✔️Accidental death and dismemberment
✔️Waiver of installment due to death
✔️Waiver of installment due to permanent and total disability;
☑️ Outpatient benefits, annual physical examinations and dental coverage;
☑️ No exclusions from 8th year onward;
☑️ Flexible, Upgradeable within 30 days;
☑️ Individual coverage is available, but it can also be implemented in businesses as a health savings salary deduction scheme.
☑️ Annual lifetime healthcare benefits accumulate with interest in a "Health Savings Account" from years 8 to 20.
☑️ "Health Savings Account" earn interest beyond 20 years.
☑️ Payable over a period of seven years only, with fix rates for the duration of the payment period;
☑️ Issue age up to 60, but coverability extends after 60; and,
☑️ Reinstatement can be done within 2 years after lapsed policy.
☑️ Benefits can be used up to any age.
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